Last update: Oct 2026

Cost of Living Comparison Between Palatine, IL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,699 in Palatine, IL, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

Palatine, IL, United States
Ubud, Bali, Indonesia
Palatine, IL
🇺🇸 United States
$2,699
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Palatine, IL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palatine, IL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,699 per month in Palatine, IL vs $1,331 in Ubud, Bali, rent included.

  • Palatine, IL $2,699
  • Ubud, Bali $1,331

A couple spends around $3,769 per month in Palatine, IL vs $2,255 in Ubud, Bali, rent included.

  • Palatine, IL $3,769
  • Ubud, Bali $2,255

A family of three spends $4,840 per month in Palatine, IL vs $3,180 in Ubud, Bali, rent included.

  • Palatine, IL $4,840
  • Ubud, Bali $3,180

Palatine, IL costs about 103% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Palatine, IL sits 100% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Palatine, IL
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.90 $22.90
$3.38 Rp 61.3K
577.51%
Three-Course Dinner for Two, Mid-Range
$65.9 $65.9
$34.65 Rp 628.8K
90.30%
Fast Food Meal (McDonalds, etc)
$9.89 $9.89
$5.57 Rp 101.2K
77.56%
Cappuccino
$4.77 $4.77
$2.62 Rp 47.5K
82.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.40 $2.40
$1.54 Rp 27.9K
55.84%
Water (0.33 liter bottle)
$2.25 $2.25
$0.64 Rp 11.6K
251.56%
Local Beer (0.5 liter draught)
$5.30 $5.30
$2.67 Rp 48.4K
98.50%
Imported Beer (0.33 liter bottle)
$7.49 $7.49
$4.26 Rp 77.4K
75.82%
🛒 Groceries & Markets
Palatine, IL
Ubud, Bali
Difference
Milk (1 liter)
$1.05 $1.05
$1.46 Rp 26.5K
-28.08%
White Bread (500g)
$4.03 $4.03
$2.29 Rp 41.6K
75.98%
Rice (white) (1kg)
$4.64 $4.64
$1.11 Rp 20.1K
318.02%
Eggs
$4.11 $4.11
$2.10 Rp 38.1K
95.71%
Local Cheese (1kg)
$13.43 $13.43
$15.94 Rp 289.3K
-15.75%
Chicken Fillets (1kg)
$10.25 $10.25
$3.88 Rp 70.5K
164.18%
Beef Round Steak (1kg)
$15.94 $15.94
$11.40 Rp 206.9K
39.82%
Apples (1kg)
$4.91 $4.91
$3.55 Rp 64.5K
38.31%
Banana (1kg)
$1.65 $1.65
$1.54 Rp 27.9K
7.14%
Oranges (1kg)
$4.08 $4.08
$2.23 Rp 40.5K
82.96%
Tomato (1kg)
$4.20 $4.20
$1.97 Rp 35.8K
113.20%
Potato (1kg)
$2.87 $2.87
$1.86 Rp 33.7K
54.30%
Onion (1kg)
$3.25 $3.25
$2.42 Rp 43.9K
34.30%
Lettuce (1 head)
$2.05 $2.05
$1.02 Rp 18.6K
100.98%
Water (1.5 liter bottle)
$1.99 $1.99
$0.52 Rp 9,479
282.69%
Cigarettes 20 Pack (Marlboro, Camel)
$10.92 $10.92
$2.20 Rp 39.9K
396.36%
Wine (Bottle)
$14.21 $14.21
$21.79 Rp 395.4K
-34.79%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.33 Rp 42.2K
-27.47%
Imported Beer (0.33 liter bottle)
$3.18 $3.18
$2.97 Rp 53.9K
7.07%
🚌 Getting Around
Palatine, IL
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$0.25 Rp 4,544
692.00%
Public Transport Monthly Pass (Regular Price)
$61.4 $61.4
$8.17 Rp 148.4K
651.16%
Taxi Start (Normal Tariff)
$3.44 $3.44
$0.44 Rp 7,944
681.82%
Taxi (Normal Tariff) (1km)
$1.59 $1.59
$0.47 Rp 8,493
238.30%
Taxi 1hour Waiting (Normal Tariff)
$26.09 $26.09
$5.60 Rp 101.6K
365.89%
Gasoline (1 liter)
$0.96 $0.96
$0.83 Rp 15.0K
15.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K $28.8K
$24.4K Rp 443.7M
17.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K $29.2K
$31.7K Rp 575.2M
-7.74%
🧾 Monthly Utilities & Internet
Palatine, IL
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 $218
$77.5 Rp 1.4M
181.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.3 $61.3
$6.14 Rp 111.5K
898.70%
Internet (50+ Mbps, Unlimited Data)
$75.0 $75.0
$18.92 Rp 343.3K
296.46%
🎉 Sport & Entertainment
Palatine, IL
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.96 $34.96
