Last update: Nov 2026

Cost of Living Comparison Between Nafpaktos and Ubud, Bali

For one person, living costs are similar in Nafpaktos and in Ubud, Bali: $1,365 and $1,331 a month, rent and utilities included.

Nafpaktos, Greece
Ubud, Bali, Indonesia
Nafpaktos
🇬🇷 Greece
$1,365
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Nafpaktos and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nafpaktos and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,365 in Nafpaktos versus $1,331 in Ubud, Bali.

  • Nafpaktos $1,365
  • Ubud, Bali $1,331

Estimated couple costs with rent: $2,055 in Nafpaktos versus $2,255 in Ubud, Bali.

  • Nafpaktos $2,055
  • Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,744 in Nafpaktos versus $3,180 in Ubud, Bali.

  • Nafpaktos $2,744
  • Ubud, Bali $3,180

Living in Nafpaktos is roughly 3% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Nafpaktos
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.22 €10.01
$3.38 Rp 61.3K
231.95%
Three-Course Dinner for Two, Mid-Range
$58.0 €51.7
$34.65 Rp 628.8K
67.24%
Fast Food Meal (McDonalds, etc)
$8.78 €7.83
$5.57 Rp 101.2K
57.63%
Cappuccino
$3.99 €3.56
$2.62 Rp 47.5K
52.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.59 €2.31
$1.54 Rp 27.9K
68.18%
Water (0.33 liter bottle)
$0.58 €0.52
$0.64 Rp 11.6K
-9.38%
Local Beer (0.5 liter draught)
$4.54 €4.05
$2.67 Rp 48.4K
70.04%
Imported Beer (0.33 liter bottle)
$5.16 €4.61
$4.26 Rp 77.4K
21.13%
🛒 Groceries & Markets
Nafpaktos
Ubud, Bali
Difference
Milk (1 liter)
$1.65 €1.47
$1.46 Rp 26.5K
13.01%
White Bread (500g)
$1.15 €1.02
$2.29 Rp 41.6K
-49.78%
Rice (white) (1kg)
$2.57 €2.29
$1.11 Rp 20.1K
131.53%
Eggs
$3.40 €3.04
$2.10 Rp 38.1K
61.90%
Local Cheese (1kg)
$11.07 €9.87
$15.94 Rp 289.3K
-30.55%
Chicken Fillets (1kg)
$9.34 €8.33
$3.88 Rp 70.5K
140.72%
Beef Round Steak (1kg)
$12.10 €10.79
$11.40 Rp 206.9K
6.14%
Apples (1kg)
$2.24 €2.00
$3.55 Rp 64.5K
-36.90%
Banana (1kg)
$1.98 €1.77
$1.54 Rp 27.9K
28.57%
Oranges (1kg)
$1.31 €1.17
$2.23 Rp 40.5K
-41.26%
Tomato (1kg)
$2.05 €1.83
$1.97 Rp 35.8K
4.06%
Potato (1kg)
$1.12 €1.00
$1.86 Rp 33.7K
-39.78%
Onion (1kg)
$1.02 €0.91
$2.42 Rp 43.9K
-57.85%
Lettuce (1 head)
$0.85 €0.76
$1.02 Rp 18.6K
-16.67%
Water (1.5 liter bottle)
$0.89 €0.79
$0.52 Rp 9,479
71.15%
Cigarettes 20 Pack (Marlboro, Camel)
$5.23 €4.67
$2.20 Rp 39.9K
137.73%
Wine (Bottle)
$6.91 €6.16
$21.79 Rp 395.4K
-68.29%
Local Beer (0.5 liter bottle)
$1.72 €1.54
$2.33 Rp 42.2K
-26.18%
Imported Beer (0.33 liter bottle)
$3.37 €3.00
$2.97 Rp 53.9K
13.47%
🚌 Getting Around
Nafpaktos
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.42 €1.27
$0.25 Rp 4,544
468.00%
Public Transport Monthly Pass (Regular Price)
$49.72 €44.35
$8.17 Rp 148.4K
508.57%
Taxi Start (Normal Tariff)
$4.60 €4.10
$0.44 Rp 7,944
945.45%
Taxi (Normal Tariff) (1km)
$0.99 €0.88
$0.47 Rp 8,493
110.64%
Taxi 1hour Waiting (Normal Tariff)
$22.30 €19.89
$5.60 Rp 101.6K
298.21%
Gasoline (1 liter)
$2.27 €2.02
$0.83 Rp 15.0K
173.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K €24.6K
$24.4K Rp 443.7M
12.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K €21.4K
$31.7K Rp 575.2M
-24.19%
🧾 Monthly Utilities & Internet
Nafpaktos
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 €152
$77.5 Rp 1.4M
120.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.29 €22.56
$6.14 Rp 111.5K
311.89%
Internet (50+ Mbps, Unlimited Data)
$29.73 €26.52
$18.92 Rp 343.3K
57.14%
🎉 Sport & Entertainment
Nafpaktos
Ubud, Bali
Difference
Gym Membership (Monthly)
$46.75 €41.70
$51.0 Rp 925.4K
-8.32%
Tennis Court (1 Hour on Weekend)
$24.37 €21.73
$18.25 Rp 331.2K
33.53%
Cinema Ticket
$9.40 €8.38
$4.38 Rp 79.5K
114.61%
🧸 Childcare & Education
Nafpaktos
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$334 €298
$492 Rp 8.9M
-32.19%
International Primary School, 1 Child (Yearly)
$4,197 €3,743
$12.2K Rp 221.8M
-65.66%
👕👟 Clothing & Footwear
Nafpaktos
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$67.1 €59.9
$45.16 Rp 819.6K
48.58%
Summer Dress (H&M, Zara, etc)
$39.85 €35.55
$34.89 Rp 633.2K
14.22%
Sport Shoes (Adidas, Nike)
$75.1 €67.0
$78.3 Rp 1.4M
-4.09%
Men's Leather Business Shoes
$107 €95.1
$77.9 Rp 1.4M
36.93%
🏠 Accommodation & Living
Nafpaktos
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$496 €442
$1,078 Rp 19.6M
-53.98%
1-bedroom Apartment, Outside City Center (Monthly)
$414 €369
$665 Rp 12.1M
-37.79%
3-bedroom Apartment, City Center (Monthly)
$851 €760
$3,510 Rp 63.7M
-75.74%
3-bedroom Apartment, Outside City Center (Monthly)
$614 €548
$1,671 Rp 30.3M
-63.26%
Buy Apartment in City Center (m2)
$2,432 €2,170
$2,340 Rp 42.5M
3.94%
Buy Apartment Outside City Center (m2)
$2,373 €2,117
$2,236 Rp 40.6M
6.12%
💵 Salaries & Financials
Nafpaktos
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.38
13.78
-68.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nafpaktos: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nafpaktos
$414
Ubud, Bali
$665 60.8% $251
Groceries & Markets
Nafpaktos
$255
Ubud, Bali
$279 9.5% $24
Monthly Utilities & Internet
Nafpaktos
$226
Ubud, Bali
$103 54.6% $123
Eating Out
Nafpaktos
$210
Ubud, Bali
$106 49.6% $104
Clothing & Footwear
Nafpaktos
$130
Ubud, Bali
$106 18.2% $24
Sport & Entertainment
Nafpaktos
$66
Ubud, Bali
$60 8.8% $5.8
Getting Around
Nafpaktos
$65
Ubud, Bali
$12 81.6% $53

