Last update: Oct 2026

Cost of Living Comparison Between Nagapattinam and Ubud, Bali

For one person, living is cheaper in Nagapattinam: $363 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Nagapattinam
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Nagapattinam Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nagapattinam

🇮🇳 India

$363

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Nagapattinam and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nagapattinam and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $363 in Nagapattinam versus $1,353 in Ubud, Bali.

Nagapattinam $363
Ubud, Bali $1,353

Estimated couple costs with rent: $579 in Nagapattinam versus $2,297 in Ubud, Bali.

Nagapattinam $579
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $795 in Nagapattinam versus $3,241 in Ubud, Bali.

Nagapattinam $795
Ubud, Bali $3,241

Living in Nagapattinam costs roughly 73% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Nagapattinam is 73% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.13 ₹202

$3.23 Rp 58.1K

-34.06%

Three-Course Dinner for Two, Mid-Range

$12.33 ₹1,171

$34.88 Rp 627.8K

-64.65%

Fast Food Meal (McDonalds, etc)

$4.07 ₹387

$5.70 Rp 102.5K

-28.60%

Cappuccino

$1.85 ₹175

$2.62 Rp 47.1K

-29.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.32

$1.72 Rp 31.0K

-79.07%

Water (0.33 liter bottle)

$0.16 ₹15.42

$0.81 Rp 14.6K

-80.25%

Local Beer (0.5 liter draught)

$1.56 ₹148

$2.65 Rp 47.7K

-41.13%

Imported Beer (0.33 liter bottle)

$3.05 ₹290

$4.37 Rp 78.6K

-30.21%

Milk (1 liter)

$0.61 ₹57.7

$1.57 Rp 28.3K

-61.15%

White Bread (500g)

$0.50 ₹47.60

$2.19 Rp 39.5K

-77.17%

Rice (white) (1kg)

$0.58 ₹55.4

$1.18 Rp 21.2K

-50.85%

Eggs

$0.58 ₹54.8

$2.16 Rp 38.8K

-73.15%

Local Cheese (1kg)

$6.14 ₹583

$17.65 Rp 317.7K

-65.21%

Chicken Fillets (1kg)

$2.04 ₹194

$3.78 Rp 68.0K

-46.03%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$2.26 ₹215

$3.60 Rp 64.8K

-37.22%

Banana (1kg)

$0.78 ₹73.8

$1.59 Rp 28.6K

-50.94%

Oranges (1kg)

$1.03 ₹98.0

$2.31 Rp 41.6K

-55.41%

Tomato (1kg)

$0.32 ₹30.75

$1.91 Rp 34.3K

-83.25%

Potato (1kg)

$0.35 ₹33.43

$1.78 Rp 32.1K

-80.34%

Onion (1kg)

$0.40 ₹37.85

$2.33 Rp 41.9K

-82.83%

Lettuce (1 head)

$0.25 ₹23.65

$1.00 Rp 18.0K

-75.00%

Water (1.5 liter bottle)

$0.25 ₹23.70

$0.53 Rp 9,509

-52.83%

Cigarettes 20 Pack (Marlboro, Camel)

$4.91 ₹467

$2.29 Rp 41.1K

114.41%

Wine (Bottle)

$6.10 ₹580

$22.07 Rp 397.3K

-72.36%

Local Beer (0.5 liter bottle)

$1.53 ₹145

$2.35 Rp 42.2K

-34.89%

Imported Beer (0.33 liter bottle)

$2.13 ₹202

$2.98 Rp 53.6K

-28.52%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.76 ₹452

One-way Ticket (Public Transport)

$0.27 ₹25.72

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$7.52 ₹714

$8.90 Rp 160.2K

-15.51%

Taxi Start (Normal Tariff)

$1.08 ₹102

$0.47 Rp 8,466

129.79%

Taxi (Normal Tariff) (1km)

$0.32 ₹30.68

$0.43 Rp 7,737

-25.58%

Taxi 1hour Waiting (Normal Tariff)

$2.11 ₹200

$5.47 Rp 98.4K

-61.43%

Gasoline (1 liter)

