Cost of Living Comparison Between Ubud, Bali and Nagapattinam Cost of Living Comparison Between Ubud, Bali and Nagapattinam

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $382 in Nagapattinam.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $617 in Nagapattinam.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $851 in Nagapattinam.

Living in Ubud, Bali is roughly 268% more expensive than in Nagapattinam, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Nagapattinam is 71% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.32 ₹223

48.71%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$10.34 ₹998

212.77%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.61 ₹348

34.07%

Cappuccino

$2.75 Rp 49.4K

$1.60 ₹154

71.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.38 ₹36.59

263.16%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.14 ₹13.27

435.71%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.70 ₹164

75.88%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.14 ₹303

22.61%

Milk (1 liter)

$1.74 Rp 31.2K

$0.65 ₹62.9

167.69%

White Bread (500g)

$2.46 Rp 44.2K

$0.48 ₹46.57

412.50%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.70 ₹67.8

67.14%

Eggs

$2.43 Rp 43.7K

$0.96 ₹92.9

153.13%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.03 ₹485

188.27%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.02 ₹291

44.04%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$1.99 ₹192

86.93%

Banana (1kg)

$1.63 Rp 29.2K

$0.72 ₹69.0

126.39%

Oranges (1kg)

$2.74 Rp 49.3K

$1.01 ₹97.2

171.29%

Tomato (1kg)

$2.24 Rp 40.3K

$0.49 ₹47.70

357.14%

Potato (1kg)

$1.92 Rp 34.5K

$0.39 ₹37.32

392.31%

Onion (1kg)

$2.28 Rp 40.9K

$0.45 ₹43.00

406.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.48 ₹46.47

120.83%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.34 ₹32.97

111.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.90 ₹376

-15.64%

Wine (Bottle)

$23.19 Rp 416.8K

$6.33 ₹610

266.35%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.76 ₹169

57.95%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.88 ₹278

-5.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.17 ₹498

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.30 ₹29.18

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$8.85 ₹854

-8.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.83 ₹80.4

-42.17%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.43 ₹138

334.97%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.17 ₹113

-30.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$13.9K ₹1.3M

91.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$21.6K ₹2.1M

49.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$39.22 ₹3,782

99.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.47 ₹334

17.29%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$7.36 ₹710

230.57%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$15.72 ₹1,516

527.29%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$7.14 ₹688

-11.20%

Cinema Ticket

$3.99 Rp 71.6K

$2.95 ₹284

35.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$51.2 ₹4,942

495.30%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,530 ₹147.6K

334.08%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$24.74 ₹2,386

118.84%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$25.57 ₹2,466

47.87%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$43.76 ₹4,220

98.45%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$31.58 ₹3,045

141.77%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$123 ₹11.9K

706.62%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$77.2 ₹7,449

770.96%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$278 ₹26.8K

1112.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$183 ₹17.6K

1020.38%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,019 ₹98.3K

175.26%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$555 ₹53.5K

301.58%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Nagapattinam: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $123 in Nagapattinam. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $10.00 in Nagapattinam for a mid-range dinner for two. Groceries echo the gap at $297 vs $104 per month, with Nagapattinam cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagapattinam: Cost of Living - Frequently Asked Questions

Nagapattinam wins on cost – living expenses run 268% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nagapattinam the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $574 in Nagapattinam to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $123 in Nagapattinam. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagapattinam – a meal for two runs $10.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $382 in Nagapattinam – a 268% gap that adds up to real savings over time for anyone picking the cheaper option.

At $382 in Nagapattinam versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Nagapattinam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagapattinam the clear choice for anyone on this budget.

Both work as nomad bases, but Nagapattinam delivers better value – similar infrastructure at $382 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nagapattinam hard to pass up.

Safety-wise, Ubud, Bali and Nagapattinam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagapattinam gentler on the wallet – expenses run 268% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.