Last update: Oct 2026

Cost of Living Comparison Between Milton Keynes and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,516 in Milton Keynes, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

Milton Keynes, United Kingdom
Ubud, Bali, Indonesia
Milton Keynes
🇬🇧 United Kingdom
$2,516
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Milton Keynes and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milton Keynes and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,516 in Milton Keynes versus $1,349 in Ubud, Bali.

  • Milton Keynes $2,516
  • Ubud, Bali $1,349

Estimated couple costs with rent: $3,566 in Milton Keynes versus $2,305 in Ubud, Bali.

  • Milton Keynes $3,566
  • Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,616 in Milton Keynes versus $3,261 in Ubud, Bali.

  • Milton Keynes $4,616
  • Ubud, Bali $3,261

Living in Milton Keynes is roughly 87% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Milton Keynes
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.12 £15.01
$3.32 Rp 60.3K
506.02%
Three-Course Dinner for Two, Mid-Range
$86.8 £64.7
$35.64 Rp 647.3K
143.43%
Fast Food Meal (McDonalds, etc)
$11.62 £8.67
$5.53 Rp 100.5K
110.13%
Cappuccino
$4.65 £3.47
$2.72 Rp 49.4K
70.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.92 £1.43
$1.70 Rp 30.9K
12.94%
Water (0.33 liter bottle)
$1.15 £0.86
$0.76 Rp 13.8K
51.32%
Local Beer (0.5 liter draught)
$6.70 £5.00
$2.65 Rp 48.2K
152.83%
Imported Beer (0.33 liter bottle)
$6.04 £4.50
$4.38 Rp 79.6K
37.90%
🛒 Groceries & Markets
Milton Keynes
Ubud, Bali
Difference
Milk (1 liter)
$1.65 £1.23
$1.49 Rp 27.1K
10.74%
White Bread (500g)
$1.51 £1.13
$2.28 Rp 41.3K
-33.77%
Rice (white) (1kg)
$2.78 £2.07
$1.19 Rp 21.6K
133.61%
Eggs
$3.93 £2.93
$2.04 Rp 37.0K
92.65%
Local Cheese (1kg)
$8.61 £6.42
$17.70 Rp 321.5K
-51.36%
Chicken Fillets (1kg)
$8.62 £6.43
$3.96 Rp 72.0K
117.68%
Beef Round Steak (1kg)
$13.10 £9.77
$12.19 Rp 221.4K
7.47%
Apples (1kg)
$3.25 £2.42
$3.66 Rp 66.4K
-11.20%
Banana (1kg)
$1.49 £1.11
$1.52 Rp 27.6K
-1.97%
Oranges (1kg)
$2.54 £1.90
$2.23 Rp 40.5K
13.90%
Tomato (1kg)
$2.77 £2.06
$1.97 Rp 35.8K
40.61%
Potato (1kg)
$1.87 £1.39
$1.85 Rp 33.6K
1.08%
Onion (1kg)
$1.57 £1.17
$2.42 Rp 44.0K
-35.12%
Lettuce (1 head)
$1.27 £0.95
$0.99 Rp 18.0K
28.28%
Water (1.5 liter bottle)
$1.36 £1.02
$0.51 Rp 9,324
166.67%
Cigarettes 20 Pack (Marlboro, Camel)
$23.91 £17.83
$2.22 Rp 40.4K
977.03%
Wine (Bottle)
$9.08 £6.77
$22.24 Rp 403.9K
-59.17%
Local Beer (0.5 liter bottle)
$2.72 £2.03
$2.26 Rp 41.0K
20.35%
Imported Beer (0.33 liter bottle)
$2.35 £1.75
$2.97 Rp 53.9K
-20.88%
🚌 Getting Around
Milton Keynes
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.96 £2.95
$0.25 Rp 4,559
1484.00%
Public Transport Monthly Pass (Regular Price)
$84.8 £63.2
$7.82 Rp 142.1K
984.14%
Taxi Start (Normal Tariff)
$5.07 £3.78
$0.44 Rp 7,982
1052.27%
Taxi (Normal Tariff) (1km)
$1.49 £1.11
$0.43 Rp 7,811
246.51%
Taxi 1hour Waiting (Normal Tariff)
$23.89 £17.81
$5.41 Rp 98.2K
341.59%
Gasoline (1 liter)
$1.99 £1.49
$0.82 Rp 15.0K
142.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K £28.9K
$23.8K Rp 433.0M
62.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.5K £30.2K
$31.7K Rp 576.6M
27.62%
🧾 Monthly Utilities & Internet
Milton Keynes
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$310 £231
$79.1 Rp 1.4M
291.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.55 £10.85
$6.45 Rp 117.1K
125.58%
Internet (50+ Mbps, Unlimited Data)
$40.97 £30.55
$18.58 Rp 337.4K
120.51%
🎉 Sport & Entertainment
Milton Keynes
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.11 £26.93
$49.48 Rp 898.7K
-27.02%
Tennis Court (1 Hour on Weekend)
$19.67 £14.67
$17.65 Rp 320.5K
11.44%
Cinema Ticket
$23.79 £17.74
$4.27 Rp 77.6K
457.14%
🧸 Childcare & Education
Milton Keynes
