Cost of Living Comparison Between Ubud, Bali and Okara Cost of Living Comparison Between Ubud, Bali and Okara

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $298 in Okara, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $443 in Okara, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $588 in Okara, rent included.

Ubud, Bali costs about 367% more than Okara, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Okara is 78% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.07 PKR 297

233.64%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$10.75 PKR 2,983

200.65%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.28 PKR 1,188

17.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.88 PKR 799

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.82 PKR 504

Cappuccino

$2.82 Rp 51.0K

$1.20 PKR 332

135.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.35 PKR 98.5

285.71%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.23 PKR 63.8

217.39%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.72 PKR 200

147.22%

White Bread (500g)

$2.45 Rp 44.2K

$0.44 PKR 121

456.82%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.16 PKR 323

-0.86%

Eggs

$2.41 Rp 43.6K

$1.20 PKR 333

100.83%

Local Cheese (1kg)

$14.33 Rp 258.7K

$2.19 PKR 608

554.34%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.26 PKR 626

85.40%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$3.25 PKR 903

271.08%

Apples (1kg)

$3.64 Rp 65.7K

$1.05 PKR 293

246.67%

Banana (1kg)

$1.57 Rp 28.3K

$0.51 PKR 140

207.84%

Oranges (1kg)

$2.79 Rp 50.3K

$0.40 PKR 110

597.50%

Tomato (1kg)

$2.24 Rp 40.5K

$0.48 PKR 133

366.67%

Potato (1kg)

$1.98 Rp 35.7K

$0.35 PKR 98.5

465.71%

Onion (1kg)

$2.28 Rp 41.1K

$0.48 PKR 133

375.00%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.43 PKR 119

144.19%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.29 PKR 81.3

172.41%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.06 PKR 296

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.33 PKR 92.8

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.86 PKR 238

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.47 PKR 408

117.01%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.10 PKR 26.64

170.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$2.78 PKR 770

201.08%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.74 PKR 205

-39.19%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.50 PKR 138

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.81 PKR 503

235.36%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.87 PKR 243

-1.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.5K PKR 4.9M

51.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$23.7K PKR 6.6M

37.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$87.0 PKR 24.1K

-9.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.11 PKR 863

31.51%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$10.68 PKR 2,963

123.31%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$12.61 PKR 3,499

683.35%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$5.91 PKR 1,639

7.45%

Cinema Ticket

$4.01 Rp 72.3K

$4.31 PKR 1,197

-6.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$14.36 PKR 3,986

1969.92%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,236 PKR 343.1K

433.99%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$14.92 PKR 4,140

258.11%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$21.12 PKR 5,861

80.45%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$31.97 PKR 8,871

177.29%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$29.57 PKR 8,206

159.11%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$28.58 PKR 7,932

3468.05%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$17.73 PKR 4,919

3736.77%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$43.20 PKR 12.0K

7930.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$32.13 PKR 8,918

6404.73%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,002 PKR 278.0K

172.45%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$520 PKR 144.3K

341.40%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$146 PKR 40.4K

12.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.88

-33.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Okara: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $28.58 in Okara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $11.00 in Okara. Monthly groceries follow the same trend: $298 vs $68.0 – making Okara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okara: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 367%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $447 in Okara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 337% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $11.00 in Okara. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $298, than in Ubud, Bali at $1,392. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.