Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Muswellbrook

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,384 in Muswellbrook, rent and utilities included – about $12,200 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
117

Cost of Living Index in Muswellbrook
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Muswellbrook Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Muswellbrook

🇦🇺 Australia

$2,384

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Muswellbrook

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Muswellbrook actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $2,384 in Muswellbrook, rent included.

Ubud, Bali $1,368
Muswellbrook $2,384

A couple spends around $2,314 per month in Ubud, Bali vs $3,409 in Muswellbrook, rent included.

Ubud, Bali $2,314
Muswellbrook $3,409

A family of three spends $3,260 per month in Ubud, Bali vs $4,435 in Muswellbrook, rent included.

Ubud, Bali $3,260
Muswellbrook $4,435

Ubud, Bali is about 43% cheaper than Muswellbrook, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Muswellbrook sit above the global median – Ubud, Bali by 1%, Muswellbrook by 77%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$17.16 A$24.69

-80.59%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$85.1 A$122

-58.66%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$10.53 A$15.15

-44.92%

Cappuccino

$2.73 Rp 49.1K

$3.51 A$5.06

-22.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.80 A$4.03

-41.43%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.18 A$3.14

-61.93%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$6.95 A$10.00

-61.15%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.82 A$9.81

-36.95%

Milk (1 liter)

$1.50 Rp 27.1K

$1.15 A$1.65

30.43%

White Bread (500g)

$2.30 Rp 41.4K

$2.84 A$4.09

-19.01%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.22 A$3.19

-46.85%

Eggs

$2.14 Rp 38.6K

$4.11 A$5.91

-47.93%

Local Cheese (1kg)

$17.48 Rp 314.6K

$10.54 A$15.17

65.84%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.29 A$13.37

-56.62%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$15.80 A$22.74

-22.59%

Apples (1kg)

$3.55 Rp 63.9K

$3.03 A$4.37

17.16%

Banana (1kg)

$1.57 Rp 28.3K

$2.43 A$3.50

-35.39%

Oranges (1kg)

$2.24 Rp 40.2K

$2.70 A$3.89

-17.04%

Tomato (1kg)

$1.93 Rp 34.7K

$4.50 A$6.48

-57.11%

Potato (1kg)

$1.88 Rp 33.9K

$2.38 A$3.43

-21.01%

Onion (1kg)

$2.29 Rp 41.3K

$2.58 A$3.71

-11.24%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.83 A$4.08

-65.02%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.77 A$2.55

-70.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$41.79 A$60.1

-94.54%

Wine (Bottle)

$23.01 Rp 414.2K

$14.10 A$20.29

63.19%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$4.35 A$6.26

-46.21%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$4.63 A$6.67

-37.15%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.19 A$4.59

-92.48%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$73.0 A$105

-87.92%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.65 A$5.25

-86.85%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.59 A$2.29

-71.07%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$35.51 A$51.1

-84.65%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.38 A$1.98

-36.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$39.2K A$56.4K

-37.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$24.8K A$35.7K

25.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$138 A$199

-39.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$31.29 A$45.03

-79.39%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$51.0 A$73.3

-63.55%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$55.6 A$80.1

0.34%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$18.27 A$26.29

-0.88%

Cinema Ticket

$4.38 Rp 78.9K

$12.99 A$18.69

-66.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,172 A$3,126

-77.31%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$22.9K A$32.9K

-74.83%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$69.2 A$99.6

-33.26%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$60.5 A$87.0

-41.58%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$142 A$205

-44.42%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$107 A$154

-26.79%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,397 A$2,010

-18.20%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,176 A$1,693

-42.57%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,131 A$3,066

64.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,629 A$2,345

4.32%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$6,387 A$9,191

-56.41%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$4,679 A$6,732

-52.11%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$6,210 A$8,936

-97.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.23

163.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Muswellbrook: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Muswellbrook

$1.2K 49.4% 74.1% $501

Groceries & Markets

Ubud, Bali

$290 21.2%

Muswellbrook

$358 15% 23.2% $68

Eating Out

Ubud, Bali

$109 8%

Muswellbrook

$279 11.7% 157% $171

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Muswellbrook

$220 9.3% 104% $112

Clothing & Footwear

Ubud, Bali

$108 7.9%

Muswellbrook

$171 7.2% 58.6% $63

Sport & Entertainment

Ubud, Bali

$65 4.7%

Muswellbrook

$82 3.4% 26.4% $17

Getting Around

Ubud, Bali

$13 0.9%

Muswellbrook

$97 4.1% 676% $85

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $1,397 in Muswellbrook. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3674% higher in Muswellbrook, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $85.0 in Muswellbrook. Monthly groceries follow the same trend: $290 vs $358 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Muswellbrook

🕒 Local time

03:35 3:35 AM

06:35 6:35 AM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

16,000

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Muswellbrook 4,500 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Muswellbrook

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muswellbrook: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $2,384 in Muswellbrook – roughly 74% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $3,576 in Muswellbrook. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $2,384 in Muswellbrook. That's a gap of about 74%.

Public transport costs about 728% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Muswellbrook at $2,384. In Ubud, Bali it covers expenses comfortably, while in Muswellbrook it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,384 in Muswellbrook. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Muswellbrook makes more sense. Both are solid long-term options with distinct trade-offs.