Cost of Living Comparison Between Panama City and Ubud, Bali Cost of Living Comparison Between Panama City and Ubud, Bali

😐 Solo nomad: Panama City is 3.1% more expensive than Ubud, Bali without rent, and 28.5% more expensive with rent.

😐 Family of 3: Panama City is 32.7% more expensive than Ubud, Bali without rent, and 1.5% cheaper with rent.

Meal at Budget Restaurant

$10.13 PAB 10.13

$3.48 Rp 59.7K

191.09%

Three-Course Dinner for Two, Mid-Range

$50.2 PAB 50.2

$32.88 Rp 563.9K

52.65%

Fast Food Meal (McDonalds, etc)

$8.19 PAB 8.19

$5.09 Rp 87.3K

60.90%

Cappuccino

$3.63 PAB 3.63

$2.75 Rp 47.1K

32.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 PAB 1.68

$1.38 Rp 23.7K

21.74%

Water (0.33 liter bottle)

$1.39 PAB 1.39

$0.71 Rp 12.2K

95.77%

Local Beer (0.5 liter draught)

$2.99 PAB 2.99

$2.88 Rp 49.4K

3.82%

Imported Beer (0.33 liter bottle)

$3.89 PAB 3.89

$3.87 Rp 66.4K

0.52%

Milk (1 liter)

$1.82 PAB 1.82

$1.79 Rp 30.7K

1.68%

White Bread (500g)

$2.47 PAB 2.47

$2.45 Rp 42.0K

0.82%

Rice (white) (1kg)

$2.40 PAB 2.40

$1.21 Rp 20.7K

98.35%

Eggs

$2.82 PAB 2.82

$2.39 Rp 40.9K

17.99%

Local Cheese (1kg)

$11.46 PAB 11.46

$14.70 Rp 252.1K

-22.04%

Chicken Fillets (1kg)

$7.36 PAB 7.36

$4.24 Rp 72.7K

73.58%

Beef Round Steak (1kg)

$9.81 PAB 9.81

$12.08 Rp 207.1K

-18.79%

Apples (1kg)

$3.38 PAB 3.38

$3.66 Rp 62.9K

-7.65%

Banana (1kg)

$1.47 PAB 1.47

$1.61 Rp 27.5K

-8.70%

Oranges (1kg)

$2.83 PAB 2.83

$2.72 Rp 46.6K

4.04%

Tomato (1kg)

$3.09 PAB 3.09

$2.27 Rp 39.0K

36.12%

Potato (1kg)

$2.24 PAB 2.24

$1.90 Rp 32.6K

17.89%

Onion (1kg)

$2.77 PAB 2.77

$2.30 Rp 39.4K

20.43%

Lettuce (1 head)

$2.13 PAB 2.13

$1.02 Rp 17.4K

108.82%

Water (1.5 liter bottle)

$1.54 PAB 1.54

$0.78 Rp 13.4K

97.44%

Cigarettes 20 Pack (Marlboro, Camel)

$6.03 PAB 6.03

$3.24 Rp 55.6K

86.11%

Wine (Bottle)

$10.98 PAB 10.98

$24.06 Rp 412.6K

-54.36%

Local Beer (0.5 liter bottle)

$1.28 PAB 1.28

$2.84 Rp 48.7K

-54.93%

Imported Beer (0.33 liter bottle)

$2.40 PAB 2.40

$2.79 Rp 47.8K

-13.98%

One-way Ticket (Public Transport)

$0.41 PAB 0.41

$0.27 Rp 4,610

51.85%

Public Transport Monthly Pass (Regular Price)

$22.68 PAB 22.68

$8.24 Rp 141.3K

175.24%

Taxi Start (Normal Tariff)

$2.55 PAB 2.55

$0.45 Rp 7,707

466.67%

Taxi (Normal Tariff) (1km)

$1.83 PAB 1.83

$0.43 Rp 7,304

325.58%

Taxi 1hour Waiting (Normal Tariff)

$21.82 PAB 21.82

$6.02 Rp 103.3K

262.46%

Gasoline (1 liter)

$0.87 PAB 0.87

$0.86 Rp 14.7K

1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K PAB 19.7K

$26.1K Rp 447.0M

-24.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K PAB 20.8K

$31.7K Rp 543.6M

-34.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 PAB 121

$78.3 Rp 1.3M

54.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.37 PAB 30.37

$4.00 Rp 68.5K

659.25%

Internet (50+ Mbps, Unlimited Data)

$48.88 PAB 48.88

$24.35 Rp 417.7K

100.74%

Gym Membership (Monthly)

$45.39 PAB 45.39

$95.8 Rp 1.6M

-52.61%

Tennis Court (1 Hour on Weekend)

$32.72 PAB 32.72

$6.46 Rp 110.7K

406.50%

Cinema Ticket

$8.08 PAB 8.08

$4.01 Rp 68.7K

101.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$470 PAB 470

$302 Rp 5.2M

55.90%

International Primary School, 1 Child (Yearly)

$15.8K PAB 15.8K

$6,545 Rp 112.2M

141.01%

Jeans (Levis 501 Or Similar)

$51.7 PAB 51.7

$53.4 Rp 916.2K

-3.24%

Summer Dress (H&M, Zara, etc)

$46.93 PAB 46.93

$38.55 Rp 661.1K

21.74%

Sport Shoes (Adidas, Nike)

$89.0 PAB 89.0

$89.1 Rp 1.5M

-0.08%

Men's Leather Business Shoes

$123 PAB 123

$78.9 Rp 1.4M

56.40%

1-bedroom Apartment, City Center (Monthly)

$1,149 PAB 1,149

$1,016 Rp 17.4M

13.07%

1-bedroom Apartment, Outside City Center (Monthly)

$883 PAB 883

$672 Rp 11.5M

31.35%

3-bedroom Apartment, City Center (Monthly)

$2,063 PAB 2,063

$3,368 Rp 57.8M

-38.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,595 PAB 1,595

$2,108 Rp 36.2M

-24.31%

Buy Apartment in City Center (m2)

$3,067 PAB 3,067

$3,001 Rp 51.5M

2.19%

Buy Apartment Outside City Center (m2)

$1,712 PAB 1,712

$2,337 Rp 40.1M

-26.72%

Average Monthly Net Salary (After Tax)

$947 PAB 947

$178 Rp 3.0M

433.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.23

13.28

-53.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City vs other spots: cost of living compared

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