Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nagapattinam

For one person, living is cheaper in Nagapattinam: $363 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Nagapattinam
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Nagapattinam Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Nagapattinam

🇮🇳 India

$363

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nagapattinam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nagapattinam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $363 in Nagapattinam.

Ubud, Bali $1,353
Nagapattinam $363

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $579 in Nagapattinam.

Ubud, Bali $2,297
Nagapattinam $579

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $795 in Nagapattinam.

Ubud, Bali $3,241
Nagapattinam $795

Living in Ubud, Bali is roughly 273% more expensive than in Nagapattinam, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Nagapattinam is 73% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.13 ₹202

51.64%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$12.33 ₹1,171

182.89%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.07 ₹387

40.05%

Cappuccino

$2.62 Rp 47.1K

$1.85 ₹175

41.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.36 ₹34.32

377.78%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.16 ₹15.42

406.25%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.56 ₹148

69.87%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.05 ₹290

43.28%

Milk (1 liter)

$1.57 Rp 28.3K

$0.61 ₹57.7

157.38%

White Bread (500g)

$2.19 Rp 39.5K

$0.50 ₹47.60

338.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.58 ₹55.4

103.45%

Eggs

$2.16 Rp 38.8K

$0.58 ₹54.8

272.41%

Local Cheese (1kg)

$17.65 Rp 317.7K

$6.14 ₹583

187.46%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.04 ₹194

85.29%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$2.26 ₹215

59.29%

Banana (1kg)

$1.59 Rp 28.6K

$0.78 ₹73.8

103.85%

Oranges (1kg)

$2.31 Rp 41.6K

$1.03 ₹98.0

124.27%

Tomato (1kg)

$1.91 Rp 34.3K

$0.32 ₹30.75

496.87%

Potato (1kg)

$1.78 Rp 32.1K

$0.35 ₹33.43

408.57%

Onion (1kg)

$2.33 Rp 41.9K

$0.40 ₹37.85

482.50%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.25 ₹23.65

300.00%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.25 ₹23.70

112.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$4.91 ₹467

-53.36%

Wine (Bottle)

$22.07 Rp 397.3K

$6.10 ₹580

261.80%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.53 ₹145

53.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.13 ₹202

39.91%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.76 ₹452

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.27 ₹25.72

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$7.52 ₹714

18.35%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.08 ₹102

-56.48%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.32 ₹30.68

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.11 ₹200

159.24%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.09 ₹104

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$15.7K ₹1.5M

52.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$20.1K ₹1.9M

63.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$37.89 ₹3,598

111.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$4.08 ₹387

60.78%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$7.80 ₹740

138.46%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$14.31 ₹1,359

278.20%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$6.42 ₹609

184.74%

Cinema Ticket

$4.25 Rp 76.5K

$2.48 ₹236

71.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$88.9 ₹8,442

454.21%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$2,108 ₹200.2K

165.53%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$20.11 ₹1,910

126.65%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$17.10 ₹1,624

104.44%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$35.07 ₹3,330

121.61%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$29.68 ₹2,819

164.56%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$123 ₹11.6K

822.98%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$72.9 ₹6,920

823.40%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$263 ₹24.9K

1275.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$169 ₹16.1K

905.39%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$963 ₹91.5K

182.08%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$522 ₹49.6K

329.47%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.99

37.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Nagapattinam: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Nagapattinam

$73 20.1% 89.2% $600

Groceries & Markets

Ubud, Bali

$287 21.2%

Nagapattinam

$96 26.5% 66.6% $191

Clothing & Footwear

Ubud, Bali

$107 7.9%

Nagapattinam

$46 12.7% 56.9% $61

Eating Out

Ubud, Bali

$106 7.9%

Nagapattinam

$67 18.6% 36.7% $39

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Nagapattinam

$50 13.7% 52.7% $55

Sport & Entertainment

Ubud, Bali

$63 4.6%

Nagapattinam

$19 5.3% 69.2% $43

Getting Around

Ubud, Bali

$12 0.9%

Nagapattinam

$11 3.1% 9.2% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $123 in Nagapattinam. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $12.00 in Nagapattinam for a mid-range dinner for two. Groceries echo the gap at $287 vs $96.0 per month, with Nagapattinam cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Nagapattinam

🕒 Local time

19:41 7:41 PM

17:11 5:11 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

102,900

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Nagapattinam 4,470 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Nagapattinam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagapattinam: Cost of Living - Frequently Asked Questions

Nagapattinam wins on cost – living expenses run 273% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nagapattinam the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $544 in Nagapattinam to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $123 in Nagapattinam. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagapattinam – a meal for two runs $12.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $363 in Nagapattinam – a 273% gap that adds up to real savings over time for anyone picking the cheaper option.

At $363 in Nagapattinam versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Nagapattinam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagapattinam the clear choice for anyone on this budget.

Both work as nomad bases, but Nagapattinam delivers better value – similar infrastructure at $363 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nagapattinam hard to pass up.

Safety-wise, Ubud, Bali and Nagapattinam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagapattinam gentler on the wallet – expenses run 273% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.