Last update: Oct 2026

Cost of Living Comparison Between Palazzo San Gervasio and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,899 in Palazzo San Gervasio, rent and utilities included – about $6,800 less a year. Other living expenses account for most of the difference.

90

Cost of Living Index in Palazzo San Gervasio
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Palazzo San Gervasio Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Palazzo San Gervasio

🇮🇹 Italy

$1,899

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Palazzo San Gervasio and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palazzo San Gervasio and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,899 in Palazzo San Gervasio versus $1,331 in Ubud, Bali.

Palazzo San Gervasio $1,899
Ubud, Bali $1,331

Estimated couple costs with rent: $2,868 in Palazzo San Gervasio versus $2,255 in Ubud, Bali.

Palazzo San Gervasio $2,868
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,838 in Palazzo San Gervasio versus $3,180 in Ubud, Bali.

Palazzo San Gervasio $3,838
Ubud, Bali $3,180

Living in Palazzo San Gervasio is roughly 43% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Palazzo San Gervasio is 40% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$22.26 €19.86

$3.38 Rp 61.3K

558.58%

Three-Course Dinner for Two, Mid-Range

$67.6 €60.3

$34.65 Rp 628.8K

95.01%

Fast Food Meal (McDonalds, etc)

$11.36 €10.13

$5.57 Rp 101.2K

103.95%

Cappuccino

$2.53 €2.26

$2.62 Rp 47.5K

-3.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 €2.84

$1.54 Rp 27.9K

106.49%

Water (0.33 liter bottle)

$1.42 €1.26

$0.64 Rp 11.6K

121.87%

Local Beer (0.5 liter draught)

$5.75 €5.13

$2.67 Rp 48.4K

115.36%

Imported Beer (0.33 liter bottle)

$4.52 €4.03

$4.26 Rp 77.4K

6.10%

Milk (1 liter)

$1.80 €1.60

$1.46 Rp 26.5K

23.29%

White Bread (500g)

$1.74 €1.55

$2.29 Rp 41.6K

-24.02%

Rice (white) (1kg)

$2.69 €2.40

$1.11 Rp 20.1K

142.34%

Eggs

$5.29 €4.72

$2.10 Rp 38.1K

151.90%

Local Cheese (1kg)

$22.63 €20.19

$15.94 Rp 289.3K

41.97%

Chicken Fillets (1kg)

$16.67 €14.87

$3.88 Rp 70.5K

329.64%

Beef Round Steak (1kg)

$26.74 €23.85

$11.40 Rp 206.9K

134.56%

Apples (1kg)

$2.76 €2.46

$3.55 Rp 64.5K

-22.25%

Banana (1kg)

$2.33 €2.07

$1.54 Rp 27.9K

51.30%

Oranges (1kg)

$2.96 €2.64

$2.23 Rp 40.5K

32.74%

Tomato (1kg)

$3.01 €2.69

$1.97 Rp 35.8K

52.79%

Potato (1kg)

$2.01 €1.79

$1.86 Rp 33.7K

8.06%

Onion (1kg)

$1.99 €1.78

$2.42 Rp 43.9K

-17.77%

Lettuce (1 head)

$2.96 €2.64

$1.02 Rp 18.6K

190.20%

Water (1.5 liter bottle)

$0.62 €0.55

$0.52 Rp 9,479

19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$6.66 €5.94

$2.20 Rp 39.9K

202.73%

Wine (Bottle)

$8.16 €7.28

$21.79 Rp 395.4K

-62.55%

Local Beer (0.5 liter bottle)

$1.89 €1.69

$2.33 Rp 42.2K

-18.88%

Imported Beer (0.33 liter bottle)

$2.48 €2.21

$2.97 Rp 53.9K

-16.50%

One-way Ticket (Public Transport)

$1.70 €1.52

$0.25 Rp 4,544

580.00%

Public Transport Monthly Pass (Regular Price)

$41.11 €36.67

$8.17 Rp 148.4K

403.18%

Taxi Start (Normal Tariff)

$6.76 €6.03

$0.44 Rp 7,944

1436.36%

Taxi (Normal Tariff) (1km)

