Last update: Nov 2026

Cost of Living Comparison Between Monrovia and Ubud, Bali

For one person, living is cheaper in Monrovia: $1,282 a month against $1,331 in Ubud, Bali, rent and utilities included – about $590 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

61

Cost of Living Index in Monrovia
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Monrovia Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Monrovia

🇱🇷 Liberia

$1,282

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Monrovia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monrovia and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,282 in Monrovia versus $1,331 in Ubud, Bali.

Monrovia $1,282
Ubud, Bali $1,331

Estimated couple costs with rent: $1,894 in Monrovia versus $2,255 in Ubud, Bali.

Monrovia $1,894
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,506 in Monrovia versus $3,180 in Ubud, Bali.

Monrovia $2,506
Ubud, Bali $3,180

Living in Monrovia costs roughly 4% less than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Monrovia 5% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$7.42 LRD 1,258

$3.38 Rp 61.2K

119.53%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

Fast Food Meal (McDonalds, etc)

$10.84 LRD 1,838

$5.57 Rp 101.1K

94.61%

Cappuccino

$3.05 LRD 516

$2.62 Rp 47.5K

16.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 LRD 344

$1.54 Rp 27.9K

31.82%

Water (0.33 liter bottle)

$1.97 LRD 334

$0.64 Rp 11.6K

207.81%

Local Beer (0.5 liter draught)

$4.09 LRD 693

$2.67 Rp 48.4K

53.18%

Imported Beer (0.33 liter bottle)

$3.02 LRD 512

$4.26 Rp 77.3K

-29.11%

Milk (1 liter)

$2.10 LRD 355

$1.46 Rp 26.5K

43.84%

White Bread (500g)

$1.74 LRD 295

$2.29 Rp 41.6K

-24.02%

Rice (white) (1kg)

$5.11 LRD 865

$1.11 Rp 20.1K

360.36%

Eggs

$3.56 LRD 602

$2.10 Rp 38.1K

69.52%

Local Cheese (1kg)

$7.80 LRD 1,322

$15.94 Rp 289.2K

-51.07%

Chicken Fillets (1kg)

$11.62 LRD 1,968

$3.88 Rp 70.4K

199.48%

Beef Round Steak (1kg)

$14.02 LRD 2,376

$11.40 Rp 206.8K

22.98%

Apples (1kg)

$1.66 LRD 282

$3.55 Rp 64.4K

-53.24%

Banana (1kg)

$8.49 LRD 1,439

$1.54 Rp 27.9K

451.30%

Oranges (1kg)

$10.13 LRD 1,716

$2.23 Rp 40.5K

354.26%

Tomato (1kg)

$10.82 LRD 1,834

$1.97 Rp 35.8K

449.24%

Potato (1kg)

$2.22 LRD 376

$1.86 Rp 33.7K

19.35%

Onion (1kg)

$10.82 LRD 1,833

$2.42 Rp 43.9K

347.11%

Lettuce (1 head)

$4.73 LRD 801

$1.02 Rp 18.6K

363.73%

Water (1.5 liter bottle)

$1.97 LRD 335

$0.52 Rp 9,475

278.85%

Cigarettes 20 Pack (Marlboro, Camel)

$5.07 LRD 859

$2.20 Rp 39.9K

130.45%

Wine (Bottle)

$6.95 LRD 1,177

$21.79 Rp 395.2K

-68.10%

Local Beer (0.5 liter bottle)

$2.55 LRD 431

$2.33 Rp 42.2K

9.44%

Imported Beer (0.33 liter bottle)

$3.53 LRD 599

$2.97 Rp 53.9K

18.86%

One-way Ticket (Public Transport)

$2.97 LRD 504

$0.25 Rp 4,542

1088.00%

Public Transport Monthly Pass (Regular Price)

$20.30 LRD 3,440

$8.17 Rp 148.3K

148.47%

Taxi Start (Normal Tariff)

$2.06 LRD 349

$0.44 Rp 7,941

368.18%

Taxi (Normal Tariff) (1km)

$1.81 LRD 306

$0.47 Rp 8,489

285.11%

Taxi 1hour Waiting (Normal Tariff)

$25.48 LRD 4,318

$5.60 Rp 101.6K

355.00%

Gasoline (1 liter)

