Last update: Oct 2026

Cost of Living Comparison Between Newcastle, Australia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,577 in Newcastle, rent and utilities included – about $14,700 less a year. Rent and utilities account for about half of the difference.

125

Cost of Living Index in Newcastle
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Newcastle Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Newcastle

🇦🇺 Australia

$2,577

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Newcastle and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Newcastle and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,577 in Newcastle versus $1,353 in Ubud, Bali.

Newcastle $2,577
Ubud, Bali $1,353

Estimated couple costs with rent: $3,805 in Newcastle versus $2,297 in Ubud, Bali.

Newcastle $3,805
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $5,033 in Newcastle versus $3,241 in Ubud, Bali.

Newcastle $5,033
Ubud, Bali $3,241

Living in Newcastle is roughly 90% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.75 A$29.49

$3.23 Rp 58.3K

542.41%

Three-Course Dinner for Two, Mid-Range

$104 A$147

$34.88 Rp 629.5K

197.19%

Fast Food Meal (McDonalds, etc)

$10.52 A$14.95

$5.70 Rp 102.8K

84.56%

Cappuccino

$3.82 A$5.42

$2.62 Rp 47.2K

45.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 A$4.68

$1.72 Rp 31.1K

91.28%

Water (0.33 liter bottle)

$1.76 A$2.49

$0.81 Rp 14.6K

117.28%

Local Beer (0.5 liter draught)

$8.85 A$12.57

$2.65 Rp 47.8K

233.96%

Imported Beer (0.33 liter bottle)

$6.79 A$9.65

$4.37 Rp 78.8K

55.38%

Milk (1 liter)

$1.42 A$2.01

$1.57 Rp 28.4K

-9.55%

White Bread (500g)

$2.70 A$3.84

$2.19 Rp 39.6K

23.29%

Rice (white) (1kg)

$1.95 A$2.78

$1.18 Rp 21.2K

65.25%

Eggs

$4.67 A$6.63

$2.16 Rp 38.9K

116.20%

Local Cheese (1kg)

$10.17 A$14.45

$17.65 Rp 318.5K

-42.38%

Chicken Fillets (1kg)

$8.86 A$12.59

$3.78 Rp 68.2K

134.39%

Beef Round Steak (1kg)

$15.94 A$22.64

$11.95 Rp 215.7K

33.39%

Apples (1kg)

$3.56 A$5.06

$3.60 Rp 65.0K

-1.11%

Banana (1kg)

$2.95 A$4.20

$1.59 Rp 28.7K

85.53%

Oranges (1kg)

$2.90 A$4.12

$2.31 Rp 41.7K

25.54%

Tomato (1kg)

$4.39 A$6.24

$1.91 Rp 34.4K

129.84%

Potato (1kg)

$2.89 A$4.11

$1.78 Rp 32.1K

62.36%

Onion (1kg)

$2.32 A$3.29

$2.33 Rp 42.0K

-0.43%

Lettuce (1 head)

$2.50 A$3.56

$1.00 Rp 18.0K

150.00%

Water (1.5 liter bottle)

$1.40 A$1.99

$0.53 Rp 9,536

164.15%

Cigarettes 20 Pack (Marlboro, Camel)

$31.88 A$45.29

$2.29 Rp 41.3K

1292.14%

Wine (Bottle)

$10.65 A$15.13

$22.07 Rp 398.4K

-51.74%

Local Beer (0.5 liter bottle)

$4.34 A$6.17

$2.35 Rp 42.4K

84.68%

Imported Beer (0.33 liter bottle)

$3.29 A$4.68

$2.98 Rp 53.7K

10.40%

One-way Ticket (Public Transport)

$2.74 A$3.90

$0.23 Rp 4,123

1091.30%

Public Transport Monthly Pass (Regular Price)

$150 A$214

$8.90 Rp 160.6K

1588.43%

Taxi Start (Normal Tariff)

$2.48 A$3.52

$0.47 Rp 8,490

427.66%

Taxi (Normal Tariff) (1km)

