🙂Monthly costs for one person with rent: $363 in Nagapattinam versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $576 in Nagapattinam versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $790 in Nagapattinam versus $3,273 in Ubud, Bali.
🌍Living in Nagapattinam costs roughly 74% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Nagapattinam is 74% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Nagapattinam
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.07₹195
$3.37Rp 59.5K
-38.58%
Three-Course Dinner for Two, Mid-Range
$12.62₹1,193
$38.59Rp 680.3K
-67.30%
Fast Food Meal(McDonalds, etc)
$4.18₹395
$5.52Rp 97.3K
-24.28%
Cappuccino
$1.80₹170
$2.64Rp 46.6K
-31.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37₹35.08
$1.67Rp 29.5K
-77.84%
Water(0.33 liter bottle)
$0.17₹16.27
$0.77Rp 13.6K
-77.92%
Local Beer(0.5 liter draught)
$1.56₹148
$2.63Rp 46.4K
-40.68%
Imported Beer(0.33 liter bottle)
$3.09₹292
$4.28Rp 75.5K
-27.80%
🛒 Groceries & Markets
Nagapattinam
Ubud, Bali
Difference
Milk(1 liter)
$0.57₹53.5
$1.55Rp 27.3K
-63.23%
White Bread(500g)
$0.50₹47.68
$2.22Rp 39.2K
-77.48%
Rice(white)(1kg)
$0.61₹57.4
$1.13Rp 19.8K
-46.02%
Eggs
$0.56₹52.9
$2.09Rp 36.8K
-73.21%
Local Cheese(1kg)
$6.12₹579
$17.39Rp 306.6K
-64.81%
Chicken Fillets(1kg)
$2.15₹203
$3.87Rp 68.2K
-44.44%
Beef Round Steak(1kg)
-
$12.55Rp 221.2K
-
Apples(1kg)
$2.32₹220
$3.62Rp 63.8K
-35.91%
Banana(1kg)
$0.76₹72.3
$1.56Rp 27.5K
-51.28%
Oranges(1kg)
$1.06₹100
$2.35Rp 41.5K
-54.89%
Tomato(1kg)
$0.34₹31.69
$2.06Rp 36.2K
-83.50%
Potato(1kg)
$0.38₹36.22
$1.90Rp 33.5K
-80.00%
Onion(1kg)
$0.42₹39.22
$2.34Rp 41.2K
-82.05%
Lettuce(1 head)
$0.27₹25.65
$1.03Rp 18.2K
-73.79%
Water(1.5 liter bottle)
$0.25₹23.57
$0.55Rp 9,779
-54.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.91₹464
$2.25Rp 39.7K
118.22%
Wine(Bottle)
$6.47₹611
$23.81Rp 419.7K
-72.83%
Local Beer(0.5 liter bottle)
$1.57₹148
$2.31Rp 40.8K
-32.03%
Imported Beer(0.33 liter bottle)
$2.07₹196
$2.80Rp 49.4K
-26.07%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$4.79₹453
-
-
🚌 Getting Around
Nagapattinam
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.23₹22.17
$0.27Rp 4,802
-14.81%
Public Transport Monthly Pass(Regular Price)
$8.10₹765
$8.66Rp 152.7K
-6.47%
Taxi Start(Normal Tariff)
$1.08₹102
$0.48Rp 8,489
125.00%
Taxi(Normal Tariff)(1km)
$0.36₹33.69
$0.45Rp 7,863
-20.00%
Taxi 1hour Waiting(Normal Tariff)
$2.04₹193
$5.72Rp 100.8K
-64.34%
Gasoline(1 liter)
$1.09₹103
$0.76Rp 13.4K
43.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.2K₹1.4M
$24.5KRp 431.6M
-37.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K₹2.0M
$32.1KRp 566.3M
-35.43%
🧾 Monthly Utilities & Internet
Nagapattinam
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$38.74₹3,660
$83.6Rp 1.5M
-53.63%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.11₹388
$6.46Rp 113.8K
-36.38%
Internet(50+ Mbps, Unlimited Data)
$7.93₹750
$18.99Rp 334.8K
-58.24%
🎉 Sport & Entertainment
Nagapattinam
Ubud, Bali
Difference
Gym Membership(Monthly)
$15.00₹1,417
$56.0Rp 986.8K
-73.20%
Tennis Court(1 Hour on Weekend)
$5.60₹529
$18.62Rp 328.2K
-69.92%
Cinema Ticket
$2.63₹249
$4.28Rp 75.5K
-38.55%
🧸 Childcare & Education
Nagapattinam
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$94.2₹8,899
$487Rp 8.6M
-80.64%
International Primary School, 1 Child(Yearly)
$2,204₹208.2K
$5,856Rp 103.2M
-62.36%
👕👟 Clothing & Footwear
Nagapattinam
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$20.59₹1,946
$45.56Rp 803.2K
-54.81%
Summer Dress(H&M, Zara, etc)
$16.62₹1,570
$36.38Rp 641.4K
-54.32%
Sport Shoes(Adidas, Nike)
$35.27₹3,332
$82.0Rp 1.4M
-56.97%
Men's Leather Business Shoes
$30.65₹2,895
$80.4Rp 1.4M
-61.88%
🏠 Accommodation & Living
Nagapattinam
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$105₹9,943
$1,117Rp 19.7M
-90.57%
1-bedroom Apartment, Outside City Center(Monthly)
$84.3₹7,966
$701Rp 12.4M
-87.97%
3-bedroom Apartment, City Center(Monthly)
$258₹24.3K
$3,537Rp 62.4M
-92.71%
3-bedroom Apartment, Outside City Center(Monthly)
$169₹16.0K
$1,762Rp 31.1M
-90.39%
Buy Apartment in City Center(m2)
$1,074₹101.5K
$2,826Rp 49.8M
-61.99%
Buy Apartment Outside City Center(m2)
$503₹47.5K
$2,292Rp 40.4M
-78.07%
💵 Salaries & Financials
Nagapattinam
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$170Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.88
13.78
-28.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nagapattinam: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $105 in Nagapattinam and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $13.00 in Nagapattinam vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $98.0 vs $293 per month, with Nagapattinam cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nagapattinam vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nagapattinam or Ubud, Bali?
Nagapattinam wins on cost – living expenses run 285% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Nagapattinam the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Nagapattinam and in Ubud, Bali?
You'd need roughly $544 in Nagapattinam and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Nagapattinam compared to Ubud, Bali?
Rent for a central apartment: $105 in Nagapattinam versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Nagapattinam and in Ubud, Bali?
Dining out is cheaper in Nagapattinam – a meal for two runs $13.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Nagapattinam compared to Ubud, Bali?
All in, you'll spend $363 per month in Nagapattinam versus $1,396 in Ubud, Bali – a 285% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Nagapattinam or in Ubud, Bali?
At $363 in Nagapattinam versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Nagapattinam but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagapattinam the clear choice for anyone on this budget.
Which city is better for digital nomads, Nagapattinam or Ubud, Bali?
Both work as nomad bases, but Nagapattinam delivers better value – similar infrastructure at $363 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Nagapattinam hard to pass up.
How safe is Nagapattinam compared to Ubud, Bali?
Safety-wise, Nagapattinam and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Nagapattinam gentler on the wallet – expenses run 285% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Nagapattinam vs other spots: cost of living compared