Cost of Living Comparison Between Ubud, Bali and Pacov Cost of Living Comparison Between Ubud, Bali and Pacov

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,733 in Pacov.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,483 in Pacov.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $3,234 in Pacov.

Living in Ubud, Bali costs roughly 18% less than in Pacov, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Pacov 29% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$9.22 Kč 192

-61.39%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$43.94 Kč 916

-25.51%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$12.67 Kč 264

-60.93%

Cappuccino

$2.71 Rp 48.6K

$2.93 Kč 61.1

-7.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.82 Kč 58.8

-52.48%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.44 Kč 30.05

-51.39%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.36 Kč 28.35

114.71%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$5.18 Kč 108

-23.55%

Milk (1 liter)

$1.81 Rp 32.4K

$1.60 Kč 33.29

13.12%

White Bread (500g)

$2.52 Rp 45.1K

$1.40 Kč 29.24

80.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$3.08 Kč 64.2

-62.34%

Eggs

$2.46 Rp 44.1K

$5.45 Kč 114

-54.86%

Local Cheese (1kg)

$14.71 Rp 263.7K

$12.77 Kč 266

15.19%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$9.26 Kč 193

-53.35%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$21.67 Kč 452

-43.98%

Apples (1kg)

$3.84 Rp 68.8K

$1.44 Kč 29.96

166.67%

Banana (1kg)

$1.56 Rp 27.9K

$2.65 Kč 55.3

-41.13%

Oranges (1kg)

$2.83 Rp 50.8K

$3.75 Kč 78.3

-24.53%

Tomato (1kg)

$2.33 Rp 41.7K

$3.52 Kč 73.4

-33.81%

Potato (1kg)

$1.91 Rp 34.3K

$1.25 Kč 26.15

52.80%

Onion (1kg)

$2.20 Rp 39.5K

$2.08 Kč 43.39

5.77%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.26 Kč 26.29

-19.84%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.81 Kč 16.92

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.84 Kč 80.0

-13.54%

Wine (Bottle)

$23.74 Rp 425.5K

$7.10 Kč 148

234.37%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.81 Kč 16.82

244.44%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.85 Kč 38.54

54.59%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.19 Kč 24.75

-77.31%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$26.01 Kč 542

-69.13%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$2.26 Kč 47.22

-79.65%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.79 Kč 16.46

-43.04%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$27.56 Kč 575

-77.87%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.68 Kč 35.10

-52.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$27.8K Kč 578.6K

-5.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$29.9K Kč 623.7K

7.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$299 Kč 6,232

-73.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$26.60 Kč 555

-84.74%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$20.61 Kč 430

14.12%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$99.4 Kč 2,072

-0.67%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$17.15 Kč 358

-61.34%

Cinema Ticket

$4.15 Rp 74.3K

$13.87 Kč 289

-70.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$412 Kč 8,581

-26.15%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$10.2K Kč 211.6K

-34.85%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$119 Kč 2,479

-53.30%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$37.43 Kč 780

2.35%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$94.5 Kč 1,971

-6.28%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$113 Kč 2,358

-31.16%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$665 Kč 13.9K

51.31%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$555 Kč 11.6K

21.71%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$1,173 Kč 24.5K

193.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$858 Kč 17.9K

137.70%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,713 Kč 98.3K

-39.71%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$4,757 Kč 99.2K

-52.41%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,150 Kč 24.0K

-85.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.85

69.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Pacov: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $665 in Pacov. Housing cost is often the main lever when comparing two cities.

Pacov pays 596% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $44.00 in Pacov for a mid-range dinner for two. Groceries echo the gap at $302 vs $314 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pacov: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 22% lower than in Pacov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Pacov earns 596% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $665 in Pacov. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 224% less than in Pacov. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $412 in Pacov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,419 in Ubud, Bali versus $1,733 in Pacov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pacov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Pacov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Pacov. Beyond cost, consider language, visa policies, and how big the international community is in each city.