Last update: Oct 2026

Cost of Living Comparison Between Muskegon, MI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,597 in Muskegon, MI, rent and utilities included – about $2,700 less a year.

78

Cost of Living Index in Muskegon, MI
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Muskegon, MI Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Muskegon, MI

🇺🇸 United States

$1,597

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Muskegon, MI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muskegon, MI and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,597 per month in Muskegon, MI vs $1,368 in Ubud, Bali, rent included.

Muskegon, MI $1,597
Ubud, Bali $1,368

A couple spends around $2,471 per month in Muskegon, MI vs $2,314 in Ubud, Bali, rent included.

Muskegon, MI $2,471
Ubud, Bali $2,314

A family of three spends $3,345 per month in Muskegon, MI vs $3,260 in Ubud, Bali, rent included.

Muskegon, MI $3,345
Ubud, Bali $3,260

Muskegon, MI costs about 17% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Muskegon, MI and Ubud, Bali sit above the global median – Muskegon, MI by 18%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$14.96 $14.96

$2.75 Rp 49.6K

444.00%

Three-Course Dinner for Two, Mid-Range

$60.7 $60.7

$19.37 Rp 348.6K

213.27%

Fast Food Meal (McDonalds, etc)

$8.55 $8.55

$3.11 Rp 56.0K

174.92%

Cappuccino

$5.17 $5.17

$2.01 Rp 36.2K

157.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$1.25 Rp 22.5K

84.00%

Water (0.33 liter bottle)

$1.75 $1.75

$0.43 Rp 7,676

306.98%

Local Beer (0.5 liter draught)

$6.09 $6.09

$2.24 Rp 40.2K

171.87%

Imported Beer (0.33 liter bottle)

$6.04 $6.04

$3.56 Rp 64.1K

69.66%

Milk (1 liter)

$0.86 $0.86

$1.41 Rp 25.3K

-39.01%

White Bread (500g)

$2.66 $2.66

$1.86 Rp 33.5K

43.01%

Rice (white) (1kg)

$2.96 $2.96

$1.11 Rp 20.0K

166.67%

Eggs

$1.97 $1.97

$2.24 Rp 40.2K

-12.05%

Local Cheese (1kg)

$8.95 $8.95

$16.60 Rp 298.9K

-46.08%

Chicken Fillets (1kg)

$13.09 $13.09

$3.80 Rp 68.5K

244.47%

Beef Round Steak (1kg)

$14.79 $14.79

$11.00 Rp 198.0K

34.45%

Apples (1kg)

$6.95 $6.95

$3.37 Rp 60.7K

106.23%

Banana (1kg)

$1.33 $1.33

$1.49 Rp 26.9K

-10.74%

Oranges (1kg)

$3.65 $3.65

$2.12 Rp 38.1K

72.17%

Tomato (1kg)

$3.15 $3.15

$1.21 Rp 21.8K

160.33%

Potato (1kg)

$2.30 $2.30

$1.46 Rp 26.4K

57.53%

Onion (1kg)

$2.65 $2.65

$2.04 Rp 36.7K

29.90%

Lettuce (1 head)

$2.51 $2.51

$1.41 Rp 25.4K

78.01%

Water (1.5 liter bottle)

$1.97 $1.97

$0.51 Rp 9,103

286.27%

Cigarettes 20 Pack (Marlboro, Camel)

$8.99 $8.99

$2.16 Rp 38.9K

316.20%

Wine (Bottle)

$5.98 $5.98

$14.07 Rp 253.3K

-57.50%

Local Beer (0.5 liter bottle)

$2.08 $2.08

$2.22 Rp 40.0K

-6.31%

Imported Beer (0.33 liter bottle)

$2.33 $2.33

$2.76 Rp 49.8K

-15.58%

One-way Ticket (Public Transport)

$0.23 Rp 4,142

Taxi Start (Normal Tariff)

$2.92 $2.92

$0.48 Rp 8,684

508.33%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$0.34 Rp 6,175

347.06%

Taxi 1hour Waiting (Normal Tariff)

