Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Morena

For one person, living is cheaper in Morena: $315 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
15

Cost of Living Index in Morena
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Morena Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Morena

🇮🇳 India

$315

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Morena

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Morena actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $315 in Morena, rent included.

Ubud, Bali $1,331
Morena $315

A couple spends around $2,255 per month in Ubud, Bali vs $503 in Morena, rent included.

Ubud, Bali $2,255
Morena $503

A family of three spends $3,180 per month in Ubud, Bali vs $690 in Morena, rent included.

Ubud, Bali $3,180
Morena $690

Ubud, Bali costs about 322% more than Morena, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Morena are more affordable than the global median – Ubud, Bali 2% lower, Morena 77% lower.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$3.26 ₹308

3.68%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$16.82 ₹1,589

106.00%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$1.56 ₹147

257.05%

Cappuccino

$2.62 Rp 47.3K

$0.40 ₹37.73

555.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.22 ₹20.80

600.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.15 ₹14.47

326.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$2.60 ₹246

2.69%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$3.09 ₹292

37.86%

Milk (1 liter)

$1.46 Rp 26.4K

$0.63 ₹59.9

131.75%

White Bread (500g)

$2.29 Rp 41.4K

$0.46 ₹43.72

397.83%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.55 ₹52.2

101.82%

Eggs

$2.10 Rp 38.0K

$1.32 ₹125

59.09%

Local Cheese (1kg)

$15.94 Rp 288.1K

$5.21 ₹492

205.95%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$3.78 ₹357

2.65%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

Apples (1kg)

$3.55 Rp 64.2K

$1.46 ₹138

143.15%

Banana (1kg)

$1.54 Rp 27.8K

$0.40 ₹38.00

285.00%

Oranges (1kg)

$2.23 Rp 40.3K

$0.54 ₹51.4

312.96%

Tomato (1kg)

$1.97 Rp 35.6K

$0.42 ₹39.27

369.05%

Potato (1kg)

$1.86 Rp 33.6K

$0.32 ₹29.99

481.25%

Onion (1kg)

$2.42 Rp 43.7K

$0.25 ₹23.41

868.00%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.33 ₹31.62

209.09%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$0.29 ₹27.50

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.15 ₹203

2.33%

Wine (Bottle)

$21.79 Rp 393.8K

$10.71 ₹1,012

103.45%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$2.26 ₹213

3.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$3.20 ₹302

-7.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.91 ₹653

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$0.43 ₹40.67

-41.86%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$1.94 ₹183

321.13%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$0.55 ₹51.7

-20.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$0.27 ₹25.59

74.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$1.08 ₹102

418.52%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.09 ₹103

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$11.9K ₹1.1M

105.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$23.8K ₹2.2M

33.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$42.01 ₹3,969

84.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$4.85 ₹458

26.60%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$7.84 ₹740

141.33%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$7.02 ₹663

626.35%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$4.38 Rp 79.2K

$3.21 ₹303

36.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$34.52 ₹3,261

1326.48%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$625 ₹59.1K

1855.10%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$30.48 ₹2,880

48.16%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$27.61 ₹2,608

26.37%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$53.2 ₹5,026

47.19%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$50.5 ₹4,775

54.08%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$262 ₹24.8K

-36.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.76

57.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Morena: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Morena

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Morena

$112 35.7% 59.8% $167

Clothing & Footwear

Ubud, Bali

$106 8%

Morena

$73 23.1% 31.5% $33

Eating Out

Ubud, Bali

$106 8%

Morena

$56 17.8% 46.9% $50

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Morena

$55 17.4% 46.7% $48

Sport & Entertainment

Ubud, Bali

$60 4.5%

Morena

$13 4.3% 77.5% $46

Getting Around

Ubud, Bali

$12 0.9%

Morena

$5.6 1.8% 53.5% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 58% higher in Morena, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $17 in Morena. Monthly groceries follow the same trend: $279 vs $112 – making Morena the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Morena

🕒 Local time

14:10 2:10 PM

11:40 11:40 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

200,482

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Morena 5,600 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Morena

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Morena: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 322%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $473 in Morena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Kindergarten costs $492 per month in Ubud, Bali and $35 in Morena. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 149% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Morena, where all-in costs run around $315, than in Ubud, Bali at $1,331. In Morena it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $315 in Morena to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.