Last update: Oct 2026

Cost of Living Comparison Between Nizhny Novgorod and Ubud, Bali

For one person, living is cheaper in Nizhny Novgorod: $1,207 a month against $1,348 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Nizhny Novgorod
Learn more

Nizhny Novgorod Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Nizhny Novgorod

🇷🇺 Russia

$1,207

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Nizhny Novgorod and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nizhny Novgorod and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,207 in Nizhny Novgorod versus $1,348 in Ubud, Bali.

Nizhny Novgorod $1,207
Ubud, Bali $1,348

Estimated couple costs with rent: $1,841 in Nizhny Novgorod versus $2,312 in Ubud, Bali.

Nizhny Novgorod $1,841
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $2,474 in Nizhny Novgorod versus $3,276 in Ubud, Bali.

Nizhny Novgorod $2,474
Ubud, Bali $3,276

Living in Nizhny Novgorod costs roughly 10% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nizhny Novgorod is 10% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$13.90 ₽1,183

$3.33 Rp 59.6K

317.42%

Three-Course Dinner for Two, Mid-Range

$53.6 ₽4,564

$35.42 Rp 633.1K

51.41%

Fast Food Meal (McDonalds, etc)

$7.27 ₽619

$5.76 Rp 102.9K

26.22%

Cappuccino

$3.16 ₽269

$2.63 Rp 47.0K

20.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 ₽147

$1.74 Rp 31.0K

-0.57%

Water (0.33 liter bottle)

$0.75 ₽64.0

$0.77 Rp 13.8K

-2.60%

Local Beer (0.5 liter draught)

$1.86 ₽158

$2.71 Rp 48.4K

-31.37%

Imported Beer (0.33 liter bottle)

$3.70 ₽315

$4.52 Rp 80.8K

-18.14%

Milk (1 liter)

$1.17 ₽99.8

$1.53 Rp 27.4K

-23.53%

White Bread (500g)

$0.79 ₽67.2

$2.20 Rp 39.2K

-64.09%

Rice (white) (1kg)

$1.38 ₽118

$1.22 Rp 21.8K

13.11%

Eggs

$1.54 ₽131

$2.14 Rp 38.2K

-28.04%

Local Cheese (1kg)

$11.45 ₽974

$17.73 Rp 316.9K

-35.42%

Chicken Fillets (1kg)

$4.73 ₽402

$3.86 Rp 68.9K

22.54%

Beef Round Steak (1kg)

$13.32 ₽1,133

$12.03 Rp 215.0K

10.72%

Apples (1kg)

$1.73 ₽147

$3.61 Rp 64.5K

-52.08%

Banana (1kg)

$1.72 ₽146

$1.51 Rp 27.1K

13.91%

Oranges (1kg)

$1.71 ₽145

$2.32 Rp 41.4K

-26.29%

Tomato (1kg)

$3.62 ₽308

$2.00 Rp 35.8K

81.00%

Potato (1kg)

$0.63 ₽53.4

$1.81 Rp 32.4K

-65.19%

Onion (1kg)

$0.60 ₽50.9

$2.39 Rp 42.7K

-74.90%

Lettuce (1 head)

$1.23 ₽105

$0.99 Rp 17.8K

24.24%

Water (1.5 liter bottle)

$0.74 ₽63.0

$0.52 Rp 9,373

42.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₽244

$2.18 Rp 39.0K

31.19%

Wine (Bottle)

$8.21 ₽698

$22.98 Rp 410.7K

-64.27%

Local Beer (0.5 liter bottle)

$1.13 ₽96.5

$2.40 Rp 42.8K

-52.92%

Imported Beer (0.33 liter bottle)

$2.36 ₽201

$3.00 Rp 53.6K

-21.33%

One-way Ticket (Public Transport)

$0.46 ₽38.90

$0.24 Rp 4,255

91.67%

Public Transport Monthly Pass (Regular Price)

$17.41 ₽1,481

$6.99 Rp 125.0K

149.07%

Taxi Start (Normal Tariff)

$2.03 ₽173

$0.44 Rp 7,876

361.36%

Taxi (Normal Tariff) (1km)

$0.43 ₽36.42

$0.42 Rp 7,582

2.38%

Taxi 1hour Waiting (Normal Tariff)

$6.90 ₽587

$5.45 Rp 97.4K

26.61%

Gasoline (1 liter)

