Cost of Living Comparison Between Ubud, Bali and Mutare Cost of Living Comparison Between Ubud, Bali and Mutare

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $794 in Mutare, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,254 in Mutare, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,714 in Mutare, rent included.

Ubud, Bali costs about 75% more than Mutare, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Mutare is 40% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$9.82 ZWL 262

-63.65%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$49.05 ZWL 1,309

-34.11%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.38 ZWL 117

14.38%

Cappuccino

$2.82 Rp 51.0K

$1.24 ZWL 32.96

127.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.66 ZWL 17.65

104.55%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.43 ZWL 11.43

69.77%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.39 ZWL 37.06

110.79%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.78 ZWL 47.41

121.35%

Milk (1 liter)

$1.78 Rp 32.1K

$1.23 ZWL 32.72

44.72%

White Bread (500g)

$2.45 Rp 44.2K

$1.01 ZWL 27.04

142.57%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.33 ZWL 35.35

-13.53%

Eggs

$2.41 Rp 43.6K

$1.93 ZWL 51.6

24.87%

Local Cheese (1kg)

$14.33 Rp 258.7K

$3.06 ZWL 81.5

368.30%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.90 ZWL 104

7.44%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$4.89 ZWL 130

146.63%

Apples (1kg)

$3.64 Rp 65.7K

$2.02 ZWL 53.9

80.20%

Banana (1kg)

$1.57 Rp 28.3K

$1.62 ZWL 43.14

-3.09%

Oranges (1kg)

$2.79 Rp 50.3K

$1.99 ZWL 53.0

40.20%

Tomato (1kg)

$2.24 Rp 40.5K

$0.97 ZWL 26.01

130.93%

Potato (1kg)

$1.98 Rp 35.7K

$1.54 ZWL 41.09

28.57%

Onion (1kg)

$2.28 Rp 41.1K

$1.02 ZWL 27.35

123.53%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.49 ZWL 12.97

114.29%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.99 ZWL 26.54

-20.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.08 ZWL 28.90

195.37%

Wine (Bottle)

$23.49 Rp 424.1K

$6.15 ZWL 164

281.95%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.18 ZWL 31.38

145.76%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.74 ZWL 46.29

58.62%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.48 ZWL 12.71

-43.75%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$26.97 ZWL 719

-68.97%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.92 ZWL 78.0

-84.59%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.96 ZWL 52.4

-76.53%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$5.10 ZWL 136

19.02%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.56 ZWL 41.59

-44.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$20.1K ZWL 535.5K

32.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$23.3K ZWL 622.6K

39.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$57.8 ZWL 1,541

36.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$15.22 ZWL 406

-73.13%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$60.3 ZWL 1,610

-60.47%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$40.37 ZWL 1,077

144.69%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$4.94 ZWL 132

28.54%

Cinema Ticket

$4.01 Rp 72.3K

$10.09 ZWL 269

-60.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$148 ZWL 3,951

100.73%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$7,359 ZWL 196.3K

-10.29%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$10.03 ZWL 268

432.70%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$9.58 ZWL 255

297.81%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$24.60 ZWL 656

260.37%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$20.04 ZWL 535

282.34%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$351 ZWL 9,353

190.90%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$255 ZWL 6,791

167.26%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$763 ZWL 20.4K

354.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$399 ZWL 10.6K

424.05%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$251 ZWL 6,705

985.81%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$248 ZWL 6,606

-33.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.31

-0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Mutare: July 25, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $351 in Mutare. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Mutare, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $49.00 in Mutare. Groceries tell a different story – $298 in Ubud, Bali vs $154 in Mutare – so Mutare wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mutare: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 75%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,191 in Mutare. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mutare, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 222% less in Mutare. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $148 in Mutare. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Mutare, where all-in costs run around $794, than in Ubud, Bali at $1,392. In Mutare it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mutare – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mutare. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.