Last update: Oct 2026

Cost of Living Comparison Between Muswellbrook and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,384 in Muswellbrook, rent and utilities included – about $12,200 less a year. Rent and utilities account for about half of the difference.

117

Cost of Living Index in Muswellbrook
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Muswellbrook Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Muswellbrook

🇦🇺 Australia

$2,384

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Muswellbrook and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muswellbrook and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,384 per month in Muswellbrook vs $1,368 in Ubud, Bali, rent included.

Muswellbrook $2,384
Ubud, Bali $1,368

A couple spends around $3,409 per month in Muswellbrook vs $2,314 in Ubud, Bali, rent included.

Muswellbrook $3,409
Ubud, Bali $2,314

A family of three spends $4,435 per month in Muswellbrook vs $3,260 in Ubud, Bali, rent included.

Muswellbrook $4,435
Ubud, Bali $3,260

Muswellbrook costs about 74% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Muswellbrook and Ubud, Bali sit above the global median – Muswellbrook by 77%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$17.16 A$24.69

$3.33 Rp 59.9K

415.32%

Three-Course Dinner for Two, Mid-Range

$85.1 A$122

$35.18 Rp 633.2K

141.90%

Fast Food Meal (McDonalds, etc)

$10.53 A$15.15

$5.80 Rp 104.5K

81.55%

Cappuccino

$3.51 A$5.06

$2.73 Rp 49.1K

28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.03

$1.64 Rp 29.5K

70.73%

Water (0.33 liter bottle)

$2.18 A$3.14

$0.83 Rp 15.0K

162.65%

Local Beer (0.5 liter draught)

$6.95 A$10.00

$2.70 Rp 48.6K

157.41%

Imported Beer (0.33 liter bottle)

$6.82 A$9.81

$4.30 Rp 77.4K

58.60%

Milk (1 liter)

$1.15 A$1.65

$1.50 Rp 27.1K

-23.33%

White Bread (500g)

$2.84 A$4.09

$2.30 Rp 41.4K

23.48%

Rice (white) (1kg)

$2.22 A$3.19

$1.18 Rp 21.2K

88.14%

Eggs

$4.11 A$5.91

$2.14 Rp 38.6K

92.06%

Local Cheese (1kg)

$10.54 A$15.17

$17.48 Rp 314.6K

-39.70%

Chicken Fillets (1kg)

$9.29 A$13.37

$4.03 Rp 72.5K

130.52%

Beef Round Steak (1kg)

$15.80 A$22.74

$12.23 Rp 220.1K

29.19%

Apples (1kg)

$3.03 A$4.37

$3.55 Rp 63.9K

-14.65%

Banana (1kg)

$2.43 A$3.50

$1.57 Rp 28.3K

54.78%

Oranges (1kg)

$2.70 A$3.89

$2.24 Rp 40.2K

20.54%

Tomato (1kg)

$4.50 A$6.48

$1.93 Rp 34.7K

133.16%

Potato (1kg)

$2.38 A$3.43

$1.88 Rp 33.9K

26.60%

Onion (1kg)

$2.58 A$3.71

$2.29 Rp 41.3K

12.66%

Lettuce (1 head)

$2.83 A$4.08

$0.99 Rp 17.9K

185.86%

Water (1.5 liter bottle)

$1.77 A$2.55

$0.53 Rp 9,475

233.96%

Cigarettes 20 Pack (Marlboro, Camel)

$41.79 A$60.1

$2.28 Rp 41.1K

1732.89%

Wine (Bottle)

$14.10 A$20.29

$23.01 Rp 414.2K

-38.72%

Local Beer (0.5 liter bottle)

$4.35 A$6.26

$2.34 Rp 42.2K

85.90%

Imported Beer (0.33 liter bottle)

$4.63 A$6.67

$2.91 Rp 52.4K

59.11%

One-way Ticket (Public Transport)

$3.19 A$4.59

$0.24 Rp 4,315

1229.17%

Public Transport Monthly Pass (Regular Price)

$73.0 A$105

$8.82 Rp 158.7K

727.55%

Taxi Start (Normal Tariff)

$3.65 A$5.25

$0.48 Rp 8,684

660.42%

Taxi (Normal Tariff) (1km)

