Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Pacov

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,869 in Pacov, rent and utilities included – about $6,500 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
89

Cost of Living Index in Pacov
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Pacov Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Pacov

🇨🇿 Czech Republic

$1,869

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Pacov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Pacov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,869 in Pacov.

Ubud, Bali $1,331
Pacov $1,869

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,730 in Pacov.

Ubud, Bali $2,255
Pacov $2,730

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,591 in Pacov.

Ubud, Bali $3,180
Pacov $3,591

Living in Ubud, Bali costs roughly 29% less than in Pacov, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Ubud, Bali is 2% below, Pacov is 38% above.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$9.16 Kč 198

-63.10%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$45.71 Kč 990

-24.20%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$12.58 Kč 272

-55.72%

Cappuccino

$2.62 Rp 47.3K

$2.86 Kč 61.9

-8.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.68 Kč 58.1

-42.54%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.42 Kč 30.74

-54.93%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$1.39 Kč 30.14

92.09%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$5.11 Kč 111

-16.63%

Milk (1 liter)

$1.46 Rp 26.4K

$1.62 Kč 35.11

-9.88%

White Bread (500g)

$2.29 Rp 41.4K

$1.40 Kč 30.30

63.57%

Rice (white) (1kg)

$1.11 Rp 20.0K

$3.04 Kč 65.8

-63.49%

Eggs

$2.10 Rp 37.9K

$5.47 Kč 119

-61.61%

Local Cheese (1kg)

$15.94 Rp 287.7K

$12.25 Kč 265

30.12%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$9.29 Kč 201

-58.23%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$20.94 Kč 454

-45.56%

Apples (1kg)

$3.55 Rp 64.1K

$1.34 Kč 29.10

164.93%

Banana (1kg)

$1.54 Rp 27.7K

$2.68 Kč 58.0

-42.54%

Oranges (1kg)

$2.23 Rp 40.2K

$3.68 Kč 79.7

-39.40%

Tomato (1kg)

$1.97 Rp 35.6K

$3.48 Kč 75.3

-43.39%

Potato (1kg)

$1.86 Rp 33.5K

$1.07 Kč 23.09

73.83%

Onion (1kg)

$2.42 Rp 43.6K

$2.06 Kč 44.53

17.48%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.25 Kč 27.05

-18.40%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.72 Kč 15.65

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$3.63 Kč 78.7

-39.39%

Wine (Bottle)

$21.79 Rp 393.2K

$6.92 Kč 150

214.88%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$0.77 Kč 16.64

202.60%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.69 Kč 36.61

75.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$2.79 Kč 60.5

-91.04%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$25.53 Kč 553

-68.00%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.32 Kč 50.3

-81.03%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.94 Kč 20.28

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$27.37 Kč 593

-79.54%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.83 Kč 39.57

-54.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$28.3K Kč 611.9K

-13.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$30.7K Kč 663.8K

3.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$275 Kč 5,965

-71.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$23.14 Kč 501

-73.47%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$19.13 Kč 414

-1.10%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$96.0 Kč 2,079

-46.89%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$16.17 Kč 350

12.86%

Cinema Ticket

$4.38 Rp 79.1K

$13.32 Kč 288

-67.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$361 Kč 7,823

36.29%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$9,829 Kč 212.8K

24.34%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$117 Kč 2,533

-61.40%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$72.7 Kč 1,575

-52.03%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$169 Kč 3,659

-53.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$255 Kč 5,526

-69.49%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$738 Kč 16.0K

46.09%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$622 Kč 13.5K

6.87%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$1,244 Kč 26.9K

182.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$960 Kč 20.8K

74.10%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$9,079 Kč 196.6K

-74.23%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$4,534 Kč 98.2K

-50.68%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,113 Kč 24.1K

-85.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.85

75.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Pacov: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Pacov

$622 33.3% 6.4% $43

Groceries & Markets

Ubud, Bali

$279 21%

Pacov

$307 16.4% 9.9% $28

Clothing & Footwear

Ubud, Bali

$106 8%

Pacov

$276 14.8% 160% $170

Eating Out

Ubud, Bali

$106 8%

Pacov

$179 9.6% 69.2% $73

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Pacov

$318 17% 210% $215

Sport & Entertainment

Ubud, Bali

$60 4.5%

Pacov

$123 6.6% 105% $63

Getting Around

Ubud, Bali

$12 0.9%

Pacov

$44 2.3% 266% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $738 in Pacov. Housing cost is often the main lever when comparing two cities.

Pacov pays about 6.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $46 in Pacov for a mid-range dinner for two. Groceries echo the gap at $279 vs $307 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇿 Pacov

🕒 Local time

21:22 9:22 PM

14:22 2:22 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,700

💱 Currency

Indonesian Rupiah IDR Rp

Czech Koruna CZK Kč

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Czech Koruna exchange rates as of November 6, 2026: 1 USD = 21.65 CZK (100 CZK = 4.62 USD). 1 EUR = 24.32 CZK (100 CZK = 4.11 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Pacov 11,470 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Pacov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pacov: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 29% lower than in Pacov. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $738 in Pacov. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 68% less than in Pacov. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $361 in Pacov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Pacov are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Pacov on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.