Cost of Living Comparison Between Ubud, Bali and Nagapattinam Cost of Living Comparison Between Ubud, Bali and Nagapattinam

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $378 in Nagapattinam.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $601 in Nagapattinam.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $823 in Nagapattinam.

Living in Ubud, Bali is roughly 275% more expensive than Nagapattinam, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Nagapattinam is 72% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$2.36 ₹226

50.85%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$10.67 ₹1,022

206.75%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$3.70 ₹355

33.78%

Cappuccino

$2.71 Rp 48.9K

$1.53 ₹146

77.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.40 ₹38.46

235.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.16 ₹14.88

337.50%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.71 ₹164

70.76%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.02 ₹289

31.13%

Milk (1 liter)

$1.81 Rp 32.6K

$0.69 ₹66.3

162.32%

White Bread (500g)

$2.52 Rp 45.4K

$0.45 ₹43.42

460.00%

Rice (white) (1kg)

$1.16 Rp 20.9K

$0.70 ₹67.3

65.71%

Eggs

$2.46 Rp 44.4K

$0.96 ₹92.2

156.25%

Local Cheese (1kg)

$14.71 Rp 265.3K

$5.12 ₹491

187.30%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$2.96 ₹283

45.95%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

Apples (1kg)

$3.84 Rp 69.3K

$1.99 ₹191

92.96%

Banana (1kg)

$1.56 Rp 28.1K

$0.67 ₹64.4

132.84%

Oranges (1kg)

$2.83 Rp 51.1K

$0.97 ₹93.0

191.75%

Tomato (1kg)

$2.33 Rp 41.9K

$0.51 ₹48.75

356.86%

Potato (1kg)

$1.91 Rp 34.5K

$0.38 ₹36.74

402.63%

Onion (1kg)

$2.20 Rp 39.7K

$0.45 ₹43.04

388.89%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.45 ₹43.33

124.44%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.34 ₹32.75

129.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$3.90 ₹374

-14.87%

Wine (Bottle)

$23.74 Rp 428.0K

$6.32 ₹605

275.63%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.71 ₹164

63.16%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.85 ₹273

0.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹490

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.30 ₹28.98

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$8.94 ₹856

-10.18%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$0.83 ₹79.7

-44.58%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$1.47 ₹140

314.97%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.20 ₹115

-34.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$14.1K ₹1.3M

85.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$21.8K ₹2.1M

47.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$38.65 ₹3,701

106.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$3.53 ₹338

15.01%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$7.49 ₹717

214.02%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$15.70 ₹1,504

528.66%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$7.20 ₹689

-7.92%

Cinema Ticket

$4.15 Rp 74.8K

$2.96 ₹283

40.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$51.3 ₹4,909

492.98%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$1,509 ₹144.5K

338.28%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$24.34 ₹2,332

128.18%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$25.59 ₹2,451

49.71%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$43.24 ₹4,141

104.90%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.49 ₹3,016

147.28%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$122 ₹11.7K

723.32%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$76.2 ₹7,301

785.91%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$270 ₹25.8K

1176.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$181 ₹17.3K

1029.82%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$952 ₹91.2K

198.46%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$512 ₹49.0K

342.40%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Nagapattinam: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $122 in Nagapattinam. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $11.00 in Nagapattinam for a mid-range dinner for two. Groceries echo the gap at $302 vs $104 per month, with Nagapattinam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagapattinam: Cost of Living - Frequently Asked Questions

Nagapattinam wins on cost – living expenses run 275% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nagapattinam the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $567 in Nagapattinam to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $122 in Nagapattinam. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagapattinam – a meal for two runs $11.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $378 in Nagapattinam – a 275% gap that adds up to real savings over time for anyone picking the cheaper option.

At $378 in Nagapattinam versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Nagapattinam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagapattinam the clear choice for anyone on this budget.

Both work as nomad bases, but Nagapattinam delivers better value – similar infrastructure at $378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nagapattinam hard to pass up.

Safety-wise, Ubud, Bali and Nagapattinam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagapattinam gentler on the wallet – expenses run 275% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.