Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Okara

For one person, living is cheaper in Okara: $506 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Okara
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Okara Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Okara

🇵🇰 Pakistan

$506

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Okara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Okara actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $506 in Okara, rent included.

Ubud, Bali $1,331
Okara $506

A couple spends around $2,255 per month in Ubud, Bali vs $757 in Okara, rent included.

Ubud, Bali $2,255
Okara $757

A family of three spends $3,180 per month in Ubud, Bali vs $1,008 in Okara, rent included.

Ubud, Bali $3,180
Okara $1,008

Ubud, Bali costs about 163% more than Okara, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Okara are more affordable than the global median – Ubud, Bali 2% lower, Okara 63% lower.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$2.60 PKR 719

30.00%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$14.64 PKR 4,049

136.68%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$5.69 PKR 1,574

-2.11%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.54 PKR 979

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.49 PKR 1,518

Cappuccino

$2.62 Rp 47.4K

$2.52 PKR 697

3.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.37 PKR 103

316.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.26 PKR 72.1

146.15%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

Milk (1 liter)

$1.46 Rp 26.5K

$0.62 PKR 172

135.48%

White Bread (500g)

$2.29 Rp 41.5K

$0.77 PKR 213

197.40%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.22 PKR 339

-9.02%

Eggs

$2.10 Rp 38.0K

$1.15 PKR 319

82.61%

Local Cheese (1kg)

$15.94 Rp 288.6K

$6.18 PKR 1,710

157.93%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$2.54 PKR 702

52.76%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$4.90 PKR 1,355

132.65%

Apples (1kg)

$3.55 Rp 64.3K

$1.19 PKR 330

198.32%

Banana (1kg)

$1.54 Rp 27.8K

$0.66 PKR 183

133.33%

Oranges (1kg)

$2.23 Rp 40.4K

$0.90 PKR 249

147.78%

Tomato (1kg)

$1.97 Rp 35.7K

$0.59 PKR 163

233.90%

Potato (1kg)

$1.86 Rp 33.6K

$0.31 PKR 86.6

500.00%

Onion (1kg)

$2.42 Rp 43.8K

$0.39 PKR 107

520.51%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.48 PKR 132

112.50%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.37 PKR 103

40.54%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.11 PKR 307

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.60 PKR 167

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.73 PKR 478

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$2.23 PKR 617

-1.35%

Wine (Bottle)

$21.79 Rp 394.4K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$0.19 PKR 51.4

31.58%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$10.03 PKR 2,775

-18.54%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$0.87 PKR 240

-49.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$0.73 PKR 203

-35.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$1.86 PKR 515

201.08%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.95 PKR 263

-12.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$18.0K PKR 5.0M

35.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$23.5K PKR 6.5M

34.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$127 PKR 35.2K

-39.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$5.44 PKR 1,506

12.87%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$16.18 PKR 4,476

16.93%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$14.85 PKR 4,106

243.37%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$8.26 PKR 2,284

120.94%

Cinema Ticket

$4.38 Rp 79.3K

$4.24 PKR 1,173

3.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$14.49 PKR 4,007

3298.34%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$2,024 PKR 559.8K

503.75%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$18.09 PKR 5,004

149.64%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$27.86 PKR 7,705

25.23%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$72.8 PKR 20.1K

7.64%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$32.42 PKR 8,966

140.19%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$135 PKR 37.3K

698.89%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$86.5 PKR 23.9K

669.10%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$265 PKR 73.3K

1223.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$178 PKR 49.1K

840.41%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$833 PKR 230.4K

180.84%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$500 PKR 138.2K

347.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.05

-1.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Okara: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Okara

$86 17.1% 87% $578

Groceries & Markets

Ubud, Bali

$279 21%

Okara

$94 18.6% 66.4% $186

Clothing & Footwear

Ubud, Bali

$106 8%

Okara

$68 13.4% 36% $38

Eating Out

Ubud, Bali

$106 8%

Okara

$71 14% 33.2% $35

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Okara

$149 29.4% 45% $46

Sport & Entertainment

Ubud, Bali

$60 4.5%

Okara

$23 4.6% 61% $36

Getting Around

Ubud, Bali

$12 0.9%

Okara

$15 3% 28.1% $3.4

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $135 in Okara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $15 in Okara. Monthly groceries follow the same trend: $279 vs $94 – making Okara the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Okara

🕒 Local time

23:43 11:43 PM

20:43 8:43 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

357,935

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Okara 6,240 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Okara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okara: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 163%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $760 in Okara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments: a one-bedroom in the center costs $135 there versus $1,078 in Ubud, Bali.

Groceries cost about 197% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $15 in Okara. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Okara, where all-in costs run around $506, than in Ubud, Bali at $1,331. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.