Cost of Living Comparison Between Okara and Ubud, Bali Cost of Living Comparison Between Okara and Ubud, Bali

Monthly Cost of Living

A single person spends $303 per month in Okara vs $1,438 in Ubud, Bali, rent included.

A couple spends around $447 per month in Okara vs $2,585 in Ubud, Bali, rent included.

A family of three spends $592 per month in Okara vs $3,732 in Ubud, Bali, rent included.

Okara is about 79% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Okara sits 77% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.05 PKR 293

$3.57 Rp 61.9K

-70.59%

Three-Course Dinner for Two, Mid-Range

$10.41 PKR 2,903

$32.58 Rp 564.7K

-68.05%

Fast Food Meal (McDonalds, etc)

$4.16 PKR 1,158

$5.07 Rp 87.8K

-17.95%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.87 PKR 801

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.81 PKR 505

Cappuccino

$1.19 PKR 331

$2.83 Rp 49.0K

-57.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 91.3

$1.34 Rp 23.2K

-75.37%

Water (0.33 liter bottle)

$0.23 PKR 64.2

$0.69 Rp 12.0K

-66.67%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$0.72 PKR 201

$1.74 Rp 30.2K

-58.62%

White Bread (500g)

$0.44 PKR 122

$2.54 Rp 44.0K

-82.68%

Rice (white) (1kg)

$1.17 PKR 326

$1.19 Rp 20.6K

-1.68%

Eggs

$1.16 PKR 324

$2.43 Rp 42.0K

-52.26%

Local Cheese (1kg)

$2.25 PKR 628

$14.66 Rp 254.1K

-84.65%

Chicken Fillets (1kg)

$2.33 PKR 649

$4.18 Rp 72.4K

-44.26%

Beef Round Steak (1kg)

$3.21 PKR 896

$11.94 Rp 206.9K

-73.12%

Apples (1kg)

$1.07 PKR 298

$3.69 Rp 63.9K

-71.00%

Banana (1kg)

$0.51 PKR 142

$1.61 Rp 27.8K

-68.32%

Oranges (1kg)

$0.42 PKR 117

$2.69 Rp 46.5K

-84.39%

Tomato (1kg)

$0.45 PKR 124

$2.33 Rp 40.4K

-80.69%

Potato (1kg)

$0.33 PKR 90.7

$1.91 Rp 33.0K

-82.72%

Onion (1kg)

$0.51 PKR 142

$2.19 Rp 37.9K

-76.71%

Lettuce (1 head)

$0.39 PKR 109

$1.06 Rp 18.3K

-63.21%

Water (1.5 liter bottle)

$0.29 PKR 81.3

$0.72 Rp 12.5K

-59.72%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.69 PKR 192

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.34 PKR 93.6

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.90 PKR 252

Cigarettes 20 Pack (Marlboro, Camel)

$1.52 PKR 423

$3.13 Rp 54.3K

-51.44%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.10 PKR 27.66

$0.29 Rp 5,029

-65.52%

Public Transport Monthly Pass (Regular Price)

$2.86 PKR 798

$8.17 Rp 141.6K

-64.99%

Taxi Start (Normal Tariff)

$0.70 PKR 194

$0.45 Rp 7,863

55.56%

Taxi (Normal Tariff) (1km)

$0.49 PKR 137

$0.42 Rp 7,305

16.67%

Taxi 1hour Waiting (Normal Tariff)

$1.80 PKR 501

$6.16 Rp 106.7K

-70.78%

Gasoline (1 liter)

$0.96 PKR 269

$0.84 Rp 14.6K

14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K PKR 4.9M

$26.2K Rp 454.9M

-32.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K PKR 6.4M

$32.5K Rp 562.9M

-28.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.0 PKR 24.8K

$78.4 Rp 1.4M

13.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.15 PKR 879

$3.95 Rp 68.5K

-20.25%

Internet (50+ Mbps, Unlimited Data)

$10.40 PKR 2,900

$24.40 Rp 423.0K

-57.38%

Gym Membership (Monthly)

$12.51 PKR 3,488

$96.5 Rp 1.7M

-87.04%

Tennis Court (1 Hour on Weekend)

$5.83 PKR 1,625

$6.35 Rp 110.0K

-8.19%

Cinema Ticket

$4.16 PKR 1,159

$4.04 Rp 70.0K

2.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$14.22 PKR 3,963

$303 Rp 5.2M

-95.30%

International Primary School, 1 Child (Yearly)

$1,255 PKR 349.9K

$6,523 Rp 113.1M

-80.76%

Jeans (Levis 501 Or Similar)

$15.02 PKR 4,187

$53.8 Rp 933.1K

-72.10%

Summer Dress (H&M, Zara, etc)

$21.53 PKR 6,003

$37.98 Rp 658.3K

-43.31%

Sport Shoes (Adidas, Nike)

$31.30 PKR 8,725

$86.8 Rp 1.5M

-63.92%

Men's Leather Business Shoes

$30.71 PKR 8,560

$78.9 Rp 1.4M

-61.06%

1-bedroom Apartment, City Center (Monthly)

$27.84 PKR 7,761

$1,012 Rp 17.5M

-97.25%

1-bedroom Apartment, Outside City Center (Monthly)

$17.77 PKR 4,955

$674 Rp 11.7M

-97.37%

3-bedroom Apartment, City Center (Monthly)

$42.28 PKR 11.8K

$3,390 Rp 58.8M

-98.75%

3-bedroom Apartment, Outside City Center (Monthly)

$31.91 PKR 8,895

$2,098 Rp 36.4M

-98.48%

Buy Apartment in City Center (m2)

$740 PKR 206.3K

$2,985 Rp 51.7M

-75.20%

Buy Apartment Outside City Center (m2)

$505 PKR 140.7K

$2,339 Rp 40.5M

-78.42%

Average Monthly Net Salary (After Tax)

$143 PKR 39.8K

$173 Rp 3.0M

-17.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.88

13.28

49.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okara: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $27.84 in Okara versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Okara versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $68.0 vs $298 – making Okara the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okara vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 375%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $454 per month in Okara and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 336% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $10.00 in Okara and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $303, than in Ubud, Bali at $1,438. In Okara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.