Cost of Living Comparison Between Naters and Ubud, Bali Cost of Living Comparison Between Naters and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,473 in Naters versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $5,343 in Naters versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,214 in Naters versus $3,273 in Ubud, Bali.

Living in Naters is roughly 149% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Naters 153% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$31.05 CHF 25.07

$3.37 Rp 59.7K

821.36%

Three-Course Dinner for Two, Mid-Range

$122 CHF 98.8

$38.59 Rp 682.4K

217.05%

Fast Food Meal (McDonalds, etc)

$18.96 CHF 15.31

$5.52 Rp 97.6K

243.48%

Cappuccino

$6.36 CHF 5.14

$2.64 Rp 46.8K

140.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.33 CHF 4.30

$1.67 Rp 29.6K

219.16%

Water (0.33 liter bottle)

$5.08 CHF 4.10

$0.77 Rp 13.6K

559.74%

Local Beer (0.5 liter draught)

$8.86 CHF 7.15

$2.63 Rp 46.6K

236.88%

Imported Beer (0.33 liter bottle)

$7.52 CHF 6.07

$4.28 Rp 75.7K

75.70%

Milk (1 liter)

$2.28 CHF 1.84

$1.55 Rp 27.3K

47.10%

White Bread (500g)

$3.70 CHF 2.99

$2.22 Rp 39.3K

66.67%

Rice (white) (1kg)

$3.92 CHF 3.16

$1.13 Rp 19.9K

246.90%

Eggs

$7.56 CHF 6.11

$2.09 Rp 36.9K

261.72%

Local Cheese (1kg)

$27.01 CHF 21.81

$17.39 Rp 307.6K

55.32%

Chicken Fillets (1kg)

$28.42 CHF 22.95

$3.87 Rp 68.4K

634.37%

Beef Round Steak (1kg)

$41.23 CHF 33.29

$12.55 Rp 221.9K

228.53%

Apples (1kg)

$3.74 CHF 3.02

$3.62 Rp 63.9K

3.31%

Banana (1kg)

$2.18 CHF 1.76

$1.56 Rp 27.6K

39.74%

Oranges (1kg)

$2.87 CHF 2.31

$2.35 Rp 41.6K

22.13%

Tomato (1kg)

$4.73 CHF 3.82

$2.06 Rp 36.4K

129.61%

Potato (1kg)

$1.93 CHF 1.56

$1.90 Rp 33.6K

1.58%

Onion (1kg)

$2.16 CHF 1.75

$2.34 Rp 41.3K

-7.69%

Lettuce (1 head)

$2.35 CHF 1.90

$1.03 Rp 18.2K

128.16%

Water (1.5 liter bottle)

$1.30 CHF 1.05

$0.55 Rp 9,809

136.36%

Cigarettes 20 Pack (Marlboro, Camel)

$11.33 CHF 9.15

$2.25 Rp 39.8K

403.56%

Wine (Bottle)

$13.20 CHF 10.66

$23.81 Rp 421.0K

-44.56%

Local Beer (0.5 liter bottle)

$2.74 CHF 2.21

$2.31 Rp 40.9K

18.61%

Imported Beer (0.33 liter bottle)

$3.19 CHF 2.58

$2.80 Rp 49.5K

13.93%

One-way Ticket (Public Transport)

$4.54 CHF 3.67

$0.27 Rp 4,816

1581.48%

Public Transport Monthly Pass (Regular Price)

$103 CHF 83.4

$8.66 Rp 153.2K

1092.61%

Taxi Start (Normal Tariff)

$8.01 CHF 6.47

$0.48 Rp 8,515

1568.75%

Taxi (Normal Tariff) (1km)

$4.67 CHF 3.77

$0.45 Rp 7,887

937.78%

Taxi 1hour Waiting (Normal Tariff)

$81.3 CHF 65.6

$5.72 Rp 101.1K

1320.45%

Gasoline (1 liter)

$2.24 CHF 1.81

$0.76 Rp 13.4K

194.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.3K CHF 35.0K

$24.5K Rp 433.0M

76.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K CHF 32.3K

$32.1K Rp 568.0M

24.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 CHF 235

$83.6 Rp 1.5M

248.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.01 CHF 27.46

$6.46 Rp 114.2K

426.47%

Internet (50+ Mbps, Unlimited Data)

$57.3 CHF 46.28

$18.99 Rp 335.9K

201.79%

Gym Membership (Monthly)

$92.8 CHF 75.0

$56.0 Rp 989.8K

65.86%

Tennis Court (1 Hour on Weekend)

$46.50 CHF 37.55

$18.62 Rp 329.2K

149.73%

Cinema Ticket

$23.98 CHF 19.36

$4.28 Rp 75.7K

460.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,748 CHF 2,219

$487 Rp 8.6M

464.84%

International Primary School, 1 Child (Yearly)

$35.1K CHF 28.3K

$5,856 Rp 103.6M

499.23%

Jeans (Levis 501 Or Similar)

$142 CHF 115

$45.56 Rp 805.6K

212.73%

Summer Dress (H&M, Zara, etc)

$62.6 CHF 50.6

$36.38 Rp 643.3K

72.16%

Sport Shoes (Adidas, Nike)

$168 CHF 136

$82.0 Rp 1.4M

105.20%

Men's Leather Business Shoes

$195 CHF 157

$80.4 Rp 1.4M

142.15%

1-bedroom Apartment, City Center (Monthly)

$1,793 CHF 1,448

$1,117 Rp 19.7M

60.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,509 CHF 1,218

$701 Rp 12.4M

115.22%

3-bedroom Apartment, City Center (Monthly)

$2,957 CHF 2,388

$3,537 Rp 62.5M

-16.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,512 CHF 2,029

$1,762 Rp 31.2M

42.55%

Buy Apartment in City Center (m2)

$16.7K CHF 13.5K

$2,826 Rp 50.0M

490.94%

Buy Apartment Outside City Center (m2)

$12.6K CHF 10.2K

$2,292 Rp 40.5M

450.09%

Average Monthly Net Salary (After Tax)

$8,832 CHF 7,132

$170 Rp 3.0M

5102.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.03

13.78

-85.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naters: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,793 in Naters and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Naters pays 5102% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Naters vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $601 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naters vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naters and Ubud, Bali differ by about 149% in total monthly costs ($3,473 vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5102% higher in Naters, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,793 in Naters versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $122 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,473 per month in Naters versus $1,396 in Ubud, Bali – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Ubud, Bali versus $3,473 in Naters, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naters. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naters and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 149% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.