Cost of Living in O'Fallon, MO - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,473 monthly including rent, or $1,218 excluding housing.

Estimated monthly costs for a couple: $3,542 with rent, or $2,109 without housing.

Monthly costs for a family of three come to about $4,610 including rent, or $3,000 for daily expenses alone.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.08 $20.08
$15.95 $15.95
$49.87 $49.87
Three-Course Dinner for Two, Mid-Range
$79.5 $79.5
$59.6 $59.6
$119 $119
Fast Food Meal (McDonalds, etc)
$9.18 $9.18
$5.95 $5.95
$12.90 $12.90
Cappuccino
$3.55 $3.55
$2.53 $2.53
$7.60 $7.60
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.30 $2.30
$1.96 $1.96
$3.00 $3.00
Water (0.33 liter bottle)
$1.46 $1.46
$0.97 $0.97
$2.92 $2.92
Local Beer (0.5 liter draught)
$2.43 $2.43
$2.43 $2.43
$7.78 $7.78
Imported Beer (0.33 liter bottle)
$3.54 $3.54
$3.54 $3.54
$8.78 $8.78
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.97 $0.97
$0.85 $0.85
$1.49 $1.49
White Bread (500g)
$3.34 $3.34
$2.74 $2.74
$6.66 $6.66
Rice (white) (1kg)
$3.25 $3.25
$1.99 $1.99
$7.57 $7.57
Eggs
$2.97 $2.97
$1.98 $1.98
$5.24 $5.24
Local Cheese (1kg)
$7.16 $7.16
$5.50 $5.50
$26.41 $26.41
Chicken Fillets (1kg)
$10.44 $10.44
$5.45 $5.45
$17.84 $17.84
Beef Round Steak (1kg)
$12.85 $12.85
$9.19 $9.19
$17.19 $17.19
Apples (1kg)
$4.55 $4.55
$1.55 $1.55
$6.65 $6.65
Banana (1kg)
$1.51 $1.51
$0.65 $0.65
$2.24 $2.24
Oranges (1kg)
$5.95 $5.95
$2.14 $2.14
$10.74 $10.74
Tomato (1kg)
$5.56 $5.56
$3.31 $3.31
$7.56 $7.56
Potato (1kg)
$3.54 $3.54
$1.66 $1.66
$7.77 $7.77
Onion (1kg)
$2.70 $2.70
$2.17 $2.17
$4.76 $4.76
Lettuce (1 head)
$1.67 $1.67
$1.38 $1.38
$2.94 $2.94
Water (1.5 liter bottle)
$2.05 $2.05
$1.54 $1.54
$4.62 $4.62
Cigarettes 20 Pack (Marlboro, Camel)
$6.07 $6.07
$4.99 $4.99
$11.98 $11.98
Wine (Bottle)
$8.41 $8.41
$7.91 $7.91
$24.73 $24.73
Local Beer (0.5 liter bottle)
$1.99 $1.99
$1.77 $1.77
$2.93 $2.93
Imported Beer (0.33 liter bottle)
$2.28 $2.28
$1.52 $1.52
$8.11 $8.11
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.94 $1.94
$1.21 $1.21
$1.94 $1.94
Public Transport Monthly Pass (Regular Price)
$220 $220
-
Taxi Start (Normal Tariff)
$2.51 $2.51
$1.01 $1.01
$5.03 $5.03
Taxi (Normal Tariff) (1km)
$2.25 $2.25
$1.32 $1.32
$3.16 $3.16
Taxi 1hour Waiting (Normal Tariff)
$21.32 $21.32
$20.30 $20.30
$22.33 $22.33
Gasoline (1 liter)
$0.75 $0.75
$0.68 $0.68
$0.85 $0.85
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K $24.4K
$24.4K $24.4K
$38.2K $38.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K $24.0K
$24.0K $24.0K
$26.6K $26.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 $125
$100 $100
$407 $407
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.6 $59.6
$39.71 $39.71
$99.3 $99.3
Internet (50+ Mbps, Unlimited Data)
$54.0 $54.0
$50.4 $50.4
$80.6 $80.6
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.19 $43.19
$17.58 $17.58
$50.2 $50.2
Cinema Ticket
$10.42 $10.42
$8.64 $8.64
$16.27 $16.27
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,018 $1,018
$1,018 $1,018
$2,084 $2,084
International Primary School, 1 Child (Yearly)
$20.0K $20.0K
$20.0K $20.0K
$28.9K $28.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$53.7 $53.7
$30.38 $30.38
$81.0 $81.0
Summer Dress (H&M, Zara, etc)
$42.59 $42.59
$25.35 $25.35
$86.2 $86.2
Sport Shoes (Adidas, Nike)
$77.1 $77.1
$75.1 $75.1
$125 $125
Men's Leather Business Shoes
$70.0 $70.0
$40.01 $40.01
$200 $200
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,218 $1,218
$1,218 $1,218
$1,218 $1,218
1-bedroom Apartment, Outside City Center (Monthly)
$1,175 $1,175
$983 $983
$1,367 $1,367
3-bedroom Apartment, City Center (Monthly)
$1,696 $1,696
$1,496 $1,496
$2,095 $2,095
3-bedroom Apartment, Outside City Center (Monthly)
$1,661 $1,661
$1,424 $1,424
$2,034 $2,034
Buy Apartment in City Center (m2)
$1,549 $1,549
-
Buy Apartment Outside City Center (m2)
$1,630 $1,630
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,768 $5,768
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.25
6
6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 21, 2026