$1.66 €1.48

$0.47 Rp 8,493

253.19%

Taxi 1hour Waiting (Normal Tariff)

$22.15 €19.76

$5.60 Rp 101.6K

295.54%

Gasoline (1 liter)

$2.09 €1.87

$0.83 Rp 15.0K

151.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K €31.6K

$24.4K Rp 443.7M

44.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.9K

$31.7K Rp 575.2M

9.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 €217

$77.5 Rp 1.4M

213.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.18 €12.65

$6.14 Rp 111.5K

130.94%

Internet (50+ Mbps, Unlimited Data)

$36.11 €32.21

$18.92 Rp 343.3K

90.86%

Gym Membership (Monthly)

$53.1 €47.37

$51.0 Rp 925.4K

4.16%

Tennis Court (1 Hour on Weekend)

$23.82 €21.24

$18.25 Rp 331.2K

30.52%

Cinema Ticket

$8.85 €7.89

$4.38 Rp 79.5K

102.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$560 €500

$492 Rp 8.9M

13.75%

International Primary School, 1 Child (Yearly)

$10.1K €8,986

$12.2K Rp 221.8M

-17.57%

Jeans (Levis 501 Or Similar)

$109 €96.9

$45.16 Rp 819.6K

140.59%

Summer Dress (H&M, Zara, etc)

$36.63 €32.67

$34.89 Rp 633.2K

4.99%

Sport Shoes (Adidas, Nike)

$124 €111

$78.3 Rp 1.4M

58.70%

Men's Leather Business Shoes

$130 €116

$77.9 Rp 1.4M

67.34%

1-bedroom Apartment, City Center (Monthly)

$717 €639

$1,078 Rp 19.6M

-33.51%

1-bedroom Apartment, Outside City Center (Monthly)

$580 €517

$665 Rp 12.1M

-12.77%

3-bedroom Apartment, City Center (Monthly)

$1,157 €1,032

$3,510 Rp 63.7M

-67.04%

3-bedroom Apartment, Outside City Center (Monthly)

$904 €806

$1,671 Rp 30.3M

-45.91%

Buy Apartment in City Center (m2)

$2,927 €2,611

$2,340 Rp 42.5M

25.07%

Buy Apartment Outside City Center (m2)

$2,078 €1,853

$2,236 Rp 40.6M

-7.08%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.13

13.78

-77.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palazzo San Gervasio: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Palazzo San Gervasio

$580 30.6%

Ubud, Bali

$665 50% 14.6% $85

Groceries & Markets

Palazzo San Gervasio

$413 21.8%

Ubud, Bali

$279 21% 32.4% $134

Eating Out

Palazzo San Gervasio

$299 15.7%

Ubud, Bali

$106 8% 64.6% $193

Monthly Utilities & Internet

Palazzo San Gervasio

$293 15.4%

Ubud, Bali

$103 7.7% 65% $190

Clothing & Footwear

Palazzo San Gervasio

$180 9.5%

Ubud, Bali

$106 8% 40.9% $74

Sport & Entertainment

Palazzo San Gervasio

$71 3.7%

Ubud, Bali

$60 4.5% 15.6% $11

Getting Around

Palazzo San Gervasio

$63 3.3%

Ubud, Bali

$12 0.9% 81% $51

Cost Breakdown

A one-bedroom apartment in the center runs $717 in Palazzo San Gervasio and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $68 in Palazzo San Gervasio vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $413 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇹 Palazzo San Gervasio

🇮🇩 Ubud, Bali

🕒 Local time

14:55 2:55 PM

21:55 9:55 PM

7 h ahead of Palazzo San Gervasio

🌤 Weather

👥 Population

4,600

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

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Palazzo San Gervasio Ubud, Bali 11,400 km ≈ 15 h nonstop flight

From you

Palazzo San Gervasio
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Palazzo San Gervasio vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 30% lower than in Palazzo San Gervasio. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,848 in Palazzo San Gervasio and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $717 in Palazzo San Gervasio versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,899 per month in Palazzo San Gervasio versus $1,331 in Ubud, Bali – Ubud, Bali is about 30% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 80% less than in Palazzo San Gervasio. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Palazzo San Gervasio and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.