Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mudgee

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,667 in Mudgee, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in Mudgee
Learn more

Mudgee Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Mudgee

🇦🇺 Australia

$2,667

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mudgee

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mudgee actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,667 in Mudgee.

Ubud, Bali $1,349
Mudgee $2,667

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,586 in Mudgee.

Ubud, Bali $2,305
Mudgee $3,586

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,505 in Mudgee.

Ubud, Bali $3,261
Mudgee $4,505

Living in Ubud, Bali costs roughly 49% less than in Mudgee, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$16.96 A$24.11

-80.42%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$83.9 A$119

-57.50%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$9.39 A$13.35

-41.11%

Cappuccino

$2.72 Rp 49.0K

$3.58 A$5.09

-24.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.44 A$3.46

-30.33%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$2.08 A$2.96

-63.46%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$7.11 A$10.11

-62.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$7.12 A$10.13

-38.48%

Milk (1 liter)

$1.49 Rp 26.9K

$1.16 A$1.64

28.45%

White Bread (500g)

$2.28 Rp 41.0K

$2.86 A$4.07

-20.28%

Rice (white) (1kg)

$1.19 Rp 21.5K

$2.11 A$3.00

-43.60%

Eggs

$2.04 Rp 36.7K

$4.00 A$5.69

-49.00%

Local Cheese (1kg)

$17.70 Rp 319.1K

$8.60 A$12.22

105.81%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$7.39 A$10.51

-46.41%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$8.61 A$12.24

41.58%

Apples (1kg)

$3.66 Rp 65.9K

$2.95 A$4.19

24.07%

Banana (1kg)

$1.52 Rp 27.4K

$2.48 A$3.53

-38.71%

Oranges (1kg)

$2.23 Rp 40.2K

$3.35 A$4.77

-33.43%

Tomato (1kg)

$1.97 Rp 35.6K

$4.09 A$5.82

-51.83%

Potato (1kg)

$1.85 Rp 33.3K

$2.32 A$3.30

-20.26%

Onion (1kg)

$2.42 Rp 43.7K

$2.56 A$3.64

-5.47%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.60 A$3.70

-61.92%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.82 A$2.59

-71.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$45.13 A$64.2

-95.08%

Wine (Bottle)

$22.24 Rp 400.9K

$14.14 A$20.10

57.28%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$4.50 A$6.39

-49.78%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$4.11 A$5.84

-27.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$2.64 A$3.76

-90.53%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$74.3 A$106

-89.48%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$3.55 A$5.04

-87.61%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.62 A$2.30

-73.46%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$44.92 A$63.9

-87.96%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.31 A$1.87

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$28.9K A$41.1K

-17.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$24.4K A$34.7K

30.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$235 A$334

-66.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$32.19 A$45.77

-79.96%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$50.6 A$72.0

-63.29%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$57.2 A$81.3

-13.42%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$16.99 A$24.16

3.88%

Cinema Ticket

$4.27 Rp 77.0K

$13.36 A$19.00

-68.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$2,201 A$3,130

-77.72%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$19.3K A$27.5K

-70.66%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$69.9 A$99.4

-36.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$63.2 A$89.8

-44.67%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$142 A$202

-43.86%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 A$158

-28.50%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,530 A$2,176

-26.50%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$1,400 A$1,990

-52.03%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$2,409 A$3,425

47.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,704 A$2,423

1.11%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$6,701 A$9,529

-59.24%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$4,720 A$6,711

-51.61%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,594 A$7,955

-97.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Mudgee: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Mudgee

$1.4K 52.5% 109% $728

Groceries & Markets

Ubud, Bali

$288 21.4%

Mudgee

$320 12% 11% $32

Eating Out

Ubud, Bali

$108 8%

Mudgee

$275 10.3% 155% $167

Clothing & Footwear

Ubud, Bali

$108 8%

Mudgee

$174 6.5% 61.8% $66

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Mudgee

$318 11.9% 205% $214

Sport & Entertainment

Ubud, Bali

$58 4.3%

Mudgee

$84 3.2% 44.5% $26

Getting Around

Ubud, Bali

$11 0.9%

Mudgee

$97 3.6% 745% $85

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,530 in Mudgee. Housing cost is often the main lever when comparing two cities.

Mudgee pays about 34 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $84 in Mudgee for a mid-range dinner for two. Groceries echo the gap at $288 vs $320 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Mudgee

🕒 Local time

02:48 2:48 AM

05:48 5:48 AM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

11,563

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 AUD = 0.703 USD

1 AUD = 0.632 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,066 IDR (100,000 IDR = 4.98 EUR).

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Mudgee 4,430 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Mudgee

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mudgee: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 49% lower than in Mudgee. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,530 in Mudgee. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,667 in Mudgee – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 89% less than in Mudgee. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mudgee are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Mudgee. Beyond cost, consider language, visa policies, and how big the international community is in each city.