Last update: Oct 2026

Cost of Living Comparison Between Nis and Ubud, Bali

For one person, living is cheaper in Nis: $1,033 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Nis
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Nis Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nis

🇷🇸 Serbia

$1,033

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Nis and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nis and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,033 per month in Nis vs $1,348 in Ubud, Bali, rent included.

Nis $1,033
Ubud, Bali $1,348

A couple spends around $1,512 per month in Nis vs $2,312 in Ubud, Bali, rent included.

Nis $1,512
Ubud, Bali $2,312

A family of three spends $1,991 per month in Nis vs $3,276 in Ubud, Bali, rent included.

Nis $1,991
Ubud, Bali $3,276

Nis is about 23% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Nis sits 23% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.78 RSD 915

$3.33 Rp 59.6K

163.66%

Three-Course Dinner for Two, Mid-Range

$33.92 RSD 3,533

$35.42 Rp 633.1K

-4.23%

Fast Food Meal (McDonalds, etc)

$9.57 RSD 997

$5.76 Rp 102.9K

66.15%

Cappuccino

$1.97 RSD 206

$2.63 Rp 47.0K

-25.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 RSD 241

$1.74 Rp 31.0K

32.76%

Water (0.33 liter bottle)

$1.74 RSD 181

$0.77 Rp 13.8K

125.97%

Local Beer (0.5 liter draught)

$3.61 RSD 377

$2.71 Rp 48.4K

33.21%

Imported Beer (0.33 liter bottle)

$4.49 RSD 468

$4.52 Rp 80.8K

-0.66%

Milk (1 liter)

$1.14 RSD 119

$1.53 Rp 27.4K

-25.49%

White Bread (500g)

$0.70 RSD 73.0

$2.20 Rp 39.2K

-68.18%

Rice (white) (1kg)

$1.76 RSD 183

$1.22 Rp 21.8K

44.26%

Eggs

$2.35 RSD 245

$2.14 Rp 38.2K

9.81%

Local Cheese (1kg)

$7.65 RSD 797

$17.73 Rp 316.9K

-56.85%

Chicken Fillets (1kg)

$5.72 RSD 596

$3.86 Rp 68.9K

48.19%

Beef Round Steak (1kg)

$10.59 RSD 1,103

$12.03 Rp 215.0K

-11.97%

Apples (1kg)

$1.11 RSD 116

$3.61 Rp 64.5K

-69.25%

Banana (1kg)

$1.68 RSD 175

$1.51 Rp 27.1K

11.26%

Oranges (1kg)

$1.50 RSD 157

$2.32 Rp 41.4K

-35.34%

Tomato (1kg)

$2.17 RSD 226

$2.00 Rp 35.8K

8.50%

Potato (1kg)

$0.78 RSD 81.6

$1.81 Rp 32.4K

-56.91%

Onion (1kg)

$0.72 RSD 74.5

$2.39 Rp 42.7K

-69.87%

Lettuce (1 head)

$0.64 RSD 66.4

$0.99 Rp 17.8K

-35.35%

Water (1.5 liter bottle)

$0.58 RSD 60.4

$0.52 Rp 9,373

11.54%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 RSD 460

$2.18 Rp 39.0K

102.75%

Wine (Bottle)

$5.78 RSD 602

$22.98 Rp 410.7K

-74.85%

Local Beer (0.5 liter bottle)

$0.72 RSD 75.1

$2.40 Rp 42.8K

-70.00%

Imported Beer (0.33 liter bottle)

$1.29 RSD 134

$3.00 Rp 53.6K

-57.00%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$1.84 RSD 192

$0.44 Rp 7,876

318.18%

Taxi (Normal Tariff) (1km)

$0.66 RSD 68.6

$0.42 Rp 7,582

57.14%

Taxi 1hour Waiting (Normal Tariff)

$8.29 RSD 864

$5.45 Rp 97.4K

52.11%

Gasoline (1 liter)

