Cost of Living Comparison Between Ubud, Bali and Nizhny Novgorod Cost of Living Comparison Between Ubud, Bali and Nizhny Novgorod

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,224 in Nizhny Novgorod.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,910 in Nizhny Novgorod.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,595 in Nizhny Novgorod.

Living in Ubud, Bali is roughly 13% more expensive than in Nizhny Novgorod, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 1% above, Nizhny Novgorod is 11% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$19.54 ₽1,636

-83.06%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$51.7 ₽4,329

-24.41%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$7.14 ₽598

-21.29%

Cappuccino

$2.64 Rp 46.9K

$2.89 ₽242

-8.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.45 ₽121

8.97%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.63 ₽52.6

12.70%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.87 ₽156

45.99%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.57 ₽215

68.09%

Milk (1 liter)

$1.54 Rp 27.4K

$1.16 ₽97.4

32.76%

White Bread (500g)

$2.30 Rp 40.8K

$0.76 ₽63.4

202.63%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.32 ₽110

-21.97%

Eggs

$2.12 Rp 37.7K

$1.48 ₽124

43.24%

Local Cheese (1kg)

$17.30 Rp 307.5K

$11.59 ₽970

49.27%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$4.82 ₽404

-16.39%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$11.05 ₽925

12.40%

Apples (1kg)

$3.70 Rp 65.7K

$1.70 ₽142

117.65%

Banana (1kg)

$1.62 Rp 28.7K

$1.68 ₽141

-3.57%

Oranges (1kg)

$2.27 Rp 40.3K

$1.78 ₽149

27.53%

Tomato (1kg)

$1.99 Rp 35.4K

$3.29 ₽276

-39.51%

Potato (1kg)

$1.83 Rp 32.5K

$0.76 ₽63.6

140.79%

Onion (1kg)

$2.25 Rp 40.1K

$0.66 ₽55.0

240.91%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.43 ₽120

-27.27%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.75 ₽62.9

-25.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.19 ₽267

-30.41%

Wine (Bottle)

$23.22 Rp 412.7K

$8.35 ₽699

178.08%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.11 ₽93.3

115.32%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.96 ₽164

46.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.50 ₽41.99

-50.00%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$16.71 ₽1,399

-57.09%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$2.10 ₽176

-78.10%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.43 ₽36.31

6.98%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$8.52 ₽714

-33.10%

Gasoline (1 liter)

$0.76 Rp 13.6K

$0.80 ₽67.3

-5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$35.7K ₽3.0M

-31.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$36.1K ₽3.0M

-14.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$135 ₽11.3K

-39.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$6.86 ₽574

-7.73%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$7.96 ₽667

132.91%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$28.87 ₽2,417

94.15%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$26.06 ₽2,182

-29.36%

Cinema Ticket

$4.26 Rp 75.8K

$7.28 ₽610

-41.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$311 ₽26.0K

57.34%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$6,977 ₽584.2K

-16.97%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$73.5 ₽6,151

-37.41%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$55.7 ₽4,664

-35.62%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$119 ₽9,924

-32.90%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$112 ₽9,379

-27.74%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$586 ₽49.1K

95.22%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$408 ₽34.2K

69.47%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$941 ₽78.8K

275.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$669 ₽56.0K

155.63%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$3,572 ₽299.1K

-22.04%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$2,199 ₽184.2K

2.83%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$847 ₽70.9K

-80.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.18

-31.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Nizhny Novgorod: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $586 in Nizhny Novgorod. Housing cost is often the main lever when comparing two cities.

Nizhny Novgorod pays 400% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $52.0 in Nizhny Novgorod. Groceries flip the comparison at $293 vs $209, with Nizhny Novgorod cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizhny Novgorod: Cost of Living - Frequently Asked Questions

Nizhny Novgorod is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 13% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 400% lower in Nizhny Novgorod. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $586 in Nizhny Novgorod. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Ubud, Bali versus $311 in Nizhny Novgorod. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,224 in Nizhny Novgorod versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Nizhny Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhny Novgorod the clear choice for anyone on this budget.

For families, Nizhny Novgorod is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nizhny Novgorod are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhny Novgorod gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.