Last update: Oct 2026

Cost of Living Comparison Between Monaghan and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,403 in Monaghan, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Monaghan
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Monaghan Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Monaghan

🇮🇪 Ireland

$2,403

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Monaghan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monaghan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,403 in Monaghan versus $1,368 in Ubud, Bali.

Monaghan $2,403
Ubud, Bali $1,368

Estimated couple costs with rent: $3,383 in Monaghan versus $2,314 in Ubud, Bali.

Monaghan $3,383
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,363 in Monaghan versus $3,260 in Ubud, Bali.

Monaghan $4,363
Ubud, Bali $3,260

Living in Monaghan is roughly 76% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Monaghan 78% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$17.59 €15.64

$3.33 Rp 59.8K

428.23%

Three-Course Dinner for Two, Mid-Range

$57.5 €51.1

$35.18 Rp 631.2K

63.33%

Fast Food Meal (McDonalds, etc)

$12.07 €10.74

$5.80 Rp 104.1K

108.10%

Cappuccino

$4.33 €3.85

$2.73 Rp 49.0K

58.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 €2.50

$1.64 Rp 29.4K

71.95%

Water (0.33 liter bottle)

$2.15 €1.91

$0.83 Rp 14.9K

159.04%

Local Beer (0.5 liter draught)

$6.85 €6.09

$2.70 Rp 48.4K

153.70%

Imported Beer (0.33 liter bottle)

$6.76 €6.01

$4.30 Rp 77.1K

57.21%

Milk (1 liter)

$1.59 €1.42

$1.50 Rp 27.0K

6.00%

White Bread (500g)

$2.18 €1.94

$2.30 Rp 41.2K

-5.22%

Rice (white) (1kg)

$1.95 €1.74

$1.18 Rp 21.1K

65.25%

Eggs

$4.29 €3.81

$2.14 Rp 38.5K

100.47%

Local Cheese (1kg)

$10.10 €8.98

$17.48 Rp 313.6K

-42.22%

Chicken Fillets (1kg)

$12.81 €11.40

$4.03 Rp 72.3K

217.87%

Beef Round Steak (1kg)

$13.64 €12.13

$12.23 Rp 219.4K

11.53%

Apples (1kg)

$3.07 €2.73

$3.55 Rp 63.7K

-13.52%

Banana (1kg)

$2.25 €2.00

$1.57 Rp 28.2K

43.31%

Oranges (1kg)

$3.04 €2.70

$2.24 Rp 40.1K

35.71%

Tomato (1kg)

$4.81 €4.28

$1.93 Rp 34.6K

149.22%

Potato (1kg)

$2.08 €1.85

$1.88 Rp 33.8K

10.64%

Onion (1kg)

$1.48 €1.31

$2.29 Rp 41.1K

-35.37%

Lettuce (1 head)

$1.30 €1.15

$0.99 Rp 17.8K

31.31%

Water (1.5 liter bottle)

$2.06 €1.83

$0.53 Rp 9,445

288.68%

Cigarettes 20 Pack (Marlboro, Camel)

$20.42 €18.16

$2.28 Rp 41.0K

795.61%

Wine (Bottle)

$13.17 €11.71

$23.01 Rp 412.9K

-42.76%

Local Beer (0.5 liter bottle)

$2.93 €2.60

$2.34 Rp 42.0K

25.21%

Imported Beer (0.33 liter bottle)

$3.55 €3.16

$2.91 Rp 52.2K

21.99%

One-way Ticket (Public Transport)

$2.65 €2.36

$0.24 Rp 4,301

1004.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

Taxi Start (Normal Tariff)

$5.09 €4.53

$0.48 Rp 8,657

960.42%

Taxi (Normal Tariff) (1km)

$1.49 €1.32

$0.46 Rp 8,207

223.91%

Taxi 1hour Waiting (Normal Tariff)

$35.36 €31.45

$5.45 Rp 97.9K

548.81%

Gasoline (1 liter)

$1.91 €1.70

$0.88 Rp 15.9K

117.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K €34.8K

$24.6K Rp 440.8M

59.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.6K

$31.2K Rp 559.6M

20.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 €210

$83.0 Rp 1.5M

184.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.05 €16.94

$6.45 Rp 115.7K

195.35%

Internet (50+ Mbps, Unlimited Data)

$51.5 €45.76

$18.57 Rp 333.1K

177.06%

Gym Membership (Monthly)

$57.9 €51.5

$55.8 Rp 1.0M

3.78%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

Cinema Ticket

$13.65 €12.14

$4.38 Rp 78.6K

211.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,018 €906

$493 Rp 8.8M

106.59%

International Primary School, 1 Child (Yearly)

$5,685 €5,057

$5,754 Rp 103.2M

-1.19%

Jeans (Levis 501 Or Similar)

$93.9 €83.5

$46.19 Rp 828.8K

103.29%

Summer Dress (H&M, Zara, etc)

$45.80 €40.74

$35.33 Rp 634.0K

29.63%

Sport Shoes (Adidas, Nike)

$110 €97.5

$79.1 Rp 1.4M

38.54%

Men's Leather Business Shoes

$123 €109

$78.4 Rp 1.4M

56.56%

1-bedroom Apartment, City Center (Monthly)

$1,304 €1,160

$1,142 Rp 20.5M

14.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,174 €1,044

$676 Rp 12.1M

73.75%

3-bedroom Apartment, City Center (Monthly)

$2,213 €1,969

$3,503 Rp 62.9M

-36.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 €1,567

$1,700 Rp 30.5M

3.67%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

Average Monthly Net Salary (After Tax)

$3,880 €3,450

$165 Rp 3.0M

2257.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.14

13.78

-69.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaghan: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monaghan

$1.2K 48.9%

Ubud, Bali

$676 49.4% 42.4% $498

Groceries & Markets

Monaghan

$350 14.6%

Ubud, Bali

$290 21.2% 17.1% $60

Monthly Utilities & Internet

Monaghan

$307 12.8%

Ubud, Bali

$108 7.9% 64.8% $199

Eating Out

Monaghan

$297 12.3%

Ubud, Bali

$109 8% 63.3% $188

Clothing & Footwear

Monaghan

$167 7%

Ubud, Bali

$108 7.9% 35.8% $60

Sport & Entertainment

Monaghan

$85 3.6%

Ubud, Bali

$65 4.7% 24.2% $21

Getting Around

Monaghan

$23 * 1%

Ubud, Bali

$13 0.9% 45.7% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,304 in Monaghan and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Monaghan pays 2258% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Monaghan vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $350 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇪 Monaghan

🇮🇩 Ubud, Bali

🕒 Local time

13:34 1:34 PM

20:34 8:34 PM

7 h ahead of Monaghan

🌤 Weather

👥 Population

7,700

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to EUR in detail →

On the map

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Between locations

Monaghan Ubud, Bali 12,830 km ≈ 17 h nonstop flight

From you

Monaghan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monaghan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 76% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2258% higher in Monaghan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,304 in Monaghan versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Monaghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,403 per month in Monaghan versus $1,368 in Ubud, Bali – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,403 in Monaghan, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Monaghan. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Monaghan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Monaghan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 76% less than in Monaghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.