Cost of Living Comparison Between Mutare and Ubud, Bali Cost of Living Comparison Between Mutare and Ubud, Bali

Monthly Cost of Living

A single person spends $790 per month in Mutare vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,215 per month in Mutare vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,639 per month in Mutare vs $3,327 in Ubud, Bali, rent included.

Mutare is about 42% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Mutare sits 42% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.15 ZWL 271

$3.44 Rp 61.0K

195.06%

Three-Course Dinner for Two, Mid-Range

$39.66 ZWL 1,057

$36.31 Rp 644.2K

9.23%

Fast Food Meal (McDonalds, etc)

$4.47 ZWL 119

$5.71 Rp 101.2K

-21.72%

Cappuccino

$1.28 ZWL 34.11

$2.67 Rp 47.4K

-52.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ZWL 19.05

$1.75 Rp 31.0K

-59.43%

Water (0.33 liter bottle)

$0.48 ZWL 12.76

$0.87 Rp 15.5K

-44.83%

Local Beer (0.5 liter draught)

$1.39 ZWL 36.92

$2.95 Rp 52.4K

-52.88%

Imported Beer (0.33 liter bottle)

$1.83 ZWL 48.87

$4.52 Rp 80.2K

-59.51%

Milk (1 liter)

$1.27 ZWL 33.78

$1.62 Rp 28.7K

-21.60%

White Bread (500g)

$0.98 ZWL 25.99

$2.33 Rp 41.3K

-57.94%

Rice (white) (1kg)

$1.26 ZWL 33.67

$1.11 Rp 19.6K

13.51%

Eggs

$1.89 ZWL 50.3

$2.20 Rp 39.0K

-14.09%

Local Cheese (1kg)

$2.96 ZWL 78.9

$17.69 Rp 313.9K

-83.27%

Chicken Fillets (1kg)

$3.97 ZWL 106

$4.10 Rp 72.7K

-3.17%

Beef Round Steak (1kg)

$5.07 ZWL 135

$12.18 Rp 216.0K

-58.37%

Apples (1kg)

$2.04 ZWL 54.3

$3.71 Rp 65.8K

-45.01%

Banana (1kg)

$1.61 ZWL 42.86

$1.59 Rp 28.2K

1.26%

Oranges (1kg)

$2.05 ZWL 54.5

$2.28 Rp 40.5K

-10.09%

Tomato (1kg)

$1.01 ZWL 26.93

$1.95 Rp 34.7K

-48.21%

Potato (1kg)

$1.66 ZWL 44.27

$1.91 Rp 33.8K

-13.09%

Onion (1kg)

$0.98 ZWL 26.18

$2.33 Rp 41.4K

-57.94%

Lettuce (1 head)

$0.48 ZWL 12.85

$1.01 Rp 17.9K

-52.48%

Water (1.5 liter bottle)

$0.99 ZWL 26.43

$0.55 Rp 9,791

80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$1.21 ZWL 32.30

$2.23 Rp 39.6K

-45.74%

Wine (Bottle)

$5.99 ZWL 160

$23.07 Rp 409.3K

-74.04%

Local Beer (0.5 liter bottle)

$1.17 ZWL 31.21

$2.42 Rp 42.9K

-51.65%

Imported Beer (0.33 liter bottle)

$1.72 ZWL 45.73

$3.00 Rp 53.2K

-42.67%

One-way Ticket (Public Transport)

$0.71 ZWL 19.00

$0.27 Rp 4,823

162.96%

Public Transport Monthly Pass (Regular Price)

$26.48 ZWL 706

$8.98 Rp 159.4K

194.88%

Taxi Start (Normal Tariff)

$3.04 ZWL 81.0

$0.48 Rp 8,582

533.33%

Taxi (Normal Tariff) (1km)

$2.01 ZWL 53.7

$0.43 Rp 7,693

367.44%

Taxi 1hour Waiting (Normal Tariff)

$4.98 ZWL 133

$5.64 Rp 100.1K

-11.70%

Gasoline (1 liter)

$1.85 ZWL 49.30

$0.80 Rp 14.3K

131.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K ZWL 593.7K

$24.9K Rp 442.5M

-10.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K ZWL 646.3K

$31.7K Rp 562.6M

-23.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.0 ZWL 1,438

$81.5 Rp 1.4M

-33.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.04 ZWL 401

$6.49 Rp 115.2K

131.74%

Internet (50+ Mbps, Unlimited Data)

$59.8 ZWL 1,594

$18.77 Rp 333.0K

218.70%

Gym Membership (Monthly)

$39.27 ZWL 1,047

$56.9 Rp 1.0M

-30.95%

Tennis Court (1 Hour on Weekend)

$4.95 ZWL 132

$18.73 Rp 332.3K

-73.57%

Cinema Ticket

$9.93 ZWL 265

$4.54 Rp 80.5K

118.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 ZWL 3,981

$481 Rp 8.5M

-68.92%

International Primary School, 1 Child (Yearly)

$9,070 ZWL 241.7K

$5,711 Rp 101.3M

58.80%

Jeans (Levis 501 Or Similar)

$9.81 ZWL 261

$45.52 Rp 807.5K

-78.45%

Summer Dress (H&M, Zara, etc)

$9.26 ZWL 247

$35.88 Rp 636.6K

-74.19%

Sport Shoes (Adidas, Nike)

$25.03 ZWL 667

$80.4 Rp 1.4M

-68.86%

Men's Leather Business Shoes

$20.27 ZWL 540

$78.7 Rp 1.4M

-74.23%

1-bedroom Apartment, City Center (Monthly)

$347 ZWL 9,257

$1,115 Rp 19.8M

-68.83%

1-bedroom Apartment, Outside City Center (Monthly)

$246 ZWL 6,546

$698 Rp 12.4M

-64.79%

3-bedroom Apartment, City Center (Monthly)

$744 ZWL 19.8K

$3,637 Rp 64.5M

-79.54%

3-bedroom Apartment, Outside City Center (Monthly)

$399 ZWL 10.6K

$1,737 Rp 30.8M

-77.02%

Buy Apartment in City Center (m2)

$252 ZWL 6,726

$2,784 Rp 49.4M

-90.94%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$252 ZWL 6,711

$168 Rp 3.0M

49.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.69

13.78

-0.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mutare: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $347 in Mutare versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Mutare, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Mutare versus $36.00 in Ubud, Bali. Groceries tell a different story – $154 in Mutare vs $295 in Ubud, Bali – so Mutare wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mutare vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 73%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,186 per month in Mutare and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mutare, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 195% less in Mutare. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $149 per month in Mutare and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Mutare, where all-in costs run around $790, than in Ubud, Bali at $1,368. In Mutare it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mutare – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mutare. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.