$1.89 RSD 197

$0.84 Rp 15.1K

125.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K RSD 3.2M

$24.3K Rp 434.8M

26.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K RSD 2.5M

$31.9K Rp 570.0M

-24.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 RSD 16.7K

$80.8 Rp 1.4M

98.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.03 RSD 1,982

$6.58 Rp 117.6K

189.21%

Internet (50+ Mbps, Unlimited Data)

$22.20 RSD 2,312

$18.24 Rp 326.1K

21.71%

Gym Membership (Monthly)

$30.54 RSD 3,181

$55.1 Rp 985.4K

-44.60%

Tennis Court (1 Hour on Weekend)

$15.65 RSD 1,630

$18.51 Rp 330.9K

-15.45%

Cinema Ticket

$4.68 RSD 488

$4.24 Rp 75.9K

10.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 RSD 26.3K

$486 Rp 8.7M

-48.02%

International Primary School, 1 Child (Yearly)

$4,989 RSD 519.7K

$5,676 Rp 101.5M

-12.10%

Jeans (Levis 501 Or Similar)

$88.4 RSD 9,213

$45.18 Rp 807.6K

95.75%

Summer Dress (H&M, Zara, etc)

$37.42 RSD 3,898

$34.57 Rp 617.9K

8.24%

Sport Shoes (Adidas, Nike)

$99.3 RSD 10.3K

$79.2 Rp 1.4M

25.51%

Men's Leather Business Shoes

$112 RSD 11.6K

$77.6 Rp 1.4M

43.91%

1-bedroom Apartment, City Center (Monthly)

$398 RSD 41.4K

$1,127 Rp 20.1M

-64.70%

1-bedroom Apartment, Outside City Center (Monthly)

$277 RSD 28.9K

$674 Rp 12.1M

-58.90%

3-bedroom Apartment, City Center (Monthly)

$591 RSD 61.6K

$3,618 Rp 64.7M

-83.66%

3-bedroom Apartment, Outside City Center (Monthly)

$397 RSD 41.4K

$1,735 Rp 31.0M

-77.10%

Buy Apartment in City Center (m2)

$2,531 RSD 263.6K

$2,829 Rp 50.6M

-10.54%

Buy Apartment Outside City Center (m2)

$1,884 RSD 196.3K

$2,307 Rp 41.2M

-18.32%

Average Monthly Net Salary (After Tax)

$901 RSD 93.8K

$166 Rp 3.0M

443.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

13.78

-62.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: October 6, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nis

$277 27.1%

Ubud, Bali

$674 49.6% 143% $397

Monthly Utilities & Internet

Nis

$202 19.7%

Ubud, Bali

$106 7.8% 47.6% $96

Groceries & Markets

Nis

$182 17.8%

Ubud, Bali

$290 21.4% 59.6% $108

Eating Out

Nis

$166 16.2%

Ubud, Bali

$108 8% 34.9% $58

Clothing & Footwear

Nis

$152 14.8%

Ubud, Bali

$106 7.8% 29.8% $45

Sport & Entertainment

Nis

$40 3.9%

Ubud, Bali

$64 4.7% 59.4% $24

Getting Around

Nis

$5.1 * 0.5%

Ubud, Bali

$11 0.8% 104% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $398 in Nis versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 444% higher in Nis, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Nis versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $182 vs $290 – making Nis the more affordable choice for daily food spending.

Good to know

🇷🇸 Nis

🇮🇩 Ubud, Bali

🕒 Local time

12:32 12:32 PM

18:32 6:32 PM

6 h ahead of Nis

🌤 Weather

👥 Population

78,470

74,800

💱 Currency

Serbian Dinar RSD din

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 RSD = 9.6 USD

1,000 RSD = 8.57 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.6 USD). 1 EUR = 117 RSD (1,000 RSD = 8.57 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Nis Ubud, Bali 10,920 km ≈ 14 h nonstop flight

From you

Nis
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 31% more than Nis, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,549 per month in Nis and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,033 in Nis and $1,348 in Ubud, Bali. That's a gap of about 31%.

Kindergarten costs $252 per month in Nis and $486 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Nis, where all-in costs run around $1,033, than in Ubud, Bali at $1,348. In Nis it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nis costs $1,033 versus $1,348 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.