Cost of Living Comparison Between Ubud, Bali and Nis Cost of Living Comparison Between Ubud, Bali and Nis

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,024 in Nis, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,524 in Nis, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,024 in Nis, rent included.

Ubud, Bali costs about 37% more than Nis, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Nis is 24% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.62 RSD 771

-53.15%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$29.33 RSD 2,966

10.81%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.72 RSD 983

-50.00%

Cappuccino

$2.75 Rp 49.2K

$2.00 RSD 202

37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.89 RSD 192

-30.16%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.27 RSD 129

-44.88%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.50 RSD 253

16.40%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.97 RSD 300

27.61%

Milk (1 liter)

$1.71 Rp 30.6K

$1.34 RSD 136

27.61%

White Bread (500g)

$2.47 Rp 44.3K

$0.71 RSD 71.5

247.89%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.85 RSD 187

-35.14%

Eggs

$2.44 Rp 43.8K

$2.48 RSD 251

-1.61%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.82 RSD 791

83.89%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.75 RSD 682

-36.15%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$11.83 RSD 1,196

3.21%

Apples (1kg)

$3.68 Rp 66.0K

$1.15 RSD 116

220.00%

Banana (1kg)

$1.55 Rp 27.8K

$1.73 RSD 175

-10.40%

Oranges (1kg)

$2.79 Rp 49.9K

$1.50 RSD 152

86.00%

Tomato (1kg)

$2.33 Rp 41.8K

$1.78 RSD 180

30.90%

Potato (1kg)

$1.97 Rp 35.3K

$1.08 RSD 109

82.41%

Onion (1kg)

$2.31 Rp 41.4K

$1.10 RSD 111

110.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.55 RSD 55.8

92.73%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.61 RSD 61.8

19.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.19 RSD 424

-21.72%

Wine (Bottle)

$22.79 Rp 408.4K

$6.53 RSD 660

249.00%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.71 RSD 71.7

295.77%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.04 RSD 206

36.27%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.75 RSD 75.9

-61.33%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$26.24 RSD 2,654

-69.28%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.46 RSD 148

-69.18%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.42 RSD 42.88

7.14%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.88 RSD 696

-9.30%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.76 RSD 178

-51.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$31.0K RSD 3.1M

-16.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$27.4K RSD 2.8M

15.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$142 RSD 14.3K

-42.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$16.69 RSD 1,688

-75.67%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$22.77 RSD 2,303

7.25%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$29.32 RSD 2,966

233.12%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$19.33 RSD 1,955

-66.63%

Cinema Ticket

$4.04 Rp 72.4K

$5.07 RSD 513

-20.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$234 RSD 23.7K

29.90%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,145 RSD 520.3K

28.69%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$88.8 RSD 8,978

-38.92%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$47.06 RSD 4,759

-17.59%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$93.2 RSD 9,422

-7.55%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$103 RSD 10.4K

-25.51%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$409 RSD 41.4K

141.01%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$284 RSD 28.7K

131.57%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$554 RSD 56.0K

508.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$406 RSD 41.1K

408.28%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,597 RSD 262.7K

5.55%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,910 RSD 193.2K

16.61%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$890 RSD 90.0K

-81.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.45

78.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Nis: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $409 in Nis. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 445% higher in Nis, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $29.00 in Nis. Monthly groceries follow the same trend: $297 vs $197 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nis: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 37% more than Nis, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,535 in Nis. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,024 in Nis. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 226% less in Nis. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Nis, where all-in costs run around $1,024, than in Ubud, Bali at $1,404. In Nis it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nis costs $1,024 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.