Cost of Living Comparison Between Ubud, Bali and Morena Cost of Living Comparison Between Ubud, Bali and Morena

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $335 in Morena, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $553 in Morena, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $772 in Morena, rent included.

Ubud, Bali costs about 320% more than Morena, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Morena is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.12 ₹204

62.74%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$11.84 ₹1,140

173.14%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.97 ₹382

21.91%

Cappuccino

$2.75 Rp 49.3K

$1.48 ₹142

85.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.29 ₹27.99

375.86%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.11 ₹10.13

581.82%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.49 ₹144

100.67%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.16 ₹208

78.24%

Milk (1 liter)

$1.74 Rp 31.1K

$0.68 ₹65.9

155.88%

White Bread (500g)

$2.46 Rp 44.1K

$0.42 ₹40.48

485.71%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.60 ₹57.4

95.00%

Eggs

$2.43 Rp 43.6K

$0.97 ₹93.7

150.52%

Local Cheese (1kg)

$14.50 Rp 260.2K

$3.99 ₹384

263.41%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.76 ₹266

57.61%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$1.38 ₹133

169.57%

Banana (1kg)

$1.63 Rp 29.2K

$0.46 ₹43.86

254.35%

Oranges (1kg)

$2.74 Rp 49.2K

$0.56 ₹53.8

389.29%

Tomato (1kg)

$2.24 Rp 40.2K

$0.39 ₹37.81

474.36%

Potato (1kg)

$1.92 Rp 34.4K

$0.26 ₹25.12

638.46%

Onion (1kg)

$2.28 Rp 40.8K

$0.30 ₹29.28

660.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.68 ₹65.4

55.88%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.32 ₹30.54

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.87 ₹373

-14.99%

Wine (Bottle)

$23.19 Rp 416.1K

$10.57 ₹1,017

119.39%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.69 ₹163

64.50%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.41 ₹329

-19.94%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.64 ₹543

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.30 ₹29.23

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$8.73 ₹841

-7.10%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.56 ₹53.6

-14.29%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.14 ₹110

445.61%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.14 ₹110

-28.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$11.5K ₹1.1M

130.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$16.5K ₹1.6M

94.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$17.25 ₹1,660

354.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$3.16 ₹304

28.80%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$5.37 ₹517

353.07%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$4.78 ₹460

1962.97%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$7.19 ₹692

-11.82%

Cinema Ticket

$3.99 Rp 71.5K

$2.95 ₹284

35.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$36.38 ₹3,502

738.46%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,553 ₹149.5K

327.75%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$23.12 ₹2,226

134.17%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$31.57 ₹3,039

19.77%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$39.08 ₹3,762

122.21%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$18.68 ₹1,799

308.73%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$126 ₹12.1K

687.85%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$75.2 ₹7,241

794.47%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$271 ₹26.1K

1143.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$183 ₹17.7K

1017.64%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,126 ₹108.4K

149.04%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$496 ₹47.7K

349.30%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$264 ₹25.5K

-36.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.4

58.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Morena: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $126 in Morena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in Morena, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $12.00 in Morena. Monthly groceries follow the same trend: $297 vs $101 – making Morena the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Morena: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 320%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $503 in Morena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Morena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $36.38 in Morena. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 193% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Morena, where all-in costs run around $335, than in Ubud, Bali at $1,408. In Morena it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Morena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Morena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.