Cost of Living Comparison Between Ubud, Bali and Mutare Cost of Living Comparison Between Ubud, Bali and Mutare

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $790 in Mutare, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,215 in Mutare, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,639 in Mutare, rent included.

Ubud, Bali costs about 73% more than Mutare, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Mutare is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$10.15 ZWL 271

-66.11%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$39.66 ZWL 1,057

-8.45%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$4.47 ZWL 119

27.74%

Cappuccino

$2.67 Rp 47.4K

$1.28 ZWL 34.11

108.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.71 ZWL 19.05

146.48%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.48 ZWL 12.76

81.25%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.39 ZWL 36.92

112.23%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.83 ZWL 48.87

146.99%

Milk (1 liter)

$1.62 Rp 28.7K

$1.27 ZWL 33.78

27.56%

White Bread (500g)

$2.33 Rp 41.3K

$0.98 ZWL 25.99

137.76%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.26 ZWL 33.67

-11.90%

Eggs

$2.20 Rp 39.0K

$1.89 ZWL 50.3

16.40%

Local Cheese (1kg)

$17.69 Rp 313.9K

$2.96 ZWL 78.9

497.64%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$3.97 ZWL 106

3.27%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$5.07 ZWL 135

140.24%

Apples (1kg)

$3.71 Rp 65.8K

$2.04 ZWL 54.3

81.86%

Banana (1kg)

$1.59 Rp 28.2K

$1.61 ZWL 42.86

-1.24%

Oranges (1kg)

$2.28 Rp 40.5K

$2.05 ZWL 54.5

11.22%

Tomato (1kg)

$1.95 Rp 34.7K

$1.01 ZWL 26.93

93.07%

Potato (1kg)

$1.91 Rp 33.8K

$1.66 ZWL 44.27

15.06%

Onion (1kg)

$2.33 Rp 41.4K

$0.98 ZWL 26.18

137.76%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.48 ZWL 12.85

110.42%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.99 ZWL 26.43

-44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$1.21 ZWL 32.30

84.30%

Wine (Bottle)

$23.07 Rp 409.3K

$5.99 ZWL 160

285.14%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.17 ZWL 31.21

106.84%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.72 ZWL 45.73

74.42%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.71 ZWL 19.00

-61.97%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$26.48 ZWL 706

-66.09%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$3.04 ZWL 81.0

-84.21%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$2.01 ZWL 53.7

-78.61%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$4.98 ZWL 133

13.25%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.85 ZWL 49.30

-56.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$22.3K ZWL 593.7K

11.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$24.3K ZWL 646.3K

30.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$54.0 ZWL 1,438

50.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$15.04 ZWL 401

-56.85%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$59.8 ZWL 1,594

-68.62%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$39.27 ZWL 1,047

44.82%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$4.95 ZWL 132

278.38%

Cinema Ticket

$4.54 Rp 80.5K

$9.93 ZWL 265

-54.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$149 ZWL 3,981

221.78%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$9,070 ZWL 241.7K

-37.03%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$9.81 ZWL 261

364.02%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$9.26 ZWL 247

287.47%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$25.03 ZWL 667

221.17%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$20.27 ZWL 540

288.11%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$347 ZWL 9,257

220.86%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$246 ZWL 6,546

184.02%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$744 ZWL 19.8K

388.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$399 ZWL 10.6K

335.15%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$252 ZWL 6,726

1003.27%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$252 ZWL 6,711

-33.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.69

0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Mutare: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $347 in Mutare. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Mutare, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $40.00 in Mutare. Groceries tell a different story – $295 in Ubud, Bali vs $154 in Mutare – so Mutare wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mutare: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 73%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,186 in Mutare. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mutare, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 195% less in Mutare. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $481 per month in Ubud, Bali and $149 in Mutare. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Mutare, where all-in costs run around $790, than in Ubud, Bali at $1,368. In Mutare it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mutare – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mutare. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.