Cost of Living Comparison Between Okara and Ubud, Bali Cost of Living Comparison Between Okara and Ubud, Bali

Monthly Cost of Living

A single person spends $295 per month in Okara vs $1,404 in Ubud, Bali, rent included.

A couple spends around $438 per month in Okara vs $2,549 in Ubud, Bali, rent included.

A family of three spends $582 per month in Okara vs $3,694 in Ubud, Bali, rent included.

Okara is about 79% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Okara sits 78% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.04 PKR 288

$3.57 Rp 64.0K

-70.87%

Three-Course Dinner for Two, Mid-Range

$10.75 PKR 2,989

$32.50 Rp 582.3K

-66.92%

Fast Food Meal (McDonalds, etc)

$4.11 PKR 1,144

$4.86 Rp 87.1K

-15.43%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.90 PKR 805

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.80 PKR 501

Cappuccino

$1.22 PKR 339

$2.75 Rp 49.2K

-55.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 PKR 97.9

$1.32 Rp 23.7K

-73.48%

Water (0.33 liter bottle)

$0.23 PKR 64.2

$0.70 Rp 12.6K

-67.14%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$0.73 PKR 204

$1.71 Rp 30.6K

-57.31%

White Bread (500g)

$0.40 PKR 111

$2.47 Rp 44.3K

-83.81%

Rice (white) (1kg)

$1.21 PKR 336

$1.20 Rp 21.5K

0.83%

Eggs

$1.16 PKR 323

$2.44 Rp 43.8K

-52.46%

Local Cheese (1kg)

$2.23 PKR 620

$14.38 Rp 257.7K

-84.49%

Chicken Fillets (1kg)

$2.36 PKR 656

$4.31 Rp 77.1K

-45.24%

Beef Round Steak (1kg)

$3.19 PKR 888

$12.21 Rp 218.7K

-73.87%

Apples (1kg)

$1.05 PKR 293

$3.68 Rp 66.0K

-71.47%

Banana (1kg)

$0.55 PKR 153

$1.55 Rp 27.8K

-64.52%

Oranges (1kg)

$0.42 PKR 118

$2.79 Rp 49.9K

-84.95%

Tomato (1kg)

$0.45 PKR 125

$2.33 Rp 41.8K

-80.69%

Potato (1kg)

$0.36 PKR 98.8

$1.97 Rp 35.3K

-81.73%

Onion (1kg)

$0.52 PKR 146

$2.31 Rp 41.4K

-77.49%

Lettuce (1 head)

$0.43 PKR 119

$1.06 Rp 19.1K

-59.43%

Water (1.5 liter bottle)

$0.29 PKR 80.8

$0.73 Rp 13.1K

-60.27%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.92 PKR 257

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.36 PKR 101

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.92 PKR 255

Cigarettes 20 Pack (Marlboro, Camel)

$1.53 PKR 425

$3.28 Rp 58.8K

-53.35%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.12 PKR 33.14

$0.29 Rp 5,217

-58.62%

Public Transport Monthly Pass (Regular Price)

$2.85 PKR 793

$8.06 Rp 144.4K

-64.64%

Taxi Start (Normal Tariff)

$0.69 PKR 192

$0.45 Rp 8,047

53.33%

Taxi (Normal Tariff) (1km)

$0.53 PKR 146

$0.45 Rp 8,094

17.78%

Taxi 1hour Waiting (Normal Tariff)

$1.73 PKR 481

$6.24 Rp 111.7K

-72.28%

Gasoline (1 liter)

$0.91 PKR 253

$0.85 Rp 15.2K

7.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.7K PKR 4.9M

$26.0K Rp 465.4M

-31.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K PKR 6.5M

$31.7K Rp 567.2M

-25.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.2 PKR 25.1K

$80.8 Rp 1.4M

11.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.10 PKR 861

$4.06 Rp 72.7K

-23.65%

Internet (50+ Mbps, Unlimited Data)

$10.65 PKR 2,961

$24.42 Rp 437.6K

-56.39%

Gym Membership (Monthly)

$12.63 PKR 3,511

$97.7 Rp 1.7M

-87.07%

Tennis Court (1 Hour on Weekend)

$6.05 PKR 1,682

$6.45 Rp 115.5K

-6.20%

Cinema Ticket

$4.30 PKR 1,195

$4.04 Rp 72.4K

6.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$14.01 PKR 3,896

$304 Rp 5.4M

-95.39%

International Primary School, 1 Child (Yearly)

$1,239 PKR 344.6K

$6,621 Rp 118.6M

-81.28%

Jeans (Levis 501 Or Similar)

$15.26 PKR 4,243

$54.2 Rp 971.7K

-71.86%

Summer Dress (H&M, Zara, etc)

$20.82 PKR 5,788

$38.78 Rp 694.7K

-46.31%

Sport Shoes (Adidas, Nike)

$31.73 PKR 8,821

$86.1 Rp 1.5M

-63.16%

Men's Leather Business Shoes

$30.48 PKR 8,474

$76.7 Rp 1.4M

-60.25%

1-bedroom Apartment, City Center (Monthly)

$28.65 PKR 7,966

$986 Rp 17.7M

-97.09%

1-bedroom Apartment, Outside City Center (Monthly)

$17.41 PKR 4,839

$658 Rp 11.8M

-97.35%

3-bedroom Apartment, City Center (Monthly)

$41.87 PKR 11.6K

$3,369 Rp 60.4M

-98.76%

3-bedroom Apartment, Outside City Center (Monthly)

$32.08 PKR 8,919

$2,066 Rp 37.0M

-98.45%

Buy Apartment in City Center (m2)

$1,004 PKR 279.2K

$2,741 Rp 49.1M

-63.37%

Buy Apartment Outside City Center (m2)

$515 PKR 143.3K

$2,228 Rp 39.9M

-76.86%

Average Monthly Net Salary (After Tax)

$145 PKR 40.3K

$163 Rp 2.9M

-11.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.88

13.28

49.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okara: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $28.65 in Okara versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $11.00 in Okara versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $69.0 vs $297 – making Okara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okara vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 377%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $442 per month in Okara and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 332% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $11.00 in Okara and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $295, than in Ubud, Bali at $1,404. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.