$1.09 ₹104

$0.83 Rp 14.9K

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K ₹1.5M

$23.9K Rp 429.8M

-34.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K ₹1.9M

$32.8K Rp 590.1M

-38.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.89 ₹3,598

$80.0 Rp 1.4M

-52.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.08 ₹387

$6.56 Rp 118.1K

-37.80%

Internet (50+ Mbps, Unlimited Data)

$7.80 ₹740

$18.60 Rp 334.8K

-58.06%

Gym Membership (Monthly)

$14.31 ₹1,359

$54.1 Rp 974.1K

-73.56%

Tennis Court (1 Hour on Weekend)

$6.42 ₹609

$18.28 Rp 329.0K

-64.88%

Cinema Ticket

$2.48 ₹236

$4.25 Rp 76.5K

-41.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$88.9 ₹8,442

$493 Rp 8.9M

-81.96%

International Primary School, 1 Child (Yearly)

$2,108 ₹200.2K

$5,597 Rp 100.7M

-62.34%

Jeans (Levis 501 Or Similar)

$20.11 ₹1,910

$45.58 Rp 820.4K

-55.88%

Summer Dress (H&M, Zara, etc)

$17.10 ₹1,624

$34.96 Rp 629.4K

-51.09%

Sport Shoes (Adidas, Nike)

$35.07 ₹3,330

$77.7 Rp 1.4M

-54.88%

Men's Leather Business Shoes

$29.68 ₹2,819

$78.5 Rp 1.4M

-62.20%

1-bedroom Apartment, City Center (Monthly)

$123 ₹11.6K

$1,131 Rp 20.4M

-89.17%

1-bedroom Apartment, Outside City Center (Monthly)

$72.9 ₹6,920

$673 Rp 12.1M

-89.17%

3-bedroom Apartment, City Center (Monthly)

$263 ₹24.9K

$3,613 Rp 65.0M

-92.73%

3-bedroom Apartment, Outside City Center (Monthly)

$169 ₹16.1K

$1,702 Rp 30.6M

-90.05%

Buy Apartment in City Center (m2)

$963 ₹91.5K

$2,717 Rp 48.9M

-64.55%

Buy Apartment Outside City Center (m2)

$522 ₹49.6K

$2,241 Rp 40.3M

-76.72%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.99

13.78

-27.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nagapattinam: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nagapattinam

$96 26.5%

Ubud, Bali

$287 21.2% 199% $191

Accommodation & Living

Nagapattinam

$73 20.1%

Ubud, Bali

$673 49.7% 823% $600

Eating Out

Nagapattinam

$67 18.6%

Ubud, Bali

$106 7.9% 57.9% $39

Monthly Utilities & Internet

Nagapattinam

$50 13.7%

Ubud, Bali

$105 7.8% 111% $55

Clothing & Footwear

Nagapattinam

$46 12.7%

Ubud, Bali

$107 7.9% 132% $61

Sport & Entertainment

Nagapattinam

$19 5.3%

Ubud, Bali

$63 4.6% 225% $43

Getting Around

Nagapattinam

$11 3.1%

Ubud, Bali

$12 0.9% 10.1% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $123 in Nagapattinam and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $12.00 in Nagapattinam vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $96.0 vs $287 per month, with Nagapattinam cheaper across the board.

Good to know

🇮🇳 Nagapattinam

🇮🇩 Ubud, Bali

🕒 Local time

16:22 4:22 PM

18:52 6:52 PM

2 h 30 min ahead of Nagapattinam

🌤 Weather

👥 Population

102,900

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Nagapattinam Ubud, Bali 4,470 km ≈ 6 h nonstop flight

From you

Nagapattinam
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nagapattinam vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nagapattinam wins on cost – living expenses run 273% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nagapattinam the obvious pick if budget is a priority.

You'd need roughly $544 in Nagapattinam and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $123 in Nagapattinam versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagapattinam – a meal for two runs $12.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $363 per month in Nagapattinam versus $1,353 in Ubud, Bali – a 273% gap that adds up to real savings over time for anyone picking the cheaper option.

At $363 in Nagapattinam versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Nagapattinam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagapattinam the clear choice for anyone on this budget.

Both work as nomad bases, but Nagapattinam delivers better value – similar infrastructure at $363 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nagapattinam hard to pass up.

Safety-wise, Nagapattinam and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagapattinam gentler on the wallet – expenses run 273% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.