Cost Breakdown

A one-bedroom apartment in the center runs $496 in Nafpaktos and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $58 in Nafpaktos vs $35 in Ubud, Bali. Groceries flip the comparison at $255 vs $279, with Nafpaktos cheaper for home cooking.

Good to know
🇬🇷 Nafpaktos
🇮🇩 Ubud, Bali
🕒 Local time
10:56 10:56 AM
16:56 4:56 PM
6 h ahead of Nafpaktos
🌤 Weather
👥 Population
12,950
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

On the map
Between locations
  • Nafpaktos Ubud, Bali 10,890 km ≈ 14 h nonstop flight
From you
  • Nafpaktos
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nafpaktos vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nafpaktos?
Ubud, Bali is about 3% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,047 in Nafpaktos and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nafpaktos and Ubud, Bali?
Rent for a central apartment: $496 in Nafpaktos versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Nafpaktos and in Ubud, Bali?
All in, you’ll spend $1,365 per month in Nafpaktos versus $1,331 in Ubud, Bali – Ubud, Bali is about 3% cheaper, which adds up to real savings over time.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 84% less than in Nafpaktos. The price difference matters if you commute daily and watch your budget.
Is $1,000 enough to cover costs in Nafpaktos or in Ubud, Bali?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Nafpaktos or in Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Nafpaktos or Ubud, Bali?
Safety-wise, Nafpaktos and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

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