Cost of Living Comparison Between Nizhny Novgorod and Ubud, Bali Cost of Living Comparison Between Nizhny Novgorod and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,091 in Nizhny Novgorod versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $1,762 in Nizhny Novgorod versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,432 in Nizhny Novgorod versus $3,708 in Ubud, Bali.

Living in Nizhny Novgorod costs roughly 22% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Nizhny Novgorod is 18% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$11.42 ₽827

$3.40 Rp 60.2K

235.88%

Three-Course Dinner for Two, Mid-Range

$37.85 ₽2,743

$32.38 Rp 573.6K

16.89%

Fast Food Meal (McDonalds, etc)

$5.74 ₽416

$5.00 Rp 88.6K

14.80%

Cappuccino

$2.60 ₽188

$2.82 Rp 50.0K

-7.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 ₽93.5

$1.38 Rp 24.4K

-6.52%

Water (0.33 liter bottle)

$0.45 ₽32.97

$0.73 Rp 13.0K

-38.36%

Local Beer (0.5 liter draught)

$1.03 ₽74.8

$2.98 Rp 52.8K

-65.44%

Imported Beer (0.33 liter bottle)

$3.15 ₽229

$3.97 Rp 70.3K

-20.65%

Milk (1 liter)

$1.04 ₽75.5

$1.79 Rp 31.8K

-41.90%

White Bread (500g)

$0.61 ₽43.91

$2.46 Rp 43.7K

-75.20%

Rice (white) (1kg)

$1.30 ₽94.3

$1.20 Rp 21.2K

8.33%

Eggs

$1.55 ₽112

$2.39 Rp 42.3K

-35.15%

Local Cheese (1kg)

$10.38 ₽753

$14.40 Rp 255.1K

-27.92%

Chicken Fillets (1kg)

$4.83 ₽350

$4.28 Rp 75.9K

12.85%

Beef Round Steak (1kg)

$8.71 ₽631

$11.82 Rp 209.4K

-26.31%

Apples (1kg)

$1.74 ₽126

$3.78 Rp 67.0K

-53.97%

Banana (1kg)

$1.73 ₽125

$1.63 Rp 28.9K

6.13%

Oranges (1kg)

$1.93 ₽140

$2.80 Rp 49.6K

-31.07%

Tomato (1kg)

$2.43 ₽176

$2.26 Rp 40.0K

7.52%

Potato (1kg)

$0.70 ₽50.6

$2.00 Rp 35.3K

-65.00%

Onion (1kg)

$0.70 ₽51.0

$2.21 Rp 39.2K

-68.33%

Lettuce (1 head)

$1.25 ₽90.4

$1.07 Rp 18.9K

16.82%

Water (1.5 liter bottle)

$0.72 ₽52.5

$0.76 Rp 13.5K

-5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₽215

$3.13 Rp 55.4K

-5.11%

Wine (Bottle)

$10.39 ₽753

$23.81 Rp 421.9K

-56.36%

Local Beer (0.5 liter bottle)

$1.17 ₽85.1

$2.84 Rp 50.3K

-58.80%

Imported Beer (0.33 liter bottle)

$2.17 ₽157

$2.78 Rp 49.2K

-21.94%

One-way Ticket (Public Transport)

$0.53 ₽38.56

$0.27 Rp 4,726

96.30%

Public Transport Monthly Pass (Regular Price)

$17.27 ₽1,251

$8.37 Rp 148.2K

106.33%

Taxi Start (Normal Tariff)

$1.94 ₽140

$0.45 Rp 8,034

331.11%

Taxi (Normal Tariff) (1km)

$0.56 ₽40.50

$0.43 Rp 7,578

30.23%

Taxi 1hour Waiting (Normal Tariff)

$7.52 ₽545

$5.98 Rp 105.9K

25.75%

Gasoline (1 liter)

$0.78 ₽56.4

$0.80 Rp 14.2K

-2.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.0K ₽3.0M

$25.8K Rp 457.2M

62.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K ₽2.3M

$31.8K Rp 563.4M

1.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₽8,074

$80.7 Rp 1.4M

38.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.55 ₽402

$4.14 Rp 73.3K

34.06%

Internet (50+ Mbps, Unlimited Data)

$7.49 ₽543

$24.12 Rp 427.2K

-68.95%

Gym Membership (Monthly)

$31.57 ₽2,288

$97.8 Rp 1.7M

-67.70%

Tennis Court (1 Hour on Weekend)

$16.34 ₽1,184

$6.64 Rp 117.7K

146.08%

Cinema Ticket

$6.52 ₽472

$4.04 Rp 71.5K

61.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$337 ₽24.4K

$297 Rp 5.3M

13.50%

International Primary School, 1 Child (Yearly)

$3,951 ₽286.3K

$6,590 Rp 116.7M

-40.05%

Jeans (Levis 501 Or Similar)

$81.3 ₽5,889

$55.1 Rp 976.8K

47.39%

Summer Dress (H&M, Zara, etc)

$77.2 ₽5,592

$38.51 Rp 682.1K

100.39%

Sport Shoes (Adidas, Nike)

$147 ₽10.6K

$86.1 Rp 1.5M

70.38%

Men's Leather Business Shoes

$111 ₽8,037

$78.0 Rp 1.4M

42.28%

1-bedroom Apartment, City Center (Monthly)

$587 ₽42.6K

$985 Rp 17.5M

-40.39%

1-bedroom Apartment, Outside City Center (Monthly)

$373 ₽27.0K

$665 Rp 11.8M

-43.86%

3-bedroom Apartment, City Center (Monthly)

$993 ₽72.0K

$3,446 Rp 61.0M

-71.17%

3-bedroom Apartment, Outside City Center (Monthly)

$731 ₽52.9K

$2,042 Rp 36.2M

-64.23%

Buy Apartment in City Center (m2)

$4,230 ₽306.5K

$2,829 Rp 50.1M

49.51%

Buy Apartment Outside City Center (m2)

$2,656 ₽192.5K

$2,282 Rp 40.4M

16.40%

Average Monthly Net Salary (After Tax)

$913 ₽66.1K

$169 Rp 3.0M

439.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

16.46

13.28

23.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nizhny Novgorod: June 15, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $587 in Nizhny Novgorod and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Nizhny Novgorod pays 439% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Nizhny Novgorod vs $32.00 in Ubud, Bali. Groceries flip the comparison at $196 vs $299, with Nizhny Novgorod cheaper for home cooking.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nizhny Novgorod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nizhny Novgorod is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 28% gap adds up to real monthly savings that compound significantly over time.

Nizhny Novgorod pays 439% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $587 in Nizhny Novgorod versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $337 in Nizhny Novgorod versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,091 in Nizhny Novgorod versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Nizhny Novgorod but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nizhny Novgorod the clear choice for anyone on this budget.

For families, Nizhny Novgorod is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nizhny Novgorod and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nizhny Novgorod gentler on the wallet – expenses run 28% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.