Last update: Oct 2026

Cost of Living Comparison Between Msaken and Ubud, Bali

For one person, living is cheaper in Msaken: $646 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Msaken
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Msaken Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Msaken

🇹🇳 Tunisia

$646

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Msaken and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Msaken and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $646 in Msaken versus $1,368 in Ubud, Bali.

Msaken $646
Ubud, Bali $1,368

Estimated couple costs with rent: $1,020 in Msaken versus $2,314 in Ubud, Bali.

Msaken $1,020
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,394 in Msaken versus $3,260 in Ubud, Bali.

Msaken $1,394
Ubud, Bali $3,260

Living in Msaken costs roughly 53% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Msaken is 52% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.93 TND 14.76

$3.33 Rp 59.9K

48.05%

Three-Course Dinner for Two, Mid-Range

$21.88 TND 65.5

$35.18 Rp 633.2K

-37.81%

Fast Food Meal (McDonalds, etc)

$5.86 TND 17.55

$5.80 Rp 104.5K

1.03%

Cappuccino

$1.03 TND 3.08

$2.73 Rp 49.1K

-62.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 TND 2.39

$1.64 Rp 29.5K

-51.22%

Water (0.33 liter bottle)

$0.37 TND 1.11

$0.83 Rp 15.0K

-55.42%

Local Beer (0.5 liter draught)

$1.71 TND 5.11

$2.70 Rp 48.6K

-36.67%

Imported Beer (0.33 liter bottle)

$2.13 TND 6.38

$4.30 Rp 77.4K

-50.47%

Milk (1 liter)

$0.48 TND 1.45

$1.50 Rp 27.1K

-68.00%

White Bread (500g)

$0.30 TND 0.90

$2.30 Rp 41.4K

-86.96%

Rice (white) (1kg)

$1.71 TND 5.12

$1.18 Rp 21.2K

44.92%

Eggs

$1.76 TND 5.26

$2.14 Rp 38.6K

-17.76%

Local Cheese (1kg)

$13.69 TND 41.00

$17.48 Rp 314.6K

-21.68%

Chicken Fillets (1kg)

$5.65 TND 16.93

$4.03 Rp 72.5K

40.20%

Beef Round Steak (1kg)

$14.36 TND 43.00

$12.23 Rp 220.1K

17.42%

Apples (1kg)

$2.04 TND 6.10

$3.55 Rp 63.9K

-42.54%

Banana (1kg)

$3.60 TND 10.78

$1.57 Rp 28.3K

129.30%

Oranges (1kg)

$1.11 TND 3.33

$2.24 Rp 40.2K

-50.45%

Tomato (1kg)

$0.81 TND 2.43

$1.93 Rp 34.7K

-58.03%

Potato (1kg)

$0.86 TND 2.59

$1.88 Rp 33.9K

-54.26%

Onion (1kg)

$0.63 TND 1.88

$2.29 Rp 41.3K

-72.49%

Lettuce (1 head)

$0.40 TND 1.20

$0.99 Rp 17.9K

-59.60%

Water (1.5 liter bottle)

$0.32 TND 0.95

$0.53 Rp 9,475

-39.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 TND 11.26

$2.28 Rp 41.1K

64.91%

Wine (Bottle)

$5.94 TND 17.78

$23.01 Rp 414.2K

-74.19%

Local Beer (0.5 liter bottle)

$1.07 TND 3.20

$2.34 Rp 42.2K

-54.27%

Imported Beer (0.33 liter bottle)

$1.31 TND 3.92

$2.91 Rp 52.4K

-54.98%

One-way Ticket (Public Transport)

$0.34 TND 1.02

$0.24 Rp 4,315

41.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.32 TND 0.96

$0.48 Rp 8,684

-33.33%

Taxi (Normal Tariff) (1km)

$0.32 TND 0.96

$0.46 Rp 8,233

-30.43%

Taxi 1hour Waiting (Normal Tariff)

$3.91 TND 11.71

$5.45 Rp 98.2K

-28.26%

Gasoline (1 liter)

