Cost of Living Comparison Between Naters and Ubud, Bali Cost of Living Comparison Between Naters and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,540 in Naters versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $5,341 in Naters versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,143 in Naters versus $3,660 in Ubud, Bali.

Living in Naters is roughly 149% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Naters 164% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$30.57 CHF 24.11

$3.56 Rp 63.7K

758.71%

Three-Course Dinner for Two, Mid-Range

$140 CHF 110

$32.73 Rp 584.5K

327.74%

Fast Food Meal (McDonalds, etc)

$18.78 CHF 14.81

$4.95 Rp 88.4K

279.39%

Cappuccino

$5.96 CHF 4.70

$2.71 Rp 48.4K

119.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.28 CHF 4.17

$1.34 Rp 24.0K

294.03%

Water (0.33 liter bottle)

$4.90 CHF 3.86

$0.70 Rp 12.5K

600.00%

Local Beer (0.5 liter draught)

$8.15 CHF 6.43

$2.92 Rp 52.1K

179.11%

Imported Beer (0.33 liter bottle)

$7.54 CHF 5.95

$3.96 Rp 70.7K

90.40%

Milk (1 liter)

$2.24 CHF 1.77

$1.81 Rp 32.3K

23.76%

White Bread (500g)

$3.58 CHF 2.82

$2.52 Rp 45.0K

42.06%

Rice (white) (1kg)

$4.05 CHF 3.20

$1.16 Rp 20.7K

249.14%

Eggs

$7.18 CHF 5.66

$2.46 Rp 43.9K

191.87%

Local Cheese (1kg)

$28.50 CHF 22.47

$14.71 Rp 262.7K

93.75%

Chicken Fillets (1kg)

$34.21 CHF 26.97

$4.32 Rp 77.1K

691.90%

Beef Round Steak (1kg)

$47.46 CHF 37.41

$12.14 Rp 216.7K

290.94%

Apples (1kg)

$3.81 CHF 3.00

$3.84 Rp 68.6K

-0.78%

Banana (1kg)

$2.25 CHF 1.77

$1.56 Rp 27.8K

44.23%

Oranges (1kg)

$2.85 CHF 2.25

$2.83 Rp 50.6K

0.71%

Tomato (1kg)

$6.25 CHF 4.93

$2.33 Rp 41.5K

168.24%

Potato (1kg)

$2.50 CHF 1.97

$1.91 Rp 34.2K

30.89%

Onion (1kg)

$2.36 CHF 1.86

$2.20 Rp 39.3K

7.27%

Lettuce (1 head)

$2.62 CHF 2.07

$1.01 Rp 18.1K

159.41%

Water (1.5 liter bottle)

$1.36 CHF 1.07

$0.78 Rp 13.8K

74.36%

Cigarettes 20 Pack (Marlboro, Camel)

$11.18 CHF 8.82

$3.32 Rp 59.2K

236.75%

Wine (Bottle)

$15.41 CHF 12.15

$23.74 Rp 423.9K

-35.09%

Local Beer (0.5 liter bottle)

$2.41 CHF 1.90

$2.79 Rp 49.8K

-13.62%

Imported Beer (0.33 liter bottle)

$3.23 CHF 2.55

$2.86 Rp 51.1K

12.94%

One-way Ticket (Public Transport)

$3.82 CHF 3.01

$0.27 Rp 4,800

1314.81%

Public Transport Monthly Pass (Regular Price)

$99.9 CHF 78.8

$8.03 Rp 143.4K

1144.58%

Taxi Start (Normal Tariff)

$7.73 CHF 6.09

$0.46 Rp 8,150

1580.43%

Taxi (Normal Tariff) (1km)

$4.13 CHF 3.26

$0.45 Rp 8,037

817.78%

Taxi 1hour Waiting (Normal Tariff)

$81.1 CHF 63.9

$6.10 Rp 108.9K

1229.18%

Gasoline (1 liter)

$2.16 CHF 1.70

$0.79 Rp 14.2K

173.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K CHF 31.3K

$26.1K Rp 467.0M

51.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K CHF 33.2K

$32.1K Rp 573.6M

31.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 CHF 202

$79.9 Rp 1.4M

220.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.73 CHF 37.63

$4.06 Rp 72.6K

1075.62%

Internet (50+ Mbps, Unlimited Data)

$59.8 CHF 47.13

$23.52 Rp 420.0K

154.12%

Gym Membership (Monthly)

$87.8 CHF 69.2

$98.7 Rp 1.8M

-11.06%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$22.46 CHF 17.71

$4.15 Rp 74.1K

441.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,947 CHF 2,323

$304 Rp 5.4M

869.50%

International Primary School, 1 Child (Yearly)

$34.4K CHF 27.1K

$6,613 Rp 118.1M

419.70%

Jeans (Levis 501 Or Similar)

$139 CHF 109

$55.5 Rp 991.8K

149.86%

Summer Dress (H&M, Zara, etc)

$67.9 CHF 53.5

$38.31 Rp 684.1K

77.24%

Sport Shoes (Adidas, Nike)

$151 CHF 119

$88.6 Rp 1.6M

70.40%

Men's Leather Business Shoes

$188 CHF 148

$77.9 Rp 1.4M

141.76%

1-bedroom Apartment, City Center (Monthly)

$1,694 CHF 1,336

$1,006 Rp 18.0M

68.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,456 CHF 1,148

$675 Rp 12.1M

115.62%

3-bedroom Apartment, City Center (Monthly)

$2,856 CHF 2,252

$3,442 Rp 61.5M

-17.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,451 CHF 1,932

$2,039 Rp 36.4M

20.17%

Buy Apartment in City Center (m2)

$14.7K CHF 11.6K

$2,841 Rp 50.7M

416.76%

Buy Apartment Outside City Center (m2)

$10.8K CHF 8,525

$2,264 Rp 40.4M

377.62%

Average Monthly Net Salary (After Tax)

$8,936 CHF 7,045

$165 Rp 3.0M

5308.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naters: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,694 in Naters and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Naters pays 5308% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $140 in Naters vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $666 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naters vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Naters and Ubud, Bali differ by about 149% in total monthly costs ($3,540 vs $1,419 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Naters pays 5308% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,694 in Naters versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $140 in Naters. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,540 per month in Naters versus $1,419 in Ubud, Bali – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,419 in Ubud, Bali versus $3,540 in Naters, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naters. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naters and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 149% less than in Naters. Beyond cost, consider language, visa policies, and how big the international community is in each city.