$26.86 $26.86

$5.41 Rp 97.5K

396.49%

Gasoline (1 liter)

$0.89 $0.89

$0.74 Rp 13.3K

20.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K $29.3K

$24.6K Rp 442.6M

19.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$32.3K Rp 580.6M

-21.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 $130

$82.4 Rp 1.5M

58.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.58 $30.58

$4.96 Rp 89.4K

516.53%

Internet (50+ Mbps, Unlimited Data)

$58.6 $58.6

$18.44 Rp 331.8K

217.57%

Gym Membership (Monthly)

$32.71 $32.71

$51.8 Rp 932.9K

-36.89%

Tennis Court (1 Hour on Weekend)

$5.09 $5.09

$22.06 Rp 397.1K

-76.93%

Cinema Ticket

$12.15 $12.15

$3.62 Rp 65.1K

235.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,013 $2,013

$448 Rp 8.1M

349.41%

International Primary School, 1 Child (Yearly)

$20.0K $20.0K

$5,208 Rp 93.7M

283.40%

Jeans (Levis 501 Or Similar)

$26.66 $26.66

$43.93 Rp 790.7K

-39.31%

Summer Dress (H&M, Zara, etc)

$30.15 $30.15

$22.28 Rp 401.1K

35.32%

Sport Shoes (Adidas, Nike)

$86.3 $86.3

$74.8 Rp 1.3M

15.34%

Men's Leather Business Shoes

$92.3 $92.3

$74.5 Rp 1.3M

23.94%

1-bedroom Apartment, City Center (Monthly)

$850 $850

$549 Rp 9.9M

54.96%

1-bedroom Apartment, Outside City Center (Monthly)

$600 $600

$400 Rp 7.2M

49.89%

3-bedroom Apartment, City Center (Monthly)

$1,688 $1,688

$1,892 Rp 34.1M

-10.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,099 $1,099

$1,367 Rp 24.6M

-19.63%

Buy Apartment in City Center (m2)

$1,965 $1,965

$1,002 Rp 18.0M

96.17%

Buy Apartment Outside City Center (m2)

$1,898 $1,898

$837 Rp 15.1M

126.85%

Average Monthly Net Salary (After Tax)

$3,563 $3,563

$163 Rp 2.9M

2080.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muskegon, MI: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Muskegon, MI

$600 37.6%

Ubud, Bali

$676 49.4% 12.6% $76

Groceries & Markets

Muskegon, MI

$338 21.1%

Ubud, Bali

$290 21.2% 14% $47

Eating Out

Muskegon, MI

$266 16.7%

Ubud, Bali

$109 8% 59.1% $157

Monthly Utilities & Internet

Muskegon, MI

$220 13.8%

Ubud, Bali

$108 7.9% 50.8% $112

Clothing & Footwear

Muskegon, MI

$106 6.6%

Ubud, Bali

$108 7.9% 1.5% $1.6

Sport & Entertainment

Muskegon, MI

$57 3.6%

Ubud, Bali

$65 4.7% 13.3% $7.6

Getting Around

Muskegon, MI

$11 * 0.7%

Ubud, Bali

$13 0.9% 19.2% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $850 in Muskegon, MI versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2065% higher in Muskegon, MI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Muskegon, MI versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $338 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Muskegon, MI

🇮🇩 Ubud, Bali

🕒 Local time

05:36 5:36 AM

17:36 5:36 PM

12 h ahead of Muskegon, MI

🌤 Weather

👥 Population

39,608

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Muskegon, MI Ubud, Bali 15,620 km ≈ 20 h nonstop flight

From you

Muskegon, MI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muskegon, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Muskegon, MI is pricier by about 17%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,395 per month in Muskegon, MI and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,597 in Muskegon, MI and $1,368 in Ubud, Bali. That's a gap of about 17%.

Kindergarten costs $2,013 per month in Muskegon, MI and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Muskegon, MI at $1,597. In Ubud, Bali it covers expenses comfortably, while in Muskegon, MI it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Muskegon, MI makes more sense. Both are solid long-term options with distinct trade-offs.