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,264 £1,688
$491 Rp 8.9M
361.46%
International Primary School, 1 Child (Yearly)
$22.6K £16.9K
$5,674 Rp 103.0M
298.73%
👕👟 Clothing & Footwear
Milton Keynes
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$114 £84.7
$44.64 Rp 810.7K
154.37%
Summer Dress (H&M, Zara, etc)
$39.99 £29.82
$34.95 Rp 634.8K
14.42%
Sport Shoes (Adidas, Nike)
$78.9 £58.9
$79.9 Rp 1.5M
-1.23%
Men's Leather Business Shoes
$94.4 £70.4
$79.4 Rp 1.4M
18.86%
🏠 Accommodation & Living
Milton Keynes
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,578 £1,177
$1,125 Rp 20.4M
40.26%
1-bedroom Apartment, Outside City Center (Monthly)
$1,214 £906
$671 Rp 12.2M
80.86%
3-bedroom Apartment, City Center (Monthly)
$2,345 £1,749
$3,565 Rp 64.7M
-34.21%
3-bedroom Apartment, Outside City Center (Monthly)
$1,776 £1,325
$1,723 Rp 31.3M
3.08%
Buy Apartment in City Center (m2)
$7,149 £5,331
$2,732 Rp 49.6M
161.69%
Buy Apartment Outside City Center (m2)
$5,640 £4,206
$2,284 Rp 41.5M
146.93%
💵 Salaries & Financials
Milton Keynes
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,459 £2,580
$164 Rp 3.0M
2011.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.67
13.78
-66.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milton Keynes: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Milton Keynes
$1.2K
Ubud, Bali
$672 44.7% $543
Monthly Utilities & Internet
Milton Keynes
$365
Ubud, Bali
$104 71.5% $261
Eating Out
Milton Keynes
$309
Ubud, Bali
$108 65.2% $202
Groceries & Markets
Milton Keynes
$283
Ubud, Bali
$288 2.1% $6
Clothing & Footwear
Milton Keynes
$147
Ubud, Bali
$108 26.9% $40
Getting Around
Milton Keynes
$113
Ubud, Bali
$11 89.9% $102
Sport & Entertainment
Milton Keynes
$84
Ubud, Bali
$58 30.7% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,578 in Milton Keynes and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Milton Keynes pays about 21 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $87 in Milton Keynes vs $36 in Ubud, Bali. Groceries flip the comparison at $283 vs $288, with Milton Keynes cheaper for home cooking.

Good to know
🇬🇧 Milton Keynes
🇮🇩 Ubud, Bali
🕒 Local time
05:24 5:24 AM
13:24 1:24 PM
8 h ahead of Milton Keynes
🌤 Weather
👥 Population
229,941
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 3, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

On the map
Between locations
  • Milton Keynes Ubud, Bali 12,520 km ≈ 16 h nonstop flight
From you
  • Milton Keynes
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Milton Keynes vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Milton Keynes or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 46% lower than in Milton Keynes. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Milton Keynes or in Ubud, Bali?
Average pay in Milton Keynes is about 21 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Milton Keynes compared to Ubud, Bali?
Rent for a central apartment: $1,578 in Milton Keynes versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Milton Keynes and in Ubud, Bali?
Childcare runs $2,264 in Milton Keynes versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Milton Keynes and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $87 in Milton Keynes. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Milton Keynes or in Ubud, Bali?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Milton Keynes or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Milton Keynes compared to Ubud, Bali?
Safety-wise, Milton Keynes and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.
Should I move to Milton Keynes or to Ubud, Bali?
It comes down to priorities – Ubud, Bali wins on affordability, Milton Keynes on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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