Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Naters

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,334 in Naters, rent and utilities included – about $24,000 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
171

Cost of Living Index in Naters
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Naters Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Naters

🇨🇭 Switzerland

$3,334

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Naters

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Naters actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $3,334 in Naters.

Ubud, Bali $1,331
Naters $3,334

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $5,237 in Naters.

Ubud, Bali $2,255
Naters $5,237

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $7,141 in Naters.

Ubud, Bali $3,180
Naters $7,141

Living in Ubud, Bali costs roughly 60% less than in Naters, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Naters is 147% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$30.61 CHF 24.99

-88.96%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$135 CHF 111

-74.41%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$20.69 CHF 16.89

-73.08%

Cappuccino

$2.62 Rp 47.5K

$5.41 CHF 4.42

-51.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$5.15 CHF 4.21

-70.10%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$4.97 CHF 4.05

-87.12%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$9.79 CHF 8.00

-72.73%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$6.68 CHF 5.45

-36.23%

Milk (1 liter)

$1.46 Rp 26.5K

$2.51 CHF 2.05

-41.83%

White Bread (500g)

$2.29 Rp 41.6K

$4.27 CHF 3.49

-46.37%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.58 CHF 2.92

-68.99%

Eggs

$2.10 Rp 38.1K

$7.58 CHF 6.19

-72.30%

Local Cheese (1kg)

$15.94 Rp 289.2K

$26.50 CHF 21.63

-39.85%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$30.95 CHF 25.27

-87.46%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$45.28 CHF 36.97

-74.82%

Apples (1kg)

$3.55 Rp 64.4K

$3.66 CHF 2.99

-3.01%

Banana (1kg)

$1.54 Rp 27.9K

$1.80 CHF 1.47

-14.44%

Oranges (1kg)

$2.23 Rp 40.5K

$3.03 CHF 2.48

-26.40%

Tomato (1kg)

$1.97 Rp 35.8K

$5.22 CHF 4.26

-62.26%

Potato (1kg)

$1.86 Rp 33.7K

$2.04 CHF 1.67

-8.82%

Onion (1kg)

$2.42 Rp 43.9K

$1.95 CHF 1.59

24.10%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.31 CHF 1.89

-55.84%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.24 CHF 1.01

-58.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$10.95 CHF 8.94

-79.91%

Wine (Bottle)

$21.79 Rp 395.2K

$12.12 CHF 9.89

79.79%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.60 CHF 2.12

-10.38%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.59 CHF 2.93

-17.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$3.85 CHF 3.14

-93.51%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$98.5 CHF 80.4

-91.70%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$7.79 CHF 6.36

-94.35%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$4.91 CHF 4.01

-90.43%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$72.3 CHF 59.1

-92.26%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.98 CHF 1.61

-58.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$42.1K CHF 34.3K

-41.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$34.6K CHF 28.2K

-8.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$255 CHF 208

-69.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$32.99 CHF 26.93

-81.39%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$56.6 CHF 46.19

-66.56%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$85.6 CHF 69.9

-40.41%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$45.75 CHF 37.35

-60.11%

Cinema Ticket

$4.38 Rp 79.5K

$23.13 CHF 18.88

-81.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$3,233 CHF 2,639

-84.77%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$36.6K CHF 29.9K

-66.61%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$154 CHF 126

-70.76%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$58.8 CHF 48.00

-40.65%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$154 CHF 126

-49.21%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$205 CHF 167

-62.04%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,972 CHF 1,610

-45.36%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,350 CHF 1,102

-50.76%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,742 CHF 2,238

28.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,455 CHF 2,004

-31.94%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$13.4K CHF 10.9K

-82.48%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$10.7K CHF 8,727

-79.08%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$8,560 CHF 6,988

-98.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.03

578.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Naters: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Naters

$1.4K 40.5% 103% $685

Groceries & Markets

Ubud, Bali

$279 21%

Naters

$628 18.9% 125% $349

Clothing & Footwear

Ubud, Bali

$106 8%

Naters

$258 7.7% 142% $151

Eating Out

Ubud, Bali

$106 8%

Naters

$475 14.2% 349% $369

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Naters

$345 10.3% 236% $242

Sport & Entertainment

Ubud, Bali

$60 4.5%

Naters

$132 4% 121% $72

Getting Around

Ubud, Bali

$12 0.9%

Naters

$146 4.4% 1124% $134

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,972 in Naters. Housing cost is often the main lever when comparing two cities.

Naters pays about 51 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $135 in Naters for a mid-range dinner for two. Groceries echo the gap at $279 vs $628 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Naters

🕒 Local time

17:00 5:00 PM

10:00 10:00 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,000

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 CHF = 1.22 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Swiss Franc exchange rates as of November 5, 2026: 1 USD = 0.816 CHF (1 CHF = 1.22 USD). 1 EUR = 0.917 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Naters 12,010 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Naters

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naters: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $3,334 in Naters, so Ubud, Bali is about 60% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,972 in Naters. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $135 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $3,334 in Naters – Ubud, Bali is about 60% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Naters are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.