Cost of Living Comparison Between O'Fallon, MO and Ubud, Bali Cost of Living Comparison Between O'Fallon, MO and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,439 in O'Fallon, MO versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $3,452 in O'Fallon, MO versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,465 in O'Fallon, MO versus $3,273 in Ubud, Bali.

Living in O'Fallon, MO is roughly 75% more expensive than in Ubud, Bali, driven mainly by Getting Around.

Both cities are pricier than the global median: O'Fallon, MO 77% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
O'Fallon, MO
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.76 $19.76
$3.37 Rp 59.5K
486.35%
Three-Course Dinner for Two, Mid-Range
$78.7 $78.7
$38.59 Rp 680.4K
103.96%
Fast Food Meal (McDonalds, etc)
$9.37 $9.37
$5.52 Rp 97.3K
69.75%
Cappuccino
$3.53 $3.53
$2.64 Rp 46.6K
33.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.24 $2.24
$1.67 Rp 29.5K
34.13%
Water (0.33 liter bottle)
$1.49 $1.49
$0.77 Rp 13.6K
93.51%
Local Beer (0.5 liter draught)
$2.57 $2.57
$2.63 Rp 46.4K
-2.28%
Imported Beer (0.33 liter bottle)
$3.41 $3.41
$4.28 Rp 75.5K
-20.33%
🛒 Groceries & Markets
O'Fallon, MO
Ubud, Bali
Difference
Milk (1 liter)
$0.93 $0.93
$1.55 Rp 27.3K
-40.00%
White Bread (500g)
$3.24 $3.24
$2.22 Rp 39.2K
45.95%
Rice (white) (1kg)
$3.39 $3.39
$1.13 Rp 19.8K
200.00%
Eggs
$3.03 $3.03
$2.09 Rp 36.8K
44.98%
Local Cheese (1kg)
$7.22 $7.22
$17.39 Rp 306.7K
-58.48%
Chicken Fillets (1kg)
$9.60 $9.60
$3.87 Rp 68.2K
148.06%
Beef Round Steak (1kg)
$13.24 $13.24
$12.55 Rp 221.3K
5.50%
Apples (1kg)
$4.40 $4.40
$3.62 Rp 63.8K
21.55%
Banana (1kg)
$1.62 $1.62
$1.56 Rp 27.5K
3.85%
Oranges (1kg)
$4.53 $4.53
$2.35 Rp 41.5K
92.77%
Tomato (1kg)
$5.67 $5.67
$2.06 Rp 36.2K
175.24%
Potato (1kg)
$3.22 $3.22
$1.90 Rp 33.5K
69.47%
Onion (1kg)
$2.82 $2.82
$2.34 Rp 41.2K
20.51%
Lettuce (1 head)
$1.73 $1.73
$1.03 Rp 18.2K
67.96%
Water (1.5 liter bottle)
$2.04 $2.04
$0.55 Rp 9,781
270.91%
Cigarettes 20 Pack (Marlboro, Camel)
$6.24 $6.24
$2.25 Rp 39.7K
177.33%
Wine (Bottle)
$8.25 $8.25
$23.81 Rp 419.8K
-65.35%
Local Beer (0.5 liter bottle)
$1.96 $1.96
$2.31 Rp 40.8K
-15.15%
Imported Beer (0.33 liter bottle)
$2.28 $2.28
$2.80 Rp 49.4K
-18.57%
🚌 Getting Around
O'Fallon, MO
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,803
-
Public Transport Monthly Pass (Regular Price)
$218 $218
$8.66 Rp 152.7K
2420.21%
Taxi Start (Normal Tariff)
$2.44 $2.44
$0.48 Rp 8,490
408.33%
Taxi (Normal Tariff) (1km)
$1.28 $1.28
$0.45 Rp 7,865
184.44%
Taxi 1hour Waiting (Normal Tariff)
$59.1 $59.1
$5.72 Rp 100.8K
933.92%
Gasoline (1 liter)
$0.89 $0.89
$0.76 Rp 13.4K
17.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.6K $23.6K
$24.5K Rp 431.7M
-3.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K $23.6K
$32.1K Rp 566.4M
-26.62%
🧾 Monthly Utilities & Internet
O'Fallon, MO
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 $124
$83.6 Rp 1.5M
48.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.7 $59.7
$6.46 Rp 113.8K
824.30%
Internet (50+ Mbps, Unlimited Data)
$69.7 $69.7
$18.99 Rp 334.9K
266.77%
🎉 Sport & Entertainment
O'Fallon, MO
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$56.0 Rp 987.0K
-
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 328.3K
-
Cinema Ticket
$10.05 $10.05
$4.28 Rp 75.5K
134.81%
🧸 Childcare & Education
O'Fallon, MO
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,015 $1,015
$487 Rp 8.6M
108.54%
International Primary School, 1 Child (Yearly)
$20.3K $20.3K
$5,856 Rp 103.3M
247.45%
👕👟 Clothing & Footwear
O'Fallon, MO
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$54.1 $54.1
$45.56 Rp 803.3K
18.63%
Summer Dress (H&M, Zara, etc)
$44.18 $44.18
$36.38 Rp 641.5K
21.44%
Sport Shoes (Adidas, Nike)
$76.7 $76.7
$82.0 Rp 1.4M
-6.45%
Men's Leather Business Shoes
$70.7 $70.7
$80.4 Rp 1.4M
-12.04%
🏠 Accommodation & Living
O'Fallon, MO
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,183 $1,183
$1,117 Rp 19.7M
5.91%
1-bedroom Apartment, Outside City Center (Monthly)
$1,211 $1,211
$701 Rp 12.4M
72.70%
3-bedroom Apartment, City Center (Monthly)
$1,694 $1,694
$3,537 Rp 62.4M
-52.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,631 $1,631
$1,762 Rp 31.1M
-7.48%
Buy Apartment in City Center (m2)
$1,544 $1,544
$2,826 Rp 49.8M
-45.36%
Buy Apartment Outside City Center (m2)
$1,608 $1,608
$2,292 Rp 40.4M
-29.82%
💵 Salaries & Financials
O'Fallon, MO
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,620 $5,620
$170 Rp 3.0M
3210.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.12
13.78
-55.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for O'Fallon, MO: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,183 in O'Fallon, MO and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 3210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in O'Fallon, MO vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $333 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
O'Fallon, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, O'Fallon, MO or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 75% lower than in O'Fallon, MO. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in O'Fallon, MO or in Ubud, Bali?
Average pay runs 3210% higher in O'Fallon, MO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in O'Fallon, MO compared to Ubud, Bali?
Rent for a central apartment: $1,183 in O'Fallon, MO versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in O'Fallon, MO and in Ubud, Bali?
Childcare runs $1,015 in O'Fallon, MO versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in O'Fallon, MO or in Ubud, Bali?
Supermarket bills run roughly 14% higher in O'Fallon, MO. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in O'Fallon, MO or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $2,439 in O'Fallon, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in O'Fallon, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, O'Fallon, MO or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is O'Fallon, MO compared to Ubud, Bali?
Safety-wise, O'Fallon, MO and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in O'Fallon, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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