Cost Breakdown

Expect to pay about $1,218 for a central one-bedroom, or $1,175 outside the center. At around 21% of the average salary ($5,768), rent noticeably above the typical 30% rent-to-income guideline.

Average take-home pay sits at $5,768, while typical expenses reach $2,473. This leaves solid room for saving and lifestyle spending.

Expect to spend about $342 monthly on groceries. Dining out at a mid-range restaurant costs roughly $80 for two.

Public transport is priced at around $220 per month.

Cost Highlights

O'Fallon, MO has the 10th most expensive public transport monthly pass worldwide

Gasoline is cheaper than 95% of cities in North America

Taxi is more expensive than 91% of cities in North America

O'Fallon, MO Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in O'Fallon, MO - Frequently Asked Questions
How does O'Fallon, MO compare in terms of overall affordability for travelers, expats, and digital nomads?
From a traveler’s perspective, O'Fallon blends suburban calm with easy access to St. Louis amenities. You'll find housing options that feel affordable for a range of plans, with rentals or purchases that stay reasonable relative to larger metros. Groceries and dining strike a balanced note – quality options without steep price tags – especially outside the city core. Neighborhoods range from compact, walkable streets to newer developments with parks and services, so you can choose value without sacrificing convenience. The city is approachable for short and longer stays, with reliable services and a friendly pace. Cost of Living in O'Fallon, MO, United States. Tip: Plan week-by-week to balance work and exploration.
What does daily life look like in O'Fallon for a short or extended stay in terms of housing search, food options, transport, and co-working?
Daily life in O'Fallon feels approachable for a short or extended stay. Housing search centers on family-friendly neighborhoods and quieter suburbs with reasonable access to amenities; look for mid-rise apartments near shopping hubs or starter homes near parks. Food options range from classic American markets to diverse eateries, with bakeries and farms nearby supporting fresh produce. For transport, a car is convenient, but you can rely on local roads, bike lanes, and occasional bus routes if you plan to stay close to town centers. O'Fallon, MO, United States living cost is generally moderate, with value anchored in quality services. Tip: Build a two-week trial plan to test your commute and routines.
What factors drive quality of life in O'Fallon, and how can you budget and choose a neighborhood that fits your seasonality and routines?
Quality of life in O'Fallon tends to reward planning and flexibility. A practical budgeting framework blends fixed costs (housing and utilities) with variable expenses (groceries, transport, healthcare) and leisure. Neighborhood fit matters: for quiet evenings, look at lakeside or shaded cul-de-sacs; for social life, near town centers with parks and schools. Seasonality is mild, but you’ll notice shifts in activity and outdoor options across spring and autumn – perfect for weekend explorations. To save, consider long-term rental options, buy-in for shared co-working spaces during peak work periods, and prep meals at home. Tip: Create a simple monthly template and adjust as you settle.
Is O'Fallon, MO worth the cost of living?
At around $2,473 monthly all-in, O'Fallon, MO offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is O'Fallon, MO expensive to live in?
Everyday life in O'Fallon, MO is moderately priced at about $2,473 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What is a good salary in O'Fallon, MO?
Earning $3,710 monthly in O'Fallon, MO means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in O'Fallon, MO?
Rents for a 1-bedroom flat in O'Fallon, MO range from $1,175 to $1,218, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in O'Fallon, MO?
A regular gym membership in O'Fallon, MO costs around $43.19 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in O'Fallon, MO?
Expect to spend around $342 per month on groceries in O'Fallon, MO. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $1,500 monthly in O'Fallon, MO?
Living on $1,500 in O'Fallon, MO means careful planning, since monthly costs average $2,473. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is O'Fallon, MO a good place to live?
Living in O'Fallon, MO means access to fast internet at about $2,473 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

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