Cost of Living Comparison Between Ubud, Bali and Nizhny Novgorod Cost of Living Comparison Between Ubud, Bali and Nizhny Novgorod

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,091 in Nizhny Novgorod.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,762 in Nizhny Novgorod.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,432 in Nizhny Novgorod.

Living in Ubud, Bali is roughly 28% more expensive than Nizhny Novgorod, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Nizhny Novgorod is 18% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$11.42 ₽827

-70.23%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$37.85 ₽2,743

-14.45%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$5.74 ₽416

-12.89%

Cappuccino

$2.82 Rp 50.0K

$2.60 ₽188

8.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$1.29 ₽93.5

6.98%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.45 ₽32.97

62.22%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$1.03 ₽74.8

189.32%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$3.15 ₽229

26.03%

Milk (1 liter)

$1.79 Rp 31.8K

$1.04 ₽75.5

72.12%

White Bread (500g)

$2.46 Rp 43.7K

$0.61 ₽43.91

303.28%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.30 ₽94.3

-7.69%

Eggs

$2.39 Rp 42.3K

$1.55 ₽112

54.19%

Local Cheese (1kg)

$14.40 Rp 255.1K

$10.38 ₽753

38.73%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.83 ₽350

-11.39%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$8.71 ₽631

35.71%

Apples (1kg)

$3.78 Rp 67.0K

$1.74 ₽126

117.24%

Banana (1kg)

$1.63 Rp 28.9K

$1.73 ₽125

-5.78%

Oranges (1kg)

$2.80 Rp 49.6K

$1.93 ₽140

45.08%

Tomato (1kg)

$2.26 Rp 40.0K

$2.43 ₽176

-7.00%

Potato (1kg)

$2.00 Rp 35.3K

$0.70 ₽50.6

185.71%

Onion (1kg)

$2.21 Rp 39.2K

$0.70 ₽51.0

215.71%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.25 ₽90.4

-14.40%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.72 ₽52.5

5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$2.97 ₽215

5.39%

Wine (Bottle)

$23.81 Rp 421.9K

$10.39 ₽753

129.16%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.17 ₽85.1

142.74%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.17 ₽157

28.11%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.53 ₽38.56

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$17.27 ₽1,251

-51.53%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$1.94 ₽140

-76.80%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.56 ₽40.50

-23.21%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$7.52 ₽545

-20.48%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.78 ₽56.4

2.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$42.0K ₽3.0M

-38.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$32.1K ₽2.3M

-1.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$111 ₽8,074

-27.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$5.55 ₽402

-25.41%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$7.49 ₽543

222.03%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$31.57 ₽2,288

209.63%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$16.34 ₽1,184

-59.36%

Cinema Ticket

$4.04 Rp 71.5K

$6.52 ₽472

-38.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$337 ₽24.4K

-11.89%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$3,951 ₽286.3K

66.81%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$81.3 ₽5,889

-32.15%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$77.2 ₽5,592

-50.10%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$147 ₽10.6K

-41.31%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$111 ₽8,037

-29.72%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$587 ₽42.6K

67.77%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$373 ₽27.0K

78.13%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$993 ₽72.0K

246.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$731 ₽52.9K

179.53%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$4,230 ₽306.5K

-33.12%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$2,656 ₽192.5K

-14.09%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$913 ₽66.1K

-81.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.46

-19.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Nizhny Novgorod: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $587 in Nizhny Novgorod. Housing cost is often the main lever when comparing two cities.

Nizhny Novgorod pays 439% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $38.00 in Nizhny Novgorod. Groceries flip the comparison at $299 vs $196, with Nizhny Novgorod cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizhny Novgorod: Cost of Living - Frequently Asked Questions

Nizhny Novgorod is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 28% gap adds up to real monthly savings that compound significantly over time.

On paper, Nizhny Novgorod earns 439% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $587 in Nizhny Novgorod. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $337 in Nizhny Novgorod. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,091 in Nizhny Novgorod versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Nizhny Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhny Novgorod the clear choice for anyone on this budget.

For families, Nizhny Novgorod is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nizhny Novgorod are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhny Novgorod gentler on the wallet – expenses run 28% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.