Last update: Oct 2026

Cost of Living Comparison Between Naters and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,392 in Naters, rent and utilities included – about $24,300 less a year. Rent and utilities account for about half of the difference.

165

Cost of Living Index in Naters
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Naters Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Naters

🇨🇭 Switzerland

$3,392

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Naters and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naters and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,392 in Naters versus $1,368 in Ubud, Bali.

Naters $3,392
Ubud, Bali $1,368

Estimated couple costs with rent: $5,165 in Naters versus $2,314 in Ubud, Bali.

Naters $5,165
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $6,938 in Naters versus $3,260 in Ubud, Bali.

Naters $6,938
Ubud, Bali $3,260

Living in Naters is roughly 148% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Naters 151% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$30.46 CHF 25.08

$3.33 Rp 59.9K

814.71%

Three-Course Dinner for Two, Mid-Range

$122 CHF 100

$35.18 Rp 633.2K

246.11%

Fast Food Meal (McDonalds, etc)

$18.10 CHF 14.91

$5.80 Rp 104.5K

212.07%

Cappuccino

$5.92 CHF 4.87

$2.73 Rp 49.1K

116.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.27 CHF 4.34

$1.64 Rp 29.5K

221.34%

Water (0.33 liter bottle)

$4.75 CHF 3.91

$0.83 Rp 15.0K

472.29%

Local Beer (0.5 liter draught)

$8.96 CHF 7.38

$2.70 Rp 48.6K

231.85%

Imported Beer (0.33 liter bottle)

$7.15 CHF 5.89

$4.30 Rp 77.4K

66.28%

Milk (1 liter)

$2.13 CHF 1.75

$1.50 Rp 27.1K

42.00%

White Bread (500g)

$3.59 CHF 2.96

$2.30 Rp 41.4K

56.09%

Rice (white) (1kg)

$3.68 CHF 3.03

$1.18 Rp 21.2K

211.86%

Eggs

$7.74 CHF 6.37

$2.14 Rp 38.6K

261.68%

Local Cheese (1kg)

$25.33 CHF 20.86

$17.48 Rp 314.6K

44.91%

Chicken Fillets (1kg)

$28.34 CHF 23.34

$4.03 Rp 72.5K

603.23%

Beef Round Steak (1kg)

$39.57 CHF 32.59

$12.23 Rp 220.1K

223.55%

Apples (1kg)

$3.61 CHF 2.97

$3.55 Rp 63.9K

1.69%

Banana (1kg)

$1.96 CHF 1.61

$1.57 Rp 28.3K

24.84%

Oranges (1kg)

$2.65 CHF 2.18

$2.24 Rp 40.2K

18.30%

Tomato (1kg)

$4.64 CHF 3.82

$1.93 Rp 34.7K

140.41%

Potato (1kg)

$1.79 CHF 1.48

$1.88 Rp 33.9K

-4.79%

Onion (1kg)

$2.17 CHF 1.78

$2.29 Rp 41.3K

-5.24%

Lettuce (1 head)

$2.23 CHF 1.84

$0.99 Rp 17.9K

125.25%

Water (1.5 liter bottle)

$1.28 CHF 1.06

$0.53 Rp 9,475

141.51%

Cigarettes 20 Pack (Marlboro, Camel)

$11.00 CHF 9.06

$2.28 Rp 41.1K

382.46%

Wine (Bottle)

$12.66 CHF 10.43

$23.01 Rp 414.2K

-44.98%

Local Beer (0.5 liter bottle)

$2.72 CHF 2.24

$2.34 Rp 42.2K

16.24%

Imported Beer (0.33 liter bottle)

$3.13 CHF 2.57

$2.91 Rp 52.4K

7.56%

One-way Ticket (Public Transport)

$4.62 CHF 3.81

$0.24 Rp 4,315

1825.00%

Public Transport Monthly Pass (Regular Price)

$101 CHF 82.9

$8.82 Rp 158.7K

1040.93%

Taxi Start (Normal Tariff)

$7.59 CHF 6.25

$0.48 Rp 8,684

1481.25%

Taxi (Normal Tariff) (1km)

