😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $968 in Nilai.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,430 in Nilai.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,892 in Nilai.
🌍Living in Ubud, Bali is roughly 41% more expensive than in Nilai, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Nilai is 29% below.
Currency
🍽 Eating Out
Ubud, Bali
Nilai
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$3.60MYR 14.69
-4.44%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$19.73MYR 80.5
84.03%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$6.05MYR 24.69
-5.62%
Cappuccino
$2.67Rp 47.3K
$3.49MYR 14.27
-23.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$0.83MYR 3.38
110.84%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$0.38MYR 1.56
128.95%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$3.64MYR 14.85
-18.96%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$4.38MYR 17.88
3.20%
🛒 Groceries & Markets
Ubud, Bali
Nilai
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.84MYR 7.51
-11.96%
White Bread(500g)
$2.33Rp 41.3K
$1.37MYR 5.59
70.07%
Rice(white)(1kg)
$1.11Rp 19.6K
$1.51MYR 6.16
-26.49%
Eggs
$2.20Rp 39.0K
$1.96MYR 8.00
12.24%
Local Cheese(1kg)
$17.69Rp 313.3K
$13.44MYR 54.9
31.62%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$4.38MYR 17.88
-6.39%
Beef Round Steak(1kg)
$12.18Rp 215.6K
$9.50MYR 38.80
28.21%
Apples(1kg)
$3.71Rp 65.6K
$3.15MYR 12.87
17.78%
Banana(1kg)
$1.59Rp 28.1K
$1.68MYR 6.85
-5.36%
Oranges(1kg)
$2.28Rp 40.4K
$2.48MYR 10.14
-8.06%
Tomato(1kg)
$1.95Rp 34.6K
$1.60MYR 6.53
21.87%
Potato(1kg)
$1.91Rp 33.7K
$1.26MYR 5.13
51.59%
Onion(1kg)
$2.33Rp 41.3K
$1.15MYR 4.70
102.61%
Lettuce(1 head)
$1.01Rp 17.8K
$1.19MYR 4.87
-15.13%
Water(1.5 liter bottle)
$0.55Rp 9,773
$0.55MYR 2.25
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$3.87MYR 15.79
-42.38%
Wine(Bottle)
$23.07Rp 408.6K
$19.30MYR 78.8
19.53%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$2.48MYR 10.14
-2.42%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$3.98MYR 16.24
-24.62%
🚌 Getting Around
Ubud, Bali
Nilai
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
$0.79MYR 3.23
-65.82%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
$11.59MYR 47.32
-22.52%
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$1.36MYR 5.57
-64.71%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$0.45MYR 1.85
-4.44%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
$7.36MYR 30.03
-23.37%
Gasoline(1 liter)
$0.80Rp 14.2K
$0.77MYR 3.13
3.90%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$48.0KMYR 195.8K
-47.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$32.5KMYR 132.6K
-2.34%
🧾 Monthly Utilities & Internet
Ubud, Bali
Nilai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$49.46MYR 202
64.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$9.59MYR 39.13
-32.33%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$29.01MYR 118
-35.30%
🎉 Sport & Entertainment
Ubud, Bali
Nilai
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$46.15MYR 188
23.23%
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
$7.28MYR 29.70
157.28%
Cinema Ticket
$4.54Rp 80.4K
$4.35MYR 17.77
4.37%
🧸 Childcare & Education
Ubud, Bali
Nilai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$166MYR 676
190.44%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$5,126MYR 20.9K
11.42%
👕👟 Clothing & Footwear
Ubud, Bali
Nilai
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$67.1MYR 274
-32.12%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$29.73MYR 121
20.69%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$83.8MYR 342
-4.02%
Men's Leather Business Shoes
$78.7Rp 1.4M
$79.6MYR 325
-1.18%
🏠 Accommodation & Living
Ubud, Bali
Nilai
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
$420MYR 1,713
165.60%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$311MYR 1,268
124.67%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
$691MYR 2,822
426.01%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$491MYR 2,005
253.73%
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
$1,866MYR 7,619
49.20%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
$1,265MYR 5,166
80.96%
💵 Salaries & Financials
Ubud, Bali
Nilai
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$1,423MYR 5,811
-88.20%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
4.2
228.10%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Nilai: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $420 in Nilai. Housing cost is often the main lever when comparing two cities.
💰Nilai pays 747% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Ubud, Bali vs $20.00 in Nilai for a mid-range dinner for two. Groceries echo the gap at $295 vs $257 per month, with Nilai cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Nilai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Nilai?
Nilai wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nilai the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Nilai?
On paper, salaries run 747% lower in Nilai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Nilai?
Rent for a central apartment: $1,115 in Ubud, Bali versus $420 in Nilai. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Nilai?
All in, you'll spend $1,368 per month in Ubud, Bali versus $968 in Nilai – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Ubud, Bali compared to Nilai?
A monthly transit pass in Nilai runs roughly 29% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Ubud, Bali or in Nilai?
At $968 in Nilai versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Nilai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nilai the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Nilai?
Both work as nomad bases, but Nilai delivers better value – similar infrastructure at $968 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nilai hard to pass up.
How safe is Ubud, Bali compared to Nilai?
Safety-wise, Ubud, Bali and Nilai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nilai gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared