Cost of Living Comparison Between Nis and Ubud, Bali Cost of Living Comparison Between Nis and Ubud, Bali

Monthly Cost of Living

A single person spends $1,024 per month in Nis vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,524 per month in Nis vs $2,549 in Ubud, Bali, rent included.

A family of three spends $2,024 per month in Nis vs $3,694 in Ubud, Bali, rent included.

Nis is about 27% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Nis sits 24% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.62 RSD 771

$3.57 Rp 64.0K

113.45%

Three-Course Dinner for Two, Mid-Range

$29.33 RSD 2,966

$32.50 Rp 582.3K

-9.75%

Fast Food Meal (McDonalds, etc)

$9.72 RSD 983

$4.86 Rp 87.1K

100.00%

Cappuccino

$2.00 RSD 202

$2.75 Rp 49.2K

-27.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 RSD 192

$1.32 Rp 23.7K

43.18%

Water (0.33 liter bottle)

$1.27 RSD 129

$0.70 Rp 12.6K

81.43%

Local Beer (0.5 liter draught)

$2.50 RSD 253

$2.91 Rp 52.2K

-14.09%

Imported Beer (0.33 liter bottle)

$2.97 RSD 300

$3.79 Rp 68.0K

-21.64%

Milk (1 liter)

$1.34 RSD 136

$1.71 Rp 30.6K

-21.64%

White Bread (500g)

$0.71 RSD 71.5

$2.47 Rp 44.3K

-71.26%

Rice (white) (1kg)

$1.85 RSD 187

$1.20 Rp 21.5K

54.17%

Eggs

$2.48 RSD 251

$2.44 Rp 43.8K

1.64%

Local Cheese (1kg)

$7.82 RSD 791

$14.38 Rp 257.7K

-45.62%

Chicken Fillets (1kg)

$6.75 RSD 682

$4.31 Rp 77.1K

56.61%

Beef Round Steak (1kg)

$11.83 RSD 1,196

$12.21 Rp 218.7K

-3.11%

Apples (1kg)

$1.15 RSD 116

$3.68 Rp 66.0K

-68.75%

Banana (1kg)

$1.73 RSD 175

$1.55 Rp 27.8K

11.61%

Oranges (1kg)

$1.50 RSD 152

$2.79 Rp 49.9K

-46.24%

Tomato (1kg)

$1.78 RSD 180

$2.33 Rp 41.8K

-23.61%

Potato (1kg)

$1.08 RSD 109

$1.97 Rp 35.3K

-45.18%

Onion (1kg)

$1.10 RSD 111

$2.31 Rp 41.4K

-52.38%

Lettuce (1 head)

$0.55 RSD 55.8

$1.06 Rp 19.1K

-48.11%

Water (1.5 liter bottle)

$0.61 RSD 61.8

$0.73 Rp 13.1K

-16.44%

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 RSD 424

$3.28 Rp 58.8K

27.74%

Wine (Bottle)

$6.53 RSD 660

$22.79 Rp 408.4K

-71.35%

Local Beer (0.5 liter bottle)

$0.71 RSD 71.7

$2.81 Rp 50.3K

-74.73%

Imported Beer (0.33 liter bottle)

$2.04 RSD 206

$2.78 Rp 49.9K

-26.62%

One-way Ticket (Public Transport)

$0.75 RSD 75.9

$0.29 Rp 5,217

158.62%

Public Transport Monthly Pass (Regular Price)

$26.24 RSD 2,654

$8.06 Rp 144.4K

225.56%

Taxi Start (Normal Tariff)

$1.46 RSD 148

$0.45 Rp 8,047

224.44%

Taxi (Normal Tariff) (1km)

$0.42 RSD 42.88

$0.45 Rp 8,094

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$6.88 RSD 696

$6.24 Rp 111.7K

10.26%

Gasoline (1 liter)

$1.76 RSD 178

$0.85 Rp 15.2K

107.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.1M

$26.0K Rp 465.4M

19.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K RSD 2.8M

$31.7K Rp 567.2M

-13.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 RSD 14.3K

$80.8 Rp 1.4M

75.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.69 RSD 1,688

$4.06 Rp 72.7K

311.08%

Internet (50+ Mbps, Unlimited Data)

$22.77 RSD 2,303

$24.42 Rp 437.6K

-6.76%

Gym Membership (Monthly)

$29.32 RSD 2,966

$97.7 Rp 1.7M

-69.98%

Tennis Court (1 Hour on Weekend)

$19.33 RSD 1,955

$6.45 Rp 115.5K

199.69%

Cinema Ticket

$5.07 RSD 513

$4.04 Rp 72.4K

25.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 RSD 23.7K

$304 Rp 5.4M

-23.02%

International Primary School, 1 Child (Yearly)

$5,145 RSD 520.3K

$6,621 Rp 118.6M

-22.29%

Jeans (Levis 501 Or Similar)

$88.8 RSD 8,978

$54.2 Rp 971.7K

63.71%

Summer Dress (H&M, Zara, etc)

$47.06 RSD 4,759

$38.78 Rp 694.7K

21.35%

Sport Shoes (Adidas, Nike)

$93.2 RSD 9,422

$86.1 Rp 1.5M

8.16%

Men's Leather Business Shoes

$103 RSD 10.4K

$76.7 Rp 1.4M

34.25%

1-bedroom Apartment, City Center (Monthly)

$409 RSD 41.4K

$986 Rp 17.7M

-58.51%

1-bedroom Apartment, Outside City Center (Monthly)

$284 RSD 28.7K

$658 Rp 11.8M

-56.82%

3-bedroom Apartment, City Center (Monthly)

$554 RSD 56.0K

$3,369 Rp 60.4M

-83.55%

3-bedroom Apartment, Outside City Center (Monthly)

$406 RSD 41.1K

$2,066 Rp 37.0M

-80.33%

Buy Apartment in City Center (m2)

$2,597 RSD 262.7K

$2,741 Rp 49.1M

-5.26%

Buy Apartment Outside City Center (m2)

$1,910 RSD 193.2K

$2,228 Rp 39.9M

-14.24%

Average Monthly Net Salary (After Tax)

$890 RSD 90.0K

$163 Rp 2.9M

444.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.45

13.28

-43.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $409 in Nis versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 445% higher in Nis, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Nis versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $197 vs $297 – making Nis the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 37% more than Nis, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,535 per month in Nis and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nis, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,024 in Nis and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 226% less in Nis. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Nis, where all-in costs run around $1,024, than in Ubud, Bali at $1,404. In Nis it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nis costs $1,024 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nis. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.