Cost of Living Comparison Between Ubud, Bali and Monaghan Cost of Living Comparison Between Ubud, Bali and Monaghan

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,527 in Monaghan.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,571 in Monaghan.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $4,614 in Monaghan.

Living in Ubud, Bali costs roughly 44% less than in Monaghan, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Monaghan 89% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$18.21 €15.66

-80.45%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$58.6 €50.4

-44.17%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$10.32 €8.88

-52.03%

Cappuccino

$2.71 Rp 48.4K

$3.80 €3.27

-28.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.43 €2.09

-44.86%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.90 €1.64

-63.16%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$6.84 €5.88

-57.31%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$6.52 €5.61

-39.26%

Milk (1 liter)

$1.81 Rp 32.3K

$1.11 €0.96

63.06%

White Bread (500g)

$2.52 Rp 45.0K

$1.88 €1.62

34.04%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.06 €1.77

-43.69%

Eggs

$2.46 Rp 43.9K

$4.34 €3.74

-43.32%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.22 €8.79

43.93%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$10.89 €9.36

-60.33%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$12.08 €10.39

0.50%

Apples (1kg)

$3.84 Rp 68.6K

$2.98 €2.57

28.86%

Banana (1kg)

$1.56 Rp 27.8K

$2.02 €1.73

-22.77%

Oranges (1kg)

$2.83 Rp 50.6K

$2.86 €2.46

-1.05%

Tomato (1kg)

$2.33 Rp 41.5K

$3.62 €3.11

-35.64%

Potato (1kg)

$1.91 Rp 34.2K

$2.21 €1.90

-13.57%

Onion (1kg)

$2.20 Rp 39.3K

$1.44 €1.24

52.78%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.36 €1.17

-25.74%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.90 €1.64

-58.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$18.26 €15.71

-81.82%

Wine (Bottle)

$23.74 Rp 423.9K

$13.81 €11.88

71.90%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$3.51 €3.02

-20.51%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.68 €3.17

-22.28%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$2.47 €2.13

-89.07%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$96.5 €83.0

-91.67%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$5.06 €4.35

-90.91%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.93 €1.66

-76.68%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$34.95 €30.06

-82.55%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.06 €1.77

-61.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$42.3K €36.4K

-38.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$39.2K €33.7K

-18.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$214 €184

-62.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$21.62 €18.60

-81.22%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$50.8 €43.67

-53.67%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$52.3 €44.95

88.90%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$14.05 €12.08

-70.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$1,037 €892

-70.68%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$7,833 €6,738

-15.58%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$89.7 €77.2

-38.08%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$39.47 €33.95

-2.94%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$101 €86.9

-12.32%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$105 €90.1

-25.69%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,471 €1,265

-31.57%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,243 €1,069

-45.65%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$2,401 €2,066

43.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$1,994 €1,715

2.28%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$4,411 €3,794

-35.59%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$2,865 €2,465

-20.99%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$4,154 €3,573

-96.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.53

193.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Monaghan: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,471 in Monaghan. Housing cost is often the main lever when comparing two cities.

Monaghan pays 2414% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $59.0 in Monaghan for a mid-range dinner for two. Groceries echo the gap at $302 vs $324 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Monaghan: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 78% gap adds up to real monthly savings that compound significantly over time.

On paper, Monaghan earns 2414% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $1,471 in Monaghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Monaghan. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $59.0 in Monaghan. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,419 in Ubud, Bali versus $2,527 in Monaghan, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Monaghan. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Monaghan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Monaghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 78% less than in Monaghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.