$4.67 CHF 3.85

$0.46 Rp 8,233

915.22%

Taxi 1hour Waiting (Normal Tariff)

$74.7 CHF 61.5

$5.45 Rp 98.2K

1270.64%

Gasoline (1 liter)

$2.19 CHF 1.80

$0.88 Rp 15.9K

148.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.7K CHF 33.5K

$24.6K Rp 442.2M

65.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K CHF 31.8K

$31.2K Rp 561.4M

23.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 CHF 230

$83.0 Rp 1.5M

236.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.38 CHF 27.49

$6.45 Rp 116.0K

417.52%

Internet (50+ Mbps, Unlimited Data)

$55.4 CHF 45.64

$18.57 Rp 334.2K

198.44%

Gym Membership (Monthly)

$90.9 CHF 74.9

$55.8 Rp 1.0M

62.86%

Tennis Court (1 Hour on Weekend)

$46.03 CHF 37.91

$18.11 Rp 326.0K

154.17%

Cinema Ticket

$23.27 CHF 19.17

$4.38 Rp 78.9K

431.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,629 CHF 2,165

$493 Rp 8.9M

433.18%

International Primary School, 1 Child (Yearly)

$33.7K CHF 27.8K

$5,754 Rp 103.6M

486.42%

Jeans (Levis 501 Or Similar)

$143 CHF 118

$46.19 Rp 831.4K

208.92%

Summer Dress (H&M, Zara, etc)

$59.3 CHF 48.84

$35.33 Rp 636.0K

67.85%

Sport Shoes (Adidas, Nike)

$148 CHF 122

$79.1 Rp 1.4M

87.44%

Men's Leather Business Shoes

$188 CHF 155

$78.4 Rp 1.4M

140.32%

1-bedroom Apartment, City Center (Monthly)

$1,716 CHF 1,413

$1,142 Rp 20.6M

50.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,443 CHF 1,189

$676 Rp 12.2M

113.63%

3-bedroom Apartment, City Center (Monthly)

$2,795 CHF 2,302

$3,503 Rp 63.1M

-20.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,433 CHF 2,004

$1,700 Rp 30.6M

43.14%

Buy Apartment in City Center (m2)

$16.2K CHF 13.4K

$2,784 Rp 50.1M

482.60%

Buy Apartment Outside City Center (m2)

$12.2K CHF 10.1K

$2,241 Rp 40.3M

444.82%

Average Monthly Net Salary (After Tax)

$8,514 CHF 7,012

$165 Rp 3.0M

5073.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.07

13.78

-84.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naters: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naters

$1.4K 42.6%

Ubud, Bali

$676 49.4% 53.2% $768

Groceries & Markets

Naters

$582 17.2%

Ubud, Bali

$290 21.2% 50.1% $292

Eating Out

Naters

$468 13.8%

Ubud, Bali

$109 8% 76.8% $359

Monthly Utilities & Internet

Naters

$368 10.9%

Ubud, Bali

$108 7.9% 70.7% $260

Clothing & Footwear

Naters

$242 7.2%

Ubud, Bali

$108 7.9% 55.6% $135

Getting Around

Naters

$150 4.4%

Ubud, Bali

$13 0.9% 91.6% $138

Sport & Entertainment

Naters

$137 4.1%

Ubud, Bali

$65 4.7% 53% $73

Cost Breakdown

A one-bedroom apartment in the center runs $1,716 in Naters and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Naters pays 5074% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Naters vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $582 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Naters

🇮🇩 Ubud, Bali

🕒 Local time

12:04 12:04 PM

18:04 6:04 PM

6 h ahead of Naters

🌤 Weather

👥 Population

10,000

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Naters Ubud, Bali 12,010 km ≈ 16 h nonstop flight

From you

Naters
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naters vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naters and Ubud, Bali differ by about 148% in total monthly costs ($3,392 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5074% higher in Naters, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,716 in Naters versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $122 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,392 per month in Naters versus $1,368 in Ubud, Bali – a 148% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $3,392 in Naters, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naters. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naters and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 148% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.