Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Mutare

For one person, living is cheaper in Mutare: $780 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Mutare
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Mutare Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Mutare

🇿🇼 Zimbabwe

$780

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mutare

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mutare actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $780 in Mutare, rent included.

Ubud, Bali $1,331
Mutare $780

A couple spends around $2,255 per month in Ubud, Bali vs $1,212 in Mutare, rent included.

Ubud, Bali $2,255
Mutare $1,212

A family of three spends $3,180 per month in Ubud, Bali vs $1,643 in Mutare, rent included.

Ubud, Bali $3,180
Mutare $1,643

Ubud, Bali costs about 71% more than Mutare, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Mutare are more affordable than the global median – Ubud, Bali 2% lower, Mutare 42% lower.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$9.80 ZWL 260

-65.51%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$44.81 ZWL 1,189

-22.67%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$4.48 ZWL 119

24.33%

Cappuccino

$2.62 Rp 47.3K

$1.21 ZWL 32.22

116.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.73 ZWL 19.31

110.96%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.47 ZWL 12.35

36.17%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$1.24 ZWL 32.84

115.32%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$1.84 ZWL 48.80

131.52%

Milk (1 liter)

$1.46 Rp 26.4K

$1.22 ZWL 32.51

19.67%

White Bread (500g)

$2.29 Rp 41.4K

$0.98 ZWL 26.02

133.67%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.27 ZWL 33.79

-12.60%

Eggs

$2.10 Rp 38.0K

$1.92 ZWL 50.9

9.38%

Local Cheese (1kg)

$15.94 Rp 288.1K

$2.97 ZWL 78.9

436.70%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$3.91 ZWL 104

-0.77%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

$5.12 ZWL 136

122.66%

Apples (1kg)

$3.55 Rp 64.2K

$2.06 ZWL 54.6

72.33%

Banana (1kg)

$1.54 Rp 27.8K

$1.72 ZWL 45.56

-10.47%

Oranges (1kg)

$2.23 Rp 40.3K

$2.05 ZWL 54.5

8.78%

Tomato (1kg)

$1.97 Rp 35.6K

$1.03 ZWL 27.31

91.26%

Potato (1kg)

$1.86 Rp 33.6K

$1.67 ZWL 44.33

11.38%

Onion (1kg)

$2.42 Rp 43.7K

$0.97 ZWL 25.80

149.48%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.52 ZWL 13.81

96.15%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$1.00 ZWL 26.47

-48.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$1.19 ZWL 31.49

84.87%

Wine (Bottle)

$21.79 Rp 393.8K

$5.85 ZWL 155

272.48%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.22 ZWL 32.45

90.98%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$1.67 ZWL 44.26

77.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$0.73 ZWL 19.26

-65.75%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$27.36 ZWL 726

-70.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$2.98 ZWL 79.1

-85.23%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$2.03 ZWL 53.9

-76.85%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$5.05 ZWL 134

10.89%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.81 ZWL 47.99

-54.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$21.8K ZWL 577.9K

12.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$24.1K ZWL 640.4K

31.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$50.3 ZWL 1,336

53.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$14.71 ZWL 390

-58.26%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$59.6 ZWL 1,583

-68.28%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$39.90 ZWL 1,059

27.79%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

$4.95 ZWL 131

268.69%

Cinema Ticket

$4.38 Rp 79.2K

$10.17 ZWL 270

-56.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$150 ZWL 3,983

228.11%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$8,598 ZWL 228.2K

42.14%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$9.93 ZWL 263

354.78%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$9.69 ZWL 257

260.06%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$25.39 ZWL 674

208.47%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$20.14 ZWL 534

286.64%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$356 ZWL 9,447

202.71%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$247 ZWL 6,542

169.72%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$747 ZWL 19.8K

369.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$393 ZWL 10.4K

325.29%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$254 ZWL 6,751

819.94%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$254 ZWL 6,728

-34.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.69

0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Mutare: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Mutare

$247 31.6% 62.9% $418

Groceries & Markets

Ubud, Bali

$279 21%

Mutare

$155 19.8% 44.6% $125

Clothing & Footwear

Ubud, Bali

$106 8%

Mutare

$29 3.8% 72.4% $77

Eating Out

Ubud, Bali

$106 8%

Mutare

$121 15.5% 14.5% $15

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Mutare

$125 16% 21.6% $22

Sport & Entertainment

Ubud, Bali

$60 4.5%

Mutare

$60 7.7% 0.8% $0.5

Getting Around

Ubud, Bali

$12 0.9%

Mutare

$43 5.6% 263% $31

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $356 in Mutare. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Mutare, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $45 in Mutare. Groceries tell a different story – $279 in Ubud, Bali vs $155 in Mutare – so Mutare wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇿🇼 Mutare

🕒 Local time

00:21 12:21 AM

18:21 6:21 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

188,243

💱 Currency

Indonesian Rupiah IDR Rp

Zimbabwean Dollar ZWL $

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

100 ZWL = 3.77 USD

100 ZWL = 3.35 EUR

Exchange rates and currency converter

ZWL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Zimbabwean Dollar exchange rates as of November 5, 2026: 1 USD = 26.54 ZWL (100 ZWL = 3.77 USD). 1 EUR = 29.82 ZWL (100 ZWL = 3.35 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Mutare 8,930 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Mutare

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mutare: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 71%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,170 in Mutare. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mutare, especially for central apartments: a one-bedroom in the center costs $356 there versus $1,078 in Ubud, Bali.

Public transport costs about 70% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $150 in Mutare. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Mutare, where all-in costs run around $780, than in Ubud, Bali at $1,331. In Mutare it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mutare – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.