Cost of Living Comparison Between Nis and Ubud, Bali Cost of Living Comparison Between Nis and Ubud, Bali

Monthly Cost of Living

A single person spends $1,031 per month in Nis vs $1,379 in Ubud, Bali, rent included.

A couple spends around $1,534 per month in Nis vs $2,363 in Ubud, Bali, rent included.

A family of three spends $2,037 per month in Nis vs $3,347 in Ubud, Bali, rent included.

Nis is about 25% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Nis sits 25% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.70 RSD 772

$3.31 Rp 58.9K

132.63%

Three-Course Dinner for Two, Mid-Range

$33.87 RSD 3,395

$39.08 Rp 694.5K

-13.33%

Fast Food Meal (McDonalds, etc)

$10.62 RSD 1,064

$5.62 Rp 99.8K

88.97%

Cappuccino

$2.09 RSD 210

$2.64 Rp 46.9K

-20.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 RSD 235

$1.58 Rp 28.2K

48.10%

Water (0.33 liter bottle)

$1.71 RSD 171

$0.71 Rp 12.6K

140.85%

Local Beer (0.5 liter draught)

$3.64 RSD 365

$2.73 Rp 48.5K

33.33%

Imported Beer (0.33 liter bottle)

$4.40 RSD 441

$4.32 Rp 76.8K

1.85%

Milk (1 liter)

$1.17 RSD 118

$1.54 Rp 27.4K

-24.03%

White Bread (500g)

$0.71 RSD 71.1

$2.30 Rp 40.8K

-69.13%

Rice (white) (1kg)

$1.77 RSD 178

$1.03 Rp 18.3K

71.84%

Eggs

$2.38 RSD 239

$2.12 Rp 37.7K

12.26%

Local Cheese (1kg)

$7.88 RSD 790

$17.30 Rp 307.5K

-54.45%

Chicken Fillets (1kg)

$6.17 RSD 618

$4.03 Rp 71.6K

53.10%

Beef Round Steak (1kg)

$10.75 RSD 1,078

$12.42 Rp 220.8K

-13.45%

Apples (1kg)

$1.06 RSD 106

$3.70 Rp 65.7K

-71.35%

Banana (1kg)

$1.72 RSD 172

$1.62 Rp 28.7K

6.17%

Oranges (1kg)

$1.49 RSD 150

$2.27 Rp 40.3K

-34.36%

Tomato (1kg)

$2.13 RSD 214

$1.99 Rp 35.4K

7.04%

Potato (1kg)

$0.81 RSD 80.7

$1.83 Rp 32.5K

-55.74%

Onion (1kg)

$0.76 RSD 75.8

$2.25 Rp 40.1K

-66.22%

Lettuce (1 head)

$0.65 RSD 65.3

$1.04 Rp 18.6K

-37.50%

Water (1.5 liter bottle)

$0.62 RSD 62.0

$0.56 Rp 10.0K

10.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 RSD 444

$2.22 Rp 39.5K

99.55%

Wine (Bottle)

$5.79 RSD 581

$23.22 Rp 412.7K

-75.06%

Local Beer (0.5 liter bottle)

$0.71 RSD 71.3

$2.39 Rp 42.5K

-70.29%

Imported Beer (0.33 liter bottle)

$1.28 RSD 128

$2.87 Rp 51.1K

-55.40%

One-way Ticket (Public Transport)

$0.40 RSD 40.26

$0.25 Rp 4,416

60.00%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$1.86 RSD 186

$0.46 Rp 8,163

304.35%

Taxi (Normal Tariff) (1km)

$0.61 RSD 61.4

$0.46 Rp 8,235

32.61%

Taxi 1hour Waiting (Normal Tariff)

$8.48 RSD 850

$5.70 Rp 101.2K

48.77%

Gasoline (1 liter)

$1.82 RSD 183

$0.76 Rp 13.6K

139.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K RSD 3.1M

$24.6K Rp 436.7M

26.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K RSD 2.5M

$31.0K Rp 551.5M

-19.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 RSD 16.0K

$82.2 Rp 1.5M

94.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.28 RSD 2,032

$6.33 Rp 112.5K

220.38%

Internet (50+ Mbps, Unlimited Data)

$23.61 RSD 2,366

$18.54 Rp 329.6K

27.35%

Gym Membership (Monthly)

$30.87 RSD 3,094

$56.1 Rp 996.2K

-44.92%

Tennis Court (1 Hour on Weekend)

$16.27 RSD 1,631

$18.41 Rp 327.2K

-11.62%

Cinema Ticket

$5.02 RSD 503

$4.26 Rp 75.8K

17.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$251 RSD 25.2K

$489 Rp 8.7M

-48.63%

International Primary School, 1 Child (Yearly)

$5,091 RSD 510.2K

$5,793 Rp 103.0M

-12.11%

Jeans (Levis 501 Or Similar)

$90.0 RSD 9,020

$45.98 Rp 817.3K

95.74%

Summer Dress (H&M, Zara, etc)

$39.12 RSD 3,921

$35.86 Rp 637.4K

9.09%

Sport Shoes (Adidas, Nike)

$102 RSD 10.2K

$79.5 Rp 1.4M

27.67%

Men's Leather Business Shoes

$112 RSD 11.3K

$80.9 Rp 1.4M

38.95%

1-bedroom Apartment, City Center (Monthly)

$394 RSD 39.5K

$1,144 Rp 20.3M

-65.53%

1-bedroom Apartment, Outside City Center (Monthly)

$284 RSD 28.5K

$692 Rp 12.3M

-58.91%

3-bedroom Apartment, City Center (Monthly)

$616 RSD 61.8K

$3,532 Rp 62.8M

-82.55%

3-bedroom Apartment, Outside City Center (Monthly)

$417 RSD 41.8K

$1,709 Rp 30.4M

-75.58%

Buy Apartment in City Center (m2)

$2,570 RSD 257.5K

$2,785 Rp 49.5M

-7.72%

Buy Apartment Outside City Center (m2)

$1,910 RSD 191.4K

$2,261 Rp 40.2M

-15.53%

Average Monthly Net Salary (After Tax)

$889 RSD 89.1K

$169 Rp 3.0M

425.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

13.78

-64.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: August 18, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $394 in Nis versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 425% higher in Nis, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Nis versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $186 vs $293 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 34% more than Nis, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,546 per month in Nis and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,031 in Nis and $1,379 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $251 per month in Nis and $489 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Nis, where all-in costs run around $1,031, than in Ubud, Bali at $1,379. In Nis it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nis costs $1,031 versus $1,379 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.