Cost of Living Comparison Between Okara and Ubud, Bali Cost of Living Comparison Between Okara and Ubud, Bali

Monthly Cost of Living

A single person spends $298 per month in Okara vs $1,392 in Ubud, Bali, rent included.

A couple spends around $443 per month in Okara vs $2,557 in Ubud, Bali, rent included.

A family of three spends $588 per month in Okara vs $3,723 in Ubud, Bali, rent included.

Okara is about 79% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Okara sits 78% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.07 PKR 297

$3.57 Rp 64.5K

-70.03%

Three-Course Dinner for Two, Mid-Range

$10.75 PKR 2,983

$32.32 Rp 583.4K

-66.74%

Fast Food Meal (McDonalds, etc)

$4.28 PKR 1,188

$5.01 Rp 90.4K

-14.57%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.88 PKR 799

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.82 PKR 504

Cappuccino

$1.20 PKR 332

$2.82 Rp 51.0K

-57.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 PKR 98.5

$1.35 Rp 24.4K

-74.07%

Water (0.33 liter bottle)

$0.23 PKR 63.8

$0.73 Rp 13.2K

-68.49%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$0.72 PKR 200

$1.78 Rp 32.1K

-59.55%

White Bread (500g)

$0.44 PKR 121

$2.45 Rp 44.2K

-82.04%

Rice (white) (1kg)

$1.16 PKR 323

$1.15 Rp 20.7K

0.87%

Eggs

$1.20 PKR 333

$2.41 Rp 43.6K

-50.21%

Local Cheese (1kg)

$2.19 PKR 608

$14.33 Rp 258.7K

-84.72%

Chicken Fillets (1kg)

$2.26 PKR 626

$4.19 Rp 75.6K

-46.06%

Beef Round Steak (1kg)

$3.25 PKR 903

$12.06 Rp 217.7K

-73.05%

Apples (1kg)

$1.05 PKR 293

$3.64 Rp 65.7K

-71.15%

Banana (1kg)

$0.51 PKR 140

$1.57 Rp 28.3K

-67.52%

Oranges (1kg)

$0.40 PKR 110

$2.79 Rp 50.3K

-85.66%

Tomato (1kg)

$0.48 PKR 133

$2.24 Rp 40.5K

-78.57%

Potato (1kg)

$0.35 PKR 98.5

$1.98 Rp 35.7K

-82.32%

Onion (1kg)

$0.48 PKR 133

$2.28 Rp 41.1K

-78.95%

Lettuce (1 head)

$0.43 PKR 119

$1.05 Rp 19.0K

-59.05%

Water (1.5 liter bottle)

$0.29 PKR 81.3

$0.79 Rp 14.2K

-63.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.06 PKR 296

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.33 PKR 92.8

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.86 PKR 238

Cigarettes 20 Pack (Marlboro, Camel)

$1.47 PKR 408

$3.19 Rp 57.6K

-53.92%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.10 PKR 26.64

$0.27 Rp 4,813

-62.96%

Public Transport Monthly Pass (Regular Price)

$2.78 PKR 770

$8.37 Rp 151.1K

-66.79%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$0.45 Rp 8,167

64.44%

Taxi (Normal Tariff) (1km)

$0.50 PKR 138

$0.46 Rp 8,298

8.70%

Taxi 1hour Waiting (Normal Tariff)

$1.81 PKR 503

$6.07 Rp 109.6K

-70.18%

Gasoline (1 liter)

$0.87 PKR 243

$0.86 Rp 15.6K

1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K PKR 4.9M

$26.6K Rp 480.0M

-34.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K PKR 6.6M

$32.5K Rp 587.6M

-27.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.0 PKR 24.1K

$79.0 Rp 1.4M

10.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.11 PKR 863

$4.09 Rp 73.9K

-23.96%

Internet (50+ Mbps, Unlimited Data)

$10.68 PKR 2,963

$23.85 Rp 430.5K

-55.22%

Gym Membership (Monthly)

$12.61 PKR 3,499

$98.8 Rp 1.8M

-87.23%

Tennis Court (1 Hour on Weekend)

$5.91 PKR 1,639

$6.35 Rp 114.7K

-6.93%

Cinema Ticket

$4.31 PKR 1,197

$4.01 Rp 72.3K

7.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$14.36 PKR 3,986

$297 Rp 5.4M

-95.17%

International Primary School, 1 Child (Yearly)

$1,236 PKR 343.1K

$6,602 Rp 119.2M

-81.27%

Jeans (Levis 501 Or Similar)

$14.92 PKR 4,140

$53.4 Rp 964.5K

-72.08%

Summer Dress (H&M, Zara, etc)

$21.12 PKR 5,861

$38.11 Rp 688.1K

-44.58%

Sport Shoes (Adidas, Nike)

$31.97 PKR 8,871

$88.7 Rp 1.6M

-63.94%

Men's Leather Business Shoes

$29.57 PKR 8,206

$76.6 Rp 1.4M

-61.41%

1-bedroom Apartment, City Center (Monthly)

$28.58 PKR 7,932

$1,020 Rp 18.4M

-97.20%

1-bedroom Apartment, Outside City Center (Monthly)

$17.73 PKR 4,919

$680 Rp 12.3M

-97.39%

3-bedroom Apartment, City Center (Monthly)

$43.20 PKR 12.0K

$3,469 Rp 62.6M

-98.75%

3-bedroom Apartment, Outside City Center (Monthly)

$32.13 PKR 8,918

$2,090 Rp 37.7M

-98.46%

Buy Apartment in City Center (m2)

$1,002 PKR 278.0K

$2,729 Rp 49.3M

-63.30%

Buy Apartment Outside City Center (m2)

$520 PKR 144.3K

$2,295 Rp 41.4M

-77.34%

Average Monthly Net Salary (After Tax)

$146 PKR 40.4K

$164 Rp 3.0M

-10.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.88

13.28

49.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okara: July 28, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $28.58 in Okara versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $11.00 in Okara versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $68.0 vs $298 – making Okara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okara vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 367%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $447 per month in Okara and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 337% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $11.00 in Okara and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $298, than in Ubud, Bali at $1,392. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.