Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Msaken

For one person, living is cheaper in Msaken: $646 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Msaken
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Msaken Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Msaken

🇹🇳 Tunisia

$646

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Msaken

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Msaken actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $646 in Msaken.

Ubud, Bali $1,368
Msaken $646

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,020 in Msaken.

Ubud, Bali $2,314
Msaken $1,020

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,394 in Msaken.

Ubud, Bali $3,260
Msaken $1,394

Living in Ubud, Bali is roughly 112% more expensive than in Msaken, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Msaken is 52% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$4.93 TND 14.76

-32.45%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$21.88 TND 65.5

60.79%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$5.86 TND 17.55

-1.02%

Cappuccino

$2.73 Rp 49.1K

$1.03 TND 3.08

165.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.80 TND 2.39

105.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.37 TND 1.11

124.32%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.71 TND 5.11

57.89%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.13 TND 6.38

101.88%

Milk (1 liter)

$1.50 Rp 27.1K

$0.48 TND 1.45

212.50%

White Bread (500g)

$2.30 Rp 41.4K

$0.30 TND 0.90

666.67%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.71 TND 5.12

-30.99%

Eggs

$2.14 Rp 38.6K

$1.76 TND 5.26

21.59%

Local Cheese (1kg)

$17.48 Rp 314.6K

$13.69 TND 41.00

27.68%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$5.65 TND 16.93

-28.67%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.36 TND 43.00

-14.83%

Apples (1kg)

$3.55 Rp 63.9K

$2.04 TND 6.10

74.02%

Banana (1kg)

$1.57 Rp 28.3K

$3.60 TND 10.78

-56.39%

Oranges (1kg)

$2.24 Rp 40.2K

$1.11 TND 3.33

101.80%

Tomato (1kg)

$1.93 Rp 34.7K

$0.81 TND 2.43

138.27%

Potato (1kg)

$1.88 Rp 33.9K

$0.86 TND 2.59

118.60%

Onion (1kg)

$2.29 Rp 41.3K

$0.63 TND 1.88

263.49%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.40 TND 1.20

147.50%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.32 TND 0.95

65.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.76 TND 11.26

-39.36%

Wine (Bottle)

$23.01 Rp 414.2K

$5.94 TND 17.78

287.37%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.07 TND 3.20

118.69%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.31 TND 3.92

122.14%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.34 TND 1.02

-29.41%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.32 TND 0.96

50.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.32 TND 0.96

43.75%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$3.91 TND 11.71

39.39%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.86 TND 2.58

2.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$38.9K TND 116.4K

-36.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$35.6K TND 106.8K

-12.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$59.7 TND 179

39.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$9.20 TND 27.56

-29.89%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$20.21 TND 60.5

-8.11%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$21.29 TND 63.8

162.19%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$5.92 TND 17.73

-26.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$91.9 TND 275

436.68%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$3,156 TND 9,452

82.30%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$43.28 TND 130

6.72%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$58.7 TND 176

-39.85%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$117 TND 351

-32.60%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$86.0 TND 258

-8.89%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$108 TND 325

953.03%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$93.1 TND 279

626.11%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$203 TND 607

1627.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$150 TND 450

1031.48%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$244 TND 731

-32.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.67

29.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Msaken: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Msaken

$93 14.4% 86.2% $583

Groceries & Markets

Ubud, Bali

$290 21.2%

Msaken

$203 31.5% 29.9% $87

Eating Out

Ubud, Bali

$109 8%

Msaken

$87 13.4% 20.2% $22

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Msaken

$89 13.8% 17.5% $19

Clothing & Footwear

Ubud, Bali

$108 7.9%

Msaken

$137 21.3% 27.8% $30

Sport & Entertainment

Ubud, Bali

$65 4.7%

Msaken

$33 5.1% 48.7% $31

Getting Around

Ubud, Bali

$13 0.9%

Msaken

$3.3 * 0.5% 73.9% $9.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $108 in Msaken. Housing cost is often the main lever when comparing two cities.

Msaken pays 48% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $22.00 in Msaken for a mid-range dinner for two. Groceries echo the gap at $290 vs $203 per month, with Msaken cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇳 Msaken

🕒 Local time

09:37 9:37 AM

02:37 2:37 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

56,000

💱 Currency

Indonesian Rupiah IDR Rp

Tunisian Dinar TND د.ت

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 TND = 0.334 USD

1 TND = 0.297 EUR

Exchange rates and currency converter

TND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Tunisian Dinar exchange rates as of October 18, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Msaken 11,880 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Msaken

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Msaken: Cost of Living - Frequently Asked Questions

Msaken is cheaper overall, especially in groceries, eating out, and leisure. The 112% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 48% lower in Msaken. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $108 in Msaken. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $91.9 in Msaken. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Msaken – a meal for two runs $22.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $646 in Msaken versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Msaken but tight or insufficient in Ubud, Bali. The gap between the two cities makes Msaken the clear choice for anyone on this budget.

For families, Msaken is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Msaken are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Msaken gentler on the wallet – expenses run 112% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.