$1.25 LRD 212

$0.83 Rp 15.0K

50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K LRD 3.4M

$24.4K Rp 443.5M

-17.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.7K LRD 2.5M

$31.7K Rp 575.0M

-53.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 LRD 25.8K

$77.5 Rp 1.4M

96.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.35 LRD 3,787

$6.14 Rp 111.5K

264.01%

Internet (50+ Mbps, Unlimited Data)

$177 LRD 29.9K

$18.92 Rp 343.1K

833.72%

Gym Membership (Monthly)

$62.1 LRD 10.5K

$51.0 Rp 925.0K

21.77%

Tennis Court (1 Hour on Weekend)

$9.87 LRD 1,672

$18.25 Rp 331.0K

-45.92%

Cinema Ticket

$5.11 LRD 865

$4.38 Rp 79.5K

16.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$101 LRD 17.1K

$492 Rp 8.9M

-79.53%

International Primary School, 1 Child (Yearly)

$991 LRD 168.0K

$12.2K Rp 221.7M

-91.89%

Jeans (Levis 501 Or Similar)

$25.23 LRD 4,276

$45.16 Rp 819.2K

-44.13%

Summer Dress (H&M, Zara, etc)

$32.55 LRD 5,515

$34.89 Rp 632.9K

-6.71%

Sport Shoes (Adidas, Nike)

$54.1 LRD 9,165

$78.3 Rp 1.4M

-30.94%

Men's Leather Business Shoes

$93.0 LRD 15.8K

$77.9 Rp 1.4M

19.38%

1-bedroom Apartment, City Center (Monthly)

$253 LRD 42.8K

$1,078 Rp 19.5M

-76.56%

1-bedroom Apartment, Outside City Center (Monthly)

$96.8 LRD 16.4K

$665 Rp 12.1M

-85.45%

3-bedroom Apartment, City Center (Monthly)

$641 LRD 108.6K

$3,510 Rp 63.7M

-81.74%

3-bedroom Apartment, Outside City Center (Monthly)

$269 LRD 45.5K

$1,671 Rp 30.3M

-83.93%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$711 LRD 120.5K

$166 Rp 3.0M

327.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monrovia: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Monrovia

$455 35.5%

Ubud, Bali

$279 21% 38.6% $176

Monthly Utilities & Internet

Monrovia

$351 27.4%

Ubud, Bali

$103 7.7% 70.8% $249

Eating Out

Monrovia

$171 13.3%

Ubud, Bali

$106 8% 38.2% $65

Accommodation & Living

Monrovia

$97 7.6%

Ubud, Bali

$665 50% 587% $568

Clothing & Footwear

Monrovia

$92 7.2%

Ubud, Bali

$106 8% 15.3% $14

Sport & Entertainment

Monrovia

$72 5.6%

Ubud, Bali

$60 4.5% 17.3% $13

Getting Around

Monrovia

$43 3.4%

Ubud, Bali

$12 0.9% 72.4% $31

Cost Breakdown

A one-bedroom apartment in the center runs $253 in Monrovia and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Monrovia pays about 4.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇱🇷 Monrovia

🇮🇩 Ubud, Bali

🕒 Local time

00:26 12:26 AM

08:26 8:26 AM

8 h ahead of Monrovia

🌤 Weather

👥 Population

1,010,970 Capital

74,800

💱 Currency

Liberian Dollar LRD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 LRD = 5.9 USD

1,000 LRD = 5.28 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to LRD – Liberian Dollar Converter

🇺🇸 United States Dollar ($)

🇱🇷 Liberian Dollar ($)

Liberian Dollar exchange rates as of November 4, 2026: 1 USD = 169 LRD (1,000 LRD = 5.9 USD). 1 EUR = 189 LRD (1,000 LRD = 5.28 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

USD to LRD in detail →

On the map

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Highest

Between locations

Monrovia Ubud, Bali 14,070 km ≈ 18 h nonstop flight

From you

Monrovia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monrovia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monrovia wins on cost – living expenses run 4% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Monrovia the obvious pick if budget is a priority.

Average pay in Monrovia is about 4.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $253 in Monrovia versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $101 in Monrovia versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Ubud, Bali runs roughly 60% less than in Monrovia. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Monrovia is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.