Last update: Oct 2026

Cost of Living Comparison Between Okara and Ubud, Bali

For one person, living is cheaper in Okara: $502 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Okara
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Okara Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Okara

🇵🇰 Pakistan

$502

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Okara and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okara and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $502 per month in Okara vs $1,349 in Ubud, Bali, rent included.

Okara $502
Ubud, Bali $1,349

A couple spends around $766 per month in Okara vs $2,305 in Ubud, Bali, rent included.

Okara $766
Ubud, Bali $2,305

A family of three spends $1,031 per month in Okara vs $3,261 in Ubud, Bali, rent included.

Okara $1,031
Ubud, Bali $3,261

Okara is about 63% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.46 PKR 681

$3.32 Rp 60.2K

-25.90%

Three-Course Dinner for Two, Mid-Range

$14.68 PKR 4,062

$35.64 Rp 645.8K

-58.81%

Fast Food Meal (McDonalds, etc)

$5.61 PKR 1,553

$5.53 Rp 100.3K

1.45%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.63 PKR 1,004

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.32 PKR 1,471

Cappuccino

$2.61 PKR 722

$2.72 Rp 49.3K

-4.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 PKR 113

$1.70 Rp 30.8K

-75.88%

Water (0.33 liter bottle)

$0.26 PKR 72.5

$0.76 Rp 13.8K

-65.79%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$0.64 PKR 177

$1.49 Rp 27.0K

-57.05%

White Bread (500g)

$0.73 PKR 201

$2.28 Rp 41.2K

-67.98%

Rice (white) (1kg)

$1.17 PKR 324

$1.19 Rp 21.6K

-1.68%

Eggs

$1.20 PKR 331

$2.04 Rp 36.9K

-41.18%

Local Cheese (1kg)

$6.25 PKR 1,729

$17.70 Rp 320.8K

-64.69%

Chicken Fillets (1kg)

$2.45 PKR 679

$3.96 Rp 71.8K

-38.13%

Beef Round Steak (1kg)

$4.97 PKR 1,374

$12.19 Rp 220.9K

-59.23%

Apples (1kg)

$1.18 PKR 327

$3.66 Rp 66.2K

-67.76%

Banana (1kg)

$0.65 PKR 179

$1.52 Rp 27.5K

-57.24%

Oranges (1kg)

$0.83 PKR 231

$2.23 Rp 40.4K

-62.78%

Tomato (1kg)

$0.59 PKR 162

$1.97 Rp 35.7K

-70.05%

Potato (1kg)

$0.29 PKR 79.5

$1.85 Rp 33.5K

-84.32%

Onion (1kg)

$0.36 PKR 98.6

$2.42 Rp 43.9K

-85.12%

Lettuce (1 head)

$0.48 PKR 133

$0.99 Rp 17.9K

-51.52%

Water (1.5 liter bottle)

$0.38 PKR 105

$0.51 Rp 9,303

-25.49%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.11 PKR 306

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.62 PKR 171

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.72 PKR 477

Cigarettes 20 Pack (Marlboro, Camel)

$2.13 PKR 591

$2.22 Rp 40.3K

-4.05%

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.18 PKR 49.45

$0.25 Rp 4,548

-28.00%

Public Transport Monthly Pass (Regular Price)

$9.77 PKR 2,704

$7.82 Rp 141.8K

24.94%

Taxi Start (Normal Tariff)

$0.92 PKR 254

$0.44 Rp 7,964

109.09%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.43 Rp 7,793

62.79%

Taxi 1hour Waiting (Normal Tariff)

$1.76 PKR 487

$5.41 Rp 98.0K

-67.47%

Gasoline (1 liter)

$0.88 PKR 244

$0.82 Rp 14.9K

7.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K PKR 5.0M

$23.8K Rp 432.0M

-24.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K PKR 6.6M

$31.7K Rp 575.3M

-24.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 PKR 35.2K

$79.1 Rp 1.4M

60.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.66 PKR 1,565

$6.45 Rp 116.8K

-12.25%

Internet (50+ Mbps, Unlimited Data)

$16.14 PKR 4,467

$18.58 Rp 336.7K

-13.13%

Gym Membership (Monthly)

$15.19 PKR 4,203

$49.48 Rp 896.7K

-69.30%

Tennis Court (1 Hour on Weekend)

$7.91 PKR 2,190

$17.65 Rp 319.8K

-55.18%

Cinema Ticket

$4.24 PKR 1,172

$4.27 Rp 77.4K

-0.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$14.17 PKR 3,921

$491 Rp 8.9M

-97.11%

International Primary School, 1 Child (Yearly)

$2,054 PKR 568.3K

$5,674 Rp 102.8M

-63.80%

Jeans (Levis 501 Or Similar)

$17.53 PKR 4,850

$44.64 Rp 808.9K

-60.73%

Summer Dress (H&M, Zara, etc)

$27.71 PKR 7,667

$34.95 Rp 633.4K

-20.72%

Sport Shoes (Adidas, Nike)

$72.3 PKR 20.0K

$79.9 Rp 1.4M

-9.57%

Men's Leather Business Shoes

$33.39 PKR 9,239

$79.4 Rp 1.4M

-57.96%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$1,125 Rp 20.4M

-89.48%

1-bedroom Apartment, Outside City Center (Monthly)

$82.9 PKR 22.9K

$671 Rp 12.2M

-87.66%

3-bedroom Apartment, City Center (Monthly)

$251 PKR 69.5K

$3,565 Rp 64.6M

-92.95%

3-bedroom Apartment, Outside City Center (Monthly)

$203 PKR 56.2K

$1,723 Rp 31.2M

-88.22%

Buy Apartment in City Center (m2)

$808 PKR 223.5K

$2,732 Rp 49.5M

-70.42%

Buy Apartment Outside City Center (m2)

$564 PKR 156.0K

$2,284 Rp 41.4M

-75.31%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.05

13.78

1.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okara: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Okara

$149 29.7%

Ubud, Bali

$104 7.7% 30.1% $45

Groceries & Markets

Okara

$93 18.6%

Ubud, Bali

$288 21.4% 210% $195

Accommodation & Living

Okara

$83 16.5%

Ubud, Bali

$672 49.8% 711% $589

Eating Out

Okara

$70 14%

Ubud, Bali

$108 8% 52.8% $37

Clothing & Footwear

Okara

$68 13.5%

Ubud, Bali

$108 8% 58.3% $40

Sport & Entertainment

Okara

$24 4.7%

Ubud, Bali

$58 4.3% 145% $34

Getting Around

Okara

$15 3%

Ubud, Bali

$11 0.9% 23.4% $3.5

Cost Breakdown

A central one-bedroom costs $118 in Okara versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $15 in Okara versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $93 vs $288 – making Okara the more affordable choice for daily food spending.

Good to know

🇵🇰 Okara

🇮🇩 Ubud, Bali

🕒 Local time

01:20 1:20 AM

04:20 4:20 AM

3 h ahead of Okara

🌤 Weather

👥 Population

357,935

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 1, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Okara Ubud, Bali 6,240 km ≈ 8 h nonstop flight

From you

Okara
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okara vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 169%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $753 per month in Okara and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments: a one-bedroom in the center costs $118 there versus $1,125 in Ubud, Bali.

Groceries cost about 210% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $15 in Okara and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Okara, where all-in costs run around $502, than in Ubud, Bali at $1,349. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.