Cost of Living Comparison Between Ubud, Bali and Pacov Cost of Living Comparison Between Ubud, Bali and Pacov

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,894 in Pacov.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,779 in Pacov.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $3,665 in Pacov.

Living in Ubud, Bali costs roughly 28% less than in Pacov, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Ubud, Bali 0% above, Pacov 38% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$9.30 Kč 197

-63.01%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$45.27 Kč 958

-19.79%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$13.17 Kč 279

-56.64%

Cappuccino

$2.67 Rp 47.4K

$2.89 Kč 61.2

-7.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.93 Kč 62.1

-40.27%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.48 Kč 31.32

-41.22%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.41 Kč 29.84

109.22%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$5.41 Kč 115

-16.45%

Milk (1 liter)

$1.62 Rp 28.7K

$1.69 Kč 35.77

-4.14%

White Bread (500g)

$2.33 Rp 41.3K

$1.44 Kč 30.49

61.81%

Rice (white) (1kg)

$1.11 Rp 19.6K

$3.13 Kč 66.2

-64.54%

Eggs

$2.20 Rp 39.0K

$5.85 Kč 124

-62.39%

Local Cheese (1kg)

$17.69 Rp 313.8K

$12.53 Kč 265

41.18%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$9.45 Kč 200

-56.61%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$21.95 Kč 465

-44.51%

Apples (1kg)

$3.71 Rp 65.7K

$1.45 Kč 30.66

155.86%

Banana (1kg)

$1.59 Rp 28.2K

$2.79 Kč 59.0

-43.01%

Oranges (1kg)

$2.28 Rp 40.5K

$3.87 Kč 81.9

-41.09%

Tomato (1kg)

$1.95 Rp 34.6K

$3.56 Kč 75.3

-45.22%

Potato (1kg)

$1.91 Rp 33.8K

$1.06 Kč 22.50

80.19%

Onion (1kg)

$2.33 Rp 41.3K

$2.20 Kč 46.64

5.91%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.32 Kč 28.04

-23.48%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.75 Kč 15.82

-26.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.84 Kč 81.2

-41.93%

Wine (Bottle)

$23.07 Rp 409.2K

$7.11 Kč 150

224.47%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.80 Kč 16.90

202.50%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.78 Kč 37.58

68.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$1.21 Kč 25.62

-77.69%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$26.20 Kč 554

-65.73%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$2.41 Kč 51.0

-80.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.94 Kč 19.87

-54.26%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$29.05 Kč 615

-80.59%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.82 Kč 38.49

-56.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$32.9K Kč 696.0K

-24.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$31.6K Kč 667.9K

0.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$297 Kč 6,282

-72.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$23.73 Kč 502

-72.65%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$20.03 Kč 424

-6.29%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$100 Kč 2,118

-43.17%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$17.76 Kč 376

5.46%

Cinema Ticket

$4.54 Rp 80.5K

$14.18 Kč 300

-67.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$468 Kč 9,905

2.70%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$9,980 Kč 211.2K

-42.77%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$120 Kč 2,538

-62.05%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$77.6 Kč 1,643

-53.77%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$177 Kč 3,750

-54.63%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$257 Kč 5,432

-69.35%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$736 Kč 15.6K

51.48%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$604 Kč 12.8K

15.53%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,234 Kč 26.1K

194.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$966 Kč 20.4K

79.84%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$9,637 Kč 203.9K

-71.11%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$4,740 Kč 100.3K

-51.69%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,166 Kč 24.7K

-85.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.85

75.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Pacov: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $736 in Pacov. Housing cost is often the main lever when comparing two cities.

Pacov pays 594% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $45.00 in Pacov for a mid-range dinner for two. Groceries echo the gap at $295 vs $319 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Pacov: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 38% lower than in Pacov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 594% lower in Pacov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $736 in Pacov. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 192% less than in Pacov. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $468 in Pacov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $1,894 in Pacov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pacov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Pacov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 38% less than in Pacov. Beyond cost, consider language, visa policies, and how big the international community is in each city.