Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Neftekamsk

For one person, living is cheaper in Neftekamsk: $1,129 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Neftekamsk
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Neftekamsk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Neftekamsk

🇷🇺 Russia

$1,129

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Neftekamsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Neftekamsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,129 in Neftekamsk.

Ubud, Bali $1,331
Neftekamsk $1,129

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,791 in Neftekamsk.

Ubud, Bali $2,255
Neftekamsk $1,791

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,454 in Neftekamsk.

Ubud, Bali $3,180
Neftekamsk $2,454

Living in Ubud, Bali is roughly 18% more expensive than in Neftekamsk, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Neftekamsk 17% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$12.05 ₽986

-71.95%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$37.42 ₽3,062

-7.40%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$11.07 ₽906

-49.68%

Cappuccino

$2.62 Rp 47.5K

$2.94 ₽240

-10.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.90 ₽73.4

71.11%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.63 ₽51.8

1.59%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.25 ₽103

113.60%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$1.08 ₽88.4

294.44%

Milk (1 liter)

$1.46 Rp 26.5K

$0.88 ₽72.4

65.91%

White Bread (500g)

$2.29 Rp 41.6K

$0.81 ₽66.4

182.72%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.32 ₽108

-15.91%

Eggs

$2.10 Rp 38.1K

$1.74 ₽143

20.69%

Local Cheese (1kg)

$15.94 Rp 289.2K

$13.23 ₽1,082

20.48%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.60 ₽458

-30.71%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$12.22 ₽1,000

-6.71%

Apples (1kg)

$3.55 Rp 64.4K

$2.01 ₽164

76.62%

Banana (1kg)

$1.54 Rp 27.9K

$1.90 ₽155

-18.95%

Oranges (1kg)

$2.23 Rp 40.5K

$1.55 ₽126

43.87%

Tomato (1kg)

$1.97 Rp 35.8K

$2.64 ₽216

-25.38%

Potato (1kg)

$1.86 Rp 33.7K

$0.75 ₽61.1

148.00%

Onion (1kg)

$2.42 Rp 43.9K

$0.62 ₽50.5

290.32%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.24 ₽102

-17.74%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.67 ₽54.6

-22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.72 ₽223

-19.12%

Wine (Bottle)

$21.79 Rp 395.2K

$8.51 ₽696

156.05%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.01 ₽82.9

130.69%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.09 ₽171

42.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.50 ₽41.06

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$30.47 ₽2,493

-73.19%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.58 ₽129

-72.15%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.24 ₽19.50

95.83%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$7.50 ₽614

-25.33%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.82 ₽67.0

1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$53.8K ₽4.4M

-54.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$42.0K ₽3.4M

-24.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$146 ₽11.9K

-46.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$7.41 ₽606

-17.14%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$7.02 ₽574

169.52%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$40.29 ₽3,297

26.56%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$22.77 ₽1,864

-19.85%

Cinema Ticket

$4.38 Rp 79.5K

$5.76 ₽471

-23.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$327 ₽26.8K

50.59%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$5,466 ₽447.3K

123.60%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$73.5 ₽6,013

-38.54%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$24.66 ₽2,018

41.48%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$148 ₽12.1K

-46.91%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$167 ₽13.7K

-53.45%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$526 ₽43.0K

104.87%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$299 ₽24.5K

122.34%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$816 ₽66.8K

329.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$618 ₽50.6K

170.34%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,267 ₽185.5K

3.21%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,334 ₽109.2K

67.61%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-37.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Neftekamsk: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Neftekamsk

$299 26.5% 55% $366

Groceries & Markets

Ubud, Bali

$279 21%

Neftekamsk

$217 19.2% 22.3% $62

Clothing & Footwear

Ubud, Bali

$106 8%

Neftekamsk

$186 16.5% 74.8% $80

Eating Out

Ubud, Bali

$106 8%

Neftekamsk

$179 15.9% 69.7% $74

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Neftekamsk

$160 14.2% 56.4% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Neftekamsk

$52 4.6% 13.3% $7.9

Getting Around

Ubud, Bali

$12 0.9%

Neftekamsk

$35 3.1% 195% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $526 in Neftekamsk. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $37 in Neftekamsk. Groceries flip the comparison at $279 vs $217, with Neftekamsk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Neftekamsk

🕒 Local time

11:32 11:32 AM

08:32 8:32 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

131,945

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.84 RUB (100 RUB = 1.22 USD). 1 EUR = 92.13 RUB (100 RUB = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Neftekamsk 9,080 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Neftekamsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Neftekamsk: Cost of Living - Frequently Asked Questions

Neftekamsk wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Neftekamsk the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,693 in Neftekamsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $526 in Neftekamsk. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,129 in Neftekamsk – Neftekamsk is about 15% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 73% less than in Neftekamsk. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Neftekamsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.