Last update: Oct 2026

Cost of Living Comparison Between Pacov and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,783 in Pacov, rent and utilities included – about $5,200 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Pacov
Learn more

Pacov Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Pacov

🇨🇿 Czech Republic

$1,783

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Pacov and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pacov and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,783 in Pacov versus $1,353 in Ubud, Bali.

Pacov $1,783
Ubud, Bali $1,353

Estimated couple costs with rent: $2,596 in Pacov versus $2,297 in Ubud, Bali.

Pacov $2,596
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,410 in Pacov versus $3,241 in Ubud, Bali.

Pacov $3,410
Ubud, Bali $3,241

Living in Pacov is roughly 32% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Pacov 32% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$8.98 Kč 194

$3.23 Rp 58.1K

178.02%

Three-Course Dinner for Two, Mid-Range

$45.60 Kč 986

$34.88 Rp 627.8K

30.73%

Fast Food Meal (McDonalds, etc)

$12.70 Kč 275

$5.70 Rp 102.5K

122.81%

Cappuccino

$2.83 Kč 61.3

$2.62 Rp 47.1K

8.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 Kč 57.7

$1.72 Rp 31.0K

55.23%

Water (0.33 liter bottle)

$1.40 Kč 30.28

$0.81 Rp 14.6K

72.84%

Local Beer (0.5 liter draught)

$1.38 Kč 29.85

$2.65 Rp 47.7K

-47.92%

Imported Beer (0.33 liter bottle)

$5.22 Kč 113

$4.37 Rp 78.6K

19.45%

Milk (1 liter)

$1.63 Kč 35.28

$1.57 Rp 28.3K

3.82%

White Bread (500g)

$1.39 Kč 30.15

$2.19 Rp 39.5K

-36.53%

Rice (white) (1kg)

$3.16 Kč 68.4

$1.18 Rp 21.2K

167.80%

Eggs

$5.40 Kč 117

$2.16 Rp 38.8K

150.00%

Local Cheese (1kg)

$12.15 Kč 263

$17.65 Rp 317.7K

-31.16%

Chicken Fillets (1kg)

$9.15 Kč 198

$3.78 Rp 68.0K

142.06%

Beef Round Steak (1kg)

$20.94 Kč 453

$11.95 Rp 215.1K

75.23%

Apples (1kg)

$1.33 Kč 28.77

$3.60 Rp 64.8K

-63.06%

Banana (1kg)

$2.67 Kč 57.8

$1.59 Rp 28.6K

67.92%

Oranges (1kg)

$3.82 Kč 82.6

$2.31 Rp 41.6K

65.37%

Tomato (1kg)

$3.48 Kč 75.3

$1.91 Rp 34.3K

82.20%

Potato (1kg)

$1.01 Kč 21.91

$1.78 Rp 32.1K

-43.26%

Onion (1kg)

$2.02 Kč 43.78

$2.33 Rp 41.9K

-13.30%

Lettuce (1 head)

$1.25 Kč 26.95

$1.00 Rp 18.0K

25.00%

Water (1.5 liter bottle)

$0.71 Kč 15.28

$0.53 Rp 9,509

33.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.75 Kč 81.0

$2.29 Rp 41.1K

63.76%

Wine (Bottle)

$7.02 Kč 152

$22.07 Rp 397.3K

-68.19%

Local Beer (0.5 liter bottle)

$0.78 Kč 16.85

$2.35 Rp 42.2K

-66.81%

Imported Beer (0.33 liter bottle)

$1.69 Kč 36.64

$2.98 Rp 53.6K

-43.29%

One-way Ticket (Public Transport)

$1.12 Kč 24.18

$0.23 Rp 4,112

386.96%

Public Transport Monthly Pass (Regular Price)

$24.70 Kč 534

$8.90 Rp 160.2K

177.53%

Taxi Start (Normal Tariff)

$2.34 Kč 50.5

$0.47 Rp 8,466

397.87%

Taxi (Normal Tariff) (1km)

$0.95 Kč 20.45

$0.43 Rp 7,737

120.93%

Taxi 1hour Waiting (Normal Tariff)

