🙂Monthly costs for one person with rent: $957 in Neftekamsk versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,492 in Neftekamsk versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,028 in Neftekamsk versus $3,723 in Ubud, Bali.
🌍Living in Neftekamsk costs roughly 31% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Neftekamsk is 28% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Neftekamsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.65₽689
$3.57Rp 64.5K
142.30%
Three-Course Dinner for Two, Mid-Range
$38.35₽3,052
$32.32Rp 583.4K
18.66%
Fast Food Meal(McDonalds, etc)
$4.34₽346
$5.01Rp 90.4K
-13.37%
Cappuccino
$2.31₽184
$2.82Rp 51.0K
-18.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34₽107
$1.35Rp 24.4K
-0.74%
Water(0.33 liter bottle)
$0.40₽31.63
$0.73Rp 13.2K
-45.21%
Local Beer(0.5 liter draught)
$2.82₽224
$2.93Rp 53.0K
-3.75%
Imported Beer(0.33 liter bottle)
$2.49₽198
$3.94Rp 71.1K
-36.80%
🛒 Groceries & Markets
Neftekamsk
Ubud, Bali
Difference
Milk(1 liter)
$1.05₽83.7
$1.78Rp 32.1K
-41.01%
White Bread(500g)
$0.66₽52.2
$2.45Rp 44.2K
-73.06%
Rice(white)(1kg)
$1.70₽135
$1.15Rp 20.7K
47.83%
Eggs
$1.79₽143
$2.41Rp 43.6K
-25.73%
Local Cheese(1kg)
$14.00₽1,115
$14.33Rp 258.7K
-2.30%
Chicken Fillets(1kg)
$3.92₽312
$4.19Rp 75.6K
-6.44%
Beef Round Steak(1kg)
$9.14₽728
$12.06Rp 217.7K
-24.21%
Apples(1kg)
$1.78₽141
$3.64Rp 65.7K
-51.10%
Banana(1kg)
$1.89₽150
$1.57Rp 28.3K
20.38%
Oranges(1kg)
$1.32₽105
$2.79Rp 50.3K
-52.69%
Tomato(1kg)
$3.01₽239
$2.24Rp 40.5K
34.37%
Potato(1kg)
$1.12₽89.4
$1.98Rp 35.7K
-43.43%
Onion(1kg)
$0.92₽73.4
$2.28Rp 41.1K
-59.65%
Lettuce(1 head)
$1.54₽123
$1.05Rp 19.0K
46.67%
Water(1.5 liter bottle)
$0.61₽48.28
$0.79Rp 14.2K
-22.78%
Cigarettes 20 Pack(Marlboro, Camel)
$3.11₽248
$3.19Rp 57.6K
-2.51%
Wine(Bottle)
$6.44₽512
$23.49Rp 424.1K
-72.58%
Local Beer(0.5 liter bottle)
$0.85₽67.9
$2.90Rp 52.3K
-70.69%
Imported Beer(0.33 liter bottle)
$1.87₽149
$2.76Rp 49.7K
-32.25%
🚌 Getting Around
Neftekamsk
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.50₽39.67
$0.27Rp 4,813
85.19%
Public Transport Monthly Pass(Regular Price)
-
$8.37Rp 151.1K
-
Taxi Start(Normal Tariff)
$3.15₽250
$0.45Rp 8,167
600.00%
Taxi(Normal Tariff)(1km)
$0.36₽28.36
$0.46Rp 8,298
-21.74%
Taxi 1hour Waiting(Normal Tariff)
$7.58₽604
$6.07Rp 109.6K
24.88%
Gasoline(1 liter)
$0.74₽59.1
$0.86Rp 15.6K
-13.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K₽2.5M
$26.6KRp 480.0M
19.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K₽2.5M
$32.5KRp 587.6M
-4.35%
🧾 Monthly Utilities & Internet
Neftekamsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$98.5₽7,840
$79.0Rp 1.4M
24.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.82₽383
$4.09Rp 73.9K
17.85%
Internet(50+ Mbps, Unlimited Data)
$6.91₽550
$23.85Rp 430.5K
-71.03%
🎉 Sport & Entertainment
Neftekamsk
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.97₽2,863
$98.8Rp 1.8M
-63.59%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 114.7K
-
Cinema Ticket
$5.17₽412
$4.01Rp 72.3K
28.93%
🧸 Childcare & Education
Neftekamsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$326₽25.9K
$297Rp 5.4M
9.61%
International Primary School, 1 Child(Yearly)
$6,987₽556.1K
$6,602Rp 119.2M
5.83%
👕👟 Clothing & Footwear
Neftekamsk
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$68.7₽5,466
$53.4Rp 964.5K
28.54%
Summer Dress(H&M, Zara, etc)
$45.14₽3,592
$38.11Rp 688.1K
18.45%
Sport Shoes(Adidas, Nike)
$113₽8,963
$88.7Rp 1.6M
27.03%
Men's Leather Business Shoes
$105₽8,356
$76.6Rp 1.4M
37.01%
🏠 Accommodation & Living
Neftekamsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$446₽35.5K
$1,020Rp 18.4M
-56.28%
1-bedroom Apartment, Outside City Center(Monthly)
$300₽23.9K
$680Rp 12.3M
-55.89%
3-bedroom Apartment, City Center(Monthly)
$769₽61.2K
$3,469Rp 62.6M
-77.83%
3-bedroom Apartment, Outside City Center(Monthly)
$503₽40.0K
$2,090Rp 37.7M
-75.94%
Buy Apartment in City Center(m2)
$2,597₽206.7K
$2,729Rp 49.3M
-4.83%
Buy Apartment Outside City Center(m2)
$1,402₽111.6K
$2,295Rp 41.4M
-38.93%
💵 Salaries & Financials
Neftekamsk
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.6
13.28
-20.18%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Neftekamsk: July 27, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $446 in Neftekamsk and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $38.00 in Neftekamsk vs $32.00 in Ubud, Bali. Groceries flip the comparison at $200 vs $298, with Neftekamsk cheaper for home cooking.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Neftekamsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Neftekamsk or Ubud, Bali?
Neftekamsk wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Neftekamsk the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Neftekamsk and in Ubud, Bali?
You'd need roughly $1,435 in Neftekamsk and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Neftekamsk compared to Ubud, Bali?
Rent for a central apartment: $446 in Neftekamsk versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Neftekamsk or in Ubud, Bali?
Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Neftekamsk compared to Ubud, Bali?
All in, you'll spend $957 per month in Neftekamsk versus $1,392 in Ubud, Bali – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Neftekamsk or in Ubud, Bali?
At $957 in Neftekamsk versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Neftekamsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Neftekamsk the clear choice for anyone on this budget.
Which city is better for digital nomads, Neftekamsk or Ubud, Bali?
Both work as nomad bases, but Neftekamsk delivers better value – similar infrastructure at $957 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Neftekamsk hard to pass up.
How safe is Neftekamsk compared to Ubud, Bali?
Safety-wise, Neftekamsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Neftekamsk gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Neftekamsk vs other spots: cost of living compared