Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Palmas

For one person, living is cheaper in Palmas: $830 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
39

Cost of Living Index in Palmas
Learn more

Palmas Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Palmas

🇧🇷 Brazil

$830

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Palmas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Palmas actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $830 in Palmas, rent included.

Ubud, Bali $1,331
Palmas $830

A couple spends around $2,255 per month in Ubud, Bali vs $1,281 in Palmas, rent included.

Ubud, Bali $2,255
Palmas $1,281

A family of three spends $3,180 per month in Ubud, Bali vs $1,733 in Palmas, rent included.

Ubud, Bali $3,180
Palmas $1,733

Ubud, Bali costs about 60% more than Palmas, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Palmas are more affordable than the global median – Ubud, Bali 2% lower, Palmas 39% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.83 R$21.01

-11.75%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$21.86 R$120

58.51%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.41 R$40.65

-24.83%

Cappuccino

$2.62 Rp 47.5K

$1.73 R$9.48

51.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.63 R$8.96

-5.52%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.81 R$4.45

-20.99%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.46 R$7.99

82.88%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.72 R$14.91

56.62%

Milk (1 liter)

$1.46 Rp 26.5K

$1.02 R$5.60

43.14%

White Bread (500g)

$2.29 Rp 41.6K

$1.34 R$7.36

70.90%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.76 R$15.15

-59.78%

Eggs

$2.10 Rp 38.1K

$2.41 R$13.24

-12.86%

Local Cheese (1kg)

$15.94 Rp 289.3K

$6.62 R$36.36

140.79%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.95 R$16.20

31.53%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$5.75 R$31.58

98.26%

Apples (1kg)

$3.55 Rp 64.5K

$2.18 R$11.97

62.84%

Banana (1kg)

$1.54 Rp 27.9K

$1.56 R$8.57

-1.28%

Oranges (1kg)

$2.23 Rp 40.5K

$1.13 R$6.21

97.35%

Tomato (1kg)

$1.97 Rp 35.8K

$1.08 R$5.93

82.41%

Potato (1kg)

$1.86 Rp 33.7K

$1.19 R$6.51

56.30%

Onion (1kg)

$2.42 Rp 43.9K

$1.04 R$5.72

132.69%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.75 R$4.13

36.00%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.71 R$3.90

-26.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.06 R$11.30

6.80%

Wine (Bottle)

$21.79 Rp 395.4K

$6.42 R$35.25

239.41%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.24 R$6.81

87.90%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.01 R$11.02

47.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.74 R$4.09

-66.22%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$41.72 R$229

-80.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$1.30 R$7.14

-66.15%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.70 R$3.83

-32.86%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$6.26 R$34.35

-10.54%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.11 R$6.08

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$19.7K R$108.0K

24.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$30.8K R$169.3K

2.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$106 R$581

-26.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$10.92 R$59.9

-43.77%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$18.50 R$102

2.27%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$21.99 R$121

131.88%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$26.12 R$143

-30.13%

Cinema Ticket

$4.38 Rp 79.5K

$6.13 R$33.62

-28.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$142 R$779

247.14%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$6,428 R$35.3K

90.13%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$33.94 R$186

33.06%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$49.29 R$271

-29.21%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$106 R$582

-26.16%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$66.9 R$367

16.35%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$309 R$1,696

248.66%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$233 R$1,276

185.93%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$611 R$3,354

474.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$461 R$2,532

262.25%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,616 R$8,869

44.80%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,140 R$6,257

96.15%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Palmas: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Palmas

$233 28% 65% $432

Groceries & Markets

Ubud, Bali

$279 21%

Palmas

$167 20.1% 40.4% $113

Clothing & Footwear

Ubud, Bali

$106 8%

Palmas

$115 13.9% 8.5% $9

Eating Out

Ubud, Bali

$106 8%

Palmas

$96 11.6% 9.2% $9.7

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Palmas

$135 16.3% 31.9% $33

Sport & Entertainment

Ubud, Bali

$60 4.5%

Palmas

$34 4.1% 42.7% $26

Getting Around

Ubud, Bali

$12 0.9%

Palmas

$49 6% 314% $38

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $309 in Palmas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $22 in Palmas. Monthly groceries follow the same trend: $279 vs $167 – making Palmas the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Palmas

🕒 Local time

14:35 2:35 PM

03:35 3:35 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

302,692

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 BRL = 0.182 USD

1 BRL = 0.163 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Brazilian Real exchange rates as of November 4, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.14 BRL (1 BRL = 0.163 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Palmas 17,260 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Palmas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Palmas: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $830 in Palmas – Palmas comes out roughly 38% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,244 in Palmas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Palmas, especially for central apartments: a one-bedroom in the center costs $309 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $22 in Palmas. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $830 in Palmas. That makes Palmas about 38% cheaper.

A $1,200 monthly budget goes further in Palmas, where all-in costs run around $830, than in Ubud, Bali at $1,331. In Palmas it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Palmas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.