Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nizhny Novgorod

For one person, living is cheaper in Nizhny Novgorod: $1,207 a month against $1,348 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Nizhny Novgorod
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Nizhny Novgorod Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Nizhny Novgorod

🇷🇺 Russia

$1,207

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nizhny Novgorod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nizhny Novgorod actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $1,207 in Nizhny Novgorod.

Ubud, Bali $1,348
Nizhny Novgorod $1,207

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,841 in Nizhny Novgorod.

Ubud, Bali $2,312
Nizhny Novgorod $1,841

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $2,474 in Nizhny Novgorod.

Ubud, Bali $3,276
Nizhny Novgorod $2,474

Living in Ubud, Bali is roughly 12% more expensive than in Nizhny Novgorod, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 1% above, Nizhny Novgorod is 10% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$13.90 ₽1,182

-76.04%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$53.6 ₽4,560

-33.95%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$7.27 ₽618

-20.77%

Cappuccino

$2.63 Rp 47.0K

$3.16 ₽269

-16.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.73 ₽147

0.58%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.75 ₽63.9

2.67%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$1.86 ₽158

45.70%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$3.70 ₽314

22.16%

Milk (1 liter)

$1.53 Rp 27.4K

$1.17 ₽99.8

30.77%

White Bread (500g)

$2.20 Rp 39.3K

$0.79 ₽67.2

178.48%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.38 ₽117

-11.59%

Eggs

$2.14 Rp 38.3K

$1.54 ₽131

38.96%

Local Cheese (1kg)

$17.73 Rp 317.2K

$11.45 ₽974

54.85%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$4.73 ₽402

-18.39%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$13.32 ₽1,132

-9.68%

Apples (1kg)

$3.61 Rp 64.6K

$1.73 ₽147

108.67%

Banana (1kg)

$1.51 Rp 27.1K

$1.72 ₽146

-12.21%

Oranges (1kg)

$2.32 Rp 41.5K

$1.71 ₽145

35.67%

Tomato (1kg)

$2.00 Rp 35.9K

$3.62 ₽308

-44.75%

Potato (1kg)

$1.81 Rp 32.4K

$0.63 ₽53.3

187.30%

Onion (1kg)

$2.39 Rp 42.7K

$0.60 ₽50.9

298.33%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.23 ₽105

-19.51%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$0.74 ₽62.9

-29.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$2.86 ₽243

-23.78%

Wine (Bottle)

$22.98 Rp 411.0K

$8.21 ₽698

179.90%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$1.13 ₽96.5

112.39%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.36 ₽201

27.12%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$0.46 ₽38.87

-47.83%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

$17.41 ₽1,480

-59.85%

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$2.03 ₽173

-78.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$0.43 ₽36.39

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$6.90 ₽587

-21.01%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.79 ₽67.6

6.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$40.6K ₽3.5M

-40.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$31.8K ₽2.7M

0.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$139 ₽11.8K

-41.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$6.85 ₽583

-3.94%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$7.72 ₽656

136.27%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$32.93 ₽2,799

67.42%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

$25.77 ₽2,191

-28.17%

Cinema Ticket

$4.24 Rp 75.9K

$6.99 ₽594

-39.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$307 ₽26.1K

58.44%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$6,820 ₽579.8K

-16.77%

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$68.5 ₽5,827

-34.08%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$53.7 ₽4,562

-35.58%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$139 ₽11.8K

-43.16%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$80.4 ₽6,837

-3.48%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$605 ₽51.4K

86.29%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$424 ₽36.0K

59.00%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$876 ₽74.5K

313.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$605 ₽51.5K

186.60%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$3,235 ₽275.1K

-12.57%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$2,010 ₽170.9K

14.73%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$971 ₽82.6K

-82.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.04

-34.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Nizhny Novgorod: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Nizhny Novgorod

$424 34.9% 37.1% $250

Groceries & Markets

Ubud, Bali

$290 21.4%

Nizhny Novgorod

$217 17.8% 25.3% $73

Eating Out

Ubud, Bali

$108 8%

Nizhny Novgorod

$197 16.2% 82.7% $89

Clothing & Footwear

Ubud, Bali

$106 7.8%

Nizhny Novgorod

$154 12.7% 44.5% $47

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Nizhny Novgorod

$153 12.6% 45.2% $48

Sport & Entertainment

Ubud, Bali

$64 4.7%

Nizhny Novgorod

$47 3.9% 26.3% $17

Getting Around

Ubud, Bali

$11 0.8%

Nizhny Novgorod

$23 1.9% 123% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $605 in Nizhny Novgorod. Housing cost is often the main lever when comparing two cities.

Nizhny Novgorod pays 486% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $54.0 in Nizhny Novgorod. Groceries flip the comparison at $290 vs $217, with Nizhny Novgorod cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Nizhny Novgorod

🕒 Local time

15:52 3:52 PM

10:52 10:52 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,244,254

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.02 RUB (100 RUB = 1.18 USD). 1 EUR = 95.36 RUB (100 RUB = 1.05 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Nizhny Novgorod 9,670 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Nizhny Novgorod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nizhny Novgorod: Cost of Living - Frequently Asked Questions

Nizhny Novgorod is cheaper overall, especially in groceries, leisure, and utilities. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 486% lower in Nizhny Novgorod. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $605 in Nizhny Novgorod. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $307 in Nizhny Novgorod. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,207 in Nizhny Novgorod versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Nizhny Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhny Novgorod the clear choice for anyone on this budget.

For families, Nizhny Novgorod is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nizhny Novgorod are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhny Novgorod gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.