Cost of Living Comparison Between Ubud, Bali and Okara Cost of Living Comparison Between Ubud, Bali and Okara

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $295 in Okara, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $438 in Okara, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $582 in Okara, rent included.

Ubud, Bali costs about 377% more than Okara, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Okara is 78% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.04 PKR 288

243.27%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$10.75 PKR 2,989

202.33%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.11 PKR 1,144

18.25%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.90 PKR 805

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.80 PKR 501

Cappuccino

$2.75 Rp 49.2K

$1.22 PKR 339

125.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.35 PKR 97.9

277.14%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.23 PKR 64.2

204.35%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.73 PKR 204

134.25%

White Bread (500g)

$2.47 Rp 44.3K

$0.40 PKR 111

517.50%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.21 PKR 336

-0.83%

Eggs

$2.44 Rp 43.8K

$1.16 PKR 323

110.34%

Local Cheese (1kg)

$14.38 Rp 257.7K

$2.23 PKR 620

544.84%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.36 PKR 656

82.63%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$3.19 PKR 888

282.76%

Apples (1kg)

$3.68 Rp 66.0K

$1.05 PKR 293

250.48%

Banana (1kg)

$1.55 Rp 27.8K

$0.55 PKR 153

181.82%

Oranges (1kg)

$2.79 Rp 49.9K

$0.42 PKR 118

564.29%

Tomato (1kg)

$2.33 Rp 41.8K

$0.45 PKR 125

417.78%

Potato (1kg)

$1.97 Rp 35.3K

$0.36 PKR 98.8

447.22%

Onion (1kg)

$2.31 Rp 41.4K

$0.52 PKR 146

344.23%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.43 PKR 119

146.51%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.29 PKR 80.8

151.72%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.92 PKR 257

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.36 PKR 101

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.92 PKR 255

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.53 PKR 425

114.38%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.12 PKR 33.14

141.67%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$2.85 PKR 793

182.81%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.69 PKR 192

-34.78%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.53 PKR 146

-15.09%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.73 PKR 481

260.69%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.91 PKR 253

-6.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$17.7K PKR 4.9M

46.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$23.5K PKR 6.5M

34.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$90.2 PKR 25.1K

-10.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.10 PKR 861

30.97%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$10.65 PKR 2,961

129.30%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$12.63 PKR 3,511

673.32%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.05 PKR 1,682

6.61%

Cinema Ticket

$4.04 Rp 72.4K

$4.30 PKR 1,195

-6.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$14.01 PKR 3,896

2070.09%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,239 PKR 344.6K

434.19%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$15.26 PKR 4,243

255.37%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$20.82 PKR 5,788

86.26%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$31.73 PKR 8,821

171.48%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$30.48 PKR 8,474

151.54%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$28.65 PKR 7,966

3340.14%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$17.41 PKR 4,839

3679.15%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$41.87 PKR 11.6K

7947.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$32.08 PKR 8,919

6339.68%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,004 PKR 279.2K

172.99%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$515 PKR 143.3K

332.16%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$145 PKR 40.3K

12.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.88

-33.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Okara: June 6, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $28.65 in Okara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Okara. Monthly groceries follow the same trend: $297 vs $69.0 – making Okara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okara: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 377%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $442 in Okara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 332% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $11.00 in Okara. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $295, than in Ubud, Bali at $1,404. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.