$0.86 TND 2.58

$0.88 Rp 15.9K

-2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K TND 116.4K

$24.6K Rp 442.2M

58.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K TND 106.8K

$31.2K Rp 561.4M

14.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.7 TND 179

$83.0 Rp 1.5M

-28.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.20 TND 27.56

$6.45 Rp 116.0K

42.64%

Internet (50+ Mbps, Unlimited Data)

$20.21 TND 60.5

$18.57 Rp 334.2K

8.83%

Gym Membership (Monthly)

$21.29 TND 63.8

$55.8 Rp 1.0M

-61.86%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$5.92 TND 17.73

$4.38 Rp 78.9K

35.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 TND 275

$493 Rp 8.9M

-81.37%

International Primary School, 1 Child (Yearly)

$3,156 TND 9,452

$5,754 Rp 103.6M

-45.15%

Jeans (Levis 501 Or Similar)

$43.28 TND 130

$46.19 Rp 831.4K

-6.30%

Summer Dress (H&M, Zara, etc)

$58.7 TND 176

$35.33 Rp 636.0K

66.26%

Sport Shoes (Adidas, Nike)

$117 TND 351

$79.1 Rp 1.4M

48.36%

Men's Leather Business Shoes

$86.0 TND 258

$78.4 Rp 1.4M

9.76%

1-bedroom Apartment, City Center (Monthly)

$108 TND 325

$1,142 Rp 20.6M

-90.50%

1-bedroom Apartment, Outside City Center (Monthly)

$93.1 TND 279

$676 Rp 12.2M

-86.23%

3-bedroom Apartment, City Center (Monthly)

$203 TND 607

$3,503 Rp 63.1M

-94.21%

3-bedroom Apartment, Outside City Center (Monthly)

$150 TND 450

$1,700 Rp 30.6M

-91.16%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$244 TND 731

$165 Rp 3.0M

48.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.67

13.78

-22.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Msaken: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Msaken

$203 31.5%

Ubud, Bali

$290 21.2% 42.7% $87

Clothing & Footwear

Msaken

$137 21.3%

Ubud, Bali

$108 7.9% 21.7% $30

Accommodation & Living

Msaken

$93 14.4%

Ubud, Bali

$676 49.4% 626% $583

Monthly Utilities & Internet

Msaken

$89 13.8%

Ubud, Bali

$108 7.9% 21.2% $19

Eating Out

Msaken

$87 13.4%

Ubud, Bali

$109 8% 25.3% $22

Sport & Entertainment

Msaken

$33 5.1%

Ubud, Bali

$65 4.7% 94.9% $31

Getting Around

Msaken

$3.3 * 0.5%

Ubud, Bali

$13 0.9% 283% $9.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $108 in Msaken and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Msaken pays 48% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Msaken vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $203 vs $290 per month, with Msaken cheaper across the board.

Good to know

🇹🇳 Msaken

🇮🇩 Ubud, Bali

🕒 Local time

16:52 4:52 PM

23:52 11:52 PM

7 h ahead of Msaken

🌤 Weather

👥 Population

56,000

74,800

💱 Currency

Tunisian Dinar TND د.ت

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 TND = 0.334 USD

1 TND = 0.297 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TND – Tunisian Dinar Converter

🇺🇸 United States Dollar ($)

🇹🇳 Tunisian Dinar (د.ت)

Tunisian Dinar exchange rates as of October 19, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TND in detail →

On the map

Lowest

Highest

Between locations

Msaken Ubud, Bali 11,880 km ≈ 15 h nonstop flight

From you

Msaken
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Msaken vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Msaken is cheaper overall, especially in groceries, eating out, and leisure. The 112% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 48% higher in Msaken, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $108 in Msaken versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $91.9 in Msaken versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Msaken – a meal for two runs $22.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $646 in Msaken versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Msaken but tight or insufficient in Ubud, Bali. The gap between the two cities makes Msaken the clear choice for anyone on this budget.

For families, Msaken is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Msaken and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Msaken gentler on the wallet – expenses run 112% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.