$51.0 Rp 925.4K
-31.44%
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 331.2K
-
Cinema Ticket
$12.94 $12.94
$4.38 Rp 79.5K
195.43%
🧸 Childcare & Education
Palatine, IL
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,172 $1,172
$492 Rp 8.9M
138.06%
International Primary School, 1 Child (Yearly)
$18.9K $18.9K
$12.2K Rp 221.8M
54.82%
👕👟 Clothing & Footwear
Palatine, IL
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.6 $51.6
$45.16 Rp 819.6K
14.26%
Summer Dress (H&M, Zara, etc)
$43.15 $43.15
$34.89 Rp 633.2K
23.67%
Sport Shoes (Adidas, Nike)
$75.7 $75.7
$78.3 Rp 1.4M
-3.38%
Men's Leather Business Shoes
$117 $117
$77.9 Rp 1.4M
50.48%
🏠 Accommodation & Living
Palatine, IL
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,710 $1,710
$1,078 Rp 19.6M
58.68%
1-bedroom Apartment, Outside City Center (Monthly)
$1,356 $1,356
$665 Rp 12.1M
103.95%
3-bedroom Apartment, City Center (Monthly)
$2,400 $2,400
$3,510 Rp 63.7M
-31.62%
3-bedroom Apartment, Outside City Center (Monthly)
$1,954 $1,954
$1,671 Rp 30.3M
16.95%
Buy Apartment in City Center (m2)
$2,927 $2,927
$2,340 Rp 42.5M
25.09%
Buy Apartment Outside City Center (m2)
$2,224 $2,224
$2,236 Rp 40.6M
-0.54%
💵 Salaries & Financials
Palatine, IL
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,600 $4,600
$166 Rp 3.0M
2665.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
13.78
-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palatine, IL: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Palatine, IL
$1.4K
Ubud, Bali
$665 51% $691
Groceries & Markets
Palatine, IL
$387
Ubud, Bali
$279 27.8% $108
Monthly Utilities & Internet
Palatine, IL
$354
Ubud, Bali
$103 71.1% $252
Eating Out
Palatine, IL
$330
Ubud, Bali
$106 68% $224
Clothing & Footwear
Palatine, IL
$129
Ubud, Bali
$106 17.9% $23
Getting Around
Palatine, IL
$81
Ubud, Bali
$12 85.2% $69
Sport & Entertainment
Palatine, IL
$61
Ubud, Bali
$60 1.8% $1.1

Cost Breakdown

A central one-bedroom costs $1,710 in Palatine, IL versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Palatine, IL are about 28 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Palatine, IL versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $387 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Palatine, IL
🇮🇩 Ubud, Bali
🕒 Local time
13:37 1:37 PM
03:37 3:37 AM
14 h ahead of Palatine, IL
🌤 Weather
👥 Population
67,908
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,430 IDR (100,000 IDR = 4.89 EUR).

On the map
Between locations
  • Palatine, IL Ubud, Bali 15,640 km ≈ 20 h nonstop flight
From you
  • Palatine, IL
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Palatine, IL vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Palatine, IL?
Yes – Palatine, IL is pricier by about 103%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $4,048 per month in Palatine, IL and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,710 in Palatine, IL.
How do food prices compare in Palatine, IL and in Ubud, Bali?
Groceries cost about 39% more in Palatine, IL, though the gap depends on what you buy.
Is eating out cheaper in Palatine, IL or in Ubud, Bali?
A mid-range dinner for two costs $66 in Palatine, IL and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 enough to cover costs in Palatine, IL or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $2,699 in Palatine, IL and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Palatine, IL or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Palatine, IL or Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Palatine, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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