Last update: Oct 2026

Cost of Living Comparison Between Mudgee and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,667 in Mudgee, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Mudgee
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Mudgee Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mudgee

🇦🇺 Australia

$2,667

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mudgee and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mudgee and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,667 in Mudgee versus $1,349 in Ubud, Bali.

Mudgee $2,667
Ubud, Bali $1,349

Estimated couple costs with rent: $3,586 in Mudgee versus $2,305 in Ubud, Bali.

Mudgee $3,586
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,505 in Mudgee versus $3,261 in Ubud, Bali.

Mudgee $4,505
Ubud, Bali $3,261

Living in Mudgee is roughly 98% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.96 A$24.09

$3.32 Rp 60.4K

410.84%

Three-Course Dinner for Two, Mid-Range

$83.9 A$119

$35.64 Rp 647.8K

135.27%

Fast Food Meal (McDonalds, etc)

$9.39 A$13.34

$5.53 Rp 100.6K

69.80%

Cappuccino

$3.58 A$5.08

$2.72 Rp 49.4K

31.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 A$3.46

$1.70 Rp 30.9K

43.53%

Water (0.33 liter bottle)

$2.08 A$2.96

$0.76 Rp 13.8K

173.68%

Local Beer (0.5 liter draught)

$7.11 A$10.11

$2.65 Rp 48.2K

168.30%

Imported Beer (0.33 liter bottle)

$7.12 A$10.12

$4.38 Rp 79.6K

62.56%

Milk (1 liter)

$1.16 A$1.64

$1.49 Rp 27.1K

-22.15%

White Bread (500g)

$2.86 A$4.07

$2.28 Rp 41.4K

25.44%

Rice (white) (1kg)

$2.11 A$3.00

$1.19 Rp 21.6K

77.31%

Eggs

$4.00 A$5.68

$2.04 Rp 37.0K

96.08%

Local Cheese (1kg)

$8.60 A$12.21

$17.70 Rp 321.7K

-51.41%

Chicken Fillets (1kg)

$7.39 A$10.50

$3.96 Rp 72.0K

86.62%

Beef Round Steak (1kg)

$8.61 A$12.23

$12.19 Rp 221.6K

-29.37%

Apples (1kg)

$2.95 A$4.19

$3.66 Rp 66.4K

-19.40%

Banana (1kg)

$2.48 A$3.53

$1.52 Rp 27.6K

63.16%

Oranges (1kg)

$3.35 A$4.76

$2.23 Rp 40.5K

50.22%

Tomato (1kg)

$4.09 A$5.82

$1.97 Rp 35.9K

107.61%

Potato (1kg)

$2.32 A$3.30

$1.85 Rp 33.6K

25.41%

Onion (1kg)

$2.56 A$3.64

$2.42 Rp 44.1K

5.79%

Lettuce (1 head)

$2.60 A$3.70

$0.99 Rp 18.0K

162.63%

Water (1.5 liter bottle)

$1.82 A$2.59

$0.51 Rp 9,332

256.86%

Cigarettes 20 Pack (Marlboro, Camel)

$45.13 A$64.1

$2.22 Rp 40.4K

1932.88%

Wine (Bottle)

$14.14 A$20.09

$22.24 Rp 404.2K

-36.42%

Local Beer (0.5 liter bottle)

$4.50 A$6.39

$2.26 Rp 41.1K

99.12%

Imported Beer (0.33 liter bottle)

$4.11 A$5.84

$2.97 Rp 54.0K

38.38%

One-way Ticket (Public Transport)

$2.64 A$3.75

$0.25 Rp 4,562

956.00%

Public Transport Monthly Pass (Regular Price)

$74.3 A$106

$7.82 Rp 142.2K

850.51%

Taxi Start (Normal Tariff)

$3.55 A$5.04

$0.44 Rp 7,989

706.82%

Taxi (Normal Tariff) (1km)

