Last update: Nov 2026

Cost of Living Comparison Between Mutare and Ubud, Bali

For one person, living is cheaper in Mutare: $780 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mutare
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Mutare Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mutare

🇿🇼 Zimbabwe

$780

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Mutare and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mutare and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $780 per month in Mutare vs $1,331 in Ubud, Bali, rent included.

Mutare $780
Ubud, Bali $1,331

A couple spends around $1,212 per month in Mutare vs $2,255 in Ubud, Bali, rent included.

Mutare $1,212
Ubud, Bali $2,255

A family of three spends $1,643 per month in Mutare vs $3,180 in Ubud, Bali, rent included.

Mutare $1,643
Ubud, Bali $3,180

Mutare is about 41% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Mutare and Ubud, Bali are more affordable than the global median – Mutare 42% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$9.80 ZWL 260

$3.38 Rp 61.2K

189.94%

Three-Course Dinner for Two, Mid-Range

$44.81 ZWL 1,190

$34.65 Rp 628.6K

29.32%

Fast Food Meal (McDonalds, etc)

$4.48 ZWL 119

$5.57 Rp 101.1K

-19.57%

Cappuccino

$1.21 ZWL 32.24

$2.62 Rp 47.5K

-53.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ZWL 19.33

$1.54 Rp 27.9K

-52.60%

Water (0.33 liter bottle)

$0.47 ZWL 12.36

$0.64 Rp 11.6K

-26.56%

Local Beer (0.5 liter draught)

$1.24 ZWL 32.86

$2.67 Rp 48.4K

-53.56%

Imported Beer (0.33 liter bottle)

$1.84 ZWL 48.83

$4.26 Rp 77.3K

-56.81%

Milk (1 liter)

$1.22 ZWL 32.53

$1.46 Rp 26.5K

-16.44%

White Bread (500g)

$0.98 ZWL 26.04

$2.29 Rp 41.6K

-57.21%

Rice (white) (1kg)

$1.27 ZWL 33.81

$1.11 Rp 20.1K

14.41%

Eggs

$1.92 ZWL 50.9

$2.10 Rp 38.1K

-8.57%

Local Cheese (1kg)

$2.97 ZWL 78.9

$15.94 Rp 289.2K

-81.37%

Chicken Fillets (1kg)

$3.91 ZWL 104

$3.88 Rp 70.4K

0.77%

Beef Round Steak (1kg)

$5.12 ZWL 136

$11.40 Rp 206.8K

-55.09%

Apples (1kg)

$2.06 ZWL 54.6

$3.55 Rp 64.4K

-41.97%

Banana (1kg)

$1.72 ZWL 45.60

$1.54 Rp 27.9K

11.69%

Oranges (1kg)

$2.05 ZWL 54.6

$2.23 Rp 40.5K

-8.07%

Tomato (1kg)

$1.03 ZWL 27.33

$1.97 Rp 35.8K

-47.72%

Potato (1kg)

$1.67 ZWL 44.37

$1.86 Rp 33.7K

-10.22%

Onion (1kg)

$0.97 ZWL 25.82

$2.42 Rp 43.9K

-59.92%

Lettuce (1 head)

$0.52 ZWL 13.82

$1.02 Rp 18.6K

-49.02%

Water (1.5 liter bottle)

$1.00 ZWL 26.49

$0.52 Rp 9,475

92.31%

Cigarettes 20 Pack (Marlboro, Camel)

$1.19 ZWL 31.51

$2.20 Rp 39.9K

-45.91%

Wine (Bottle)

$5.85 ZWL 155

$21.79 Rp 395.2K

-73.15%

Local Beer (0.5 liter bottle)

$1.22 ZWL 32.47

$2.33 Rp 42.2K

-47.64%

Imported Beer (0.33 liter bottle)

$1.67 ZWL 44.29

$2.97 Rp 53.9K

-43.77%

One-way Ticket (Public Transport)

$0.73 ZWL 19.28

$0.25 Rp 4,542

192.00%

Public Transport Monthly Pass (Regular Price)

$27.36 ZWL 727

$8.17 Rp 148.3K

234.88%

Taxi Start (Normal Tariff)

$2.98 ZWL 79.1

$0.44 Rp 7,941

577.27%

Taxi (Normal Tariff) (1km)

$2.03 ZWL 54.0

$0.47 Rp 8,489

331.91%

Taxi 1hour Waiting (Normal Tariff)

$5.05 ZWL 134

$5.60 Rp 101.6K

-9.82%

Gasoline (1 liter)

