Cost of Living Comparison Between Ubud, Bali and Morena Cost of Living Comparison Between Ubud, Bali and Morena

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $341 in Morena, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $544 in Morena, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $748 in Morena, rent included.

Ubud, Bali costs about 316% more than Morena, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Morena is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.07 ₹198

71.98%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$11.52 ₹1,102

184.11%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.04 ₹387

22.52%

Cappuccino

$2.71 Rp 48.6K

$1.54 ₹147

75.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.29 ₹27.80

362.07%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.12 ₹11.08

483.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.49 ₹142

95.97%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.22 ₹213

78.38%

Milk (1 liter)

$1.81 Rp 32.4K

$0.67 ₹63.9

170.15%

White Bread (500g)

$2.52 Rp 45.1K

$0.43 ₹40.96

486.05%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.56 ₹53.5

107.14%

Eggs

$2.46 Rp 44.1K

$1.01 ₹96.9

143.56%

Local Cheese (1kg)

$14.71 Rp 263.7K

$3.85 ₹368

282.08%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.85 ₹272

51.58%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$1.37 ₹131

180.29%

Banana (1kg)

$1.56 Rp 27.9K

$0.45 ₹43.39

246.67%

Oranges (1kg)

$2.83 Rp 50.8K

$0.56 ₹53.3

405.36%

Tomato (1kg)

$2.33 Rp 41.7K

$0.42 ₹40.47

454.76%

Potato (1kg)

$1.91 Rp 34.3K

$0.26 ₹24.90

634.62%

Onion (1kg)

$2.20 Rp 39.5K

$0.33 ₹31.99

566.67%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.68 ₹64.7

48.53%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.34 ₹32.91

129.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.86 ₹370

-13.99%

Wine (Bottle)

$23.74 Rp 425.5K

$11.42 ₹1,092

107.88%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.73 ₹165

61.27%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.33 ₹319

-14.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.77 ₹552

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.30 ₹29.12

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$8.55 ₹819

-6.08%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.60 ₹57.5

-23.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.19 ₹114

412.61%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.14 ₹109

-30.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$11.4K ₹1.1M

128.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$16.8K ₹1.6M

90.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$17.38 ₹1,663

359.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.09 ₹296

31.39%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$5.51 ₹527

326.86%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$4.62 ₹442

2036.36%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$7.13 ₹683

-7.01%

Cinema Ticket

$4.15 Rp 74.3K

$2.86 ₹274

45.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$36.69 ₹3,511

728.45%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,530 ₹146.5K

332.12%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$22.98 ₹2,199

141.69%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$30.79 ₹2,947

24.42%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$39.08 ₹3,740

126.71%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$18.68 ₹1,787

316.86%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$124 ₹11.8K

714.07%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$76.7 ₹7,344

780.02%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$277 ₹26.6K

1140.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$177 ₹16.9K

1052.88%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$840 ₹80.4K

238.11%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$570 ₹54.5K

297.42%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$257 ₹24.6K

-35.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.4

58.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Morena: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $124 in Morena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 56% higher in Morena, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Morena. Monthly groceries follow the same trend: $302 vs $103 – making Morena the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Morena: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 316%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $512 in Morena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Morena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $36.69 in Morena. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 192% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Morena, where all-in costs run around $341, than in Ubud, Bali at $1,419. In Morena it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Morena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Morena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.