Cost of Living Comparison Between Ubud, Bali and Naters Cost of Living Comparison Between Ubud, Bali and Naters

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $3,540 in Naters.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $5,341 in Naters.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $7,143 in Naters.

Living in Ubud, Bali costs roughly 60% less than in Naters, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 6% above, Naters 164% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$30.57 CHF 24.19

-88.35%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$140 CHF 111

-76.62%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$18.78 CHF 14.86

-73.64%

Cappuccino

$2.71 Rp 48.6K

$5.96 CHF 4.72

-54.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$5.28 CHF 4.18

-74.62%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$4.90 CHF 3.87

-85.71%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$8.15 CHF 6.45

-64.17%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$7.54 CHF 5.97

-47.48%

Milk (1 liter)

$1.81 Rp 32.4K

$2.24 CHF 1.77

-19.20%

White Bread (500g)

$2.52 Rp 45.1K

$3.58 CHF 2.83

-29.61%

Rice (white) (1kg)

$1.16 Rp 20.8K

$4.05 CHF 3.21

-71.36%

Eggs

$2.46 Rp 44.1K

$7.18 CHF 5.68

-65.74%

Local Cheese (1kg)

$14.71 Rp 263.7K

$28.50 CHF 22.55

-48.39%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$34.21 CHF 27.06

-87.37%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$47.46 CHF 37.54

-74.42%

Apples (1kg)

$3.84 Rp 68.8K

$3.81 CHF 3.01

0.79%

Banana (1kg)

$1.56 Rp 27.9K

$2.25 CHF 1.78

-30.67%

Oranges (1kg)

$2.83 Rp 50.8K

$2.85 CHF 2.26

-0.70%

Tomato (1kg)

$2.33 Rp 41.7K

$6.25 CHF 4.94

-62.72%

Potato (1kg)

$1.91 Rp 34.3K

$2.50 CHF 1.98

-23.60%

Onion (1kg)

$2.20 Rp 39.5K

$2.36 CHF 1.87

-6.78%

Lettuce (1 head)

$1.01 Rp 18.2K

$2.62 CHF 2.07

-61.45%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.36 CHF 1.08

-42.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$11.18 CHF 8.85

-70.30%

Wine (Bottle)

$23.74 Rp 425.5K

$15.41 CHF 12.19

54.06%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.41 CHF 1.91

15.77%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.23 CHF 2.56

-11.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$3.82 CHF 3.02

-92.93%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$99.9 CHF 79.1

-91.97%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$7.73 CHF 6.12

-94.05%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$4.13 CHF 3.27

-89.10%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$81.1 CHF 64.1

-92.48%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.16 CHF 1.71

-63.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$39.7K CHF 31.4K

-34.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$42.1K CHF 33.3K

-23.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$256 CHF 203

-68.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$47.73 CHF 37.76

-91.49%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$59.8 CHF 47.29

-60.65%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$87.8 CHF 69.4

12.44%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$22.46 CHF 17.77

-81.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$2,947 CHF 2,331

-89.69%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$34.4K CHF 27.2K

-80.76%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$139 CHF 110

-59.98%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$67.9 CHF 53.7

-43.58%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$151 CHF 119

-41.31%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$188 CHF 149

-58.64%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,694 CHF 1,340

-40.59%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,456 CHF 1,152

-53.62%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$2,856 CHF 2,259

20.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$2,451 CHF 1,939

-16.78%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$14.7K CHF 11.6K

-80.65%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$10.8K CHF 8,554

-79.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$8,936 CHF 7,069

-98.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Naters: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,694 in Naters. Housing cost is often the main lever when comparing two cities.

Naters pays 5308% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $140 in Naters for a mid-range dinner for two. Groceries echo the gap at $302 vs $666 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naters: Cost of Living - Frequently Asked Questions

Ubud, Bali and Naters differ by about 149% in total monthly costs ($1,419 vs $3,540 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Naters earns 5308% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $1,694 in Naters. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $140 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $3,540 in Naters – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,419 in Ubud, Bali versus $3,540 in Naters, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naters. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Naters are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 149% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.