Cost of Living Comparison Between Ubud, Bali and Okara Cost of Living Comparison Between Ubud, Bali and Okara

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $498 in Okara, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $718 in Okara, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $939 in Okara, rent included.

Ubud, Bali costs about 175% more than Okara, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Okara is 64% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.52 PKR 698

36.51%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$14.23 PKR 3,942

155.17%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.56 PKR 1,539

2.70%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.53 PKR 978

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.44 PKR 1,508

Cappuccino

$2.67 Rp 47.3K

$2.58 PKR 715

3.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.39 PKR 108

348.72%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.26 PKR 72.6

234.62%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$0.62 PKR 172

161.29%

White Bread (500g)

$2.33 Rp 41.3K

$0.67 PKR 186

247.76%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.16 PKR 323

-4.31%

Eggs

$2.20 Rp 39.0K

$1.18 PKR 326

86.44%

Local Cheese (1kg)

$17.69 Rp 313.3K

$6.32 PKR 1,751

179.91%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.53 PKR 702

62.06%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$4.95 PKR 1,371

146.06%

Apples (1kg)

$3.71 Rp 65.6K

$1.22 PKR 339

204.10%

Banana (1kg)

$1.59 Rp 28.1K

$0.68 PKR 189

133.82%

Oranges (1kg)

$2.28 Rp 40.4K

$0.86 PKR 239

165.12%

Tomato (1kg)

$1.95 Rp 34.6K

$0.65 PKR 181

200.00%

Potato (1kg)

$1.91 Rp 33.7K

$0.30 PKR 83.8

536.67%

Onion (1kg)

$2.33 Rp 41.3K

$0.33 PKR 91.0

606.06%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.50 PKR 138

102.00%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.37 PKR 102

48.65%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.05 PKR 291

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.65 PKR 180

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.73 PKR 479

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.14 PKR 592

4.21%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.19 PKR 52.9

42.11%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$10.14 PKR 2,809

-11.44%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.89 PKR 245

-46.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.73 PKR 203

-41.10%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.77 PKR 491

218.64%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.93 PKR 256

-13.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$17.7K PKR 4.9M

40.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$26.2K PKR 7.3M

21.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$130 PKR 36.1K

-37.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.34 PKR 1,480

21.54%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$16.58 PKR 4,594

13.21%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$6.17 PKR 1,708

821.72%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$4.25 PKR 1,176

6.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$14.66 PKR 4,061

3178.79%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,987 PKR 550.4K

187.46%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$17.30 PKR 4,791

163.12%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$26.97 PKR 7,470

33.04%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$75.6 PKR 20.9K

6.35%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$31.95 PKR 8,851

146.23%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$127 PKR 35.2K

776.27%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$78.1 PKR 21.6K

792.93%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$271 PKR 75.0K

1244.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$130 PKR 36.0K

1236.54%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$806 PKR 223.3K

245.39%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$489 PKR 135.3K

368.70%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$142 PKR 39.4K

18.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.28

-3.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Okara: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $127 in Okara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $14.00 in Okara. Monthly groceries follow the same trend: $295 vs $94.0 – making Okara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okara: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 175%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $746 in Okara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 215% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $14.00 in Okara. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $498, than in Ubud, Bali at $1,368. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.