$1.81 ZWL 48.02

$0.83 Rp 15.0K

118.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ZWL 578.3K

$24.4K Rp 443.5M

-10.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ZWL 640.9K

$31.7K Rp 575.0M

-23.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.3 ZWL 1,337

$77.5 Rp 1.4M

-35.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.71 ZWL 391

$6.14 Rp 111.5K

139.58%

Internet (50+ Mbps, Unlimited Data)

$59.6 ZWL 1,584

$18.92 Rp 343.1K

215.22%

Gym Membership (Monthly)

$39.90 ZWL 1,060

$51.0 Rp 925.0K

-21.75%

Tennis Court (1 Hour on Weekend)

$4.95 ZWL 131

$18.25 Rp 331.0K

-72.88%

Cinema Ticket

$10.17 ZWL 270

$4.38 Rp 79.5K

132.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 ZWL 3,986

$492 Rp 8.9M

-69.52%

International Primary School, 1 Child (Yearly)

$8,598 ZWL 228.4K

$12.2K Rp 221.7M

-29.65%

Jeans (Levis 501 Or Similar)

$9.93 ZWL 264

$45.16 Rp 819.2K

-78.01%

Summer Dress (H&M, Zara, etc)

$9.69 ZWL 257

$34.89 Rp 632.9K

-72.23%

Sport Shoes (Adidas, Nike)

$25.39 ZWL 674

$78.3 Rp 1.4M

-67.58%

Men's Leather Business Shoes

$20.14 ZWL 535

$77.9 Rp 1.4M

-74.14%

1-bedroom Apartment, City Center (Monthly)

$356 ZWL 9,454

$1,078 Rp 19.5M

-66.97%

1-bedroom Apartment, Outside City Center (Monthly)

$247 ZWL 6,547

$665 Rp 12.1M

-62.92%

3-bedroom Apartment, City Center (Monthly)

$747 ZWL 19.8K

$3,510 Rp 63.7M

-78.71%

3-bedroom Apartment, Outside City Center (Monthly)

$393 ZWL 10.4K

$1,671 Rp 30.3M

-76.49%

Buy Apartment in City Center (m2)

$254 ZWL 6,756

$2,340 Rp 42.4M

-89.13%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$254 ZWL 6,733

$166 Rp 3.0M

52.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.69

13.78

-0.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mutare: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mutare

$247 31.6%

Ubud, Bali

$665 50% 170% $418

Groceries & Markets

Mutare

$155 19.8%

Ubud, Bali

$279 21% 80.6% $125

Monthly Utilities & Internet

Mutare

$125 16%

Ubud, Bali

$103 7.7% 17.8% $22

Eating Out

Mutare

$121 15.5%

Ubud, Bali

$106 8% 12.6% $15

Sport & Entertainment

Mutare

$60 7.7%

Ubud, Bali

$60 4.5% 0.8% $0.5

Getting Around

Mutare

$43 5.6%

Ubud, Bali

$12 0.9% 72.5% $31

Clothing & Footwear

Mutare

$29 3.8%

Ubud, Bali

$106 8% 263% $77

Cost Breakdown

A central one-bedroom costs $356 in Mutare versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Mutare, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45 in Mutare versus $35 in Ubud, Bali. Groceries tell a different story – $155 in Mutare vs $279 in Ubud, Bali – so Mutare wins on supermarket bills even if dining out costs more.

Good to know

🇿🇼 Mutare

🇮🇩 Ubud, Bali

🕒 Local time

18:15 6:15 PM

00:15 12:15 AM

6 h ahead of Mutare

🌤 Weather

👥 Population

188,243

74,800

💱 Currency

Zimbabwean Dollar ZWL $

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZWL = 3.77 USD

100 ZWL = 3.35 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZWL – Zimbabwean Dollar Converter

🇺🇸 United States Dollar ($)

🇿🇼 Zimbabwean Dollar ($)

Zimbabwean Dollar exchange rates as of November 5, 2026: 1 USD = 26.56 ZWL (100 ZWL = 3.77 USD). 1 EUR = 29.85 ZWL (100 ZWL = 3.35 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to ZWL in detail →

On the map

Lowest

Highest

Between locations

Mutare Ubud, Bali 8,930 km ≈ 12 h nonstop flight

From you

Mutare
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mutare vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 71%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,170 per month in Mutare and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mutare, especially for central apartments: a one-bedroom in the center costs $356 there versus $1,078 in Ubud, Bali.

Public transport costs about 70% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $150 per month in Mutare and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Mutare, where all-in costs run around $780, than in Ubud, Bali at $1,331. In Mutare it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mutare – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.