Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Monrovia

For one person, living is cheaper in Monrovia: $1,282 a month against $1,331 in Ubud, Bali, rent and utilities included – about $590 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
61

Cost of Living Index in Monrovia
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Monrovia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monrovia

🇱🇷 Liberia

$1,282

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Monrovia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Monrovia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,282 in Monrovia.

Ubud, Bali $1,331
Monrovia $1,282

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,894 in Monrovia.

Ubud, Bali $2,255
Monrovia $1,894

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,506 in Monrovia.

Ubud, Bali $3,180
Monrovia $2,506

Living in Ubud, Bali is roughly 4% more expensive than in Monrovia, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ubud, Bali 2% lower, Monrovia 5% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$7.42 LRD 1,258

-54.45%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$10.84 LRD 1,837

-48.62%

Cappuccino

$2.62 Rp 47.5K

$3.05 LRD 516

-14.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.03 LRD 344

-24.14%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.97 LRD 334

-67.51%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.09 LRD 693

-34.72%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.02 LRD 512

41.06%

Milk (1 liter)

$1.46 Rp 26.5K

$2.10 LRD 355

-30.48%

White Bread (500g)

$2.29 Rp 41.6K

$1.74 LRD 295

31.61%

Rice (white) (1kg)

$1.11 Rp 20.1K

$5.11 LRD 865

-78.28%

Eggs

$2.10 Rp 38.1K

$3.56 LRD 602

-41.01%

Local Cheese (1kg)

$15.94 Rp 289.3K

$7.80 LRD 1,322

104.36%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$11.62 LRD 1,968

-66.61%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$14.02 LRD 2,375

-18.69%

Apples (1kg)

$3.55 Rp 64.5K

$1.66 LRD 281

113.86%

Banana (1kg)

$1.54 Rp 27.9K

$8.49 LRD 1,439

-81.86%

Oranges (1kg)

$2.23 Rp 40.5K

$10.13 LRD 1,715

-77.99%

Tomato (1kg)

$1.97 Rp 35.8K

$10.82 LRD 1,833

-81.79%

Potato (1kg)

$1.86 Rp 33.7K

$2.22 LRD 376

-16.22%

Onion (1kg)

$2.42 Rp 43.9K

$10.82 LRD 1,832

-77.63%

Lettuce (1 head)

$1.02 Rp 18.6K

$4.73 LRD 801

-78.44%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$1.97 LRD 334

-73.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.07 LRD 859

-56.61%

Wine (Bottle)

$21.79 Rp 395.4K

$6.95 LRD 1,177

213.53%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.55 LRD 431

-8.63%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.53 LRD 599

-15.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$2.97 LRD 504

-91.58%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$20.30 LRD 3,439

-59.75%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$2.06 LRD 349

-78.64%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.81 LRD 306

-74.03%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$25.48 LRD 4,317

-78.02%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.25 LRD 212

-33.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$20.2K LRD 3.4M

20.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$14.7K LRD 2.5M

115.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$152 LRD 25.8K

-49.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$22.35 LRD 3,787

-72.53%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$177 LRD 29.9K

-89.29%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$62.1 LRD 10.5K

-17.88%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$9.87 LRD 1,671

84.90%

Cinema Ticket

$4.38 Rp 79.5K

$5.11 LRD 865

-14.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$101 LRD 17.1K

388.46%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$991 LRD 167.9K

1132.89%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$25.23 LRD 4,275

78.99%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$32.55 LRD 5,514

7.19%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$54.1 LRD 9,163

44.80%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$93.0 LRD 15.7K

-16.23%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$253 LRD 42.8K

326.56%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$96.8 LRD 16.4K

587.15%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$641 LRD 108.6K

447.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$269 LRD 45.5K

522.15%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$711 LRD 120.5K

-76.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Monrovia: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Monrovia

$97 7.6% 85.4% $568

Groceries & Markets

Ubud, Bali

$279 21%

Monrovia

$455 35.5% 62.8% $176

Clothing & Footwear

Ubud, Bali

$106 8%

Monrovia

$92 7.2% 13.3% $14

Eating Out

Ubud, Bali

$106 8%

Monrovia

$171 13.3% 61.7% $65

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Monrovia

$351 27.4% 243% $249

Sport & Entertainment

Ubud, Bali

$60 4.5%

Monrovia

$72 5.6% 21% $13

Getting Around

Ubud, Bali

$12 0.9%

Monrovia

$43 3.4% 262% $31

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $253 in Monrovia. Housing cost is often the main lever when comparing two cities.

Monrovia pays about 4.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇮🇩 Ubud, Bali

🇱🇷 Monrovia

🕒 Local time

09:42 9:42 AM

01:42 1:42 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,010,970 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Liberian Dollar LRD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1,000 LRD = 5.9 USD

1,000 LRD = 5.28 EUR

Exchange rates and currency converter

LRD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Liberian Dollar exchange rates as of November 4, 2026: 1 USD = 169 LRD (1,000 LRD = 5.9 USD). 1 EUR = 189 LRD (1,000 LRD = 5.28 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Monrovia 14,070 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Monrovia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Monrovia: Cost of Living - Frequently Asked Questions

Monrovia wins on cost – living expenses run 4% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Monrovia the obvious pick if budget is a priority.

On paper, salaries run 77% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $253 in Monrovia. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $101 in Monrovia. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Ubud, Bali runs roughly 60% less than in Monrovia. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Monrovia is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.