Cost of Living Comparison Between Okara and Ubud, Bali Cost of Living Comparison Between Okara and Ubud, Bali

Monthly Cost of Living

A single person spends $498 per month in Okara vs $1,368 in Ubud, Bali, rent included.

A couple spends around $718 per month in Okara vs $2,348 in Ubud, Bali, rent included.

A family of three spends $939 per month in Okara vs $3,327 in Ubud, Bali, rent included.

Okara is about 64% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Okara sits 64% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.52 PKR 698

$3.44 Rp 60.9K

-26.74%

Three-Course Dinner for Two, Mid-Range

$14.23 PKR 3,942

$36.31 Rp 643.0K

-60.81%

Fast Food Meal (McDonalds, etc)

$5.56 PKR 1,539

$5.71 Rp 101.0K

-2.63%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.53 PKR 978

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.44 PKR 1,508

Cappuccino

$2.58 PKR 715

$2.67 Rp 47.3K

-3.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 PKR 108

$1.75 Rp 31.0K

-77.71%

Water (0.33 liter bottle)

$0.26 PKR 72.6

$0.87 Rp 15.4K

-70.11%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$0.62 PKR 172

$1.62 Rp 28.7K

-61.73%

White Bread (500g)

$0.67 PKR 186

$2.33 Rp 41.3K

-71.24%

Rice (white) (1kg)

$1.16 PKR 323

$1.11 Rp 19.6K

4.50%

Eggs

$1.18 PKR 326

$2.20 Rp 39.0K

-46.36%

Local Cheese (1kg)

$6.32 PKR 1,751

$17.69 Rp 313.3K

-64.27%

Chicken Fillets (1kg)

$2.53 PKR 702

$4.10 Rp 72.5K

-38.29%

Beef Round Steak (1kg)

$4.95 PKR 1,371

$12.18 Rp 215.6K

-59.36%

Apples (1kg)

$1.22 PKR 339

$3.71 Rp 65.6K

-67.12%

Banana (1kg)

$0.68 PKR 189

$1.59 Rp 28.1K

-57.23%

Oranges (1kg)

$0.86 PKR 239

$2.28 Rp 40.4K

-62.28%

Tomato (1kg)

$0.65 PKR 181

$1.95 Rp 34.6K

-66.67%

Potato (1kg)

$0.30 PKR 83.8

$1.91 Rp 33.7K

-84.29%

Onion (1kg)

$0.33 PKR 91.0

$2.33 Rp 41.3K

-85.84%

Lettuce (1 head)

$0.50 PKR 138

$1.01 Rp 17.8K

-50.50%

Water (1.5 liter bottle)

$0.37 PKR 102

$0.55 Rp 9,773

-32.73%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.05 PKR 291

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.65 PKR 180

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.73 PKR 479

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 PKR 592

$2.23 Rp 39.5K

-4.04%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.19 PKR 52.9

$0.27 Rp 4,814

-29.63%

Public Transport Monthly Pass (Regular Price)

$10.14 PKR 2,809

$8.98 Rp 159.1K

12.92%

Taxi Start (Normal Tariff)

$0.89 PKR 245

$0.48 Rp 8,566

85.42%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.43 Rp 7,679

69.77%

Taxi 1hour Waiting (Normal Tariff)

$1.77 PKR 491

$5.64 Rp 99.9K

-68.62%

Gasoline (1 liter)

$0.93 PKR 256

$0.80 Rp 14.2K

16.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.7K PKR 4.9M

$24.9K Rp 441.7M

-28.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K PKR 7.3M

$31.7K Rp 561.5M

-17.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 PKR 36.1K

$81.5 Rp 1.4M

59.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.34 PKR 1,480

$6.49 Rp 115.0K

-17.72%

Internet (50+ Mbps, Unlimited Data)

$16.58 PKR 4,594

$18.77 Rp 332.4K

-11.67%

Gym Membership (Monthly)

$6.17 PKR 1,708

$56.9 Rp 1.0M

-89.15%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.25 PKR 1,176

$4.54 Rp 80.4K

-6.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$14.66 PKR 4,061

$481 Rp 8.5M

-96.95%

International Primary School, 1 Child (Yearly)

$1,987 PKR 550.4K

$5,711 Rp 101.1M

-65.21%

Jeans (Levis 501 Or Similar)

$17.30 PKR 4,791

$45.52 Rp 806.0K

-61.99%

Summer Dress (H&M, Zara, etc)

$26.97 PKR 7,470

$35.88 Rp 635.4K

-24.83%

Sport Shoes (Adidas, Nike)

$75.6 PKR 20.9K

$80.4 Rp 1.4M

-5.97%

Men's Leather Business Shoes

$31.95 PKR 8,851

$78.7 Rp 1.4M

-59.39%

1-bedroom Apartment, City Center (Monthly)

$127 PKR 35.2K

$1,115 Rp 19.7M

-88.59%

1-bedroom Apartment, Outside City Center (Monthly)

$78.1 PKR 21.6K

$698 Rp 12.4M

-88.80%

3-bedroom Apartment, City Center (Monthly)

$271 PKR 75.0K

$3,637 Rp 64.4M

-92.56%

3-bedroom Apartment, Outside City Center (Monthly)

$130 PKR 36.0K

$1,737 Rp 30.8M

-92.52%

Buy Apartment in City Center (m2)

$806 PKR 223.3K

$2,784 Rp 49.3M

-71.05%

Buy Apartment Outside City Center (m2)

$489 PKR 135.3K

$2,290 Rp 40.5M

-78.66%

Average Monthly Net Salary (After Tax)

$142 PKR 39.4K

$168 Rp 3.0M

-15.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.28

13.78

3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okara: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $127 in Okara versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Okara versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $94.0 vs $295 – making Okara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okara vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 175%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $746 per month in Okara and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 215% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $14.00 in Okara and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $498, than in Ubud, Bali at $1,368. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.