Cost of Living Comparison Between Pacov and Ubud, Bali Cost of Living Comparison Between Pacov and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,733 in Pacov versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,483 in Pacov versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,234 in Pacov versus $3,660 in Ubud, Bali.

Living in Pacov is roughly 22% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Pacov 29% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Pacov
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.22 Kč 192
$3.56 Rp 63.9K
158.99%
Three-Course Dinner for Two, Mid-Range
$43.94 Kč 916
$32.73 Rp 586.8K
34.25%
Fast Food Meal (McDonalds, etc)
$12.67 Kč 264
$4.95 Rp 88.7K
155.96%
Cappuccino
$2.93 Kč 61.1
$2.71 Rp 48.6K
8.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.82 Kč 58.8
$1.34 Rp 24.1K
110.45%
Water (0.33 liter bottle)
$1.44 Kč 30.05
$0.70 Rp 12.5K
105.71%
Local Beer (0.5 liter draught)
$1.36 Kč 28.35
$2.92 Rp 52.3K
-53.42%
Imported Beer (0.33 liter bottle)
$5.18 Kč 108
$3.96 Rp 70.9K
30.81%
🛒 Groceries & Markets
Pacov
Ubud, Bali
Difference
Milk (1 liter)
$1.60 Kč 33.29
$1.81 Rp 32.4K
-11.60%
White Bread (500g)
$1.40 Kč 29.24
$2.52 Rp 45.1K
-44.44%
Rice (white) (1kg)
$3.08 Kč 64.2
$1.16 Rp 20.8K
165.52%
Eggs
$5.45 Kč 114
$2.46 Rp 44.1K
121.54%
Local Cheese (1kg)
$12.77 Kč 266
$14.71 Rp 263.7K
-13.19%
Chicken Fillets (1kg)
$9.26 Kč 193
$4.32 Rp 77.4K
114.35%
Beef Round Steak (1kg)
$21.67 Kč 452
$12.14 Rp 217.5K
78.50%
Apples (1kg)
$1.44 Kč 29.96
$3.84 Rp 68.8K
-62.50%
Banana (1kg)
$2.65 Kč 55.3
$1.56 Rp 27.9K
69.87%
Oranges (1kg)
$3.75 Kč 78.3
$2.83 Rp 50.8K
32.51%
Tomato (1kg)
$3.52 Kč 73.4
$2.33 Rp 41.7K
51.07%
Potato (1kg)
$1.25 Kč 26.15
$1.91 Rp 34.3K
-34.55%
Onion (1kg)
$2.08 Kč 43.39
$2.20 Rp 39.5K
-5.45%
Lettuce (1 head)
$1.26 Kč 26.29
$1.01 Rp 18.2K
24.75%
Water (1.5 liter bottle)
$0.81 Kč 16.92
$0.78 Rp 13.9K
3.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.84 Kč 80.0
$3.32 Rp 59.4K
15.66%
Wine (Bottle)
$7.10 Kč 148
$23.74 Rp 425.5K
-70.09%
Local Beer (0.5 liter bottle)
$0.81 Kč 16.82
$2.79 Rp 50.0K
-70.97%
Imported Beer (0.33 liter bottle)
$1.85 Kč 38.54
$2.86 Rp 51.3K
-35.31%
🚌 Getting Around
Pacov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.19 Kč 24.75
$0.27 Rp 4,819
340.74%
Public Transport Monthly Pass (Regular Price)
$26.01 Kč 542
$8.03 Rp 143.9K
223.91%
Taxi Start (Normal Tariff)
$2.26 Kč 47.22
$0.46 Rp 8,181
391.30%
Taxi (Normal Tariff) (1km)
$0.79 Kč 16.46
$0.45 Rp 8,068
75.56%
Taxi 1hour Waiting (Normal Tariff)
$27.56 Kč 575
$6.10 Rp 109.3K
351.80%
Gasoline (1 liter)
$1.68 Kč 35.10
$0.79 Rp 14.2K
112.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K Kč 578.6K
$26.1K Rp 468.8M
6.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9K Kč 623.7K
$32.1K Rp 575.8M
-6.85%
🧾 Monthly Utilities & Internet
Pacov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$299 Kč 6,232
$79.9 Rp 1.4M
273.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.60 Kč 555
$4.06 Rp 72.9K
555.17%
Internet (50+ Mbps, Unlimited Data)
$20.61 Kč 430
$23.52 Rp 421.6K
-12.37%
🎉 Sport & Entertainment
Pacov
Ubud, Bali
Difference
Gym Membership (Monthly)
$99.4 Kč 2,072
$98.7 Rp 1.8M
0.68%
Tennis Court (1 Hour on Weekend)
$17.15 Kč 358
$6.63 Rp 118.8K
158.67%
Cinema Ticket
$13.87 Kč 289
$4.15 Rp 74.3K
234.22%
🧸 Childcare & Education
Pacov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$412 Kč 8,581
$304 Rp 5.4M
35.41%
International Primary School, 1 Child (Yearly)
$10.2K Kč 211.6K
$6,613 Rp 118.5M
53.49%
👕👟 Clothing & Footwear
Pacov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$119 Kč 2,479
$55.5 Rp 995.6K
114.13%
Summer Dress (H&M, Zara, etc)
$37.43 Kč 780
$38.31 Rp 686.7K
-2.30%
Sport Shoes (Adidas, Nike)
$94.5 Kč 1,971
$88.6 Rp 1.6M
6.70%
Men's Leather Business Shoes
$113 Kč 2,358
$77.9 Rp 1.4M
45.25%
🏠 Accommodation & Living
Pacov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$665 Kč 13.9K
$1,006 Rp 18.0M
-33.91%
1-bedroom Apartment, Outside City Center (Monthly)
$555 Kč 11.6K
$675 Rp 12.1M
-17.83%
3-bedroom Apartment, City Center (Monthly)
$1,173 Kč 24.5K
$3,442 Rp 61.7M
-65.92%
3-bedroom Apartment, Outside City Center (Monthly)
$858 Kč 17.9K
$2,039 Rp 36.6M
-57.93%
Buy Apartment in City Center (m2)
$4,713 Kč 98.3K
$2,841 Rp 50.9M
65.87%
Buy Apartment Outside City Center (m2)
$4,757 Kč 99.2K
$2,264 Rp 40.6M
110.14%
💵 Salaries & Financials
Pacov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,150 Kč 24.0K
$165 Rp 3.0M
595.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.85
13.28
-40.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pacov: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $665 in Pacov and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pacov pays 596% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Pacov vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $314 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pacov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pacov or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 22% lower than in Pacov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Pacov or Ubud, Bali?
Pacov pays 596% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pacov vs Ubud, Bali?
Rent for a central apartment: $665 in Pacov versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Pacov vs Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 224% less than in Pacov. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Pacov and Ubud, Bali?
Childcare runs $412 in Pacov versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Pacov or Ubud, Bali?
At $1,419 in Ubud, Bali versus $1,733 in Pacov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pacov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Pacov or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Pacov compared to Ubud, Bali?
Safety-wise, Pacov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Pacov. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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