Cost of Living Comparison Between Naters and Ubud, Bali Cost of Living Comparison Between Naters and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,423 in Naters versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,318 in Naters versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,213 in Naters versus $3,763 in Ubud, Bali.

Living in Naters is roughly 143% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Naters 156% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$30.91 CHF 24.99

$3.45 Rp 62.0K

795.94%

Three-Course Dinner for Two, Mid-Range

$140 CHF 113

$32.34 Rp 580.1K

332.07%

Fast Food Meal (McDonalds, etc)

$18.23 CHF 14.74

$4.84 Rp 86.9K

276.65%

Cappuccino

$5.84 CHF 4.72

$2.75 Rp 49.3K

112.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.44 CHF 4.40

$1.38 Rp 24.8K

294.20%

Water (0.33 liter bottle)

$4.96 CHF 4.01

$0.75 Rp 13.5K

561.33%

Local Beer (0.5 liter draught)

$8.52 CHF 6.89

$2.99 Rp 53.7K

184.95%

Imported Beer (0.33 liter bottle)

$7.42 CHF 6.00

$3.85 Rp 69.1K

92.73%

Milk (1 liter)

$2.17 CHF 1.75

$1.74 Rp 31.1K

24.71%

White Bread (500g)

$3.44 CHF 2.78

$2.46 Rp 44.1K

39.84%

Rice (white) (1kg)

$4.24 CHF 3.42

$1.17 Rp 21.0K

262.39%

Eggs

$7.18 CHF 5.80

$2.43 Rp 43.6K

195.47%

Local Cheese (1kg)

$28.99 CHF 23.44

$14.50 Rp 260.2K

99.93%

Chicken Fillets (1kg)

$34.20 CHF 27.65

$4.35 Rp 78.0K

686.21%

Beef Round Steak (1kg)

$48.44 CHF 39.17

$11.98 Rp 214.9K

304.34%

Apples (1kg)

$3.69 CHF 2.98

$3.72 Rp 66.7K

-0.81%

Banana (1kg)

$2.26 CHF 1.82

$1.63 Rp 29.2K

38.65%

Oranges (1kg)

$3.01 CHF 2.43

$2.74 Rp 49.2K

9.85%

Tomato (1kg)

$6.49 CHF 5.25

$2.24 Rp 40.2K

189.73%

Potato (1kg)

$2.41 CHF 1.95

$1.92 Rp 34.4K

25.52%

Onion (1kg)

$2.39 CHF 1.93

$2.28 Rp 40.8K

4.82%

Lettuce (1 head)

$2.50 CHF 2.02

$1.06 Rp 19.1K

135.85%

Water (1.5 liter bottle)

$1.34 CHF 1.08

$0.72 Rp 12.9K

86.11%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CHF 8.99

$3.29 Rp 58.9K

237.99%

Wine (Bottle)

$12.50 CHF 10.11

$23.19 Rp 416.1K

-46.10%

Local Beer (0.5 liter bottle)

$2.41 CHF 1.95

$2.78 Rp 49.8K

-13.31%

Imported Beer (0.33 liter bottle)

$3.32 CHF 2.68

$2.73 Rp 49.0K

21.61%

One-way Ticket (Public Transport)

$3.93 CHF 3.18

$0.27 Rp 4,778

1355.56%

Public Transport Monthly Pass (Regular Price)

$96.7 CHF 78.2

$8.11 Rp 145.4K

1092.23%

Taxi Start (Normal Tariff)

$7.74 CHF 6.25

$0.48 Rp 8,659

1512.50%

Taxi (Normal Tariff) (1km)

$4.32 CHF 3.49

$0.42 Rp 7,532

928.57%

Taxi 1hour Waiting (Normal Tariff)

$81.4 CHF 65.9

$6.22 Rp 111.6K

1209.32%

Gasoline (1 liter)

$2.15 CHF 1.74

$0.81 Rp 14.6K

165.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.0K CHF 32.4K

$26.6K Rp 477.4M

50.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K CHF 32.8K

$32.2K Rp 577.4M

26.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 CHF 208

$78.4 Rp 1.4M

228.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.19 CHF 39.77

$4.07 Rp 73.0K

1108.60%

Internet (50+ Mbps, Unlimited Data)

$59.8 CHF 48.36

$24.33 Rp 436.4K

145.83%

Gym Membership (Monthly)

$87.2 CHF 70.5

$98.6 Rp 1.8M

-11.55%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$23.03 CHF 18.62

$3.99 Rp 71.5K

477.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,880 CHF 2,329

$305 Rp 5.5M

844.32%

International Primary School, 1 Child (Yearly)

$35.1K CHF 28.4K

$6,642 Rp 119.2M

429.10%

Jeans (Levis 501 Or Similar)

$139 CHF 113

$54.1 Rp 971.2K

157.48%

Summer Dress (H&M, Zara, etc)

$68.7 CHF 55.6

$37.81 Rp 678.2K

81.75%

Sport Shoes (Adidas, Nike)

$147 CHF 119

$86.8 Rp 1.6M

69.44%

Men's Leather Business Shoes

$188 CHF 152

$76.4 Rp 1.4M

146.09%

1-bedroom Apartment, City Center (Monthly)

$1,669 CHF 1,349

$992 Rp 17.8M

68.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,458 CHF 1,179

$673 Rp 12.1M

116.69%

3-bedroom Apartment, City Center (Monthly)

$2,864 CHF 2,315

$3,375 Rp 60.5M

-15.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,431 CHF 1,966

$2,050 Rp 36.8M

18.59%

Buy Apartment in City Center (m2)

$17.9K CHF 14.5K

$2,805 Rp 50.3M

538.56%

Buy Apartment Outside City Center (m2)

$13.3K CHF 10.7K

$2,227 Rp 39.9M

495.16%

Average Monthly Net Salary (After Tax)

$8,818 CHF 7,129

$167 Rp 3.0M

5181.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naters: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,669 in Naters and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Naters pays 5182% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $140 in Naters vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $663 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naters vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naters and Ubud, Bali differ by about 143% in total monthly costs ($3,423 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5182% higher in Naters, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,669 in Naters versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $140 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,423 per month in Naters versus $1,408 in Ubud, Bali – a 143% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,408 in Ubud, Bali versus $3,423 in Naters, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naters. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naters and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 143% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.