Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and New Zealand

Name: New Zealand
Address: NZ

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,026 in New Zealand, rent and utilities included – about $8,100 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
99

Cost of Living Index in New Zealand
Learn more

New Zealand Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

🇳🇿 New Zealand

$2,026

/mo nomad

🙂 Solo nomad: Ubud, Bali is 44.5% cheaper than New Zealand without rent, and 33.5% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 39.8% cheaper than New Zealand without rent, and 17.7% cheaper with rent.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$14.03 NZ$25.00

-76.27%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$67.1 NZ$120

-47.19%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$9.11 NZ$16.23

-36.77%

Cappuccino

$2.63 Rp 47.0K

$3.26 NZ$5.82

-19.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.18 NZ$3.88

-20.18%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.87 NZ$3.34

-58.82%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$6.69 NZ$11.93

-59.49%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$6.77 NZ$12.06

-33.23%

Milk (1 liter)

$1.53 Rp 27.4K

$1.73 NZ$3.09

-11.56%

White Bread (500g)

$2.20 Rp 39.2K

$1.86 NZ$3.31

18.28%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.78 NZ$3.16

-31.46%

Eggs

$2.14 Rp 38.2K

$5.96 NZ$10.63

-64.09%

Local Cheese (1kg)

$17.73 Rp 316.9K

$8.07 NZ$14.38

119.70%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$9.39 NZ$16.74

-58.89%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$13.96 NZ$24.88

-13.83%

Apples (1kg)

$3.61 Rp 64.5K

$2.73 NZ$4.87

32.23%

Banana (1kg)

$1.51 Rp 27.1K

$2.09 NZ$3.73

-27.75%

Oranges (1kg)

$2.32 Rp 41.4K

$2.94 NZ$5.24

-21.09%

Tomato (1kg)

$2.00 Rp 35.8K

$4.98 NZ$8.87

-59.84%

Potato (1kg)

$1.81 Rp 32.4K

$2.02 NZ$3.60

-10.40%

Onion (1kg)

$2.39 Rp 42.7K

$1.48 NZ$2.64

61.49%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.05 NZ$3.64

-51.71%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.05 NZ$1.88

-50.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$23.61 NZ$42.06

-90.77%

Wine (Bottle)

$22.98 Rp 410.7K

$8.93 NZ$15.92

157.33%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$3.01 NZ$5.37

-20.27%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.15 NZ$5.62

-4.76%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$1.85 NZ$3.30

-87.03%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$100 NZ$179

-93.04%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$2.26 NZ$4.02

-80.53%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.90 NZ$3.38

-77.89%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$32.21 NZ$57.4

-83.08%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.68 NZ$3.00

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$24.9K NZ$44.3K

-2.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$23.7K NZ$42.2K

34.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$155 NZ$277

-48.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$31.36 NZ$55.9

-79.02%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$47.95 NZ$85.5

-61.96%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$34.82 NZ$62.1

58.33%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$14.77 NZ$26.33

25.32%

Cinema Ticket

$4.24 Rp 75.9K

$11.38 NZ$20.27

-62.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$879 NZ$1,566

-44.72%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$16.4K NZ$29.3K

-65.46%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$68.7 NZ$122

-34.20%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$35.27 NZ$62.8

-1.98%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$91.6 NZ$163

-13.58%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$117 NZ$208

-33.54%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,076 NZ$1,918

4.70%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$921 NZ$1,641

-26.82%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,724 NZ$3,072

109.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,477 NZ$2,631

17.47%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$5,621 NZ$10.0K

-49.67%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$3,602 NZ$6,418

-35.96%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,752 NZ$4,903

-93.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.27

119.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for New Zealand: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

New Zealand

$921 45.4% 36.6% $247

Groceries & Markets

Ubud, Bali

$290 21.4%

New Zealand

$312 15.4% 7.5% $22

Eating Out

Ubud, Bali

$108 8%

New Zealand

$242 11.9% 124% $134

Clothing & Footwear

Ubud, Bali

$106 7.8%

New Zealand

$141 6.9% 32% $34

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

New Zealand

$235 11.6% 122% $129

Sport & Entertainment

Ubud, Bali

$64 4.7%

New Zealand

$58 2.8% 9.5% $6

Getting Around

Ubud, Bali

$11 0.8%

New Zealand

$120 5.9% 1039% $109

Good to know

🇮🇩 Ubud, Bali

🇳🇿 New Zealand

🕒 Local time

16:03 4:03 PM

21:03 9:03 PM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

5,118,700

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 NZD = 0.561 USD

1 NZD = 0.5 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations