Cost of Living Comparison Between Mutare and Ubud, Bali Cost of Living Comparison Between Mutare and Ubud, Bali

Monthly Cost of Living

A single person spends $794 per month in Mutare vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,254 per month in Mutare vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,714 per month in Mutare vs $3,723 in Ubud, Bali, rent included.

Mutare is about 43% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Mutare sits 40% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.82 ZWL 262

$3.57 Rp 64.5K

175.07%

Three-Course Dinner for Two, Mid-Range

$49.05 ZWL 1,309

$32.32 Rp 583.4K

51.76%

Fast Food Meal (McDonalds, etc)

$4.38 ZWL 117

$5.01 Rp 90.4K

-12.57%

Cappuccino

$1.24 ZWL 32.96

$2.82 Rp 51.0K

-56.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ZWL 17.65

$1.35 Rp 24.4K

-51.11%

Water (0.33 liter bottle)

$0.43 ZWL 11.43

$0.73 Rp 13.2K

-41.10%

Local Beer (0.5 liter draught)

$1.39 ZWL 37.06

$2.93 Rp 53.0K

-52.56%

Imported Beer (0.33 liter bottle)

$1.78 ZWL 47.41

$3.94 Rp 71.1K

-54.82%

Milk (1 liter)

$1.23 ZWL 32.72

$1.78 Rp 32.1K

-30.90%

White Bread (500g)

$1.01 ZWL 27.04

$2.45 Rp 44.2K

-58.78%

Rice (white) (1kg)

$1.33 ZWL 35.35

$1.15 Rp 20.7K

15.65%

Eggs

$1.93 ZWL 51.6

$2.41 Rp 43.6K

-19.92%

Local Cheese (1kg)

$3.06 ZWL 81.5

$14.33 Rp 258.7K

-78.65%

Chicken Fillets (1kg)

$3.90 ZWL 104

$4.19 Rp 75.6K

-6.92%

Beef Round Steak (1kg)

$4.89 ZWL 130

$12.06 Rp 217.7K

-59.45%

Apples (1kg)

$2.02 ZWL 53.9

$3.64 Rp 65.7K

-44.51%

Banana (1kg)

$1.62 ZWL 43.14

$1.57 Rp 28.3K

3.18%

Oranges (1kg)

$1.99 ZWL 53.0

$2.79 Rp 50.3K

-28.67%

Tomato (1kg)

$0.97 ZWL 26.01

$2.24 Rp 40.5K

-56.70%

Potato (1kg)

$1.54 ZWL 41.09

$1.98 Rp 35.7K

-22.22%

Onion (1kg)

$1.02 ZWL 27.35

$2.28 Rp 41.1K

-55.26%

Lettuce (1 head)

$0.49 ZWL 12.97

$1.05 Rp 19.0K

-53.33%

Water (1.5 liter bottle)

$0.99 ZWL 26.54

$0.79 Rp 14.2K

25.32%

Cigarettes 20 Pack (Marlboro, Camel)

$1.08 ZWL 28.90

$3.19 Rp 57.6K

-66.14%

Wine (Bottle)

$6.15 ZWL 164

$23.49 Rp 424.1K

-73.82%

Local Beer (0.5 liter bottle)

$1.18 ZWL 31.38

$2.90 Rp 52.3K

-59.31%

Imported Beer (0.33 liter bottle)

$1.74 ZWL 46.29

$2.76 Rp 49.7K

-36.96%

One-way Ticket (Public Transport)

$0.48 ZWL 12.71

$0.27 Rp 4,813

77.78%

Public Transport Monthly Pass (Regular Price)

$26.97 ZWL 719

$8.37 Rp 151.1K

222.22%

Taxi Start (Normal Tariff)

$2.92 ZWL 78.0

$0.45 Rp 8,167

548.89%

Taxi (Normal Tariff) (1km)

$1.96 ZWL 52.4

$0.46 Rp 8,298

326.09%

Taxi 1hour Waiting (Normal Tariff)

$5.10 ZWL 136

$6.07 Rp 109.6K

-15.98%

Gasoline (1 liter)

$1.56 ZWL 41.59

$0.86 Rp 15.6K

81.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K ZWL 535.5K

$26.6K Rp 480.0M

-24.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K ZWL 622.6K

$32.5K Rp 587.6M

-28.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.8 ZWL 1,541

$79.0 Rp 1.4M

-26.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.22 ZWL 406

$4.09 Rp 73.9K

272.13%

Internet (50+ Mbps, Unlimited Data)

$60.3 ZWL 1,610

$23.85 Rp 430.5K

152.96%

Gym Membership (Monthly)

$40.37 ZWL 1,077

$98.8 Rp 1.8M

-59.13%

Tennis Court (1 Hour on Weekend)

$4.94 ZWL 132

$6.35 Rp 114.7K

-22.20%

Cinema Ticket

$10.09 ZWL 269

$4.01 Rp 72.3K

151.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$148 ZWL 3,951

$297 Rp 5.4M

-50.18%

International Primary School, 1 Child (Yearly)

$7,359 ZWL 196.3K

$6,602 Rp 119.2M

11.47%

Jeans (Levis 501 Or Similar)

$10.03 ZWL 268

$53.4 Rp 964.5K

-81.23%

Summer Dress (H&M, Zara, etc)

$9.58 ZWL 255

$38.11 Rp 688.1K

-74.86%

Sport Shoes (Adidas, Nike)

$24.60 ZWL 656

$88.7 Rp 1.6M

-72.25%

Men's Leather Business Shoes

$20.04 ZWL 535

$76.6 Rp 1.4M

-73.84%

1-bedroom Apartment, City Center (Monthly)

$351 ZWL 9,353

$1,020 Rp 18.4M

-65.62%

1-bedroom Apartment, Outside City Center (Monthly)

$255 ZWL 6,791

$680 Rp 12.3M

-62.58%

3-bedroom Apartment, City Center (Monthly)

$763 ZWL 20.4K

$3,469 Rp 62.6M

-78.00%

3-bedroom Apartment, Outside City Center (Monthly)

$399 ZWL 10.6K

$2,090 Rp 37.7M

-80.92%

Buy Apartment in City Center (m2)

$251 ZWL 6,705

$2,729 Rp 49.3M

-90.79%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$248 ZWL 6,606

$164 Rp 3.0M

51.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.31

13.28

0.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mutare: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $351 in Mutare versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Mutare, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $49.00 in Mutare versus $32.00 in Ubud, Bali. Groceries tell a different story – $154 in Mutare vs $298 in Ubud, Bali – so Mutare wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mutare vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 75%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,191 per month in Mutare and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mutare, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 222% less in Mutare. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $148 per month in Mutare and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Mutare, where all-in costs run around $794, than in Ubud, Bali at $1,392. In Mutare it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mutare – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mutare. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.