Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Muzaffarpur

For one person, living is cheaper in Muzaffarpur: $334 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Muzaffarpur
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Muzaffarpur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Muzaffarpur

🇮🇳 India

$334

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Muzaffarpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Muzaffarpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $334 in Muzaffarpur.

Ubud, Bali $1,331
Muzaffarpur $334

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $520 in Muzaffarpur.

Ubud, Bali $2,255
Muzaffarpur $520

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $706 in Muzaffarpur.

Ubud, Bali $3,180
Muzaffarpur $706

Living in Ubud, Bali is roughly 299% more expensive than in Muzaffarpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Muzaffarpur 75% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$1.56 ₹148

116.67%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$9.42 ₹891

267.83%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.23 ₹305

72.45%

Cappuccino

$2.62 Rp 47.6K

$1.59 ₹150

64.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.36 ₹33.75

327.78%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.16 ₹15.41

300.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.84 ₹175

45.11%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$6.00 ₹567

-29.00%

Milk (1 liter)

$1.46 Rp 26.5K

$0.57 ₹54.3

156.14%

White Bread (500g)

$2.29 Rp 41.6K

$0.18 ₹17.11

1172.22%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.56 ₹53.1

98.21%

Eggs

$2.10 Rp 38.1K

$0.90 ₹85.6

133.33%

Local Cheese (1kg)

$15.94 Rp 289.4K

$6.72 ₹636

137.20%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.28 ₹216

70.18%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

Apples (1kg)

$3.55 Rp 64.5K

$1.28 ₹121

177.34%

Banana (1kg)

$1.54 Rp 27.9K

$0.40 ₹38.16

285.00%

Oranges (1kg)

$2.23 Rp 40.5K

$0.40 ₹38.05

457.50%

Tomato (1kg)

$1.97 Rp 35.8K

$0.45 ₹42.63

337.78%

Potato (1kg)

$1.86 Rp 33.7K

$0.27 ₹25.76

588.89%

Onion (1kg)

$2.42 Rp 43.9K

$0.43 ₹40.82

462.79%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.46 ₹43.84

121.74%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.29 ₹27.49

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.94 ₹467

-55.47%

Wine (Bottle)

$21.79 Rp 395.6K

$6.22 ₹589

250.32%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.62 ₹154

43.83%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.14 ₹202

38.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.25 ₹591

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.23 ₹21.79

8.70%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$7.03 ₹666

16.22%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.27 ₹120

-65.35%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.19 ₹17.95

147.37%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$2.14 ₹202

161.68%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.09 ₹103

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$11.4K ₹1.1M

114.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$27.8K ₹2.6M

13.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$29.38 ₹2,781

163.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$2.96 ₹280

107.43%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$6.55 ₹620

188.85%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$14.37 ₹1,360

254.84%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$6.52 ₹617

179.91%

Cinema Ticket

$4.38 Rp 79.6K

$3.33 ₹316

31.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$53.1 ₹5,020

828.22%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$364 ₹34.5K

3256.58%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$23.58 ₹2,231

91.52%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$23.73 ₹2,246

47.03%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$39.05 ₹3,696

100.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$33.16 ₹3,139

134.83%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$71.6 ₹6,774

1405.57%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$55.9 ₹5,293

1088.79%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$167 ₹15.8K

1997.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$113 ₹10.6K

1384.87%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$923 ₹87.3K

153.57%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$540 ₹51.1K

313.81%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$310 ₹29.4K

-46.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.46

45.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Muzaffarpur: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Muzaffarpur

$56 16.8% 91.6% $609

Groceries & Markets

Ubud, Bali

$279 21%

Muzaffarpur

$89 26.8% 68% $190

Clothing & Footwear

Ubud, Bali

$106 8%

Muzaffarpur

$54 16.1% 49.4% $53

Eating Out

Ubud, Bali

$106 8%

Muzaffarpur

$65 19.3% 39% $41

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Muzaffarpur

$39 11.7% 62.1% $64

Sport & Entertainment

Ubud, Bali

$60 4.5%

Muzaffarpur

$21 6.3% 64.8% $39

Getting Around

Ubud, Bali

$12 0.9%

Muzaffarpur

$10 3.1% 14.9% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $72 in Muzaffarpur. Housing cost is often the main lever when comparing two cities.

Muzaffarpur pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $9 in Muzaffarpur for a mid-range dinner for two. Groceries echo the gap at $279 vs $89 per month, with Muzaffarpur cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Muzaffarpur

🕒 Local time

23:22 11:22 PM

20:52 8:52 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

100,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1,000 INR = 10.57 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.64 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Muzaffarpur 5,020 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Muzaffarpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muzaffarpur: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $334 in Muzaffarpur, so Muzaffarpur is about 75% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 46% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $72 in Muzaffarpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Muzaffarpur – a meal for two runs $9 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $334 in Muzaffarpur – Muzaffarpur is about 75% cheaper, which adds up to real savings over time.

At $334 in Muzaffarpur versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Muzaffarpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarpur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Muzaffarpur gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.