😐Monthly costs for one person with rent: $1,733 in Pacov versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,483 in Pacov versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $3,234 in Pacov versus $3,660 in Ubud, Bali.
😐Living in Pacov is roughly 22% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Pacov29% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Pacov
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.22Kč 192
$3.56Rp 63.9K
158.99%
Three-Course Dinner for Two, Mid-Range
$43.94Kč 916
$32.73Rp 586.8K
34.25%
Fast Food Meal(McDonalds, etc)
$12.67Kč 264
$4.95Rp 88.7K
155.96%
Cappuccino
$2.93Kč 61.1
$2.71Rp 48.6K
8.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.82Kč 58.8
$1.34Rp 24.1K
110.45%
Water(0.33 liter bottle)
$1.44Kč 30.05
$0.70Rp 12.5K
105.71%
Local Beer(0.5 liter draught)
$1.36Kč 28.35
$2.92Rp 52.3K
-53.42%
Imported Beer(0.33 liter bottle)
$5.18Kč 108
$3.96Rp 70.9K
30.81%
🛒 Groceries & Markets
Pacov
Ubud, Bali
Difference
Milk(1 liter)
$1.60Kč 33.29
$1.81Rp 32.4K
-11.60%
White Bread(500g)
$1.40Kč 29.24
$2.52Rp 45.1K
-44.44%
Rice(white)(1kg)
$3.08Kč 64.2
$1.16Rp 20.8K
165.52%
Eggs
$5.45Kč 114
$2.46Rp 44.1K
121.54%
Local Cheese(1kg)
$12.77Kč 266
$14.71Rp 263.7K
-13.19%
Chicken Fillets(1kg)
$9.26Kč 193
$4.32Rp 77.4K
114.35%
Beef Round Steak(1kg)
$21.67Kč 452
$12.14Rp 217.5K
78.50%
Apples(1kg)
$1.44Kč 29.96
$3.84Rp 68.8K
-62.50%
Banana(1kg)
$2.65Kč 55.3
$1.56Rp 27.9K
69.87%
Oranges(1kg)
$3.75Kč 78.3
$2.83Rp 50.8K
32.51%
Tomato(1kg)
$3.52Kč 73.4
$2.33Rp 41.7K
51.07%
Potato(1kg)
$1.25Kč 26.15
$1.91Rp 34.3K
-34.55%
Onion(1kg)
$2.08Kč 43.39
$2.20Rp 39.5K
-5.45%
Lettuce(1 head)
$1.26Kč 26.29
$1.01Rp 18.2K
24.75%
Water(1.5 liter bottle)
$0.81Kč 16.92
$0.78Rp 13.9K
3.85%
Cigarettes 20 Pack(Marlboro, Camel)
$3.84Kč 80.0
$3.32Rp 59.4K
15.66%
Wine(Bottle)
$7.10Kč 148
$23.74Rp 425.5K
-70.09%
Local Beer(0.5 liter bottle)
$0.81Kč 16.82
$2.79Rp 50.0K
-70.97%
Imported Beer(0.33 liter bottle)
$1.85Kč 38.54
$2.86Rp 51.3K
-35.31%
🚌 Getting Around
Pacov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.19Kč 24.75
$0.27Rp 4,819
340.74%
Public Transport Monthly Pass(Regular Price)
$26.01Kč 542
$8.03Rp 143.9K
223.91%
Taxi Start(Normal Tariff)
$2.26Kč 47.22
$0.46Rp 8,181
391.30%
Taxi(Normal Tariff)(1km)
$0.79Kč 16.46
$0.45Rp 8,068
75.56%
Taxi 1hour Waiting(Normal Tariff)
$27.56Kč 575
$6.10Rp 109.3K
351.80%
Gasoline(1 liter)
$1.68Kč 35.10
$0.79Rp 14.2K
112.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8KKč 578.6K
$26.1KRp 468.8M
6.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9KKč 623.7K
$32.1KRp 575.8M
-6.85%
🧾 Monthly Utilities & Internet
Pacov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$299Kč 6,232
$79.9Rp 1.4M
273.91%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.60Kč 555
$4.06Rp 72.9K
555.17%
Internet(50+ Mbps, Unlimited Data)
$20.61Kč 430
$23.52Rp 421.6K
-12.37%
🎉 Sport & Entertainment
Pacov
Ubud, Bali
Difference
Gym Membership(Monthly)
$99.4Kč 2,072
$98.7Rp 1.8M
0.68%
Tennis Court(1 Hour on Weekend)
$17.15Kč 358
$6.63Rp 118.8K
158.67%
Cinema Ticket
$13.87Kč 289
$4.15Rp 74.3K
234.22%
🧸 Childcare & Education
Pacov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$412Kč 8,581
$304Rp 5.4M
35.41%
International Primary School, 1 Child(Yearly)
$10.2KKč 211.6K
$6,613Rp 118.5M
53.49%
👕👟 Clothing & Footwear
Pacov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$119Kč 2,479
$55.5Rp 995.6K
114.13%
Summer Dress(H&M, Zara, etc)
$37.43Kč 780
$38.31Rp 686.7K
-2.30%
Sport Shoes(Adidas, Nike)
$94.5Kč 1,971
$88.6Rp 1.6M
6.70%
Men's Leather Business Shoes
$113Kč 2,358
$77.9Rp 1.4M
45.25%
🏠 Accommodation & Living
Pacov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$665Kč 13.9K
$1,006Rp 18.0M
-33.91%
1-bedroom Apartment, Outside City Center(Monthly)
$555Kč 11.6K
$675Rp 12.1M
-17.83%
3-bedroom Apartment, City Center(Monthly)
$1,173Kč 24.5K
$3,442Rp 61.7M
-65.92%
3-bedroom Apartment, Outside City Center(Monthly)
$858Kč 17.9K
$2,039Rp 36.6M
-57.93%
Buy Apartment in City Center(m2)
$4,713Kč 98.3K
$2,841Rp 50.9M
65.87%
Buy Apartment Outside City Center(m2)
$4,757Kč 99.2K
$2,264Rp 40.6M
110.14%
💵 Salaries & Financials
Pacov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,150Kč 24.0K
$165Rp 3.0M
595.73%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.85
13.28
-40.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pacov: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $665 in Pacov and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Pacov pays 596% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $44.00 in Pacov vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $314 vs $302 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pacov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pacov or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 22% lower than in Pacov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Pacov or Ubud, Bali?
Pacov pays 596% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pacov vs Ubud, Bali?
Rent for a central apartment: $665 in Pacov versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Pacov vs Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 224% less than in Pacov. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Pacov and Ubud, Bali?
Childcare runs $412 in Pacov versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Pacov or Ubud, Bali?
At $1,419 in Ubud, Bali versus $1,733 in Pacov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pacov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Pacov or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Pacov compared to Ubud, Bali?
Safety-wise, Pacov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Pacov. Beyond cost, consider language, visa policies, and how big the international community is in each city.