Cost of Living Comparison Between Ubud, Bali and Naters Cost of Living Comparison Between Ubud, Bali and Naters

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,505 in Naters.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $5,327 in Naters.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $7,149 in Naters.

Living in Ubud, Bali costs roughly 61% less than in Naters, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Naters 156% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$30.48 CHF 25.04

-88.71%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$125 CHF 103

-70.90%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$18.73 CHF 15.39

-69.51%

Cappuccino

$2.67 Rp 47.4K

$6.17 CHF 5.07

-56.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$5.46 CHF 4.49

-67.95%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$4.99 CHF 4.10

-82.57%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$9.05 CHF 7.44

-67.40%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$7.62 CHF 6.26

-40.68%

Milk (1 liter)

$1.62 Rp 28.7K

$2.25 CHF 1.85

-28.00%

White Bread (500g)

$2.33 Rp 41.3K

$3.83 CHF 3.15

-39.16%

Rice (white) (1kg)

$1.11 Rp 19.6K

$3.85 CHF 3.17

-71.17%

Eggs

$2.20 Rp 39.0K

$7.81 CHF 6.42

-71.83%

Local Cheese (1kg)

$17.69 Rp 313.8K

$26.67 CHF 21.92

-33.67%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$28.01 CHF 23.02

-85.36%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$41.51 CHF 34.11

-70.66%

Apples (1kg)

$3.71 Rp 65.7K

$3.56 CHF 2.92

4.21%

Banana (1kg)

$1.59 Rp 28.2K

$2.03 CHF 1.67

-21.67%

Oranges (1kg)

$2.28 Rp 40.5K

$2.70 CHF 2.22

-15.56%

Tomato (1kg)

$1.95 Rp 34.6K

$4.73 CHF 3.89

-58.77%

Potato (1kg)

$1.91 Rp 33.8K

$1.86 CHF 1.53

2.69%

Onion (1kg)

$2.33 Rp 41.3K

$2.16 CHF 1.77

7.87%

Lettuce (1 head)

$1.01 Rp 17.9K

$2.24 CHF 1.84

-54.91%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$1.33 CHF 1.09

-58.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$11.00 CHF 9.04

-79.73%

Wine (Bottle)

$23.07 Rp 409.2K

$13.21 CHF 10.85

74.64%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.76 CHF 2.27

-12.32%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.03 CHF 2.49

-0.99%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$4.55 CHF 3.74

-94.07%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$102 CHF 83.5

-91.16%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$7.89 CHF 6.48

-93.92%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$4.59 CHF 3.77

-90.63%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$81.7 CHF 67.2

-93.10%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.31 CHF 1.90

-65.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$41.7K CHF 34.3K

-40.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$40.5K CHF 33.3K

-21.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$287 CHF 236

-71.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$33.27 CHF 27.35

-80.49%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$57.2 CHF 46.97

-67.16%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$90.6 CHF 74.5

-37.25%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$47.51 CHF 39.04

-60.58%

Cinema Ticket

$4.54 Rp 80.5K

$23.75 CHF 19.52

-80.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$2,741 CHF 2,252

-82.46%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$35.5K CHF 29.2K

-83.91%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$144 CHF 119

-68.46%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$59.5 CHF 48.86

-39.66%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$170 CHF 140

-52.68%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$187 CHF 154

-57.96%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$1,736 CHF 1,427

-35.81%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,493 CHF 1,227

-53.26%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$2,928 CHF 2,406

24.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,509 CHF 2,062

-30.76%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$16.2K CHF 13.3K

-82.79%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$12.4K CHF 10.2K

-81.54%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$8,661 CHF 7,117

-98.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.07

565.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Naters: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,736 in Naters. Housing cost is often the main lever when comparing two cities.

Naters pays 5055% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $125 in Naters for a mid-range dinner for two. Groceries echo the gap at $295 vs $598 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naters: Cost of Living - Frequently Asked Questions

Ubud, Bali and Naters differ by about 156% in total monthly costs ($1,368 vs $3,505 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 5055% lower in Naters. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,736 in Naters. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $125 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $3,505 in Naters – a 156% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $3,505 in Naters, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naters. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Naters are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 156% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.