$1.59 A$2.29

$0.46 Rp 8,233

245.65%

Taxi 1hour Waiting (Normal Tariff)

$35.51 A$51.1

$5.45 Rp 98.2K

551.56%

Gasoline (1 liter)

$1.38 A$1.98

$0.88 Rp 15.9K

56.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K A$56.4K

$24.6K Rp 442.2M

59.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K A$35.7K

$31.2K Rp 561.4M

-20.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 A$199

$83.0 Rp 1.5M

66.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.29 A$45.03

$6.45 Rp 116.0K

385.12%

Internet (50+ Mbps, Unlimited Data)

$51.0 A$73.3

$18.57 Rp 334.2K

174.37%

Gym Membership (Monthly)

$55.6 A$80.1

$55.8 Rp 1.0M

-0.34%

Tennis Court (1 Hour on Weekend)

$18.27 A$26.29

$18.11 Rp 326.0K

0.88%

Cinema Ticket

$12.99 A$18.69

$4.38 Rp 78.9K

196.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,172 A$3,126

$493 Rp 8.9M

340.67%

International Primary School, 1 Child (Yearly)

$22.9K A$32.9K

$5,754 Rp 103.6M

297.22%

Jeans (Levis 501 Or Similar)

$69.2 A$99.6

$46.19 Rp 831.4K

49.84%

Summer Dress (H&M, Zara, etc)

$60.5 A$87.0

$35.33 Rp 636.0K

71.19%

Sport Shoes (Adidas, Nike)

$142 A$205

$79.1 Rp 1.4M

79.91%

Men's Leather Business Shoes

$107 A$154

$78.4 Rp 1.4M

36.60%

1-bedroom Apartment, City Center (Monthly)

$1,397 A$2,010

$1,142 Rp 20.6M

22.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,176 A$1,693

$676 Rp 12.2M

74.12%

3-bedroom Apartment, City Center (Monthly)

$2,131 A$3,066

$3,503 Rp 63.1M

-39.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,629 A$2,345

$1,700 Rp 30.6M

-4.14%

Buy Apartment in City Center (m2)

$6,387 A$9,191

$2,784 Rp 50.1M

129.43%

Buy Apartment Outside City Center (m2)

$4,679 A$6,732

$2,241 Rp 40.3M

108.82%

Average Monthly Net Salary (After Tax)

$6,210 A$8,936

$165 Rp 3.0M

3673.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

13.78

-62.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muswellbrook: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Muswellbrook

$1.2K 49.4%

Ubud, Bali

$676 49.4% 42.6% $501

Groceries & Markets

Muswellbrook

$358 15%

Ubud, Bali

$290 21.2% 18.9% $68

Eating Out

Muswellbrook

$279 11.7%

Ubud, Bali

$109 8% 61.1% $171

Monthly Utilities & Internet

Muswellbrook

$220 9.3%

Ubud, Bali

$108 7.9% 51% $112

Clothing & Footwear

Muswellbrook

$171 7.2%

Ubud, Bali

$108 7.9% 37% $63

Getting Around

Muswellbrook

$97 4.1%

Ubud, Bali

$13 0.9% 87.1% $85

Sport & Entertainment

Muswellbrook

$82 3.4%

Ubud, Bali

$65 4.7% 20.9% $17

Cost Breakdown

A central one-bedroom costs $1,397 in Muswellbrook versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3674% higher in Muswellbrook, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85.0 in Muswellbrook versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $358 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Muswellbrook

🇮🇩 Ubud, Bali

🕒 Local time

06:35 6:35 AM

03:35 3:35 AM

3 h behind Muswellbrook

🌤 Weather

👥 Population

16,000

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Muswellbrook Ubud, Bali 4,500 km ≈ 6 h nonstop flight

From you

Muswellbrook
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muswellbrook vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,384 in Muswellbrook, $1,368 in Ubud, Bali – roughly 74% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,576 per month in Muswellbrook and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,384 in Muswellbrook and $1,368 in Ubud, Bali. That's a gap of about 74%.

Public transport costs about 728% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Muswellbrook at $2,384. In Ubud, Bali it covers expenses comfortably, while in Muswellbrook it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,384 in Muswellbrook. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Muswellbrook makes more sense. Both are solid long-term options with distinct trade-offs.