Cost of Living Comparison Between Nizhny Novgorod and Ubud, Bali Cost of Living Comparison Between Nizhny Novgorod and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,224 in Nizhny Novgorod versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $1,910 in Nizhny Novgorod versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,595 in Nizhny Novgorod versus $3,347 in Ubud, Bali.

Living in Nizhny Novgorod costs roughly 11% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Nizhny Novgorod is 11% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$19.54 ₽1,636

$3.31 Rp 58.9K

490.33%

Three-Course Dinner for Two, Mid-Range

$51.7 ₽4,329

$39.08 Rp 694.5K

32.29%

Fast Food Meal (McDonalds, etc)

$7.14 ₽598

$5.62 Rp 99.8K

27.05%

Cappuccino

$2.89 ₽242

$2.64 Rp 46.9K

9.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.45 ₽121

$1.58 Rp 28.2K

-8.23%

Water (0.33 liter bottle)

$0.63 ₽52.6

$0.71 Rp 12.6K

-11.27%

Local Beer (0.5 liter draught)

$1.87 ₽156

$2.73 Rp 48.5K

-31.50%

Imported Beer (0.33 liter bottle)

$2.57 ₽215

$4.32 Rp 76.8K

-40.51%

Milk (1 liter)

$1.16 ₽97.4

$1.54 Rp 27.4K

-24.68%

White Bread (500g)

$0.76 ₽63.4

$2.30 Rp 40.8K

-66.96%

Rice (white) (1kg)

$1.32 ₽110

$1.03 Rp 18.3K

28.16%

Eggs

$1.48 ₽124

$2.12 Rp 37.7K

-30.19%

Local Cheese (1kg)

$11.59 ₽970

$17.30 Rp 307.5K

-33.01%

Chicken Fillets (1kg)

$4.82 ₽404

$4.03 Rp 71.6K

19.60%

Beef Round Steak (1kg)

$11.05 ₽925

$12.42 Rp 220.8K

-11.03%

Apples (1kg)

$1.70 ₽142

$3.70 Rp 65.7K

-54.05%

Banana (1kg)

$1.68 ₽141

$1.62 Rp 28.7K

3.70%

Oranges (1kg)

$1.78 ₽149

$2.27 Rp 40.3K

-21.59%

Tomato (1kg)

$3.29 ₽276

$1.99 Rp 35.4K

65.33%

Potato (1kg)

$0.76 ₽63.6

$1.83 Rp 32.5K

-58.47%

Onion (1kg)

$0.66 ₽55.0

$2.25 Rp 40.1K

-70.67%

Lettuce (1 head)

$1.43 ₽120

$1.04 Rp 18.6K

37.50%

Water (1.5 liter bottle)

$0.75 ₽62.9

$0.56 Rp 10.0K

33.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 ₽267

$2.22 Rp 39.5K

43.69%

Wine (Bottle)

$8.35 ₽699

$23.22 Rp 412.7K

-64.04%

Local Beer (0.5 liter bottle)

$1.11 ₽93.3

$2.39 Rp 42.5K

-53.56%

Imported Beer (0.33 liter bottle)

$1.96 ₽164

$2.87 Rp 51.1K

-31.71%

One-way Ticket (Public Transport)

$0.50 ₽41.99

$0.25 Rp 4,416

100.00%

Public Transport Monthly Pass (Regular Price)

$16.71 ₽1,399

$7.17 Rp 127.4K

133.05%

Taxi Start (Normal Tariff)

$2.10 ₽176

$0.46 Rp 8,163

356.52%

Taxi (Normal Tariff) (1km)

$0.43 ₽36.31

$0.46 Rp 8,235

-6.52%

Taxi 1hour Waiting (Normal Tariff)

$8.52 ₽714

$5.70 Rp 101.2K

49.47%

Gasoline (1 liter)

$0.80 ₽67.3

$0.76 Rp 13.6K

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K ₽3.0M

$24.6K Rp 436.7M

45.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.1K ₽3.0M

$31.0K Rp 551.5M

16.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ₽11.3K

$82.2 Rp 1.5M

64.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.86 ₽574

$6.33 Rp 112.5K

8.37%

Internet (50+ Mbps, Unlimited Data)

$7.96 ₽667

$18.54 Rp 329.6K

-57.07%

Gym Membership (Monthly)

$28.87 ₽2,417

$56.1 Rp 996.2K

-48.49%

Tennis Court (1 Hour on Weekend)

$26.06 ₽2,182

$18.41 Rp 327.2K

41.55%

Cinema Ticket

$7.28 ₽610

$4.26 Rp 75.8K

70.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$311 ₽26.0K

$489 Rp 8.7M

-36.44%

International Primary School, 1 Child (Yearly)

$6,977 ₽584.2K

$5,793 Rp 103.0M

20.44%

Jeans (Levis 501 Or Similar)

$73.5 ₽6,151

$45.98 Rp 817.3K

59.77%

Summer Dress (H&M, Zara, etc)

$55.7 ₽4,664

$35.86 Rp 637.4K

55.33%

Sport Shoes (Adidas, Nike)

$119 ₽9,924

$79.5 Rp 1.4M

49.03%

Men's Leather Business Shoes

$112 ₽9,379

$80.9 Rp 1.4M

38.39%

1-bedroom Apartment, City Center (Monthly)

$586 ₽49.1K

$1,144 Rp 20.3M

-48.77%

1-bedroom Apartment, Outside City Center (Monthly)

$408 ₽34.2K

$692 Rp 12.3M

-40.99%

3-bedroom Apartment, City Center (Monthly)

$941 ₽78.8K

$3,532 Rp 62.8M

-73.35%

3-bedroom Apartment, Outside City Center (Monthly)

$669 ₽56.0K

$1,709 Rp 30.4M

-60.88%

Buy Apartment in City Center (m2)

$3,572 ₽299.1K

$2,785 Rp 49.5M

28.28%

Buy Apartment Outside City Center (m2)

$2,199 ₽184.2K

$2,261 Rp 40.2M

-2.75%

Average Monthly Net Salary (After Tax)

$847 ₽70.9K

$169 Rp 3.0M

400.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.18

13.78

46.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nizhny Novgorod: August 16, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $586 in Nizhny Novgorod and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nizhny Novgorod pays 400% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $52.0 in Nizhny Novgorod vs $39.00 in Ubud, Bali. Groceries flip the comparison at $209 vs $293, with Nizhny Novgorod cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nizhny Novgorod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nizhny Novgorod is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 13% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 400% higher in Nizhny Novgorod, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $586 in Nizhny Novgorod versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $311 in Nizhny Novgorod versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,224 in Nizhny Novgorod versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Nizhny Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhny Novgorod the clear choice for anyone on this budget.

For families, Nizhny Novgorod is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nizhny Novgorod and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhny Novgorod gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.