Cost of Living Comparison Between Ubud, Bali and Morena Cost of Living Comparison Between Ubud, Bali and Morena

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $398 in Morena, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $641 in Morena, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $885 in Morena, rent included.

Ubud, Bali costs about 246% more than Morena, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Morena is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.07 ₹198

60.87%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$10.54 ₹1,007

239.85%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$3.75 ₹359

50.13%

Cappuccino

$2.82 Rp 49.7K

$2.40 ₹229

17.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.46 ₹43.74

280.43%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.14 ₹13.59

471.43%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.61 ₹249

16.48%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.13 ₹299

37.38%

Milk (1 liter)

$1.61 Rp 28.3K

$0.61 ₹58.2

163.93%

White Bread (500g)

$2.27 Rp 39.9K

$0.46 ₹43.56

393.48%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.55 ₹52.1

112.73%

Eggs

$2.17 Rp 38.2K

$1.20 ₹115

80.83%

Local Cheese (1kg)

$17.63 Rp 310.5K

$3.50 ₹335

403.71%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.68 ₹352

10.05%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$1.28 ₹123

182.81%

Banana (1kg)

$1.64 Rp 28.8K

$0.43 ₹41.12

281.40%

Oranges (1kg)

$2.31 Rp 40.6K

$0.55 ₹52.3

320.00%

Tomato (1kg)

$1.96 Rp 34.5K

$0.36 ₹34.25

444.44%

Potato (1kg)

$1.84 Rp 32.5K

$0.32 ₹30.50

475.00%

Onion (1kg)

$2.37 Rp 41.7K

$0.30 ₹28.96

690.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.64 ₹61.2

64.06%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.29 ₹27.46

86.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.95 ₹473

-53.54%

Wine (Bottle)

$23.08 Rp 406.4K

$10.69 ₹1,021

115.90%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.22 ₹212

5.41%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.04 ₹291

0.99%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.65 ₹730

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.27 ₹25.95

-7.41%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$7.19 ₹687

31.02%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.03 ₹98.4

-52.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.25 ₹23.71

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$2.08 ₹199

169.23%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.07 ₹103

-24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$14.8K ₹1.4M

69.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$23.8K ₹2.3M

30.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$15.82 ₹1,512

422.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.85 ₹463

33.81%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$8.44 ₹806

122.63%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$13.90 ₹1,328

297.41%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$6.62 ₹632

175.08%

Cinema Ticket

$4.30 Rp 75.7K

$5.41 ₹517

-20.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$47.60 ₹4,548

938.17%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,419 ₹135.5K

317.11%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$31.18 ₹2,979

48.43%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$28.03 ₹2,678

30.00%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$58.2 ₹5,563

38.59%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$50.8 ₹4,854

55.12%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$124 ₹11.9K

794.99%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$75.0 ₹7,162

824.84%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$263 ₹25.1K

1285.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$170 ₹16.2K

908.36%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$977 ₹93.4K

182.48%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$524 ₹50.0K

337.85%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$263 ₹25.1K

-36.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.76

57.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Morena: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $124 in Morena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Morena, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $11.00 in Morena. Monthly groceries follow the same trend: $294 vs $106 – making Morena the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Morena: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 246%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $597 in Morena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Morena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $494 per month in Ubud, Bali and $47.60 in Morena. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 178% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Morena, where all-in costs run around $398, than in Ubud, Bali at $1,378. In Morena it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Morena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Morena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.