Cost of Living Comparison Between Ubud, Bali and O'Fallon, MO Cost of Living Comparison Between Ubud, Bali and O'Fallon, MO

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $2,450 in O'Fallon, MO.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $3,522 in O'Fallon, MO.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $4,595 in O'Fallon, MO.

Living in Ubud, Bali costs roughly 43% less than in O'Fallon, MO, driven mainly by Getting Around.

Both cities are pricier than the global median: Ubud, Bali 5% above, O'Fallon, MO 83% above.

Currency
🍽 Eating Out
Ubud, Bali
O'Fallon, MO
Difference
Meal at Budget Restaurant
$3.43 Rp 61.4K
$19.90 $19.90
-82.76%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 572.4K
$78.5 $78.5
-59.29%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.4K
$9.10 $9.10
-44.51%
Cappuccino
$2.71 Rp 48.6K
$3.53 $3.53
-23.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 24.9K
$2.39 $2.39
-41.84%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$1.51 $1.51
-50.99%
Local Beer (0.5 liter draught)
$2.89 Rp 51.8K
$2.52 $2.52
14.68%
Imported Beer (0.33 liter bottle)
$3.79 Rp 67.9K
$3.44 $3.44
10.17%
🛒 Groceries & Markets
Ubud, Bali
O'Fallon, MO
Difference
Milk (1 liter)
$1.79 Rp 32.1K
$0.92 $0.92
94.57%
White Bread (500g)
$2.51 Rp 44.9K
$3.21 $3.21
-21.81%
Rice (white) (1kg)
$1.21 Rp 21.7K
$3.26 $3.26
-62.88%
Eggs
$2.37 Rp 42.4K
$2.94 $2.94
-19.39%
Local Cheese (1kg)
$14.43 Rp 258.4K
$7.06 $7.06
104.39%
Chicken Fillets (1kg)
$4.15 Rp 74.3K
$10.69 $10.69
-61.18%
Beef Round Steak (1kg)
$12.11 Rp 216.9K
$13.07 $13.07
-7.35%
Apples (1kg)
$3.77 Rp 67.5K
$4.47 $4.47
-15.66%
Banana (1kg)
$1.63 Rp 29.1K
$1.50 $1.50
8.67%
Oranges (1kg)
$2.71 Rp 48.5K
$6.16 $6.16
-56.01%
Tomato (1kg)
$2.26 Rp 40.4K
$5.35 $5.35
-57.76%
Potato (1kg)
$1.93 Rp 34.5K
$3.46 $3.46
-44.22%
Onion (1kg)
$2.19 Rp 39.3K
$2.70 $2.70
-18.89%
Lettuce (1 head)
$1.02 Rp 18.2K
$1.71 $1.71
-40.35%
Water (1.5 liter bottle)
$0.72 Rp 12.8K
$1.96 $1.96
-63.27%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.0K
$6.15 $6.15
-48.29%
Wine (Bottle)
$23.84 Rp 426.8K
$8.27 $8.27
188.27%
Local Beer (0.5 liter bottle)
$2.77 Rp 49.7K
$1.95 $1.95
42.05%
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.3K
$2.22 $2.22
23.87%
🚌 Getting Around
Ubud, Bali
O'Fallon, MO
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$2.06 $2.06
-86.89%
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 146.8K
$219 $219
-96.26%
Taxi Start (Normal Tariff)
$0.48 Rp 8,653
$2.53 $2.53
-81.03%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$2.15 $2.15
-80.47%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 107.9K
$20.92 $20.92
-71.18%
Gasoline (1 liter)
$0.82 Rp 14.7K
$0.76 $0.76
7.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 475.6M
$23.7K $23.7K
11.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 576.6M
$23.9K $23.9K
34.82%
🧾 Monthly Utilities & Internet
Ubud, Bali
O'Fallon, MO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$125 $125
-37.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.1K
$60.7 $60.7
-93.55%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 428.2K
$53.8 $53.8
-55.57%
🎉 Sport & Entertainment
Ubud, Bali
O'Fallon, MO
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$42.18 $42.18
128.02%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 116.8K
-
-
Cinema Ticket
$4.01 Rp 71.9K
$10.33 $10.33
-61.18%
🧸 Childcare & Education
Ubud, Bali
O'Fallon, MO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$988 $988
-69.37%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.3M
$19.9K $19.9K
-67.15%
👕👟 Clothing & Footwear
Ubud, Bali
O'Fallon, MO
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 990.4K
$53.8 $53.8
2.83%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 686.1K
$42.76 $42.76
-10.38%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$77.8 $77.8
13.73%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$69.5 $69.5
10.37%
🏠 Accommodation & Living
Ubud, Bali
O'Fallon, MO
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.6M
$1,218 $1,218
-19.10%
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.2M
$1,202 $1,202
-43.25%
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.2M
$1,675 $1,675
104.19%
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.1M
$1,608 $1,608
29.06%
Buy Apartment in City Center (m2)
$2,762 Rp 49.5M
$1,554 $1,554
77.73%
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.2M
$1,614 $1,614
38.98%
💵 Salaries & Financials
Ubud, Bali
O'Fallon, MO
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$5,673 $5,673
-97.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.25
112.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for O'Fallon, MO: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,218 in O'Fallon, MO. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 3262% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $79.0 in O'Fallon, MO for a mid-range dinner for two. Groceries echo the gap at $298 vs $340 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs O'Fallon, MO: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or O'Fallon, MO?
Ubud, Bali wins on cost – living expenses run 75% lower than in O'Fallon, MO. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in O'Fallon, MO?
On paper, salaries run 3262% lower in O'Fallon, MO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to O'Fallon, MO?
Rent for a central apartment: $986 in Ubud, Bali versus $1,218 in O'Fallon, MO. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in O'Fallon, MO?
Childcare runs $303 in Ubud, Bali versus $988 in O'Fallon, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in O'Fallon, MO?
Supermarket bills run roughly 14% higher in O'Fallon, MO. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in O'Fallon, MO?
At $1,397 in Ubud, Bali versus $2,450 in O'Fallon, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in O'Fallon, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or O'Fallon, MO?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to O'Fallon, MO?
Safety-wise, Ubud, Bali and O'Fallon, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in O'Fallon, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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