Cost of Living Comparison Between Ubud, Bali and Muzaffarpur Cost of Living Comparison Between Ubud, Bali and Muzaffarpur

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $363 in Muzaffarpur.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $556 in Muzaffarpur.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $748 in Muzaffarpur.

Living in Ubud, Bali is roughly 296% more expensive than Muzaffarpur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Muzaffarpur is 73% below.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$1.70 ₹161

110.00%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$9.66 ₹914

237.27%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$3.42 ₹323

48.25%

Cappuccino

$2.83 Rp 48.8K

$1.46 ₹138

93.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.40 ₹37.69

235.00%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.14 ₹13.39

392.86%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$2.06 ₹195

45.15%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$3.08 ₹291

25.00%

Milk (1 liter)

$1.74 Rp 30.1K

$0.61 ₹57.7

185.25%

White Bread (500g)

$2.54 Rp 43.8K

$0.18 ₹17.50

1311.11%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.57 ₹54.3

108.77%

Eggs

$2.43 Rp 41.9K

$0.96 ₹90.8

153.13%

Local Cheese (1kg)

$14.66 Rp 253.2K

$7.17 ₹679

104.46%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$2.66 ₹252

57.14%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

Apples (1kg)

$3.69 Rp 63.6K

$1.40 ₹133

163.57%

Banana (1kg)

$1.61 Rp 27.7K

$0.49 ₹46.55

228.57%

Oranges (1kg)

$2.69 Rp 46.4K

$0.49 ₹46.05

448.98%

Tomato (1kg)

$2.33 Rp 40.2K

$0.59 ₹56.0

294.92%

Potato (1kg)

$1.91 Rp 32.9K

$0.28 ₹26.27

582.14%

Onion (1kg)

$2.19 Rp 37.7K

$0.46 ₹43.47

376.09%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.51 ₹48.37

107.84%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.32 ₹30.65

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$2.57 ₹243

21.79%

Wine (Bottle)

$23.49 Rp 405.6K

$6.21 ₹587

278.26%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$2.11 ₹200

29.86%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$2.34 ₹221

23.08%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.82 ₹645

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.28 ₹26.10

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$8.75 ₹828

-6.63%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.19 ₹112

-62.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$2.26 ₹214

172.57%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.17 ₹111

-28.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$15.4K ₹1.5M

70.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$32.5K ₹3.1M

0.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$31.72 ₹3,001

147.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$3.18 ₹301

24.21%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$7.25 ₹686

236.55%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$15.84 ₹1,499

509.47%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$6.97 ₹659

-8.90%

Cinema Ticket

$4.04 Rp 69.7K

$3.88 ₹367

4.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$49.18 ₹4,654

515.35%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$409 ₹38.7K

1495.28%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$26.65 ₹2,522

102.03%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$26.43 ₹2,501

43.70%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$42.40 ₹4,012

104.62%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$36.66 ₹3,468

115.11%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$78.8 ₹7,453

1185.03%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$71.5 ₹6,767

843.02%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$175 ₹16.6K

1833.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$124 ₹11.8K

1586.58%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$2,140 ₹202.5K

39.46%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$1,390 ₹131.6K

68.25%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$320 ₹30.3K

-45.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.05

46.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Muzaffarpur: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $78.8 in Muzaffarpur. Housing cost is often the main lever when comparing two cities.

Muzaffarpur pays 85% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Muzaffarpur for a mid-range dinner for two. Groceries echo the gap at $298 vs $99.0 per month, with Muzaffarpur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muzaffarpur: Cost of Living - Frequently Asked Questions

Ubud, Bali and Muzaffarpur differ by about 296% in total monthly costs ($1,438 vs $363 including rent). Muzaffarpur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Muzaffarpur earns 85% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $78.8 in Muzaffarpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Muzaffarpur – a meal for two runs $10.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $363 in Muzaffarpur – a 296% gap that adds up to real savings over time for anyone picking the cheaper option.

At $363 in Muzaffarpur versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Muzaffarpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Muzaffarpur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Muzaffarpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muzaffarpur gentler on the wallet – expenses run 296% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.