😐Monthly costs for one person with rent: $1,876 in Pacov versus $1,396 in Ubud, Bali.
😐Estimated couple costs with rent: $2,743 in Pacov versus $2,334 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,610 in Pacov versus $3,273 in Ubud, Bali.
🌍Living in Pacov is roughly 34% more expensive than in Ubud, Bali, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: Pacov37% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Pacov
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.48Kč 197
$3.37Rp 59.7K
181.31%
Three-Course Dinner for Two, Mid-Range
$45.52Kč 946
$38.59Rp 682.4K
17.96%
Fast Food Meal(McDonalds, etc)
$12.96Kč 269
$5.52Rp 97.6K
134.78%
Cappuccino
$3.10Kč 64.4
$2.64Rp 46.8K
17.42%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.90Kč 60.4
$1.67Rp 29.6K
73.65%
Water(0.33 liter bottle)
$1.39Kč 28.80
$0.77Rp 13.6K
80.52%
Local Beer(0.5 liter draught)
$1.43Kč 29.65
$2.63Rp 46.6K
-45.63%
Imported Beer(0.33 liter bottle)
$5.55Kč 115
$4.28Rp 75.7K
29.67%
🛒 Groceries & Markets
Pacov
Ubud, Bali
Difference
Milk(1 liter)
$1.71Kč 35.50
$1.55Rp 27.3K
10.32%
White Bread(500g)
$1.45Kč 30.08
$2.22Rp 39.3K
-34.68%
Rice(white)(1kg)
$3.18Kč 66.0
$1.13Rp 19.9K
181.42%
Eggs
$5.79Kč 120
$2.09Rp 36.9K
177.03%
Local Cheese(1kg)
$12.43Kč 258
$17.39Rp 307.6K
-28.52%
Chicken Fillets(1kg)
$9.66Kč 201
$3.87Rp 68.4K
149.61%
Beef Round Steak(1kg)
$22.68Kč 471
$12.55Rp 221.9K
80.72%
Apples(1kg)
$1.47Kč 30.58
$3.62Rp 63.9K
-59.39%
Banana(1kg)
$2.80Kč 58.3
$1.56Rp 27.6K
79.49%
Oranges(1kg)
$4.02Kč 83.6
$2.35Rp 41.6K
71.06%
Tomato(1kg)
$3.49Kč 72.5
$2.06Rp 36.4K
69.42%
Potato(1kg)
$1.08Kč 22.50
$1.90Rp 33.6K
-43.16%
Onion(1kg)
$2.22Kč 46.08
$2.34Rp 41.3K
-5.13%
Lettuce(1 head)
$1.35Kč 28.05
$1.03Rp 18.2K
31.07%
Water(1.5 liter bottle)
$0.80Kč 16.59
$0.55Rp 9,809
45.45%
Cigarettes 20 Pack(Marlboro, Camel)
$3.76Kč 78.2
$2.25Rp 39.8K
67.11%
Wine(Bottle)
$7.23Kč 150
$23.81Rp 421.0K
-69.63%
Local Beer(0.5 liter bottle)
$0.82Kč 17.07
$2.31Rp 40.9K
-64.50%
Imported Beer(0.33 liter bottle)
$1.80Kč 37.46
$2.80Rp 49.5K
-35.71%
🚌 Getting Around
Pacov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.22Kč 25.33
$0.27Rp 4,816
351.85%
Public Transport Monthly Pass(Regular Price)
$25.84Kč 537
$8.66Rp 153.2K
198.38%
Taxi Start(Normal Tariff)
$2.47Kč 51.4
$0.48Rp 8,515
414.58%
Taxi(Normal Tariff)(1km)
$0.94Kč 19.51
$0.45Rp 7,887
108.89%
Taxi 1hour Waiting(Normal Tariff)
$28.84Kč 600
$5.72Rp 101.1K
404.20%
Gasoline(1 liter)
$1.87Kč 38.85
$0.76Rp 13.4K
146.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3KKč 670.9K
$24.5KRp 433.0M
31.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6KKč 656.7K
$32.1KRp 568.0M
-1.64%
🧾 Monthly Utilities & Internet
Pacov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$297Kč 6,165
$83.6Rp 1.5M
254.99%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.56Kč 490
$6.46Rp 114.2K
264.71%
Internet(50+ Mbps, Unlimited Data)
$19.65Kč 409
$18.99Rp 335.9K
3.48%
🎉 Sport & Entertainment
Pacov
Ubud, Bali
Difference
Gym Membership(Monthly)
$103Kč 2,140
$56.0Rp 989.8K
83.92%
Tennis Court(1 Hour on Weekend)
$18.06Kč 375
$18.62Rp 329.2K
-3.01%
Cinema Ticket
$14.22Kč 295
$4.28Rp 75.7K
232.24%
🧸 Childcare & Education
Pacov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$450Kč 9,344
$487Rp 8.6M
-7.60%
International Primary School, 1 Child(Yearly)
$10.9KKč 227.0K
$5,856Rp 103.6M
86.47%
👕👟 Clothing & Footwear
Pacov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$121Kč 2,507
$45.56Rp 805.6K
164.75%
Summer Dress(H&M, Zara, etc)
$77.2Kč 1,605
$36.38Rp 643.3K
112.23%
Sport Shoes(Adidas, Nike)
$178Kč 3,695
$82.0Rp 1.4M
116.91%
Men's Leather Business Shoes
$128Kč 2,662
$80.4Rp 1.4M
59.30%
🏠 Accommodation & Living
Pacov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$741Kč 15.4K
$1,117Rp 19.7M
-33.65%
1-bedroom Apartment, Outside City Center(Monthly)
$624Kč 13.0K
$701Rp 12.4M
-10.96%
3-bedroom Apartment, City Center(Monthly)
$1,237Kč 25.7K
$3,537Rp 62.5M
-65.03%
3-bedroom Apartment, Outside City Center(Monthly)
$971Kč 20.2K
$1,762Rp 31.2M
-44.89%
Buy Apartment in City Center(m2)
$4,808Kč 99.9K
$2,826Rp 50.0M
70.14%
Buy Apartment Outside City Center(m2)
$4,729Kč 98.3K
$2,292Rp 40.5M
106.33%
💵 Salaries & Financials
Pacov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,197Kč 24.9K
$170Rp 3.0M
604.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.85
13.78
-43.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pacov: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $741 in Pacov and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Pacov pays 605% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $46.00 in Pacov vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $324 vs $293 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pacov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pacov or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 34% lower than in Pacov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Pacov or in Ubud, Bali?
Average pay runs 605% higher in Pacov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pacov compared to Ubud, Bali?
Rent for a central apartment: $741 in Pacov versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Pacov compared to Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 198% less than in Pacov. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Pacov and in Ubud, Bali?
Childcare runs $450 in Pacov versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Pacov or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $1,876 in Pacov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pacov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Pacov or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Pacov compared to Ubud, Bali?
Safety-wise, Pacov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Pacov. Beyond cost, consider language, visa policies, and how big the international community is in each city.