Cost of Living Comparison Between Ubud, Bali and Naters Cost of Living Comparison Between Ubud, Bali and Naters

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $3,423 in Naters.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $5,318 in Naters.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $7,213 in Naters.

Living in Ubud, Bali costs roughly 59% less than in Naters, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Naters 156% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$30.91 CHF 25.04

-88.84%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$140 CHF 113

-76.86%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$18.23 CHF 14.76

-73.45%

Cappuccino

$2.75 Rp 49.4K

$5.84 CHF 4.73

-52.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$5.44 CHF 4.41

-74.63%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$4.96 CHF 4.01

-84.88%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$8.52 CHF 6.90

-64.91%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$7.42 CHF 6.01

-48.11%

Milk (1 liter)

$1.74 Rp 31.2K

$2.17 CHF 1.76

-19.82%

White Bread (500g)

$2.46 Rp 44.2K

$3.44 CHF 2.78

-28.49%

Rice (white) (1kg)

$1.17 Rp 21.0K

$4.24 CHF 3.43

-72.41%

Eggs

$2.43 Rp 43.7K

$7.18 CHF 5.81

-66.16%

Local Cheese (1kg)

$14.50 Rp 260.6K

$28.99 CHF 23.48

-49.98%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$34.20 CHF 27.70

-87.28%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$48.44 CHF 39.24

-75.27%

Apples (1kg)

$3.72 Rp 66.8K

$3.69 CHF 2.99

0.81%

Banana (1kg)

$1.63 Rp 29.2K

$2.26 CHF 1.83

-27.88%

Oranges (1kg)

$2.74 Rp 49.3K

$3.01 CHF 2.44

-8.97%

Tomato (1kg)

$2.24 Rp 40.3K

$6.49 CHF 5.26

-65.49%

Potato (1kg)

$1.92 Rp 34.5K

$2.41 CHF 1.95

-20.33%

Onion (1kg)

$2.28 Rp 40.9K

$2.39 CHF 1.94

-4.60%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.50 CHF 2.03

-57.60%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.34 CHF 1.08

-46.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$11.12 CHF 9.00

-70.41%

Wine (Bottle)

$23.19 Rp 416.8K

$12.50 CHF 10.12

85.52%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.41 CHF 1.95

15.35%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.32 CHF 2.69

-17.77%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$3.93 CHF 3.18

-93.13%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$96.7 CHF 78.3

-91.61%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$7.74 CHF 6.27

-93.80%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$4.32 CHF 3.50

-90.28%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$81.4 CHF 66.0

-92.36%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.15 CHF 1.74

-62.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$40.0K CHF 32.4K

-33.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$40.6K CHF 32.9K

-20.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$257 CHF 208

-69.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$49.19 CHF 39.84

-91.73%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$59.8 CHF 48.45

-59.32%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$87.2 CHF 70.6

13.06%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$23.03 CHF 18.65

-82.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$2,880 CHF 2,333

-89.41%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$35.1K CHF 28.5K

-81.10%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$139 CHF 113

-61.16%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$68.7 CHF 55.7

-44.98%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$147 CHF 119

-40.98%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$188 CHF 152

-59.36%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,669 CHF 1,352

-40.57%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,458 CHF 1,181

-53.85%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$2,864 CHF 2,320

17.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$2,431 CHF 1,969

-15.67%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$17.9K CHF 14.5K

-84.34%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$13.3K CHF 10.7K

-83.20%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$8,818 CHF 7,143

-98.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Naters: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $1,669 in Naters. Housing cost is often the main lever when comparing two cities.

Naters pays 5182% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $140 in Naters for a mid-range dinner for two. Groceries echo the gap at $297 vs $663 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naters: Cost of Living - Frequently Asked Questions

Ubud, Bali and Naters differ by about 143% in total monthly costs ($1,408 vs $3,423 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 5182% lower in Naters. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $1,669 in Naters. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $140 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $3,423 in Naters – a 143% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,408 in Ubud, Bali versus $3,423 in Naters, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naters. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Naters are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 143% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.