Cost of Living Comparison Between Ubud, Bali and Nafpaktos Cost of Living Comparison Between Ubud, Bali and Nafpaktos

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,354 in Nafpaktos.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,052 in Nafpaktos.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,751 in Nafpaktos.

Living in Ubud, Bali is roughly 6% more expensive than Nafpaktos, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Nafpaktos 1% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$11.56 €9.89

-69.12%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$58.2 €49.83

-44.03%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.61 €7.37

-41.11%

Cappuccino

$2.83 Rp 49.0K

$3.82 €3.27

-25.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.64 €1.41

-18.29%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.56 €0.48

23.21%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$4.99 €4.28

-40.08%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$5.60 €4.79

-31.25%

Milk (1 liter)

$1.74 Rp 30.2K

$1.51 €1.29

15.23%

White Bread (500g)

$2.54 Rp 44.0K

$1.38 €1.18

84.06%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.15 €1.84

-44.65%

Eggs

$2.43 Rp 42.0K

$4.16 €3.56

-41.59%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.09 €9.49

32.19%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$8.91 €7.63

-53.09%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.08 €11.20

-8.72%

Apples (1kg)

$3.69 Rp 63.9K

$2.17 €1.85

70.05%

Banana (1kg)

$1.61 Rp 27.8K

$1.94 €1.66

-17.01%

Oranges (1kg)

$2.69 Rp 46.5K

$1.41 €1.21

90.78%

Tomato (1kg)

$2.33 Rp 40.4K

$2.01 €1.72

15.92%

Potato (1kg)

$1.91 Rp 33.0K

$1.19 €1.02

60.50%

Onion (1kg)

$2.19 Rp 37.9K

$1.23 €1.06

78.05%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.91 €0.78

16.48%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.67 €0.58

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.34 €4.57

-41.39%

Wine (Bottle)

$23.49 Rp 407.1K

$6.62 €5.67

254.83%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.67 €1.43

64.07%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.81 €3.26

-24.41%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.52 €1.30

-80.92%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$45.87 €39.27

-82.19%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$3.97 €3.40

-88.66%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$11.80 €10.10

-47.80%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.08 €1.78

-59.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$31.6K €27.1K

-17.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$24.9K €21.3K

30.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$217 €186

-63.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$22.19 €18.99

-82.20%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$32.38 €27.72

-24.64%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$48.33 €41.37

99.75%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$26.26 €22.48

-75.82%

Cinema Ticket

$4.04 Rp 70.0K

$10.13 €8.67

-60.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$520 €445

-41.83%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$5,556 €4,756

17.40%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$64.3 €55.1

-16.29%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$31.96 €27.36

18.84%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$67.7 €58.0

28.15%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$97.0 €83.0

-18.71%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$506 €433

100.01%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$393 €337

71.41%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$786 €673

331.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$624 €534

236.24%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$3,245 €2,778

-8.03%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,719 €2,327

-13.96%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.34

205.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Nafpaktos: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $506 in Nafpaktos. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $58.0 in Nafpaktos. Groceries flip the comparison at $298 vs $256, with Nafpaktos cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nafpaktos: Cost of Living - Frequently Asked Questions

Nafpaktos is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 6% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $2,031 in Nafpaktos to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $506 in Nafpaktos. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $1,354 in Nafpaktos – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nafpaktos runs roughly 461% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,354 in Nafpaktos versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Nafpaktos but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nafpaktos the clear choice for anyone on this budget.

For families, Nafpaktos is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nafpaktos are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nafpaktos gentler on the wallet – expenses run 6% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.