Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Palatine, IL

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,699 in Palatine, IL, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Palatine, IL, United States
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Palatine, IL
🇺🇸 United States
$2,699
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Palatine, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Palatine, IL actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,699 in Palatine, IL, rent included.

  • Ubud, Bali $1,331
  • Palatine, IL $2,699

A couple spends around $2,255 per month in Ubud, Bali vs $3,769 in Palatine, IL, rent included.

  • Ubud, Bali $2,255
  • Palatine, IL $3,769

A family of three spends $3,180 per month in Ubud, Bali vs $4,840 in Palatine, IL, rent included.

  • Ubud, Bali $3,180
  • Palatine, IL $4,840

Ubud, Bali is about 51% cheaper than Palatine, IL, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Palatine, IL is 100% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Palatine, IL
Difference
Meal at Budget Restaurant
$3.38 Rp 61.3K
$22.90 $22.90
-85.24%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 629.1K
$65.9 $65.9
-47.45%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.2K
$9.89 $9.89
-43.68%
Cappuccino
$2.62 Rp 47.6K
$4.77 $4.77
-45.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$2.40 $2.40
-35.83%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$2.25 $2.25
-71.56%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$5.30 $5.30
-49.62%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.4K
$7.49 $7.49
-43.12%
🛒 Groceries & Markets
Ubud, Bali
Palatine, IL
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.05 $1.05
39.05%
White Bread (500g)
$2.29 Rp 41.6K
$4.03 $4.03
-43.18%
Rice (white) (1kg)
$1.11 Rp 20.1K
$4.64 $4.64
-76.08%
Eggs
$2.10 Rp 38.1K
$4.11 $4.11
-48.91%
Local Cheese (1kg)
$15.94 Rp 289.4K
$13.43 $13.43
18.69%
Chicken Fillets (1kg)
$3.88 Rp 70.5K
$10.25 $10.25
-62.15%
Beef Round Steak (1kg)
$11.40 Rp 207.0K
$15.94 $15.94
-28.48%
Apples (1kg)
$3.55 Rp 64.5K
$4.91 $4.91
-27.70%
Banana (1kg)
$1.54 Rp 27.9K
$1.65 $1.65
-6.67%
Oranges (1kg)
$2.23 Rp 40.5K
$4.08 $4.08
-45.34%
Tomato (1kg)
$1.97 Rp 35.8K
$4.20 $4.20
-53.10%
Potato (1kg)
$1.86 Rp 33.7K
$2.87 $2.87
-35.19%
Onion (1kg)
$2.42 Rp 43.9K
$3.25 $3.25
-25.54%
Lettuce (1 head)
$1.02 Rp 18.6K
$2.05 $2.05
-50.24%
Water (1.5 liter bottle)
$0.52 Rp 9,483
$1.99 $1.99
-73.87%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$10.92 $10.92
-79.85%
Wine (Bottle)
$21.79 Rp 395.6K
$14.21 $14.21
53.34%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$1.69 $1.69
37.87%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.18 $3.18
-6.60%
🚌 Getting Around
Ubud, Bali
Palatine, IL
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,546
$1.98 $1.98
-87.37%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.4K
$61.4 $61.4
-86.69%
Taxi Start (Normal Tariff)
$0.44 Rp 7,947
$3.44 $3.44
-87.21%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,496
$1.59 $1.59
-70.44%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.7K
$26.09 $26.09
-78.54%
Gasoline (1 liter)
$0.83 Rp 15.0K
$0.96 $0.96
-13.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.8M
$28.8K $28.8K
-15.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.5M
$29.2K $29.2K
8.38%
🧾 Monthly Utilities & Internet
Ubud, Bali
Palatine, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$218 $218
-64.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.6K
$61.3 $61.3
-89.99%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.4K
$75.0 $75.0
-74.78%
🎉 Sport & Entertainment
Ubud, Bali
Palatine, IL
Difference
Gym Membership (Monthly)
$51.0 Rp 925.8K
$34.96 $34.96
45.85%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.3K
-
-
Cinema Ticket
$4.38 Rp 79.6K
$12.94 $12.94
-66.15%
🧸 Childcare & Education
Ubud, Bali
Palatine, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$1,172 $1,172
-57.99%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.9M
$18.9K $18.9K
-35.41%
👕👟 Clothing & Footwear
Ubud, Bali
Palatine, IL
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.9K
$51.6 $51.6
-12.48%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 633.4K
$43.15 $43.15
-19.14%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$75.7 $75.7
3.50%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$117 $117
-33.55%
🏠 Accommodation & Living
Ubud, Bali
Palatine, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.6M
$1,710 $1,710
-36.98%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$1,356 $1,356
-50.97%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$2,400 $2,400
46.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$1,954 $1,954
-14.50%
Buy Apartment in City Center (m2)
$2,340 Rp 42.5M
$2,927 $2,927
-20.06%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$2,224 $2,224
0.54%
💵 Salaries & Financials
Ubud, Bali
Palatine, IL
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$4,600 $4,600
-96.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.59
109.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Palatine, IL: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Palatine, IL
$1.4K 104% $691
Groceries & Markets
Ubud, Bali
$279
Palatine, IL
$387 38.6% $108
Clothing & Footwear
Ubud, Bali
$106
Palatine, IL
$129 21.7% $23
Eating Out
Ubud, Bali
$106
Palatine, IL
$330 212% $224
Monthly Utilities & Internet
Ubud, Bali
$103
Palatine, IL
$354 246% $252
Sport & Entertainment
Ubud, Bali
$60
Palatine, IL
$61 1.8% $1.1
Getting Around
Ubud, Bali
$12
Palatine, IL
$81 575% $69

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,710 in Palatine, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Palatine, IL are about 28 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $66 in Palatine, IL. Monthly groceries follow the same trend: $279 vs $387 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Palatine, IL
🕒 Local time
06:02 6:02 AM
16:02 4:02 PM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
67,908
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

On the map
Between locations
  • Ubud, Bali Palatine, IL 15,640 km ≈ 20 h nonstop flight
From you
  • Ubud, Bali
  • Palatine, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Palatine, IL: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Palatine, IL?
Yes – Palatine, IL is pricier by about 103%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $4,048 in Palatine, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,710 in Palatine, IL.
How do food prices compare in Ubud, Bali and in Palatine, IL?
Groceries cost about 39% more in Palatine, IL, though the gap depends on what you buy.
Is eating out cheaper in Ubud, Bali or in Palatine, IL?
A mid-range dinner for two costs $35 in Ubud, Bali and $66 in Palatine, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 enough to cover costs in Ubud, Bali or in Palatine, IL?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,699 in Palatine, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Ubud, Bali or Palatine, IL more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Palatine, IL?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Palatine, IL makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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