$1.62 A$2.29

$0.43 Rp 7,817

276.74%

Taxi 1hour Waiting (Normal Tariff)

$44.92 A$63.8

$5.41 Rp 98.3K

730.31%

Gasoline (1 liter)

$1.31 A$1.87

$0.82 Rp 15.0K

59.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K A$41.1K

$23.8K Rp 433.3M

21.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K A$34.6K

$31.7K Rp 577.0M

-23.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 A$334

$79.1 Rp 1.4M

197.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.19 A$45.74

$6.45 Rp 117.2K

399.07%

Internet (50+ Mbps, Unlimited Data)

$50.6 A$71.9

$18.58 Rp 337.7K

172.39%

Gym Membership (Monthly)

$57.2 A$81.2

$49.48 Rp 899.4K

15.50%

Tennis Court (1 Hour on Weekend)

$16.99 A$24.14

$17.65 Rp 320.8K

-3.74%

Cinema Ticket

$13.36 A$18.98

$4.27 Rp 77.7K

212.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,201 A$3,128

$491 Rp 8.9M

348.78%

International Primary School, 1 Child (Yearly)

$19.3K A$27.5K

$5,674 Rp 103.1M

240.89%

Jeans (Levis 501 Or Similar)

$69.9 A$99.3

$44.64 Rp 811.4K

56.54%

Summer Dress (H&M, Zara, etc)

$63.2 A$89.8

$34.95 Rp 635.3K

80.74%

Sport Shoes (Adidas, Nike)

$142 A$202

$79.9 Rp 1.5M

78.14%

Men's Leather Business Shoes

$111 A$158

$79.4 Rp 1.4M

39.85%

1-bedroom Apartment, City Center (Monthly)

$1,530 A$2,175

$1,125 Rp 20.4M

36.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,400 A$1,989

$671 Rp 12.2M

108.46%

3-bedroom Apartment, City Center (Monthly)

$2,409 A$3,423

$3,565 Rp 64.8M

-32.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,704 A$2,422

$1,723 Rp 31.3M

-1.10%

Buy Apartment in City Center (m2)

$6,701 A$9,522

$2,732 Rp 49.6M

145.33%

Buy Apartment Outside City Center (m2)

$4,720 A$6,707

$2,284 Rp 41.5M

106.65%

Average Monthly Net Salary (After Tax)

$5,594 A$7,949

$164 Rp 3.0M

3314.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mudgee: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mudgee

$1.4K 52.5%

Ubud, Bali

$672 49.8% 52% $728

Groceries & Markets

Mudgee

$320 12%

Ubud, Bali

$288 21.4% 9.9% $32

Monthly Utilities & Internet

Mudgee

$318 11.9%

Ubud, Bali

$104 7.7% 67.2% $214

Eating Out

Mudgee

$275 10.3%

Ubud, Bali

$108 8% 60.8% $167

Clothing & Footwear

Mudgee

$174 6.5%

Ubud, Bali

$108 8% 38.2% $66

Getting Around

Mudgee

$97 3.6%

Ubud, Bali

$11 0.9% 88.2% $85

Sport & Entertainment

Mudgee

$84 3.2%

Ubud, Bali

$58 4.3% 30.8% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,530 in Mudgee and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Mudgee pays about 34 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $84 in Mudgee vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $320 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Mudgee

🇮🇩 Ubud, Bali

🕒 Local time

04:47 4:47 AM

01:47 1:47 AM

3 h behind Mudgee

🌤 Weather

👥 Population

11,563

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Mudgee Ubud, Bali 4,430 km ≈ 6 h nonstop flight

From you

Mudgee
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mudgee vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 49% lower than in Mudgee. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Mudgee is about 34 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,530 in Mudgee versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,667 per month in Mudgee versus $1,349 in Ubud, Bali – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 89% less than in Mudgee. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mudgee and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Mudgee. Beyond cost, consider language, visa policies, and how big the international community is in each city.