Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Newcastle, Australia

Name: Newcastle
Address: Newcastle, AU

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,577 in Newcastle, rent and utilities included – about $14,700 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
125

Cost of Living Index in Newcastle
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Newcastle Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Newcastle

🇦🇺 Australia

$2,577

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Newcastle

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Newcastle actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,577 in Newcastle.

Ubud, Bali $1,353
Newcastle $2,577

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,805 in Newcastle.

Ubud, Bali $2,297
Newcastle $3,805

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $5,033 in Newcastle.

Ubud, Bali $3,241
Newcastle $5,033

Living in Ubud, Bali costs roughly 47% less than in Newcastle, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.23 Rp 58.3K

$20.75 A$29.49

-84.43%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 629.5K

$104 A$147

-66.35%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.8K

$10.52 A$14.95

-45.82%

Cappuccino

$2.62 Rp 47.2K

$3.82 A$5.42

-31.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.1K

$3.29 A$4.68

-47.72%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.76 A$2.49

-53.98%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$8.85 A$12.57

-70.06%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.8K

$6.79 A$9.65

-35.64%

Milk (1 liter)

$1.57 Rp 28.4K

$1.42 A$2.01

10.56%

White Bread (500g)

$2.19 Rp 39.6K

$2.70 A$3.84

-18.89%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.95 A$2.78

-39.49%

Eggs

$2.16 Rp 38.9K

$4.67 A$6.63

-53.75%

Local Cheese (1kg)

$17.65 Rp 318.5K

$10.17 A$14.45

73.55%

Chicken Fillets (1kg)

$3.78 Rp 68.2K

$8.86 A$12.59

-57.34%

Beef Round Steak (1kg)

$11.95 Rp 215.7K

$15.94 A$22.64

-25.03%

Apples (1kg)

$3.60 Rp 65.0K

$3.56 A$5.06

1.12%

Banana (1kg)

$1.59 Rp 28.7K

$2.95 A$4.20

-46.10%

Oranges (1kg)

$2.31 Rp 41.7K

$2.90 A$4.12

-20.34%

Tomato (1kg)

$1.91 Rp 34.4K

$4.39 A$6.24

-56.49%

Potato (1kg)

$1.78 Rp 32.1K

$2.89 A$4.11

-38.41%

Onion (1kg)

$2.33 Rp 42.0K

$2.32 A$3.29

0.43%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.50 A$3.56

-60.00%

Water (1.5 liter bottle)

$0.53 Rp 9,536

$1.40 A$1.99

-62.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.3K

$31.88 A$45.29

-92.82%

Wine (Bottle)

$22.07 Rp 398.4K

$10.65 A$15.13

107.23%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.4K

$4.34 A$6.17

-45.85%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.7K

$3.29 A$4.68

-9.42%

One-way Ticket (Public Transport)

$0.23 Rp 4,123

$2.74 A$3.90

-91.61%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.6K

$150 A$214

-94.08%

Taxi Start (Normal Tariff)

$0.47 Rp 8,490

$2.48 A$3.52

-81.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,759

$1.57 A$2.23

-72.61%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.7K

$40.98 A$58.2

-86.65%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.19 A$1.68

-30.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 431.0M

$29.7K A$42.3K

-19.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 591.8M

$25.1K A$35.6K

30.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$218 A$310

-63.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.4K

$26.13 A$37.13

-74.89%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 335.8K

$56.6 A$80.4

-67.14%

Gym Membership (Monthly)

$54.1 Rp 976.8K

$44.94 A$63.9

20.43%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.9K

$17.86 A$25.38

2.35%

Cinema Ticket

$4.25 Rp 76.8K

$14.09 A$20.02

-69.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,158 A$3,067

-77.17%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.0M

$13.7K A$19.4K

-59.05%

Jeans (Levis 501 Or Similar)

$45.58 Rp 822.6K

$80.5 A$114

-43.35%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 631.1K

$46.87 A$66.6

-25.41%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$119 A$170

-34.88%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$118 A$167

-33.34%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,550 A$2,203

-27.01%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,197 A$1,700

-43.77%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.2M

$2,465 A$3,503

46.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.7M

$1,864 A$2,649

-8.72%

Buy Apartment in City Center (m2)

$2,717 Rp 49.0M

$13.5K A$19.2K

-79.86%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.5M

$5,833 A$8,288

-61.58%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,099 A$4,404

-94.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Newcastle: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Newcastle

$1.2K 46.4% 77.8% $524

Groceries & Markets

Ubud, Bali

$287 21.2%

Newcastle

$349 13.6% 21.5% $62

Clothing & Footwear

Ubud, Bali

$107 7.9%

Newcastle

$164 6.4% 53.9% $57

Eating Out

Ubud, Bali

$106 7.9%

Newcastle

$321 12.5% 202% $215

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Newcastle

$301 11.7% 186% $196

Sport & Entertainment

Ubud, Bali

$63 4.6%

Newcastle

$73 2.8% 16.8% $11

Getting Around

Ubud, Bali

$12 0.9%

Newcastle

$172 6.7% 1280% $159

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,550 in Newcastle. Housing cost is often the main lever when comparing two cities.

Newcastle pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $104 in Newcastle for a mid-range dinner for two. Groceries echo the gap at $287 vs $349 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Newcastle

🕒 Local time

08:11 8:11 AM

11:11 11:11 AM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

508,437

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.704 USD

1 AUD = 0.628 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 18,050 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,224 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of October 26, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.628 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Newcastle 4,630 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Newcastle

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Newcastle: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, transport, and groceries. The 90% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,550 in Newcastle. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,353 per month in Ubud, Bali versus $2,577 in Newcastle – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 94% less than in Newcastle. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Newcastle are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Newcastle. Beyond cost, consider language, visa policies, and how big the international community is in each city.