$27.61 Kč 597

$5.47 Rp 98.4K

404.75%

Gasoline (1 liter)

$1.80 Kč 38.91

$0.83 Rp 14.9K

116.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K Kč 678.2K

$23.9K Rp 429.8M

31.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K Kč 638.5K

$32.8K Rp 590.1M

-9.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 Kč 5,956

$80.0 Rp 1.4M

244.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.08 Kč 478

$6.56 Rp 118.1K

236.59%

Internet (50+ Mbps, Unlimited Data)

$19.18 Kč 415

$18.60 Rp 334.8K

3.12%

Gym Membership (Monthly)

$97.3 Kč 2,104

$54.1 Rp 974.1K

79.77%

Tennis Court (1 Hour on Weekend)

$16.90 Kč 366

$18.28 Rp 329.0K

-7.55%

Cinema Ticket

$13.25 Kč 287

$4.25 Rp 76.5K

211.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 Kč 10.3K

$493 Rp 8.9M

-3.02%

International Primary School, 1 Child (Yearly)

$10.1K Kč 218.9K

$5,597 Rp 100.7M

80.81%

Jeans (Levis 501 Or Similar)

$113 Kč 2,449

$45.58 Rp 820.4K

148.46%

Summer Dress (H&M, Zara, etc)

$74.7 Kč 1,616

$34.96 Rp 629.4K

113.73%

Sport Shoes (Adidas, Nike)

$172 Kč 3,724

$77.7 Rp 1.4M

121.58%

Men's Leather Business Shoes

$121 Kč 2,609

$78.5 Rp 1.4M

53.66%

1-bedroom Apartment, City Center (Monthly)

$721 Kč 15.6K

$1,131 Rp 20.4M

-36.30%

1-bedroom Apartment, Outside City Center (Monthly)

$605 Kč 13.1K

$673 Rp 12.1M

-10.04%

3-bedroom Apartment, City Center (Monthly)

$1,183 Kč 25.6K

$3,613 Rp 65.0M

-67.26%

3-bedroom Apartment, Outside City Center (Monthly)

$935 Kč 20.2K

$1,702 Rp 30.6M

-45.05%

Buy Apartment in City Center (m2)

$4,580 Kč 99.1K

$2,717 Rp 48.9M

68.56%

Buy Apartment Outside City Center (m2)

$4,506 Kč 97.4K

$2,241 Rp 40.3M

101.04%

Average Monthly Net Salary (After Tax)

$1,096 Kč 23.7K

$166 Rp 3.0M

558.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.85

13.78

-43.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pacov: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pacov

$605 34%

Ubud, Bali

$673 49.7% 11.2% $68

Monthly Utilities & Internet

Pacov

$317 17.8%

Ubud, Bali

$105 7.8% 66.8% $212

Groceries & Markets

Pacov

$307 17.2%

Ubud, Bali

$287 21.2% 6.4% $20

Clothing & Footwear

Pacov

$216 12.1%

Ubud, Bali

$107 7.9% 50.8% $110

Eating Out

Pacov

$178 10%

Ubud, Bali

$106 7.9% 40.1% $71

Sport & Entertainment

Pacov

$124 6.9%

Ubud, Bali

$63 4.6% 49.4% $61

Getting Around

Pacov

$36 2%

Ubud, Bali

$12 0.9% 65.7% $24

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Pacov and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pacov pays 559% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Pacov vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $307 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇿 Pacov

🇮🇩 Ubud, Bali

🕒 Local time

12:50 12:50 PM

18:50 6:50 PM

6 h ahead of Pacov

🌤 Weather

👥 Population

4,700

74,800

💱 Currency

Czech Koruna CZK Kč

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 20, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Pacov Ubud, Bali 11,470 km ≈ 15 h nonstop flight

From you

Pacov
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pacov vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 32% lower than in Pacov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 559% higher in Pacov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $721 in Pacov versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 178% less than in Pacov. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $478 in Pacov versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,353 in Ubud, Bali versus $1,783 in Pacov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pacov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Pacov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Pacov. Beyond cost, consider language, visa policies, and how big the international community is in each city.