Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Monaghan

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,382 in Monaghan, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
114

Cost of Living Index in Monaghan
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Monaghan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monaghan

🇮🇪 Ireland

$2,382

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Monaghan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Monaghan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,382 in Monaghan.

Ubud, Bali $1,331
Monaghan $2,382

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,362 in Monaghan.

Ubud, Bali $2,255
Monaghan $3,362

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,343 in Monaghan.

Ubud, Bali $3,180
Monaghan $4,343

Living in Ubud, Bali costs roughly 44% less than in Monaghan, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Monaghan is 76% above.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$17.47 €15.56

-80.65%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$57.8 €51.4

-40.03%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$12.33 €10.98

-54.83%

Cappuccino

$2.62 Rp 47.3K

$4.02 €3.58

-34.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.57 €2.28

-40.08%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.11 €1.88

-69.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$6.57 €5.85

-59.36%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$6.57 €5.85

-35.16%

Milk (1 liter)

$1.46 Rp 26.4K

$1.61 €1.44

-9.32%

White Bread (500g)

$2.29 Rp 41.4K

$2.11 €1.88

8.53%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.77 €1.58

-37.29%

Eggs

$2.10 Rp 37.9K

$4.32 €3.85

-51.39%

Local Cheese (1kg)

$15.94 Rp 287.7K

$9.84 €8.76

61.99%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$12.13 €10.80

-68.01%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$13.20 €11.75

-13.64%

Apples (1kg)

$3.55 Rp 64.1K

$2.97 €2.64

19.53%

Banana (1kg)

$1.54 Rp 27.7K

$2.22 €1.98

-30.63%

Oranges (1kg)

$2.23 Rp 40.2K

$2.99 €2.66

-25.42%

Tomato (1kg)

$1.97 Rp 35.6K

$4.02 €3.58

-51.00%

Potato (1kg)

$1.86 Rp 33.5K

$1.86 €1.65

Onion (1kg)

$2.42 Rp 43.6K

$1.51 €1.35

60.26%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.26 €1.12

-19.05%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$1.84 €1.64

-71.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$20.10 €17.90

-89.05%

Wine (Bottle)

$21.79 Rp 393.2K

$13.30 €11.84

63.83%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$3.26 €2.90

-28.53%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$3.55 €3.16

-16.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$2.52 €2.24

-90.08%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$5.06 €4.51

-91.30%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$1.49 €1.33

-68.46%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$37.90 €33.74

-85.22%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.84 €1.63

-54.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$38.3K €34.1K

-36.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$38.0K €33.8K

-16.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$241 €215

-67.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$20.67 €18.40

-70.30%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$51.1 €45.53

-63.00%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$57.6 €51.2

-11.40%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$13.64 €12.15

-67.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,019 €908

-51.69%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$5,209 €4,638

134.62%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$93.3 €83.0

-51.58%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$41.49 €36.94

-15.91%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$91.5 €81.5

-14.39%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 €94.0

-26.20%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$1,275 €1,135

-15.45%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,185 €1,055

-43.90%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$2,259 €2,012

55.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,820 €1,620

-8.18%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$3,366 €2,997

-33.56%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,993 €3,556

-95.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.81

261.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Monaghan: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Monaghan

$1.2K 49.8% 78.3% $520

Groceries & Markets

Ubud, Bali

$279 21%

Monaghan

$337 14.2% 20.7% $58

Clothing & Footwear

Ubud, Bali

$106 8%

Monaghan

$149 6.3% 40.4% $43

Eating Out

Ubud, Bali

$106 8%

Monaghan

$290 12.2% 174% $184

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Monaghan

$313 13.1% 205% $210

Sport & Entertainment

Ubud, Bali

$60 4.5%

Monaghan

$85 3.6% 42% $25

Getting Around

Ubud, Bali

$12 0.9%

Monaghan

$23 * 1% 89.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,275 in Monaghan. Housing cost is often the main lever when comparing two cities.

Monaghan pays about 24 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $58 in Monaghan for a mid-range dinner for two. Groceries echo the gap at $279 vs $337 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇪 Monaghan

🕒 Local time

12:35 12:35 PM

04:35 4:35 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

7,700

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Monaghan 12,830 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Monaghan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Monaghan: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 44% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,275 in Monaghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Monaghan. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,382 in Monaghan – Ubud, Bali is about 44% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Monaghan are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Monaghan on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.