Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Palazzo San Gervasio

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,899 in Palazzo San Gervasio, rent and utilities included – about $6,800 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
90

Cost of Living Index in Palazzo San Gervasio
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Palazzo San Gervasio Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Palazzo San Gervasio

🇮🇹 Italy

$1,899

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Palazzo San Gervasio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Palazzo San Gervasio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,899 in Palazzo San Gervasio.

Ubud, Bali $1,331
Palazzo San Gervasio $1,899

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,868 in Palazzo San Gervasio.

Ubud, Bali $2,255
Palazzo San Gervasio $2,868

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,838 in Palazzo San Gervasio.

Ubud, Bali $3,180
Palazzo San Gervasio $3,838

Living in Ubud, Bali costs roughly 30% less than in Palazzo San Gervasio, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Palazzo San Gervasio is 40% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$22.26 €19.78

-84.82%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$67.6 €60.0

-48.72%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$11.36 €10.09

-50.97%

Cappuccino

$2.62 Rp 47.6K

$2.53 €2.25

3.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.18 €2.83

-51.57%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.42 €1.26

-54.93%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.75 €5.11

-53.57%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.52 €4.01

-5.75%

Milk (1 liter)

$1.46 Rp 26.5K

$1.80 €1.60

-18.89%

White Bread (500g)

$2.29 Rp 41.6K

$1.74 €1.54

31.61%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.69 €2.39

-58.74%

Eggs

$2.10 Rp 38.1K

$5.29 €4.70

-60.30%

Local Cheese (1kg)

$15.94 Rp 289.4K

$22.63 €20.11

-29.56%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$16.67 €14.81

-76.72%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$26.74 €23.75

-57.37%

Apples (1kg)

$3.55 Rp 64.5K

$2.76 €2.45

28.62%

Banana (1kg)

$1.54 Rp 27.9K

$2.33 €2.07

-33.91%

Oranges (1kg)

$2.23 Rp 40.5K

$2.96 €2.63

-24.66%

Tomato (1kg)

$1.97 Rp 35.8K

$3.01 €2.67

-34.55%

Potato (1kg)

$1.86 Rp 33.7K

$2.01 €1.78

-7.46%

Onion (1kg)

$2.42 Rp 43.9K

$1.99 €1.77

21.61%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.96 €2.63

-65.54%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.62 €0.55

-16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.66 €5.92

-66.97%

Wine (Bottle)

$21.79 Rp 395.6K

$8.16 €7.25

167.03%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.89 €1.68

23.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.48 €2.20

19.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.70 €1.51

-85.29%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$41.11 €36.52

-80.13%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$6.76 €6.00

-93.49%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.66 €1.47

-71.69%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$22.15 €19.68

-74.72%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.09 €1.86

-60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$35.4K €31.5K

-31.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$34.6K €30.7K

-8.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$243 €216

-68.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$14.18 €12.60

-56.70%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$36.11 €32.07

-47.60%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$53.1 €47.18

-3.99%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$23.82 €21.15

-23.38%

Cinema Ticket

$4.38 Rp 79.6K

$8.85 €7.86

-50.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$560 €498

-12.09%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$10.1K €8,949

21.31%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$109 €96.5

-58.44%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$36.63 €32.54

-4.75%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$124 €110

-36.99%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$130 €116

-40.24%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$717 €636

50.39%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$580 €515

14.63%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,157 €1,028

203.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$904 €803

84.89%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,927 €2,600

-20.04%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,078 €1,846

7.62%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.13

340.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Palazzo San Gervasio: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Palazzo San Gervasio

$580 30.6% 12.8% $85

Groceries & Markets

Ubud, Bali

$279 21%

Palazzo San Gervasio

$413 21.8% 47.9% $134

Clothing & Footwear

Ubud, Bali

$106 8%

Palazzo San Gervasio

$180 9.5% 69.3% $74

Eating Out

Ubud, Bali

$106 8%

Palazzo San Gervasio

$299 15.7% 183% $193

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Palazzo San Gervasio

$293 15.4% 186% $190

Sport & Entertainment

Ubud, Bali

$60 4.5%

Palazzo San Gervasio

$71 3.7% 18.5% $11

Getting Around

Ubud, Bali

$12 0.9%

Palazzo San Gervasio

$63 3.3% 427% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $717 in Palazzo San Gervasio. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $68 in Palazzo San Gervasio for a mid-range dinner for two. Groceries echo the gap at $279 vs $413 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Palazzo San Gervasio

🕒 Local time

22:22 10:22 PM

15:22 3:22 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,600

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Palazzo San Gervasio 11,400 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Palazzo San Gervasio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Palazzo San Gervasio: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 30% lower than in Palazzo San Gervasio. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $2,848 in Palazzo San Gervasio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $717 in Palazzo San Gervasio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,899 in Palazzo San Gervasio – Ubud, Bali is about 30% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 80% less than in Palazzo San Gervasio. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Palazzo San Gervasio are both considered safe, so it’s unlikely to be the deciding factor between them.