Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nis

For one person, living is cheaper in Nis: $1,033 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Nis
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Nis Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Nis

🇷🇸 Serbia

$1,033

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nis actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $1,033 in Nis, rent included.

Ubud, Bali $1,348
Nis $1,033

A couple spends around $2,312 per month in Ubud, Bali vs $1,512 in Nis, rent included.

Ubud, Bali $2,312
Nis $1,512

A family of three spends $3,276 per month in Ubud, Bali vs $1,991 in Nis, rent included.

Ubud, Bali $3,276
Nis $1,991

Ubud, Bali costs about 31% more than Nis, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Nis is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$8.78 RSD 917

-62.07%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$33.92 RSD 3,541

4.42%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$9.57 RSD 999

-39.81%

Cappuccino

$2.63 Rp 47.0K

$1.97 RSD 206

33.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.31 RSD 242

-24.68%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.74 RSD 182

-55.75%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$3.61 RSD 377

-24.93%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$4.49 RSD 469

0.67%

Milk (1 liter)

$1.53 Rp 27.4K

$1.14 RSD 120

34.21%

White Bread (500g)

$2.20 Rp 39.3K

$0.70 RSD 73.2

214.29%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.76 RSD 184

-30.68%

Eggs

$2.14 Rp 38.3K

$2.35 RSD 246

-8.94%

Local Cheese (1kg)

$17.73 Rp 317.2K

$7.65 RSD 799

131.76%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$5.72 RSD 597

-32.52%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$10.59 RSD 1,105

13.60%

Apples (1kg)

$3.61 Rp 64.6K

$1.11 RSD 116

225.23%

Banana (1kg)

$1.51 Rp 27.1K

$1.68 RSD 175

-10.12%

Oranges (1kg)

$2.32 Rp 41.5K

$1.50 RSD 157

54.67%

Tomato (1kg)

$2.00 Rp 35.9K

$2.17 RSD 226

-7.83%

Potato (1kg)

$1.81 Rp 32.4K

$0.78 RSD 81.8

132.05%

Onion (1kg)

$2.39 Rp 42.7K

$0.72 RSD 74.7

231.94%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.64 RSD 66.6

54.69%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$0.58 RSD 60.6

-10.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$4.42 RSD 461

-50.68%

Wine (Bottle)

$22.98 Rp 411.0K

$5.78 RSD 604

297.58%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$0.72 RSD 75.3

233.33%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.29 RSD 135

132.56%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$1.84 RSD 192

-76.09%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$0.66 RSD 68.8

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$8.29 RSD 866

-34.26%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.89 RSD 198

-55.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$30.7K RSD 3.2M

-20.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$24.0K RSD 2.5M

32.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$160 RSD 16.8K

-49.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$19.03 RSD 1,987

-65.42%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$22.20 RSD 2,318

-17.84%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$30.54 RSD 3,188

80.52%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

$15.65 RSD 1,634

18.27%

Cinema Ticket

$4.24 Rp 75.9K

$4.68 RSD 489

-9.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$252 RSD 26.4K

92.38%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$4,989 RSD 520.9K

13.77%

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$88.4 RSD 9,234

-48.91%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$37.42 RSD 3,906

-7.62%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$99.3 RSD 10.4K

-20.32%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$112 RSD 11.7K

-30.51%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$398 RSD 41.5K

183.32%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$277 RSD 28.9K

143.28%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$591 RSD 61.7K

512.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$397 RSD 41.5K

336.69%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,531 RSD 264.2K

11.78%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$1,884 RSD 196.7K

22.43%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$901 RSD 94.0K

-81.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.12

169.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Nis: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Nis

$277 27.1% 58.9% $397

Groceries & Markets

Ubud, Bali

$290 21.4%

Nis

$182 17.8% 37.4% $108

Eating Out

Ubud, Bali

$108 8%

Nis

$166 16.2% 53.5% $58

Clothing & Footwear

Ubud, Bali

$106 7.8%

Nis

$152 14.8% 42.4% $45

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Nis

$202 19.7% 90.9% $96

Sport & Entertainment

Ubud, Bali

$64 4.7%

Nis

$40 3.9% 37.3% $24

Getting Around

Ubud, Bali

$11 0.8%

Nis

$5.1 * 0.5% 51% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $398 in Nis. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 444% higher in Nis, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $34.00 in Nis. Monthly groceries follow the same trend: $290 vs $182 – making Nis the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Nis

🕒 Local time

13:37 1:37 PM

07:37 7:37 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

78,470

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.54 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.54 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Nis 10,920 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Nis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nis: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 31% more than Nis, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $1,549 in Nis. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $1,033 in Nis. That's a gap of about 31%.

Kindergarten costs $486 per month in Ubud, Bali and $252 in Nis. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Nis, where all-in costs run around $1,033, than in Ubud, Bali at $1,348. In Nis it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nis costs $1,033 versus $1,348 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.