Cost of Living Comparison Between Palmas and Ubud, Bali Cost of Living Comparison Between Palmas and Ubud, Bali

Monthly Cost of Living

A single person spends $724 per month in Palmas vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,111 per month in Palmas vs $2,582 in Ubud, Bali, rent included.

A family of three spends $1,499 per month in Palmas vs $3,757 in Ubud, Bali, rent included.

Palmas is about 49% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Palmas sits 46% below the global median, while Ubud, Bali is 5% above โ€“ they fall on opposite sides of the world average.

Currency
๐Ÿฝ Eating Out
Palmas
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.65 R$18.15
$3.42 Rpย 58.7K
6.73%
Three-Course Dinner for Two, Mid-Range
$17.91 R$89.0
$32.96 Rpย 566.5K
-45.66%
Fast Food Meal (McDonalds, etc)
$7.25 R$36.01
$5.08 Rpย 87.3K
42.72%
Cappuccino
$1.30 R$6.47
$2.82 Rpย 48.5K
-53.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.71 R$8.48
$1.37 Rpย 23.5K
24.82%
Water (0.33 liter bottle)
$1.01 R$5.03
$0.71 Rpย 12.2K
42.25%
Local Beer (0.5 liter draught)
$1.28 R$6.34
$2.97 Rpย 51.0K
-56.90%
Imported Beer (0.33 liter bottle)
$2.62 R$13.05
$3.91 Rpย 67.2K
-32.99%
๐Ÿ›’ Groceries & Markets
Palmas
Ubud, Bali
Difference
Milk (1 liter)
$1.05 R$5.21
$1.75 Rpย 30.0K
-40.00%
White Bread (500g)
$1.38 R$6.87
$2.52 Rpย 43.2K
-45.24%
Rice (white) (1kg)
$1.79 R$8.88
$1.21 Rpย 20.8K
47.93%
Eggs
$2.35 R$11.66
$2.33 Rpย 40.1K
0.86%
Local Cheese (1kg)
$6.45 R$32.08
$14.50 Rpย 249.2K
-55.52%
Chicken Fillets (1kg)
$3.35 R$16.63
$4.36 Rpย 74.9K
-23.17%
Beef Round Steak (1kg)
$5.84 R$29.00
$12.05 Rpย 207.0K
-51.54%
Apples (1kg)
$2.13 R$10.57
$3.82 Rpย 65.6K
-44.24%
Banana (1kg)
$1.57 R$7.80
$1.61 Rpย 27.7K
-2.48%
Oranges (1kg)
$1.18 R$5.88
$2.70 Rpย 46.5K
-56.30%
Tomato (1kg)
$1.06 R$5.28
$2.23 Rpย 38.3K
-52.47%
Potato (1kg)
$1.15 R$5.73
$1.90 Rpย 32.6K
-39.47%
Onion (1kg)
$1.05 R$5.22
$2.18 Rpย 37.5K
-51.83%
Lettuce (1 head)
$0.73 R$3.64
$1.03 Rpย 17.7K
-29.13%
Water (1.5 liter bottle)
$0.66 R$3.29
$0.77 Rpย 13.3K
-14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$2.16 R$10.73
$3.18 Rpย 54.7K
-32.08%
Wine (Bottle)
$7.21 R$35.85
$23.23 Rpย 399.2K
-68.96%
Local Beer (0.5 liter bottle)
$0.97 R$4.82
$2.85 Rpย 48.9K
-65.96%
Imported Beer (0.33 liter bottle)
$1.98 R$9.86
$2.72 Rpย 46.7K
-27.21%
๐ŸšŒ Getting Around
Palmas
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.66 R$3.26
$0.29 Rpย 5,022
127.59%
Public Transport Monthly Pass (Regular Price)
$38.14 R$190
$8.43 Rpย 144.8K
352.43%
Taxi Start (Normal Tariff)
$1.10 R$5.48
$0.49 Rpย 8,344
124.49%
Taxi (Normal Tariff) (1km)
$0.71 R$3.51
$0.45 Rpย 7,812
57.78%
Taxi 1hour Waiting (Normal Tariff)
$6.57 R$32.66
$6.28 Rpย 107.8K
4.62%
Gasoline (1 liter)
$1.04 R$5.17
$0.85 Rpย 14.6K
22.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K R$103.0K
$26.1K Rpย 447.8M
-20.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K R$136.1K
$31.5K Rpย 541.8M
-13.12%
๐Ÿงพ Monthly Utilities & Internet
Palmas
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 R$582
$79.8 Rpย 1.4M
46.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.71 R$53.2
$4.09 Rpย 70.3K
161.86%
Internet (50+ Mbps, Unlimited Data)
$18.19 R$90.4
$24.06 Rpย 413.6K
-24.40%
๐ŸŽ‰ Sport & Entertainment
Palmas
Ubud, Bali
