Cost of Living Comparison Between Ubud, Bali and Nagapattinam Cost of Living Comparison Between Ubud, Bali and Nagapattinam

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $363 in Nagapattinam.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $576 in Nagapattinam.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $790 in Nagapattinam.

Living in Ubud, Bali is roughly 285% more expensive than in Nagapattinam, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Nagapattinam is 74% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.07 ₹195

62.80%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$12.62 ₹1,193

205.78%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$4.18 ₹395

32.06%

Cappuccino

$2.64 Rp 46.6K

$1.80 ₹170

46.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.37 ₹35.08

351.35%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.17 ₹16.27

352.94%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.56 ₹148

68.59%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.09 ₹292

38.51%

Milk (1 liter)

$1.55 Rp 27.3K

$0.57 ₹53.5

171.93%

White Bread (500g)

$2.22 Rp 39.2K

$0.50 ₹47.68

344.00%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.61 ₹57.4

85.25%

Eggs

$2.09 Rp 36.8K

$0.56 ₹52.9

273.21%

Local Cheese (1kg)

$17.39 Rp 306.6K

$6.12 ₹579

184.15%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.15 ₹203

80.00%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

Apples (1kg)

$3.62 Rp 63.8K

$2.32 ₹220

56.03%

Banana (1kg)

$1.56 Rp 27.5K

$0.76 ₹72.3

105.26%

Oranges (1kg)

$2.35 Rp 41.5K

$1.06 ₹100

121.70%

Tomato (1kg)

$2.06 Rp 36.2K

$0.34 ₹31.69

505.88%

Potato (1kg)

$1.90 Rp 33.5K

$0.38 ₹36.22

400.00%

Onion (1kg)

$2.34 Rp 41.2K

$0.42 ₹39.22

457.14%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.27 ₹25.65

281.48%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.25 ₹23.57

120.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$4.91 ₹464

-54.18%

Wine (Bottle)

$23.81 Rp 419.7K

$6.47 ₹611

268.01%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.57 ₹148

47.13%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.07 ₹196

35.27%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.79 ₹453

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.23 ₹22.17

17.39%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$8.10 ₹765

6.91%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.08 ₹102

-55.56%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.36 ₹33.69

25.00%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$2.04 ₹193

180.39%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.09 ₹103

-30.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$15.2K ₹1.4M

60.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$20.7K ₹2.0M

54.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$38.74 ₹3,660

115.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$4.11 ₹388

57.18%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$7.93 ₹750

139.47%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$15.00 ₹1,417

273.13%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$5.60 ₹529

232.50%

Cinema Ticket

$4.28 Rp 75.5K

$2.63 ₹249

62.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$94.2 ₹8,899

416.53%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$2,204 ₹208.2K

165.71%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$20.59 ₹1,946

121.27%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$16.62 ₹1,570

118.89%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$35.27 ₹3,332

132.38%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$30.65 ₹2,895

162.32%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$105 ₹9,943

960.99%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$84.3 ₹7,966

731.55%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$258 ₹24.3K

1272.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$169 ₹16.0K

941.04%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,074 ₹101.5K

163.06%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$503 ₹47.5K

356.05%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.88

39.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Nagapattinam: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $105 in Nagapattinam. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $13.00 in Nagapattinam for a mid-range dinner for two. Groceries echo the gap at $293 vs $98.0 per month, with Nagapattinam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagapattinam: Cost of Living - Frequently Asked Questions

Nagapattinam wins on cost – living expenses run 285% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nagapattinam the obvious pick if budget is a priority.

You'd need roughly $2,095 in Ubud, Bali and $544 in Nagapattinam to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,117 in Ubud, Bali versus $105 in Nagapattinam. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagapattinam – a meal for two runs $13.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Ubud, Bali versus $363 in Nagapattinam – a 285% gap that adds up to real savings over time for anyone picking the cheaper option.

At $363 in Nagapattinam versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Nagapattinam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagapattinam the clear choice for anyone on this budget.

Both work as nomad bases, but Nagapattinam delivers better value – similar infrastructure at $363 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nagapattinam hard to pass up.

Safety-wise, Ubud, Bali and Nagapattinam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagapattinam gentler on the wallet – expenses run 285% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.