Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Nafpaktos

For one person, living costs are similar in Ubud, Bali and in Nafpaktos: $1,331 and $1,365 a month, rent and utilities included.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
66

Cost of Living Index in Nafpaktos
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Nafpaktos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Nafpaktos

🇬🇷 Greece

$1,365

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nafpaktos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nafpaktos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,365 in Nafpaktos.

Ubud, Bali $1,331
Nafpaktos $1,365

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,055 in Nafpaktos.

Ubud, Bali $2,255
Nafpaktos $2,055

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,744 in Nafpaktos.

Ubud, Bali $3,180
Nafpaktos $2,744

Living in Ubud, Bali costs roughly 3% less than in Nafpaktos, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$11.22 €10.01

-69.88%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$58.0 €51.7

-40.21%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.78 €7.83

-36.56%

Cappuccino

$2.62 Rp 47.5K

$3.99 €3.56

-34.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.59 €2.31

-40.54%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.58 €0.52

10.34%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.54 €4.05

-41.19%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$5.16 €4.61

-17.44%

Milk (1 liter)

$1.46 Rp 26.5K

$1.65 €1.47

-11.52%

White Bread (500g)

$2.29 Rp 41.6K

$1.15 €1.02

99.13%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.57 €2.29

-56.81%

Eggs

$2.10 Rp 38.1K

$3.40 €3.04

-38.24%

Local Cheese (1kg)

$15.94 Rp 289.3K

$11.07 €9.87

43.99%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.34 €8.33

-58.46%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$12.10 €10.79

-5.79%

Apples (1kg)

$3.55 Rp 64.5K

$2.24 €2.00

58.48%

Banana (1kg)

$1.54 Rp 27.9K

$1.98 €1.77

-22.22%

Oranges (1kg)

$2.23 Rp 40.5K

$1.31 €1.17

70.23%

Tomato (1kg)

$1.97 Rp 35.8K

$2.05 €1.83

-3.90%

Potato (1kg)

$1.86 Rp 33.7K

$1.12 €1.00

66.07%

Onion (1kg)

$2.42 Rp 43.9K

$1.02 €0.91

137.25%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.85 €0.76

20.00%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.89 €0.79

-41.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.23 €4.67

-57.93%

Wine (Bottle)

$21.79 Rp 395.4K

$6.91 €6.16

215.34%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.72 €1.54

35.47%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.37 €3.00

-11.87%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$1.42 €1.27

-82.39%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$49.72 €44.35

-83.57%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$4.60 €4.10

-90.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.99 €0.88

-52.53%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$22.30 €19.89

-74.89%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.27 €2.02

-63.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$27.6K €24.6K

-11.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$24.0K €21.4K

31.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$171 €152

-54.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$25.29 €22.56

-75.72%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$29.73 €26.52

-36.36%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$46.75 €41.70

9.07%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$24.37 €21.73

-25.11%

Cinema Ticket

$4.38 Rp 79.5K

$9.40 €8.38

-53.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$334 €298

47.46%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$4,197 €3,743

191.21%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$67.1 €59.9

-32.70%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$39.85 €35.55

-12.45%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$75.1 €67.0

4.26%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$107 €95.1

-26.97%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$496 €442

117.29%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$414 €369

60.76%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$851 €760

312.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$614 €548

172.20%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,432 €2,170

-3.79%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,373 €2,117

-5.76%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.38

214.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Nafpaktos: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Nafpaktos

$414 30.3% 37.8% $251

Groceries & Markets

Ubud, Bali

$279 21%

Nafpaktos

$255 18.7% 8.7% $24

Clothing & Footwear

Ubud, Bali

$106 8%

Nafpaktos

$130 9.5% 22.2% $24

Eating Out

Ubud, Bali

$106 8%

Nafpaktos

$210 15.4% 98.3% $104

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Nafpaktos

$226 16.6% 120% $123

Sport & Entertainment

Ubud, Bali

$60 4.5%

Nafpaktos

$66 4.8% 9.7% $5.8

Getting Around

Ubud, Bali

$12 0.9%

Nafpaktos

$65 4.8% 444% $53

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $496 in Nafpaktos. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $58 in Nafpaktos. Groceries flip the comparison at $279 vs $255, with Nafpaktos cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Nafpaktos

🕒 Local time

17:10 5:10 PM

11:10 11:10 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,950

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Nafpaktos 10,890 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Nafpaktos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nafpaktos: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 3% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $2,047 in Nafpaktos to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $496 in Nafpaktos. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,365 in Nafpaktos – Ubud, Bali is about 3% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 84% less than in Nafpaktos. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nafpaktos are both considered safe, so it’s unlikely to be the deciding factor between them.