Difference
Gym Membership (Monthly)
$21.89 R$109
$96.2 Rpย 1.7M
-77.24%
Tennis Court (1 Hour on Weekend)
$21.41 R$106
$6.53 Rpย 112.2K
227.87%
Cinema Ticket
$5.29 R$26.30
$4.13 Rpย 71.1K
28.09%
๐Ÿงธ Childcare & Education
Palmas
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$128 R$638
$297 Rpย 5.1M
-56.77%
International Primary School, 1 Child (Yearly)
$6,549 R$32.6K
$6,661 Rpย 114.5M
-1.68%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Palmas
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$37.66 R$187
$55.0 Rpย 944.5K
-31.48%
Summer Dress (H&M, Zara, etc)
$41.82 R$208
$38.75 Rpย 666.0K
7.92%
Sport Shoes (Adidas, Nike)
$91.0 R$452
$89.6 Rpย 1.5M
1.58%
Men's Leather Business Shoes
$58.4 R$290
$78.9 Rpย 1.4M
-26.05%
๐Ÿ  Accommodation & Living
Palmas
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$218 R$1,083
$1,018 Rpย 17.5M
-78.60%
1-bedroom Apartment, Outside City Center (Monthly)
$147 R$729
$660 Rpย 11.3M
-77.77%
3-bedroom Apartment, City Center (Monthly)
$458 R$2,275
$3,435 Rpย 59.0M
-86.67%
3-bedroom Apartment, Outside City Center (Monthly)
$291 R$1,446
$2,053 Rpย 35.3M
-85.83%
Buy Apartment in City Center (m2)
$1,692 R$8,408
$2,981 Rpย 51.2M
-43.24%
Buy Apartment Outside City Center (m2)
$1,211 R$6,019
$2,368 Rpย 40.7M
-48.86%
๐Ÿ’ต Salaries & Financials
Palmas
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$295 R$1,468
$172 Rpย 3.0M
71.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.92
13.28
-17.77%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Palmas: April 20, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $218 in Palmas versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Palmas, which reinforces the cost advantage โ€“ you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18 in Palmas versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $164 vs $299 โ€“ making Palmas the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Palmas vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Palmas and Ubud, Bali compare overall?
Monthly costs with rent: $724 in Palmas, $1,408 in Ubud, Bali โ€“ roughly 95% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Palmas compared to Ubud, Bali?
For a comfortable life, plan on about $1,086 per month in Palmas and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
How do rents compare between Palmas and Ubud, Bali?
Rent is clearly cheaper in Palmas, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $18.00 in Palmas and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
Which city is more expensive overall: Palmas or Ubud, Bali?
Monthly expenses with rent come to $724 in Palmas and $1,408 in Ubud, Bali. The difference isn't just one category โ€“ it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Palmas, where all-in costs run around $724, than in Ubud, Bali at $1,408. In Palmas it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Palmas and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $724 in Palmas to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Palmas or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
How do I decide between Palmas and Ubud, Bali?
If budget matters most, go with Palmas. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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