Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Nashik

For one person, living is cheaper in Nashik: $392 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in Nashik
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Nashik Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Nashik

🇮🇳 India

$392

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nashik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nashik actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $392 in Nashik, rent included.

Ubud, Bali $1,331
Nashik $392

A couple spends around $2,255 per month in Ubud, Bali vs $610 in Nashik, rent included.

Ubud, Bali $2,255
Nashik $610

A family of three spends $3,180 per month in Ubud, Bali vs $828 in Nashik, rent included.

Ubud, Bali $3,180
Nashik $828

Ubud, Bali costs about 240% more than Nashik, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Nashik are more affordable than the global median – Ubud, Bali 2% lower, Nashik 71% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$2.87 ₹271

17.77%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$8.38 ₹791

313.48%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$5.18 ₹489

7.53%

Cappuccino

$2.62 Rp 47.3K

$1.91 ₹180

37.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.31 ₹29.67

396.77%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.14 ₹13.50

357.14%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$1.67 ₹158

59.88%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$4.52 ₹427

-5.75%

Milk (1 liter)

$1.46 Rp 26.4K

$0.80 ₹75.6

82.50%

White Bread (500g)

$2.29 Rp 41.4K

$0.46 ₹43.92

397.83%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.66 ₹62.5

68.18%

Eggs

$2.10 Rp 37.9K

$0.85 ₹79.9

147.06%

Local Cheese (1kg)

$15.94 Rp 287.7K

$6.06 ₹573

163.04%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$2.58 ₹244

50.39%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

Apples (1kg)

$3.55 Rp 64.1K

$2.40 ₹226

47.92%

Banana (1kg)

$1.54 Rp 27.7K

$0.49 ₹46.20

214.29%

Oranges (1kg)

$2.23 Rp 40.2K

$0.86 ₹81.3

159.30%

Tomato (1kg)

$1.97 Rp 35.6K

$0.66 ₹62.4

198.48%

Potato (1kg)

$1.86 Rp 33.5K

$0.43 ₹40.44

332.56%

Onion (1kg)

$2.42 Rp 43.6K

$0.53 ₹49.94

356.60%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.50 ₹47.34

104.00%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.31 ₹29.72

67.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$5.13 ₹485

-57.12%

Wine (Bottle)

$21.79 Rp 393.2K

$4.64 ₹438

369.61%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.85 ₹175

25.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$3.94 ₹372

-24.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.77 ₹356

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.25 ₹23.54

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$4.71 ₹445

73.46%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.51 ₹48.27

-13.73%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.25 ₹23.34

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$1.23 ₹116

355.28%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.08 ₹102

-23.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$11.3K ₹1.1M

116.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$17.2K ₹1.6M

83.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$22.83 ₹2,157

239.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$3.53 ₹334

73.94%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$6.62 ₹625

185.80%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$17.35 ₹1,639

193.89%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$7.35 ₹695

148.30%

Cinema Ticket

$4.38 Rp 79.1K

$3.55 ₹335

23.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$31.25 ₹2,952

1475.74%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$946 ₹89.4K

1191.95%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$13.23 ₹1,250

241.35%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$17.08 ₹1,614

104.27%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$37.32 ₹3,525

109.86%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$30.65 ₹2,895

154.06%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$150 ₹14.2K

617.64%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$96.2 ₹9,086

591.30%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$291 ₹27.5K

1105.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$191 ₹18.0K

776.43%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$709 ₹67.0K

229.98%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$498 ₹47.0K

349.09%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$298 ₹28.1K

-44.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.24

49.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Nashik: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Nashik

$96 24.6% 85.5% $569

Groceries & Markets

Ubud, Bali

$279 21%

Nashik

$106 27% 62.1% $174

Clothing & Footwear

Ubud, Bali

$106 8%

Nashik

$44 11.3% 58.4% $62

Eating Out

Ubud, Bali

$106 8%

Nashik

$81 20.6% 23.8% $25

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Nashik

$33 8.4% 67.8% $70

Sport & Entertainment

Ubud, Bali

$60 4.5%

Nashik

$24 6.2% 59.1% $35

Getting Around

Ubud, Bali

$12 0.9%

Nashik

$7.5 1.9% 37.6% $4.5

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $150 in Nashik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 79% higher in Nashik, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $8 in Nashik. Monthly groceries follow the same trend: $279 vs $106 – making Nashik the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Nashik

🕒 Local time

18:07 6:07 PM

15:37 3:37 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,486,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Nashik 5,540 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Nashik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nashik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $392 in Nashik – Nashik comes out roughly 71% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $588 in Nashik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nashik, especially for central apartments: a one-bedroom in the center costs $150 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $8 in Nashik. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $392 in Nashik. That makes Nashik about 71% cheaper.

A $1,200 monthly budget goes further in Nashik, where all-in costs run around $392, than in Ubud, Bali at $1,331. In Nashik it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nashik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Nashik is the easier option financially – housing and daily costs are lower, and overall it costs about 71% less, which matters a lot on a fixed budget or early-career salary.