$1.57 A$2.23

$0.43 Rp 7,759

265.12%

Taxi 1hour Waiting (Normal Tariff)

$40.98 A$58.2

$5.47 Rp 98.7K

649.18%

Gasoline (1 liter)

$1.19 A$1.68

$0.83 Rp 14.9K

43.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K A$42.3K

$23.9K Rp 431.0M

24.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K A$35.6K

$32.8K Rp 591.8M

-23.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 A$310

$80.0 Rp 1.4M

172.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.13 A$37.13

$6.56 Rp 118.4K

298.32%

Internet (50+ Mbps, Unlimited Data)

$56.6 A$80.4

$18.60 Rp 335.8K

204.30%

Gym Membership (Monthly)

$44.94 A$63.9

$54.1 Rp 976.8K

-16.96%

Tennis Court (1 Hour on Weekend)

$17.86 A$25.38

$18.28 Rp 329.9K

-2.30%

Cinema Ticket

$14.09 A$20.02

$4.25 Rp 76.8K

231.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,158 A$3,067

$493 Rp 8.9M

338.05%

International Primary School, 1 Child (Yearly)

$13.7K A$19.4K

$5,597 Rp 101.0M

144.21%

Jeans (Levis 501 Or Similar)

$80.5 A$114

$45.58 Rp 822.6K

76.52%

Summer Dress (H&M, Zara, etc)

$46.87 A$66.6

$34.96 Rp 631.1K

34.07%

Sport Shoes (Adidas, Nike)

$119 A$170

$77.7 Rp 1.4M

53.55%

Men's Leather Business Shoes

$118 A$167

$78.5 Rp 1.4M

50.01%

1-bedroom Apartment, City Center (Monthly)

$1,550 A$2,203

$1,131 Rp 20.4M

37.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,197 A$1,700

$673 Rp 12.1M

77.83%

3-bedroom Apartment, City Center (Monthly)

$2,465 A$3,503

$3,613 Rp 65.2M

-31.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,864 A$2,649

$1,702 Rp 30.7M

9.56%

Buy Apartment in City Center (m2)

$13.5K A$19.2K

$2,717 Rp 49.0M

396.63%

Buy Apartment Outside City Center (m2)

$5,833 A$8,288

$2,241 Rp 40.5M

160.26%

Average Monthly Net Salary (After Tax)

$3,099 A$4,404

$166 Rp 3.0M

1762.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

13.78

-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Newcastle: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Newcastle

$1.2K 46.4%

Ubud, Bali

$673 49.7% 43.8% $524

Groceries & Markets

Newcastle

$349 13.6%

Ubud, Bali

$287 21.2% 17.7% $62

Eating Out

Newcastle

$321 12.5%

Ubud, Bali

$106 7.9% 66.9% $215

Monthly Utilities & Internet

Newcastle

$301 11.7%

Ubud, Bali

$105 7.8% 65% $196

Getting Around

Newcastle

$172 6.7%

Ubud, Bali

$12 0.9% 92.8% $159

Clothing & Footwear

Newcastle

$164 6.4%

Ubud, Bali

$107 7.9% 35% $57

Sport & Entertainment

Newcastle

$73 2.8%

Ubud, Bali

$63 4.6% 14.4% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,550 in Newcastle and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Newcastle pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $104 in Newcastle vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $349 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Newcastle

🇮🇩 Ubud, Bali

🕒 Local time

10:09 10:09 AM

07:09 7:09 AM

3 h behind Newcastle

🌤 Weather

👥 Population

508,437

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.628 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 25, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.628 EUR).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,050 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,224 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Between locations

Newcastle Ubud, Bali 4,630 km ≈ 6 h nonstop flight

From you

Newcastle
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Newcastle vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, transport, and groceries. The 90% gap adds up to real monthly savings that compound significantly over time.

Average pay in Newcastle is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,550 in Newcastle versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,577 per month in Newcastle versus $1,353 in Ubud, Bali – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 94% less than in Newcastle. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Newcastle and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Newcastle. Beyond cost, consider language, visa policies, and how big the international community is in each city.