$0.79 ₽67.6

$0.84 Rp 15.1K

-5.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K ₽3.5M

$24.3K Rp 434.8M

66.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K ₽2.7M

$31.9K Rp 570.0M

-0.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ₽11.8K

$80.8 Rp 1.4M

71.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.85 ₽583

$6.58 Rp 117.6K

4.10%

Internet (50+ Mbps, Unlimited Data)

$7.72 ₽657

$18.24 Rp 326.1K

-57.68%

Gym Membership (Monthly)

$32.93 ₽2,802

$55.1 Rp 985.4K

-40.27%

Tennis Court (1 Hour on Weekend)

$25.77 ₽2,193

$18.51 Rp 330.9K

39.22%

Cinema Ticket

$6.99 ₽594

$4.24 Rp 75.9K

64.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ₽26.1K

$486 Rp 8.7M

-36.88%

International Primary School, 1 Child (Yearly)

$6,820 ₽580.3K

$5,676 Rp 101.5M

20.14%

Jeans (Levis 501 Or Similar)

$68.5 ₽5,832

$45.18 Rp 807.6K

51.70%

Summer Dress (H&M, Zara, etc)

$53.7 ₽4,566

$34.57 Rp 617.9K

55.22%

Sport Shoes (Adidas, Nike)

$139 ₽11.8K

$79.2 Rp 1.4M

75.93%

Men's Leather Business Shoes

$80.4 ₽6,843

$77.6 Rp 1.4M

3.61%

1-bedroom Apartment, City Center (Monthly)

$605 ₽51.5K

$1,127 Rp 20.1M

-46.32%

1-bedroom Apartment, Outside City Center (Monthly)

$424 ₽36.1K

$674 Rp 12.1M

-37.11%

3-bedroom Apartment, City Center (Monthly)

$876 ₽74.5K

$3,618 Rp 64.7M

-75.79%

3-bedroom Apartment, Outside City Center (Monthly)

$605 ₽51.5K

$1,735 Rp 31.0M

-65.11%

Buy Apartment in City Center (m2)

$3,235 ₽275.3K

$2,829 Rp 50.6M

14.37%

Buy Apartment Outside City Center (m2)

$2,010 ₽171.1K

$2,307 Rp 41.2M

-12.84%

Average Monthly Net Salary (After Tax)

$971 ₽82.6K

$166 Rp 3.0M

486.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.04

13.78

52.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nizhny Novgorod: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nizhny Novgorod

$424 34.9%

Ubud, Bali

$674 49.6% 59% $250

Groceries & Markets

Nizhny Novgorod

$217 17.8%

Ubud, Bali

$290 21.4% 33.8% $73

Eating Out

Nizhny Novgorod

$197 16.2%

Ubud, Bali

$108 8% 45.3% $89

Clothing & Footwear

Nizhny Novgorod

$154 12.7%

Ubud, Bali

$106 7.8% 30.8% $47

Monthly Utilities & Internet

Nizhny Novgorod

$153 12.6%

Ubud, Bali

$106 7.8% 31.1% $48

Sport & Entertainment

Nizhny Novgorod

$47 3.9%

Ubud, Bali

$64 4.7% 35.7% $17

Getting Around

Nizhny Novgorod

$23 1.9%

Ubud, Bali

$11 0.8% 55.1% $13

Cost Breakdown

A one-bedroom apartment in the center runs $605 in Nizhny Novgorod and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nizhny Novgorod pays 486% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $54.0 in Nizhny Novgorod vs $35.00 in Ubud, Bali. Groceries flip the comparison at $217 vs $290, with Nizhny Novgorod cheaper for home cooking.

Good to know

🇷🇺 Nizhny Novgorod

🇮🇩 Ubud, Bali

🕒 Local time

10:52 10:52 AM

15:52 3:52 PM

5 h ahead of Nizhny Novgorod

🌤 Weather

👥 Population

1,244,254

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.44 RUB (100 RUB = 1.05 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Nizhny Novgorod Ubud, Bali 9,670 km ≈ 13 h nonstop flight

From you

Nizhny Novgorod
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nizhny Novgorod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nizhny Novgorod is cheaper overall, especially in groceries, leisure, and utilities. The 12% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 486% higher in Nizhny Novgorod, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $605 in Nizhny Novgorod versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $307 in Nizhny Novgorod versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 34% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,207 in Nizhny Novgorod versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Nizhny Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhny Novgorod the clear choice for anyone on this budget.

For families, Nizhny Novgorod is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nizhny Novgorod and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhny Novgorod gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.