Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Muskegon, MI

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,595 in Muskegon, MI, rent and utilities included – about $3,200 less a year. The total is higher in Muskegon, MI despite lower rent and utilities.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
76

Cost of Living Index in Muskegon, MI
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Muskegon, MI Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Muskegon, MI

🇺🇸 United States

$1,595

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Muskegon, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Muskegon, MI actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,595 in Muskegon, MI, rent included.

Ubud, Bali $1,331
Muskegon, MI $1,595

A couple spends around $2,255 per month in Ubud, Bali vs $2,467 in Muskegon, MI, rent included.

Ubud, Bali $2,255
Muskegon, MI $2,467

A family of three spends $3,180 per month in Ubud, Bali vs $3,338 in Muskegon, MI, rent included.

Ubud, Bali $3,180
Muskegon, MI $3,338

Ubud, Bali is about 17% cheaper than Muskegon, MI, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Muskegon, MI is 18% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$14.85 $14.85

-77.24%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$59.0 $59.0

-41.28%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$8.26 $8.26

-32.57%

Cappuccino

$2.62 Rp 47.5K

$4.99 $4.99

-47.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.22 $2.22

-30.63%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.85 $1.85

-65.41%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.93 $5.93

-54.97%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$5.96 $5.96

-28.52%

Milk (1 liter)

$1.46 Rp 26.5K

$0.87 $0.87

67.82%

White Bread (500g)

$2.29 Rp 41.6K

$2.75 $2.75

-16.73%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.00 $3.00

-63.00%

Eggs

$2.10 Rp 38.1K

$2.01 $2.01

4.48%

Local Cheese (1kg)

$15.94 Rp 289.2K

$9.01 $9.01

76.91%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$13.17 $13.17

-70.54%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$14.85 $14.85

-23.23%

Apples (1kg)

$3.55 Rp 64.4K

$6.82 $6.82

-47.95%

Banana (1kg)

$1.54 Rp 27.9K

$1.32 $1.32

16.67%

Oranges (1kg)

$2.23 Rp 40.5K

$3.77 $3.77

-40.85%

Tomato (1kg)

$1.97 Rp 35.8K

$3.11 $3.11

-36.66%

Potato (1kg)

$1.86 Rp 33.7K

$2.28 $2.28

-18.42%

Onion (1kg)

$2.42 Rp 43.9K

$2.55 $2.55

-5.10%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.42 $2.42

-57.85%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.93 $1.93

-73.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.41 $9.41

-76.62%

Wine (Bottle)

$21.79 Rp 395.2K

$5.88 $5.88

270.58%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.08 $2.08

12.02%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.22 $2.22

33.78%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.03 $3.03

-85.48%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.56 $1.56

-69.87%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$26.31 $26.31

-78.72%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.97 $0.97

-14.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$29.0K $29.0K

-15.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$25.9K $25.9K

22.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$133 $133

-41.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$30.52 $30.52

-79.88%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$58.4 $58.4

-67.61%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$32.70 $32.70

55.93%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$4.86 $4.86

275.51%

Cinema Ticket

$4.38 Rp 79.5K

$12.13 $12.13

-63.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,991 $1,991

-75.27%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$19.5K $19.5K

-37.25%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$26.07 $26.07

73.23%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$29.83 $29.83

16.96%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.6 $86.6

-9.51%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.8 $90.8

-14.23%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$849 $849

26.92%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$602 $602

10.45%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,722 $1,722

103.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,109 $1,109

50.71%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,950 $1,950

19.98%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,923 $1,923

16.27%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,635 $3,635

-95.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Muskegon, MI: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Muskegon, MI

$602 37.7% 9.5% $63

Groceries & Markets

Ubud, Bali

$279 21%

Muskegon, MI

$338 21.2% 20.8% $58

Clothing & Footwear

Ubud, Bali

$106 8%

Muskegon, MI

$105 6.6% 1.3% $1.4

Eating Out

Ubud, Bali

$106 8%

Muskegon, MI

$261 16.4% 147% $155

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Muskegon, MI

$222 13.9% 116% $119

Sport & Entertainment

Ubud, Bali

$60 4.5%

Muskegon, MI

$57 3.6% 4.7% $2.8

Getting Around

Ubud, Bali

$12 0.9%

Muskegon, MI

$11 * 0.7% 9.2% $1.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $849 in Muskegon, MI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Muskegon, MI are about 22 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $59 in Muskegon, MI. Monthly groceries follow the same trend: $279 vs $338 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Muskegon, MI

🕒 Local time

00:57 12:57 AM

11:57 11:57 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

39,608

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Muskegon, MI 15,620 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Muskegon, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Muskegon, MI: Cost of Living - Frequently Asked Questions

Yes – Muskegon, MI is pricier by about 20%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,393 in Muskegon, MI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Muskegon, MI, especially for central apartments: a one-bedroom in the center costs $849 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,595 in Muskegon, MI. That makes Ubud, Bali about 17% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $1,991 in Muskegon, MI. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,595 in Muskegon, MI. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,595 in Muskegon, MI. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Muskegon, MI makes more sense. Both are solid long-term options with distinct trade-offs.