Cost of Living Comparison Between Msaken and Ubud, Bali Cost of Living Comparison Between Msaken and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $672 in Msaken versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,081 in Msaken versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,490 in Msaken versus $3,273 in Ubud, Bali.

Living in Msaken costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Msaken is 51% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$5.05 TND 14.59

$3.37 Rp 59.7K

49.85%

Three-Course Dinner for Two, Mid-Range

$22.27 TND 64.4

$38.59 Rp 682.4K

-42.29%

Fast Food Meal (McDonalds, etc)

$6.08 TND 17.60

$5.52 Rp 97.6K

10.14%

Cappuccino

$1.05 TND 3.03

$2.64 Rp 46.8K

-60.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 TND 2.18

$1.67 Rp 29.6K

-55.09%

Water (0.33 liter bottle)

$0.38 TND 1.11

$0.77 Rp 13.6K

-50.65%

Local Beer (0.5 liter draught)

$1.69 TND 4.89

$2.63 Rp 46.6K

-35.74%

Imported Beer (0.33 liter bottle)

$2.74 TND 7.93

$4.28 Rp 75.7K

-35.98%

Milk (1 liter)

$0.49 TND 1.41

$1.55 Rp 27.3K

-68.39%

White Bread (500g)

$0.33 TND 0.96

$2.22 Rp 39.3K

-85.14%

Rice (white) (1kg)

$1.79 TND 5.18

$1.13 Rp 19.9K

58.41%

Eggs

$1.67 TND 4.82

$2.09 Rp 36.9K

-20.10%

Local Cheese (1kg)

$14.31 TND 41.37

$17.39 Rp 307.6K

-17.71%

Chicken Fillets (1kg)

$6.06 TND 17.52

$3.87 Rp 68.4K

56.59%

Beef Round Steak (1kg)

$14.47 TND 41.86

$12.55 Rp 221.9K

15.30%

Apples (1kg)

$2.09 TND 6.04

$3.62 Rp 63.9K

-42.27%

Banana (1kg)

$3.80 TND 10.98

$1.56 Rp 27.6K

143.59%

Oranges (1kg)

$1.11 TND 3.22

$2.35 Rp 41.6K

-52.77%

Tomato (1kg)

$0.74 TND 2.15

$2.06 Rp 36.4K

-64.08%

Potato (1kg)

$0.89 TND 2.58

$1.90 Rp 33.6K

-53.16%

Onion (1kg)

$0.67 TND 1.93

$2.34 Rp 41.3K

-71.37%

Lettuce (1 head)

$0.43 TND 1.26

$1.03 Rp 18.2K

-58.25%

Water (1.5 liter bottle)

$0.34 TND 1.00

$0.55 Rp 9,809

-38.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.88 TND 11.22

$2.25 Rp 39.8K

72.44%

Wine (Bottle)

$5.92 TND 17.13

$23.81 Rp 421.0K

-75.14%

Local Beer (0.5 liter bottle)

$1.01 TND 2.93

$2.31 Rp 40.9K

-56.28%

Imported Beer (0.33 liter bottle)

$1.41 TND 4.09

$2.80 Rp 49.5K

-49.64%

One-way Ticket (Public Transport)

$0.32 TND 0.94

$0.27 Rp 4,816

18.52%

Public Transport Monthly Pass (Regular Price)

$10.14 TND 29.32

$8.66 Rp 153.2K

17.09%

Taxi Start (Normal Tariff)

$0.33 TND 0.95

$0.48 Rp 8,515

-31.25%

Taxi (Normal Tariff) (1km)

$0.36 TND 1.03

$0.45 Rp 7,887

-20.00%

Taxi 1hour Waiting (Normal Tariff)

$4.10 TND 11.87

$5.72 Rp 101.1K

-28.32%

Gasoline (1 liter)

$0.83 TND 2.41

$0.76 Rp 13.4K

9.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.8K TND 115.2K

$24.5K Rp 433.0M

62.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K TND 109.0K

$32.1K Rp 568.0M

17.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.1 TND 185

$83.6 Rp 1.5M

-23.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.61 TND 24.91

$6.46 Rp 114.2K

33.28%

Internet (50+ Mbps, Unlimited Data)

$20.62 TND 59.6

$18.99 Rp 335.9K

8.58%

Gym Membership (Monthly)

$21.63 TND 62.6

$56.0 Rp 989.8K

-61.35%

Tennis Court (1 Hour on Weekend)

$14.42 TND 41.70

$18.62 Rp 329.2K

-22.56%

Cinema Ticket

$6.36 TND 18.39

$4.28 Rp 75.7K

48.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$101 TND 292

$487 Rp 8.6M

-79.27%

International Primary School, 1 Child (Yearly)

$3,069 TND 8,875

$5,856 Rp 103.6M

-47.59%

Jeans (Levis 501 Or Similar)

$48.35 TND 140

$45.56 Rp 805.6K

6.12%

Summer Dress (H&M, Zara, etc)

$67.6 TND 196

$36.38 Rp 643.3K

85.84%

Sport Shoes (Adidas, Nike)

$121 TND 351

$82.0 Rp 1.4M

48.23%

Men's Leather Business Shoes

$87.1 TND 252

$80.4 Rp 1.4M

8.35%

1-bedroom Apartment, City Center (Monthly)

$111 TND 320

$1,117 Rp 19.7M

-90.08%

1-bedroom Apartment, Outside City Center (Monthly)

$95.5 TND 276

$701 Rp 12.4M

-86.38%

3-bedroom Apartment, City Center (Monthly)

$203 TND 587

$3,537 Rp 62.5M

-94.26%

3-bedroom Apartment, Outside City Center (Monthly)

$156 TND 452

$1,762 Rp 31.2M

-91.14%

Buy Apartment in City Center (m2)

$985 TND 2,848

$2,826 Rp 50.0M

-65.15%

Buy Apartment Outside City Center (m2)

$628 TND 1,817

$2,292 Rp 40.5M

-72.59%

Average Monthly Net Salary (After Tax)

$247 TND 715

$170 Rp 3.0M

45.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.28

13.78

-25.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Msaken: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $111 in Msaken and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Msaken pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Msaken vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $210 vs $293 per month, with Msaken cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Msaken vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Msaken is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 46% higher in Msaken, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $111 in Msaken versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Msaken runs roughly 17% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $101 in Msaken versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $672 in Msaken versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Msaken but tight or insufficient in Ubud, Bali. The gap between the two cities makes Msaken the clear choice for anyone on this budget.

For families, Msaken is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Msaken and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Msaken gentler on the wallet – expenses run 108% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.