Cost of Living Comparison Between Pacov and Ubud, Bali Cost of Living Comparison Between Pacov and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,876 in Pacov versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,743 in Pacov versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,610 in Pacov versus $3,273 in Ubud, Bali.

Living in Pacov is roughly 34% more expensive than in Ubud, Bali, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Pacov 37% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
Pacov
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.48 Kč 197
$3.37 Rp 59.7K
181.31%
Three-Course Dinner for Two, Mid-Range
$45.52 Kč 946
$38.59 Rp 682.4K
17.96%
Fast Food Meal (McDonalds, etc)
$12.96 Kč 269
$5.52 Rp 97.6K
134.78%
Cappuccino
$3.10 Kč 64.4
$2.64 Rp 46.8K
17.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.90 Kč 60.4
$1.67 Rp 29.6K
73.65%
Water (0.33 liter bottle)
$1.39 Kč 28.80
$0.77 Rp 13.6K
80.52%
Local Beer (0.5 liter draught)
$1.43 Kč 29.65
$2.63 Rp 46.6K
-45.63%
Imported Beer (0.33 liter bottle)
$5.55 Kč 115
$4.28 Rp 75.7K
29.67%
🛒 Groceries & Markets
Pacov
Ubud, Bali
Difference
Milk (1 liter)
$1.71 Kč 35.50
$1.55 Rp 27.3K
10.32%
White Bread (500g)
$1.45 Kč 30.08
$2.22 Rp 39.3K
-34.68%
Rice (white) (1kg)
$3.18 Kč 66.0
$1.13 Rp 19.9K
181.42%
Eggs
$5.79 Kč 120
$2.09 Rp 36.9K
177.03%
Local Cheese (1kg)
$12.43 Kč 258
$17.39 Rp 307.6K
-28.52%
Chicken Fillets (1kg)
$9.66 Kč 201
$3.87 Rp 68.4K
149.61%
Beef Round Steak (1kg)
$22.68 Kč 471
$12.55 Rp 221.9K
80.72%
Apples (1kg)
$1.47 Kč 30.58
$3.62 Rp 63.9K
-59.39%
Banana (1kg)
$2.80 Kč 58.3
$1.56 Rp 27.6K
79.49%
Oranges (1kg)
$4.02 Kč 83.6
$2.35 Rp 41.6K
71.06%
Tomato (1kg)
$3.49 Kč 72.5
$2.06 Rp 36.4K
69.42%
Potato (1kg)
$1.08 Kč 22.50
$1.90 Rp 33.6K
-43.16%
Onion (1kg)
$2.22 Kč 46.08
$2.34 Rp 41.3K
-5.13%
Lettuce (1 head)
$1.35 Kč 28.05
$1.03 Rp 18.2K
31.07%
Water (1.5 liter bottle)
$0.80 Kč 16.59
$0.55 Rp 9,809
45.45%
Cigarettes 20 Pack (Marlboro, Camel)
$3.76 Kč 78.2
$2.25 Rp 39.8K
67.11%
Wine (Bottle)
$7.23 Kč 150
$23.81 Rp 421.0K
-69.63%
Local Beer (0.5 liter bottle)
$0.82 Kč 17.07
$2.31 Rp 40.9K
-64.50%
Imported Beer (0.33 liter bottle)
$1.80 Kč 37.46
$2.80 Rp 49.5K
-35.71%
🚌 Getting Around
Pacov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.22 Kč 25.33
$0.27 Rp 4,816
351.85%
Public Transport Monthly Pass (Regular Price)
$25.84 Kč 537
$8.66 Rp 153.2K
198.38%
Taxi Start (Normal Tariff)
$2.47 Kč 51.4
$0.48 Rp 8,515
414.58%
Taxi (Normal Tariff) (1km)
$0.94 Kč 19.51
$0.45 Rp 7,887
108.89%
Taxi 1hour Waiting (Normal Tariff)
$28.84 Kč 600
$5.72 Rp 101.1K
404.20%
Gasoline (1 liter)
$1.87 Kč 38.85
$0.76 Rp 13.4K
146.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3K Kč 670.9K
$24.5K Rp 433.0M
31.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Kč 656.7K
$32.1K Rp 568.0M
-1.64%
🧾 Monthly Utilities & Internet
Pacov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$297 Kč 6,165
$83.6 Rp 1.5M
254.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.56 Kč 490
$6.46 Rp 114.2K
264.71%
Internet (50+ Mbps, Unlimited Data)
$19.65 Kč 409
$18.99 Rp 335.9K
3.48%
🎉 Sport & Entertainment
Pacov
Ubud, Bali
Difference
Gym Membership (Monthly)
$103 Kč 2,140
$56.0 Rp 989.8K
83.92%
Tennis Court (1 Hour on Weekend)
$18.06 Kč 375
$18.62 Rp 329.2K
-3.01%
Cinema Ticket
$14.22 Kč 295
$4.28 Rp 75.7K
232.24%
🧸 Childcare & Education
Pacov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$450 Kč 9,344
$487 Rp 8.6M
-7.60%
International Primary School, 1 Child (Yearly)
$10.9K Kč 227.0K
$5,856 Rp 103.6M
86.47%
👕👟 Clothing & Footwear
Pacov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$121 Kč 2,507
$45.56 Rp 805.6K
164.75%
Summer Dress (H&M, Zara, etc)
$77.2 Kč 1,605
$36.38 Rp 643.3K
112.23%
Sport Shoes (Adidas, Nike)
$178 Kč 3,695
$82.0 Rp 1.4M
116.91%
Men's Leather Business Shoes
$128 Kč 2,662
$80.4 Rp 1.4M
59.30%
🏠 Accommodation & Living
Pacov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$741 Kč 15.4K
$1,117 Rp 19.7M
-33.65%
1-bedroom Apartment, Outside City Center (Monthly)
$624 Kč 13.0K
$701 Rp 12.4M
-10.96%
3-bedroom Apartment, City Center (Monthly)
$1,237 Kč 25.7K
$3,537 Rp 62.5M
-65.03%
3-bedroom Apartment, Outside City Center (Monthly)
$971 Kč 20.2K
$1,762 Rp 31.2M
-44.89%
Buy Apartment in City Center (m2)
$4,808 Kč 99.9K
$2,826 Rp 50.0M
70.14%
Buy Apartment Outside City Center (m2)
$4,729 Kč 98.3K
$2,292 Rp 40.5M
106.33%
💵 Salaries & Financials
Pacov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,197 Kč 24.9K
$170 Rp 3.0M
604.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.85
13.78
-43.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pacov: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Pacov and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pacov pays 605% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Pacov vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $324 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pacov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Pacov or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 34% lower than in Pacov. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Pacov or in Ubud, Bali?
Average pay runs 605% higher in Pacov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Pacov compared to Ubud, Bali?
Rent for a central apartment: $741 in Pacov versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Pacov compared to Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 198% less than in Pacov. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Pacov and in Ubud, Bali?
Childcare runs $450 in Pacov versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Pacov or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $1,876 in Pacov, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pacov. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Pacov or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Pacov compared to Ubud, Bali?
Safety-wise, Pacov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 34% less than in Pacov. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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