Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Milton Keynes

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,511 in Milton Keynes, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Milton Keynes, United Kingdom
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Milton Keynes
🇬🇧 United Kingdom
$2,511
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Milton Keynes

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Milton Keynes actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,511 in Milton Keynes.

  • Ubud, Bali $1,331
  • Milton Keynes $2,511

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,563 in Milton Keynes.

  • Ubud, Bali $2,255
  • Milton Keynes $3,563

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,614 in Milton Keynes.

  • Ubud, Bali $3,180
  • Milton Keynes $4,614

Living in Ubud, Bali costs roughly 47% less than in Milton Keynes, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Milton Keynes is 86% above.

Currency
🍽 Eating Out
Ubud, Bali
Milton Keynes
Difference
Meal at Budget Restaurant
$3.38 Rp 61.2K
$19.77 £14.74
-82.90%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.6K
$86.1 £64.2
-59.77%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.1K
$11.59 £8.65
-51.94%
Cappuccino
$2.62 Rp 47.5K
$4.64 £3.46
-43.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$1.89 £1.41
-18.52%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$1.12 £0.84
-42.86%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$6.59 £4.92
-59.48%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.3K
$6.06 £4.52
-29.70%
🛒 Groceries & Markets
Ubud, Bali
Milton Keynes
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$1.71 £1.28
-14.62%
White Bread (500g)
$2.29 Rp 41.6K
$1.48 £1.11
54.73%
Rice (white) (1kg)
$1.11 Rp 20.1K
$2.87 £2.14
-61.32%
Eggs
$2.10 Rp 38.1K
$3.97 £2.96
-47.10%
Local Cheese (1kg)
$15.94 Rp 289.2K
$8.52 £6.36
87.09%
Chicken Fillets (1kg)
$3.88 Rp 70.4K
$9.00 £6.71
-56.89%
Beef Round Steak (1kg)
$11.40 Rp 206.8K
$13.12 £9.79
-13.11%
Apples (1kg)
$3.55 Rp 64.4K
$3.38 £2.52
5.03%
Banana (1kg)
$1.54 Rp 27.9K
$1.46 £1.09
5.48%
Oranges (1kg)
$2.23 Rp 40.5K
$2.60 £1.94
-14.23%
Tomato (1kg)
$1.97 Rp 35.8K
$2.79 £2.08
-29.39%
Potato (1kg)
$1.86 Rp 33.7K
$1.97 £1.47
-5.58%
Onion (1kg)
$2.42 Rp 43.9K
$1.64 £1.23
47.56%
Lettuce (1 head)
$1.02 Rp 18.6K
$1.27 £0.95
-19.69%
Water (1.5 liter bottle)
$0.52 Rp 9,475
$1.38 £1.03
-62.32%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$23.90 £17.82
-90.79%
Wine (Bottle)
$21.79 Rp 395.2K
$9.29 £6.93
134.55%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$2.69 £2.01
-13.38%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$2.39 £1.78
24.27%
🚌 Getting Around
Ubud, Bali
Milton Keynes
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,542
$4.13 £3.08
-93.95%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.3K
$84.5 £63.0
-90.33%
Taxi Start (Normal Tariff)
$0.44 Rp 7,941
$4.95 £3.69
-91.11%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,489
$1.63 £1.22
-71.17%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$30.61 £22.82
-81.71%
Gasoline (1 liter)
$0.83 Rp 15.0K
$2.12 £1.58
-60.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.5M
$38.3K £28.6K
-36.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.0M
$40.5K £30.2K
-21.64%
🧾 Monthly Utilities & Internet
Ubud, Bali
Milton Keynes
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$309 £230
-74.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$14.49 £10.80
-57.63%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.1K
$41.15 £30.68
-54.02%
🎉 Sport & Entertainment
Ubud, Bali
Milton Keynes
Difference
Gym Membership (Monthly)
$51.0 Rp 925.0K
$34.73 £25.90
46.82%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.0K
$20.40 £15.21
-10.54%
Cinema Ticket
$4.38 Rp 79.5K
$23.63 £17.62
-81.46%
🧸 Childcare & Education
Ubud, Bali
Milton Keynes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$2,387 £1,780
-79.37%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.7M
$24.4K £18.2K
-49.95%
👕👟 Clothing & Footwear
Ubud, Bali
Milton Keynes
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.2K
$114 £84.8
-60.31%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 632.9K
$40.26 £30.02
-13.34%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$80.5 £60.0
-2.70%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$97.6 £72.8
-20.18%
🏠 Accommodation & Living
Ubud, Bali
Milton Keynes
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.5M
$1,565 £1,167
-31.16%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
$1,208 £901
-44.98%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
$2,397 £1,788
46.41%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
$1,770 £1,320
-5.60%
Buy Apartment in City Center (m2)
$2,340 Rp 42.4M
$7,283 £5,431
-67.87%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
$5,679 £4,234
-60.62%
💵 Salaries & Financials
Ubud, Bali
Milton Keynes
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,939 £2,937
-95.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.67
195.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Milton Keynes: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Milton Keynes
$1.2K 81.7% $543
Groceries & Markets
Ubud, Bali
$279
Milton Keynes
$287 2.6% $7.4
Clothing & Footwear
Ubud, Bali
$106
Milton Keynes
$149 40.6% $43
Eating Out
Ubud, Bali
$106
Milton Keynes
$306 189% $200
Monthly Utilities & Internet
Ubud, Bali
$103
Milton Keynes
$365 256% $262
Sport & Entertainment
Ubud, Bali
$60
Milton Keynes
$82 37.2% $22
Getting Around
Ubud, Bali
$12
Milton Keynes
$114 855% $102

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,565 in Milton Keynes. Housing cost is often the main lever when comparing two cities.

Milton Keynes pays about 24 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $86 in Milton Keynes for a mid-range dinner for two. Groceries echo the gap at $279 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇬🇧 Milton Keynes
🕒 Local time
15:36 3:36 PM
07:36 7:36 AM
8 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
229,941
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,336 IDR (100,000 IDR = 4.92 EUR).

British Pound exchange rates as of November 4, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • Ubud, Bali Milton Keynes 12,520 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Milton Keynes

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Milton Keynes: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Milton Keynes?
Ubud, Bali wins on cost – living expenses run 47% lower than in Milton Keynes. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Milton Keynes?
On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Milton Keynes?
Rent for a central apartment: $1,078 in Ubud, Bali versus $1,565 in Milton Keynes. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Milton Keynes?
Childcare runs $492 in Ubud, Bali versus $2,387 in Milton Keynes. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Milton Keynes?
Supermarket bills run roughly 3% higher in Milton Keynes. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Milton Keynes?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Ubud, Bali or Milton Keynes?
Both work as nomad bases, but Ubud, Bali delivers better value at $1,331 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Milton Keynes?
Safety-wise, Ubud, Bali and Milton Keynes are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Milton Keynes. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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