Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Nagaon

For one person, living is cheaper in Nagaon: $371 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Nagaon
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Nagaon Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Nagaon

🇮🇳 India

$371

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nagaon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nagaon actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $371 in Nagaon, rent included.

Ubud, Bali $1,331
Nagaon $371

A couple spends around $2,255 per month in Ubud, Bali vs $596 in Nagaon, rent included.

Ubud, Bali $2,255
Nagaon $596

A family of three spends $3,180 per month in Ubud, Bali vs $821 in Nagaon, rent included.

Ubud, Bali $3,180
Nagaon $821

Ubud, Bali costs about 259% more than Nagaon, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Nagaon are more affordable than the global median – Ubud, Bali 2% lower, Nagaon 73% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$1.25 ₹118

170.40%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$11.73 ₹1,111

195.40%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$5.39 ₹510

3.34%

Cappuccino

$2.62 Rp 47.5K

$2.54 ₹241

3.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.44 ₹41.21

250.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.15 ₹14.06

326.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.23 ₹117

117.07%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.43 ₹325

24.20%

Milk (1 liter)

$1.46 Rp 26.5K

$0.65 ₹61.7

124.62%

White Bread (500g)

$2.29 Rp 41.6K

$0.47 ₹44.64

387.23%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.45 ₹42.34

146.67%

Eggs

$2.10 Rp 38.1K

$0.77 ₹73.4

172.73%

Local Cheese (1kg)

$15.94 Rp 289.3K

$3.89 ₹369

309.77%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.24 ₹306

19.75%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

Apples (1kg)

$3.55 Rp 64.5K

$1.73 ₹164

105.20%

Banana (1kg)

$1.54 Rp 27.9K

$0.70 ₹66.4

120.00%

Oranges (1kg)

$2.23 Rp 40.5K

$0.89 ₹84.2

150.56%

Tomato (1kg)

$1.97 Rp 35.8K

$0.66 ₹62.6

198.48%

Potato (1kg)

$1.86 Rp 33.7K

$0.35 ₹33.29

431.43%

Onion (1kg)

$2.42 Rp 43.9K

$0.38 ₹35.63

536.84%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.31 ₹28.94

229.03%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.17 ₹15.96

205.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.95 ₹469

-55.56%

Wine (Bottle)

$21.79 Rp 395.4K

$7.08 ₹671

207.77%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.64 ₹155

42.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.48 ₹235

19.76%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.76 ₹451

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.21 ₹19.87

19.05%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$7.24 ₹685

12.85%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$0.69 ₹65.3

-36.23%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.30 ₹28.52

56.67%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.29 ₹123

334.11%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.12 ₹106

-25.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$11.2K ₹1.1M

118.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$16.5K ₹1.6M

92.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$34.70 ₹3,287

123.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$3.36 ₹318

82.74%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$6.32 ₹598

199.37%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$14.13 ₹1,339

260.86%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$6.44 ₹610

183.39%

Cinema Ticket

$4.38 Rp 79.5K

$3.13 ₹297

39.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$27.04 ₹2,561

1721.08%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$2,237 ₹211.9K

446.34%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$17.52 ₹1,660

157.76%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$31.11 ₹2,947

12.15%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$38.35 ₹3,633

104.22%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$27.06 ₹2,563

187.77%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$122 ₹11.6K

780.56%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$76.2 ₹7,222

772.10%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$271 ₹25.6K

1196.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$187 ₹17.7K

792.30%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$942 ₹89.2K

148.43%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$522 ₹49.4K

328.61%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.38

86.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Nagaon: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Nagaon

$76 20.6% 88.5% $589

Groceries & Markets

Ubud, Bali

$279 21%

Nagaon

$96 25.9% 65.7% $183

Clothing & Footwear

Ubud, Bali

$106 8%

Nagaon

$51 13.9% 51.7% $55

Eating Out

Ubud, Bali

$106 8%

Nagaon

$72 19.4% 31.9% $34

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Nagaon

$44 12% 56.7% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Nagaon

$20 5.5% 65.9% $39

Getting Around

Ubud, Bali

$12 0.9%

Nagaon

$10 2.8% 14.1% $1.7

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $122 in Nagaon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $12 in Nagaon. Monthly groceries follow the same trend: $279 vs $96 – making Nagaon the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Nagaon

🕒 Local time

15:09 3:09 PM

12:39 12:39 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

117,700

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.73 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Nagaon 4,580 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Nagaon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagaon: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 259% more than Nagaon, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $556 in Nagaon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nagaon, especially for central apartments: a one-bedroom in the center costs $122 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $12 in Nagaon. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $371 in Nagaon. That makes Nagaon about 72% cheaper.

A $800 monthly budget goes further in Nagaon, where all-in costs run around $371, than in Ubud, Bali at $1,331. In Nagaon it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Nagaon – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Nagaon is the easier option financially – housing and daily costs are lower, and overall it costs about 72% less, which matters a lot on a fixed budget or early-career salary.