Cost of Living Comparison Between Ubud, Bali and Mutare Cost of Living Comparison Between Ubud, Bali and Mutare

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $779 in Mutare, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,247 in Mutare, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,715 in Mutare, rent included.

Ubud, Bali costs about 80% more than Mutare, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Mutare is 42% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$10.07 ZWL 270

-64.55%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$50.8 ZWL 1,359

-36.00%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.63 ZWL 124

4.97%

Cappuccino

$2.75 Rp 49.2K

$1.27 ZWL 34.11

116.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.67 ZWL 18.04

97.01%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.43 ZWL 11.51

62.79%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.31 ZWL 35.11

122.14%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.82 ZWL 48.65

108.24%

Milk (1 liter)

$1.71 Rp 30.6K

$1.24 ZWL 33.12

37.90%

White Bread (500g)

$2.47 Rp 44.3K

$1.02 ZWL 27.41

142.16%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.33 ZWL 35.64

-9.77%

Eggs

$2.44 Rp 43.8K

$1.92 ZWL 51.5

27.08%

Local Cheese (1kg)

$14.38 Rp 257.7K

$3.01 ZWL 80.7

377.74%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.07 ZWL 109

5.90%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.17 ZWL 139

136.17%

Apples (1kg)

$3.68 Rp 66.0K

$2.03 ZWL 54.3

81.28%

Banana (1kg)

$1.55 Rp 27.8K

$1.64 ZWL 43.93

-5.49%

Oranges (1kg)

$2.79 Rp 49.9K

$2.02 ZWL 54.0

38.12%

Tomato (1kg)

$2.33 Rp 41.8K

$0.99 ZWL 26.43

135.35%

Potato (1kg)

$1.97 Rp 35.3K

$1.57 ZWL 41.97

25.48%

Onion (1kg)

$2.31 Rp 41.4K

$0.98 ZWL 26.17

135.71%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.51 ZWL 13.70

107.84%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.02 ZWL 27.21

-28.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.12 ZWL 29.91

192.86%

Wine (Bottle)

$22.79 Rp 408.4K

$5.89 ZWL 158

286.93%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.17 ZWL 31.39

140.17%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.68 ZWL 44.96

65.48%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.51 ZWL 13.77

-43.14%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$27.01 ZWL 723

-70.16%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.06 ZWL 81.9

-85.29%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.97 ZWL 52.7

-77.16%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.85 ZWL 130

28.66%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.56 ZWL 41.72

-45.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.8K ZWL 530.2K

31.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$23.5K ZWL 628.4K

34.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$57.5 ZWL 1,540

40.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$14.83 ZWL 397

-72.62%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$60.8 ZWL 1,627

-59.82%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$39.97 ZWL 1,070

144.36%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$4.90 ZWL 131

31.63%

Cinema Ticket

$4.04 Rp 72.4K

$9.98 ZWL 267

-59.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$148 ZWL 3,961

105.45%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,258 ZWL 194.3K

-8.77%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$9.85 ZWL 264

450.56%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$9.39 ZWL 251

312.99%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$25.10 ZWL 672

243.19%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$19.78 ZWL 529

287.61%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$355 ZWL 9,491

178.00%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$252 ZWL 6,748

161.03%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$753 ZWL 20.2K

347.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$398 ZWL 10.7K

419.23%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$253 ZWL 6,783

981.91%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$247 ZWL 6,599

-33.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.31

-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Mutare: June 6, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $355 in Mutare. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Mutare, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $51.0 in Mutare. Groceries tell a different story – $297 in Ubud, Bali vs $155 in Mutare – so Mutare wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mutare: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 80%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,168 in Mutare. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mutare, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 235% less in Mutare. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $148 in Mutare. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Mutare, where all-in costs run around $779, than in Ubud, Bali at $1,404. In Mutare it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mutare – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mutare. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.