Cost of Living Comparison Between Msaken and Ubud, Bali Cost of Living Comparison Between Msaken and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $672 in Msaken versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,076 in Msaken versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,480 in Msaken versus $3,763 in Ubud, Bali.

Living in Msaken costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Msaken is 50% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.01 TND 14.20

$3.45 Rp 62.0K

45.22%

Three-Course Dinner for Two, Mid-Range

$23.30 TND 66.0

$32.34 Rp 580.1K

-27.95%

Fast Food Meal (McDonalds, etc)

$4.97 TND 14.09

$4.84 Rp 86.9K

2.69%

Cappuccino

$1.02 TND 2.89

$2.75 Rp 49.3K

-62.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 TND 1.97

$1.38 Rp 24.8K

-49.28%

Water (0.33 liter bottle)

$0.29 TND 0.82

$0.75 Rp 13.5K

-61.33%

Local Beer (0.5 liter draught)

$1.22 TND 3.47

$2.99 Rp 53.7K

-59.20%

Imported Beer (0.33 liter bottle)

$2.64 TND 7.47

$3.85 Rp 69.1K

-31.43%

Milk (1 liter)

$0.50 TND 1.43

$1.74 Rp 31.1K

-71.26%

White Bread (500g)

$0.16 TND 0.45

$2.46 Rp 44.1K

-93.50%

Rice (white) (1kg)

$1.30 TND 3.68

$1.17 Rp 21.0K

11.11%

Eggs

$1.67 TND 4.74

$2.43 Rp 43.6K

-31.28%

Local Cheese (1kg)

$12.14 TND 34.39

$14.50 Rp 260.2K

-16.28%

Chicken Fillets (1kg)

$6.19 TND 17.53

$4.35 Rp 78.0K

42.30%

Beef Round Steak (1kg)

$14.04 TND 39.79

$11.98 Rp 214.9K

17.20%

Apples (1kg)

$2.00 TND 5.68

$3.72 Rp 66.7K

-46.24%

Banana (1kg)

$3.15 TND 8.92

$1.63 Rp 29.2K

93.25%

Oranges (1kg)

$1.16 TND 3.29

$2.74 Rp 49.2K

-57.66%

Tomato (1kg)

$0.75 TND 2.12

$2.24 Rp 40.2K

-66.52%

Potato (1kg)

$0.71 TND 2.00

$1.92 Rp 34.4K

-63.02%

Onion (1kg)

$0.58 TND 1.64

$2.28 Rp 40.8K

-74.56%

Lettuce (1 head)

$0.43 TND 1.23

$1.06 Rp 19.1K

-59.43%

Water (1.5 liter bottle)

$0.31 TND 0.88

$0.72 Rp 12.9K

-56.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 TND 9.34

$3.29 Rp 58.9K

Wine (Bottle)

$6.02 TND 17.05

$23.19 Rp 416.1K

-74.04%

Local Beer (0.5 liter bottle)

$1.15 TND 3.25

$2.78 Rp 49.8K

-58.63%

Imported Beer (0.33 liter bottle)

$1.40 TND 3.96

$2.73 Rp 49.0K

-48.72%

One-way Ticket (Public Transport)

$0.35 TND 0.99

$0.27 Rp 4,778

29.63%

Public Transport Monthly Pass (Regular Price)

$10.00 TND 28.33

$8.11 Rp 145.4K

23.30%

Taxi Start (Normal Tariff)

$0.31 TND 0.88

$0.48 Rp 8,659

-35.42%

Taxi (Normal Tariff) (1km)

$0.33 TND 0.94

$0.42 Rp 7,532

-21.43%

Taxi 1hour Waiting (Normal Tariff)

$3.49 TND 9.89

$6.22 Rp 111.6K

-43.89%

Gasoline (1 liter)

$0.87 TND 2.47

$0.81 Rp 14.6K

7.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.2K TND 116.7K

$26.6K Rp 477.4M

54.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K TND 100.8K

$32.2K Rp 577.4M

10.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.8 TND 164

$78.4 Rp 1.4M

-26.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.77 TND 27.68

$4.07 Rp 73.0K

140.05%

Internet (50+ Mbps, Unlimited Data)

$18.81 TND 53.3

$24.33 Rp 436.4K

-22.69%

Gym Membership (Monthly)

$23.44 TND 66.4

$98.6 Rp 1.8M

-76.23%

Tennis Court (1 Hour on Weekend)

$12.89 TND 36.52

$6.34 Rp 113.7K

103.31%

Cinema Ticket

$5.50 TND 15.58

$3.99 Rp 71.5K

37.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$106 TND 302

$305 Rp 5.5M

-65.10%

International Primary School, 1 Child (Yearly)

$3,182 TND 9,015

$6,642 Rp 119.2M

-52.10%

Jeans (Levis 501 Or Similar)

$42.28 TND 120

$54.1 Rp 971.2K

-21.91%

Summer Dress (H&M, Zara, etc)

$61.4 TND 174

$37.81 Rp 678.2K

62.44%

Sport Shoes (Adidas, Nike)

$102 TND 289

$86.8 Rp 1.6M

17.41%

Men's Leather Business Shoes

$79.1 TND 224

$76.4 Rp 1.4M

3.61%

1-bedroom Apartment, City Center (Monthly)

$195 TND 553

$992 Rp 17.8M

-80.34%

1-bedroom Apartment, Outside City Center (Monthly)

$133 TND 377

$673 Rp 12.1M

-80.24%

3-bedroom Apartment, City Center (Monthly)

$381 TND 1,081

$3,375 Rp 60.5M

-88.70%

3-bedroom Apartment, Outside City Center (Monthly)

$269 TND 763

$2,050 Rp 36.8M

-86.87%

Buy Apartment in City Center (m2)

$1,043 TND 2,957

$2,805 Rp 50.3M

-62.80%

Buy Apartment Outside City Center (m2)

$632 TND 1,790

$2,227 Rp 39.9M

-71.63%

Average Monthly Net Salary (After Tax)

$245 TND 693

$167 Rp 3.0M

46.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.96

13.28

-17.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Msaken: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $195 in Msaken and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Msaken pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Msaken vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $195 vs $297 per month, with Msaken cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Msaken vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Msaken is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment. The 110% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 47% higher in Msaken, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $195 in Msaken versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Msaken runs roughly 23% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $106 in Msaken versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $672 in Msaken versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Msaken but tight or insufficient in Ubud, Bali. The gap between the two cities makes Msaken the clear choice for anyone on this budget.

For families, Msaken is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Msaken and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Msaken gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.